MIRA INFORM REPORT

 

 

Report Date :

01.08.2014

 

IDENTIFICATION DETAILS

 

Name :

GTC PAINT COMPANY LTD

 

 

Registered Office :

GTC Building, Canada Dry Street, Sabhan Industrial Area, South Entrance No. 3, 24445 Safat 13105

 

 

Country :

Kuwait

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

24.04.1974

 

 

Com. Reg. No.:

20117

 

 

Legal Form :

With Limited Liability - WLL

 

 

Line of Business :

Engaged in the manufacture and marketing of commercial, industrial and marine paints.

 

 

No of Employees :

220

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – June 01, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Kuwait

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

C2

Very High Risk

 

D

 

 

KUWAIT ECONOMIC OVERVIEW

 

Kuwait has a geographically small, but wealthy, relatively open economy with crude oil reserves of about 102 billion barrels - more than 6% of world reserves. Petroleum accounts for nearly half of GDP, 95% of export revenues, and 95% of government income. Kuwaiti officials have committed to increasing oil production to 4 million barrels per day by 2020. Budget surpluses have stayed around 30% of GDP, which has led to higher budget expenditures, particularly wage hikes for many public sector employees, as well as increased allotments to Kuwait’s Future Generations Fund. Kuwait has done little to diversify its economy, in part, because of this positive fiscal situation, and, in part, due to the poor business climate and the historically acrimonious relationship between the National Assembly and the executive branch, which has stymied most movement on economic reforms. In 2010, Kuwait passed an economic development plan that pledges to spend up to $130 billion over five years to diversify the economy away from oil, attract more investment, and boost private sector participation in the economy, though much of these funds have yet to be allocated.

Source : CIA

SUMMARY

 

Company Name                         : GTC PAINT COMPANY LTD

Country of Origin                                    : Kuwait

Legal Form                                            : With Limited Liability - WLL

Registration Date                                   : 24th April 1974

Commercial Registration Number            : 20117, Kuwait City

Trade Licence Number                            : 4255

Chamber Membership Number                : 4066

Issued Capital                                        : KD 300,000

Paid up Capital                                      : KD 300,000

Total Workforce                                     : 220

Activities                                               : Manufacture and marketing of commercial, industrial and marine paints.

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                         : Steady

Person Interviewed                                 : Ahmed Hussain, Finance Manager

 

 


COMPANY NAME

 

GTC PAINT COMPANY LTD

 

 

company ADDRESS

 

Registered & Physical Address

 

Building             : GTC Building

Street               : Canada Dry Street

Area                 : Sabhan Industrial Area, South Entrance No. 3

 

PO Box             : 24445

 

Town                 : Safat 13105

Country             : Kuwait

 

Telephone         : (965) 24710120 / 24710170 / 24836988 / 24846550

Facsimile          : (965) 24761261 / 24837138

Email                : