MIRA INFORM REPORT

 

 

Report Date :

26.04.2014              

 

IDENTIFICATION DETAILS

 

Name :

WHIRLPOOL S A

 

 

Registered Office :

Avenida Das Nações Unidas, 12995 21º/27º/31º/32º Andares Brooklin Novo 04578-000 - SÃO Paulo/SP

 

 

Country :

Brazil

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

06.12.1957

 

 

Legal Form :

Publicly Held Corporation

 

 

Line of Business :

Manufacture and sale of household apparatuses, metallurgy as well as import and export.

 

 

No. of Employees

18,328

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Brazil

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 


 

BRAZIL ECONOMIC OVERVIEW

 

Characterized by large and well-developed agricultural, mining, manufacturing, and service sectors, Brazil's economy outweighs that of all other South American countries, and Brazil is expanding its presence in world markets. Since 2003, Brazil has steadily improved its macroeconomic stability, building up foreign reserves, and reducing its debt profile by shifting its debt burden toward real denominated and domestically held instruments. In 2008, Brazil became a net external creditor and two ratings agencies awarded investment grade status to its debt. After strong growth in 2007 and 2008, the onset of the global financial crisis hit Brazil in 2008. Brazil experienced two quarters of recession, as global demand for Brazil's commodity-based exports dwindled and external credit dried up. However, Brazil was one of the first emerging markets to begin a recovery. In 2010, consumer and investor confidence revived and GDP growth reached 7.5%, the highest growth rate in the past 25 years. Rising inflation led the authorities to take measures to cool the economy; these actions and the deteriorating international economic situation slowed growth in 2011-13. Unemployment is at historic lows and Brazil's traditionally high level of income inequality has declined for each of the last 14 years. Brazil's historically high interest rates have made it an attractive destination for foreign investors. Large capital inflows over the past several years have contributed to the appreciation of the currency, hurting the competitiveness of Brazilian manufacturing and leading the government to intervene in foreign exchange markets and raise taxes on some foreign capital inflows. President Dilma ROUSSEFF has retained the previous administration's commitment to inflation targeting by the central bank, a floating exchange rate, and fiscal restraint

 

Source : CIA

 

 

 


Company name and address

 

WHIRLPOOL S A

 

 

ADDRESSES

 

MAIN ADDRESS:

AVENIDA DAS NAÇÕES UNIDAS, 12995 21º/27º/31º/32º ANDARES BROOKLIN NOVO

ZIP CODE/CITY:

04578-000 - SÃO PAULO/SP

 

 

PHONE:

11 3787-6102

FAX:

11 3787-6100

E-MAIL:

multibras@multibras.com.br

WEB SITE:

www.multibras.com.br

 

BRANCHES:

 

 

 

ADDRESS:

RUA DONA FRANCISCA, 7200 - DISTRITO INDUSTRIAL

ZIP CODE/CITY:

89219-600 JOINVILLE/SC

PHONE:

47 3803-5400

 

 

ADDRESS:

ESTRADA TORQUATO TAPAJÓS, 7.500 KM 12 COLÔNIA TERRA NOVA

ZIP CODE/CITY:

69048-660 MANAUS/AM

 

 

ADDRESS:

AVENIDA EIXO DA INTEGRAÇÃO, 689 - MURIBECA

ZIP CODE/CITY:

054360-00 JABOATÃO DOS GUARARAPES/PE

 

 

ADDRESS:

AVENIDA TAMBORÉ, 1000 - TAMBORÉ

ZIP CODE/CITY:

06460-000 BARUERI/SP

 

 

REQUESTED ADDRESS:

RUA RUI BARBOSA, 1020 - DISTRITO INDUSTRIAL

ZIP CODE/CITY:

89219-901 JOINVILLE/SC

PHONE:

47 3441-2465

CNPJ:

59.105.999/0057-30

 

 

ADDRESS:

RUA DONA FRANCISCA, 8300 - MOD. 01 - BLOCO B

ZIP CODE/CITY:

89239-270 JOINVILLE/SC

PHONE:

47 3441-7986

 

 

ADDRESS:

AVENIDA 80A, Nº. 777 - DISTRITO INDUSTRIAL

ZIP CODE/CITY:

RIO CLARO/SP

PHONE:

19 2111-9100

 


 

LEGAL DATA

 

MAIN ACTIVITIES:

 

MANUFACTURE AND SALE OF HOUSEHOLD APPARATUSES, METALLURGY AS WELL AS IMPORT AND EXPORT.

 

LEGAL FORM:

PUBLICLY HELD CORPORATION

 

 

INCORPORATION DATE:

06/12/1957

REGISTER DATE:

06/12/1957

BALANCE SHEET FILING DATE:

31/12

TAX CONTRIBUTOR NUMBER(CNPJ):

59.105.999/0001-86

STATE REGISTER:

113.779.591.110

 

 

SHARE CAPITAL:

R$ 1.085.793.037,93

LAST REGISTER OF CAPITAL:

31/08/2006

 

BOARD OF DIRECTORS:

 

 

 

JOÃO CARLOS COSTA BREGA

PRESIDENT DIRECTOR

ROBERTO HOLTHAUSEN CAMPOS

PRESIDENT DIRECTOR

ENRICO ZITO

PRESIDENT DIRECTOR

ARTHUR HENRIQUE DE AGUIAR C AZEVEDO

FINANCIAL DIRECTOR

JOSÉ LAINOR DRIESSEN

OPERATIONS DIRECTOR

REINALDO MAYKOT

MARKETING DIRECTOR

JOSÉ JÚLIO DE SOUZA PEREIRA

DIRECTOR

CARLOS HENRIQUE PINTO HADDAD

INVESTORS RELATIONS DIRECTOR

SÉRGIO AUGUSTO FRANÇA LEME

SALES DIRECTOR

 

 

AUTHORIZED USE OF SIGNATURE

 

THE DIRECTORS ARE AUTHORIZED TO SIGN ON BEHALF OF THE COMPANY.

 

SHAREHOLDERS / PARTNERS:

 

 

 

BRASMOTOR S/A

44,23%

WHIRLPOOL DO BRASIL LTDA

49,94%

OTHERS

5,83%

 

AFFILIATES / SUBSIDIARIES:

 

 

 

BRASTEMP DA AMAZÔNIA S.A.

99,99%

BRASTEMP UTILIDADES DOMÉSTICAS LTDA

99,00%

CONSÓRCIO NACIONAL BRASTEMP S/C LTDA.

99,00%

LATIN AMERICA WARRANTY S.A.

99,95%

WHIRLPOOL ARGENTINA S.A.

99,95%

EALING COMPANHIA DE GESTIONES Y PARTICIPACIONES S.A.

100,0%

EMBRACO EUROPE S.R.L.

99,99%

BEIJING EMBRACO SNOWFLAKE COMPRESSOR CO. LTD.

66,92%

EMBRACO SLOVAKIA S.R.O.

99,99%

EMBRACO MÉXICO S. DE R.S.L. DE C.V.

99,99%

WHIRLPOOL PUNTANA S.A.

99,95%

WHIRLPOOL CHILE S.A.

100,0%

MLOG - ARMAZÉM GERAL LTDA.

100,0%

EMBRACO NORTH AMERICA, INC

100,0%

 

 

COMPANY'S BACKGROUND

 

BRASMOTOR BEGAN OPERATING IN 1947, WHEN THE COMPANY COMPANHIA DISTRIBUIDORA GERAL BRASMOTOR, STARTED TO IMPORT AND TRADE REFRIGERATORS OF BRAND NORGE, ALASKA AND WHITE STAR.

 

LATER, BRASMOTOR BECAME A HOLDING AND THE UNIT PRODUCER OF REFRIGERATORS WITH THE NAME OF MULTIBRAS, ESTABLISHED IN 1957.

 

MULTIBRÁS TRADE PRODUCTS WITH THE BRAND BRASTEMP AND DUE TO THE HIGH ACCEPTANCE, IN 1972 DECIDED TO CHANGE THE NAME FROM MULTIBRÁS TO BRASTEMP AND CONSEQUENTLY HELD INTEREST DIRECTLY AND INDIRECTLY IN THE COMPANY EMPRESA BRASILEIRA DE COMPRESSORES S/A - EMBRACO.

 

IN 1976 THE COMPANY ACQUIRED IMPORTANT SHAREHOLDING PARTICIPATION IN CONSUL S/A, COMPETITOR COMPANY HEADQUARTERED IN JOINVILLE/SC, PRODUCER OF COMPRESSORS, IMPORTANT COMPONENT FOR THE MANUFACTURING OF REFRIGERATORS, COMPANY AFFILIATED TO CONSUL S/A.

 

IN 1983, BRASTEMP ACQUIRED TOGETHER WITH BRASMOTOR AND CONSUL THE SHAREHOLDING CONTROL OF HEVEA DA AMAZÔNIA INDÚSTRIA DE PLÁSTICOS S/A, HEADQUARTERED IN THE ZONA FRANCA DE MANAUS AND ALTERED ITS NAME TO MULTIBRÁS DA AMAZÔNIA S/A.

 

IN 1984, BRASTEM ACQUIRED 100% OF THE SHAREHOLDING CONTROL OF SEMER S/A, AN IMPORTANT PRODUCER OF POPULAR STOVES, IN SÃO PAULO. IN 1992 FINISHED THE INCORPORATION BRASTEMP DA AMAZÔNIA FOR THE PRODUCING OF MICROWAVE OVENS ALONG WITH CONSUL S/A AND MULTIBRÁS DA AMAZÔNIA S/A.

 

IN APRIL 1994 BRASTEMP S/A WENT PUBLIC AND CHANGED ITS CORPORATE NAME TO MULTIBRÁS S/A ELECTRODOMÉSTICOS AND TOOK OVER THE COMPANIES CONSUL S/A AND SEMERS/A AND BECAME THE LARGEST MANUFACTURER OF HOUSEHOLD APPARATUSES IN LATIN AMERICA.

 

IN 1998 THE COMPANY CONSUL INDUSTRIAL DA AMAZONIA S/A WAS TAKEN OVER BY BRASTEMP DA AMAZONIA S/A.

 

IN 1996 ENDED THE FORMATION OF A WHOLE-OWNED SUBSIDIARY NAMED PAR S/A, AIMED AT THE FINANCING THE PRODUCTS BY THE RETAIL CHAINS.

 

IN AUGUST 1997, MULTIBRÁS S/A ELETRODOMÉSTICOS TOOK OVER THE SHAREHOLDING CONTROL OF WHIRLPOOL ARGENTINA S/A UNTIL THEN HELD BY BRASMOTOR S/A AND WHIRPOOL CORPORATION.IN MAY 1998 MULTIBRÁS ACQUIRED PART OF OPERATIONS OF PHILIPS IN CHILE AND ALTERED ITS NAME TO WHIRLPOOL CHILE LTDA.

 

IN JANUARY 2000 THE WHIRLPOOL CORPORATION ACQUIRED 88% OF SHARES HELD BY MINORITY SHAREHOLDERS AND BECAME HOLDER OF 95% OF THE TOTAL CAPITAL OF MULTIBRÁS.IN FEBRUARY 2001 THE COMPANY TOOK OVER THE ASSETS AND LIABILITIES OF MULTIBRÁS PAR S/A.

 

EARLY 2001, THE COMPANY IMPLANTED, THROUGH A RATIONALIZATION PLAN THE CENTRALIZATION OF THE REFRIGERATION PRODUCTS IN JOINVILLE/SC.

 

ON SEPTEMBER 30, 2005 THE COMPANY TRANSFERRED THE TOTALITY OF ITS PARTICIPATION AT MULTIBRÁS DA AMAZÔNIA S.A., (52,53%) TO FLEXTRONICS PLÁSTICOS LTDA, COMPANY OF THE GROUP FLEXTRONICS INTERNATIONAL LTD. SO MULTIBRÁS DA AMAZÔNIA S.A CHANGED ITS CORPORATIVE NAME TO FLEXTRONICS MANAUS LTDA.

 

ON APRIL 28, 2006 THE SHAREHOLDERS OF MULTIBRAS S/A ELETRODOMESTICOS WAS APPROVED THE TAKEOVER OF EMPRESA BRASILEIRA DE COMPRESSORES S/A - EMBRACO AND CONCOMITANTLY THE CORPORATE NAME CHANGED TO WHIRLPOOL S.A.

 

FURTHER DETAILS ABOUT THE SUBJECT'S HISTORY ARE SO FAR NOT KNOWN.

 

PUBLIC INFORMATION:

 

PROTESTS:

 

53  PROTESTS,TOTAL AMOUNT R$ 253.675,88

    DATE OF FIRST PROTEST: MAY/2009  R$ 16.122,46

    DATE OF HIGHEST PROTEST: MARCH/2014  R$ 19.878,97

 

DETAILS OF LATEST PROTESTS:

 

NOTARY OFFICE:

DATE:

VALUE:

1º CARTORIO DE RIO CLARO/SP

04/2014

R$ 145,30

3º CARTÓRIO DE RIO CLARO/SP

04/2014

R$ 5.858,38

2º CARTORIO DE JABOATÃO DOS GUARARAPES/PE

04/2014

R$ 6.657,97

2º CARTORIO DE RIO CLARO/SP

04/2014

R$ 3.184,96

3º CARTORIO DE JOINVILLE/SC

04/2014

R$ 5.117,20

 

LAWSUITS:

 

 

 

DATE:

COURT OF LAW:

 

1

FEDERAL LAWSUIT

22/12/10

12ª VARA DE SP-SP-FEDERAL

1

STATE LAWSUIT

16/09/09

VARA DE SP-RIO CLARO

1

EXECUTIVE LAWSUIT

18/04/12

VARA DE SE-MARUIM

 


 

FINANCIAL INFORMATION

 

GENERAL BALANCE SHEETS AS OF 31/12/2013, 31/12/2012 AND 31/12/2011.

( FIGURES ARE IN THOUSANDS OF REAIS ).

 

ASSETS

 

 

 

CURRENT:

31/12/2013

31/12/2012

31/12/2011

 

 

 

 

CASH AND BANKS

447.442

128.780

196.459

CLIENTS

413.417

456.142

407.735

INVENTORY

610.280

516.194

460.902

RECOVERABLE TAXES

114.626

75.331

68.295

INTERCOMPANY CREDITS

2.125.022

2.015.354

1.174.204

ACCOUNTS RECEIVABLE

74.418

104.427

68.934

DIVIDENDS RECEIVABLES

7.532

 

17.535

DERIVATIVES OPERATIONS

4.213

17.604

9.611

 

----------------

----------------

----------------

TOTAL CURRENT ASSETS

3.796.950

3.313.832

2.403.675

 

LONG-TERM RECEIVABLES:

 

 

 

 

 

 

 

RECOVERABLE TAXES

26.710

28.203

27.837

DEFERRED TAXES

264.774

290.224

320.536

INTERCOMPANY CREDITS

230.169

192.534

284.089

JUDICIAL DEPOSITS

116.606

109.534

107.669

ACCOUNTS RECEIVABLES

42.750

30.265

33.280

DERIVATIVES OPERATIONS

1.021

2.158

144

OTHER CREDITS

347

347

347

 

----------------

----------------

----------------

TOTAL LONG-TERM RECEIVABLES

682.377

653.265

773.902

 

FIXED ASSETS:

 

 

 

 

 

 

 

INVESTMENTS

1.342.967

1.012.266

848.525

FIXED ASSETS

691.434

684.403

677.102

INTANGIBLE

68.722

64.484

59.700

 

----------------

----------------

----------------

TOTAL FIXED ASSETS

2.103.123

1.761.153

1.585.327

 

================

================

================

TOTAL ASSETS

6.582.450

5.728.250

4.762.904

 

LIABILITIES:

 

 

 

CURRENT:

31/12/2013

31/12/2012

31/12/2011

 

 

 

 

LOANS AND FINANCING

15.183

19.269

19.085

SUPPLIERS

1.731.469

1.649.996

1.274.134

TAX LIABILITIES

144.707

86.751

83.740

INTERCOMPANY DEBTS

269.281

221.616

211.430

ACCOUNTS PAYABLE

401.775

377.211

707.111

DERIVATIVES OPERATIONS

86.148

45.733

100.020

SOCIAL / LABOR OBLIGATIONS

108.951

117.833

106.920

PROVISIONS

 

38.945

 

 

----------------

----------------

----------------

TOTAL CURRENT LIABILITIES

2.757.514

2.557.354

2.502.440

 

LONG TERM LIABILITIES:

 

 

 

 

 

 

 

RELATED COMPANIES

1.106.846

792.618

120.661

LOANS AND FINANCING

122.710

92.275

65.801

PROVISIONS

178.710

256.859

358.038

FISCAL OBLIGATIONS

65.521

 

 

 

----------------

----------------

----------------

TOTAL LONG TERM LIABILITIES

1.473.787

1.141.752

544.500

 

NET EQUITY:

 

 

 

 

 

 

 

SHARE CAPITAL

1.085.793

1.085.793

1.085.793

CAPITAL RESERVES

72.647

63.992

54.037

PROFIT RESERVES

1.237.545

968.251

681.738

OTHER COMPREHENSIVE INCOME

-30.162

-30.540

-31.986

CUMULATIVE TRANSLATION ADJUSTMENT

-14.674

-58.352

-73.618

 

----------------

----------------

----------------

TOTAL NET EQUITY

2.351.149

2.029.144

1.715.964

 

================

================

================

TOTAL LIABILITIES

6.582.450

5.728.250

4.762.904

 

PROFIT AND LOSS ACCOUNTS AS OF 31/12/2013, 31/12/2012 AND 31/12/2011.

( FIGURES ARE IN THOUSANDS OF REAIS ).

 

 

31/12/2013

31/12/2012

31/12/2011

 

 

 

 

NET SALES

6.690.495

6.337.687

5.817.938

(-) COST OF SOLD GOODS

5.184.494

4.943.351

4.317.720

 

----------------

----------------

----------------

GROSS PROFIT

1.506.001

1.394.336

1.500.218

OPERATING REVENUE (EXPENSE)

-571.730

-634.420

-1.181.108

FINANCIAL REVENUE(EXPENSE)

-4.249

-3.836

-19.638

 

----------------

----------------

----------------

OPERATIONAL PROFIT (LOSS)

930.022

756.080

299.472

CONTRIBUTION/INCOME TAX

-117.275

-149.813

69.206

 

----------------

----------------

----------------

NET PROFIT (LOSS)

812.747

606.267

368.678

 

RATIOS:

31/12/2013

31/12/2012

31/12/2011

 

QUICK RATIO

1,16

 

1,09

 

,78

 

CURRENT RATIO

1,38

 

1,30

 

,96

 

ACCOUNTS RECEIVABLE TURNOVER

16,18

TIMES

13,89

TIMES

14,27

TIMES

DAYS' SALES IN RECEIVABLES

22,25

DAYS

25,91

DAYS

25,23

DAYS

INVENTORY TURNOVER

8,50

TIMES

9,58

TIMES

9,37

TIMES

ACCOUNTS PAYABLE PERIOD

120,23

DAYS

120,16

DAYS

106,23

DAYS

RETURN ON ASSETS

1,02

TIMES

1,11

TIMES

1,22

TIMES

SALES TURNOVER ON NET EQUITY

2,85

TIMES

3,12

TIMES

3,39

TIMES

NET WORTH TIE-UP

,29

 

,34

 

,39

 

INDEBTEDNESS

1,80

 

1,82

 

1,78

 

EQUITY RATIO

35,72

%

35,42

%

36,03

%

WORKING CAPITAL RATIO

37,69

%

29,58

%

-3,95

%

GENERAL SOLVENCY

1,56

 

1,55

 

1,56

 

RETURN ON NET EQUITY

34,57

%

29,88

%

21,49

%

RETURN ON SALES (PROFIT MARGIN)

12,15

%

9,57

%

6,34

%

GROSS PROFIT MARGIN

22,51

%

22,00

%

25,79

%

OPERATIONAL RESULT

13,90

%

11,93

%

5,15

%

SALES TURNOVER ON LIABILITIES

2,43

TIMES

2,48

TIMES

2,32

TIMES

FOREIGN CURRENCY ON ASSETS

 

 

 

 

 

 

FOREIGN CURRENCY ON LIABILITIES

 

 

 

 

 

 

 

EXCHANGE RATE:

 

 

US$ 1,00 = R$ 2,24

 - OFFICIAL RATE ON 17/04/2014

US$ 1,00 = R$ 2,34

 - OFFICIAL RATE ON 31/12/2013

US$ 1,00 = R$ 2,04

 - OFFICIAL RATE ON 31/12/2012

US$ 1,00 = R$ 1,87

 - OFFICIAL RATE ON 31/12/2011

 

COMMENTS ON THE FINANCIAL INFORMATION:

 

FOLLOWS ATTACHED WORKSHEET WITH MAIN FINANCIAL RATIOS.

 

THE FIGURES FOR FISCAL 2013 SHOW A SATISFACTORY FINANCIAL STANDING. IT SHOWED HIGH LEVEL OF INDEBTEDNESS BUT HAS GOOD LIQUIDITY AND IMPORTANT WORKING CAPITAL, CONSIDERED SUFFICIENT TO COVERT HE SHORT TERM DEBTS. FURTHER, IT SHOWED GROWING SALES AND POSTED PROFIT.

 

REAL ESTATE:

 

 OWNED PREMISES ARE VALUED AT R$ 237.202.000,00

 

VEHICLES:

 

OWNED VEHICLES ARE VALUED AT R$ 293.000,00

 

MACHINES:

 

   OWNED MACHINES AND EQUIPMENTS ARE VALUED AT R$ 1.885.596.000,00

 

 

INSURANCE

 

AS OF DECEMBER 31, 2013 THE INSURANCE COVERAGE AGAINST FIRE, THEFT, VEHICLE CRASH AND SUNDRY RISKS OVER FIXED ASSETS, INVENTORY AND LOSS OF INCOME IS CONSIDERED SUFFICIENT BY THE ADMINISTRATION TO COVER CONTINGENCY INDEMNITIES.

 

 

BANKING REFERENCES

 

 

 

CITY:

BANCO DO BRASIL S/A

 

SÃO BERNARDO DO CAMPO/SP

BANCO SANTANDER (BRASIL) S/A

 

SÃO BERNARDO DO CAMPO/SP

BANCO BRADESCO S/A

 

SÃO BERNARDO DO CAMPO/SP

BANCO ITAÚ S/A

 

SÃO BERNARDO DO CAMPO/SP

 

REMARKS: IN BRAZIL THE BANKS ARE PROHIBITED BY LAW TO PROVIDE INFORMATION OR ANY KIND OF COMMENTS ABOUT THEIR CLIENTS. DUE TO THIS LAW PROHIBITION WE ARE UNABLE TO PROVIDE ANY BANKING DETAILS.

 

ACCORDING TO THE CENTRAL BANK OF BRAZIL OFFICIAL REPORT, THE COMPANY HAS NO RETURNED CHECKS UP TO DATE. (IN THE TERMS OF "CIRCULAR 1682 BRAZILIAN CENTRAL BANK").

 

 

ACTIVITIES COMMENTS:

 

SUBJECT IS ENGAGED IN THE MANUFACTURE AND SALE OF HOUSEHOLD APPARATUSES, METALLURGY AS WELL AS IMPORT AND EXPORT.

 

IMPORT AND EXPORT:

 

   IMPORTS FROM:

GERMANY AND UNITED STATES.

 

   EXPORTS TO:

UNITED STATES.

 

MAIN CLIENTS:

 

 

 

 

 

DOMESTIC CLIENTS:

 

 

CASAS BAHIA COMERCIAL LTDA

 

 

GLOBEX UTILIDADES DOMESTICAS

 

 

 

 

STAFF:

 

THE COMPANY HAS: 18328 EMPLOYEE(S)

 

 

CONCEPT AND FULFILMENT

 

THE SUBJECT IS A WELL-ESTABLISHED COMPANY, OPERATING SINCE 1957. SO FAR IT HAS A CLEAR TRADE HISTORY AND A GOOD PAYMENT BEHAVIOR.

 

THE COMPANY HAS TRADE RELATIONS WITH SEVERAL SUPPLIERS IN BRAZIL. THE SUPPLIERS EXTEND CREDIT FACILITIES TO THE SUBJECT IN TERMS AND AMOUNTS ACCORDING TO THE COMPANY'S NEEDS AND SO FAR NO PAYMENT PROBLEMS ARE NOTED.

 

THE LAWSUITS REPORTED ARE NOT RELATED WITH TRADE DEBTS. THEY ARE RELATED TO TAX DEBTS THAT FOR ANY REASON THE COMPANY HAS NOT YET PAID. NEVERTHELESS WE POINT OUT THAT THE SAID LAWSUITS DO NOT AFFECT THE COMPANY'S TRADE REPUTATION.

 

OUR INVESTIGATION THROUGH THE PUBLIC SHOWED SOME DETRIMENTAL FILES REGISTERED AGAINST THE SUBJECT BUT DUE TO THE SUBJECT'S HIGH FINANCIAL STRENGTH AND HIGH SCALE OF OPERATIONS THE DETRIMENTAL FILES DO NOT AFFECT ITS TRADE REPUTATION.

 

MAIN SUPPLIERS:

 

 

 

 

 

DOMESTIC SUPPLIERS:

 

 

ALCAN ALUMINIO DO BRASIL S/A

 

 

BAYER S/A

 

 

CIA AÇOS ESPECIAIS ITABIRA -ACESITA

 

 

CIA SIDERURGICA NACIONAL

 

 

EMPRESA BRASILEIRA DE COMPRESSORES S/A

 

 

METALURGICA DUQUE S/A

 

 

USIMINAS S/A

 

 

 

PAYMENT HISTORY:

 

34 SUPPLIERS REPORTED PAYMENTS:

   TOTAL AMOUNT:  R$ 27.686.620,00

 

AMOUNT OF INVOICES PAID: 4229

TOTAL OF PROMPT PAYMENTS: 98,1%

TOTAL OF DELAYED PAYMENTS: 1,9%

 

HIGHEST INVOICE: R$ 121.660,00

HIGHEST CREDIT: R$ 341.026,00

 

OUTSTANDING INVOICES DUE WITHIN THE NEXT +90 DAYS:

 

---------------------------

SUPPLIERS:

INVOICES:

TOTAL AMOUNT:

DUE WITHIN 30 DAYS

8

141

R$ 412.778,00

DUE WITHIN 60 DAYS

6

30

R$ 242.152,00

DUE WITHIN 90 DAYS

3

18

R$ 119.921,00

DUE WITHIN OER 90 DAYS

1

6

R$ 25.025,00

 

 

FINAL OPINION:

 

THE SUBJECT IS A WELL-ESTABLISHED COMPANY IN BUSINESS FOR SEVERAL YEARS. UP TO DATE IT HAS SATISFACTORY FINANCIAL STANDING, A CLEAR TRADE HISTORY AND GOOD PAYMENT BEHAVIOR.

 

BASED ON THE GENERAL INFORMATION AVAILABLE IT IS BELIEVED THAT GOOD TRADE RELATIONS MAY BE ESTABLISHED. CREDIT FACILITIES MAY BE EXTENDED WITHIN TERMS AND AMOUNTS ADEQUATE TO THE COMPANY'S FINANCIAL STRENGTH..

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.12

UK Pound

1

Rs.102.71

Euro

1

Rs.84.52

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

NIS

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.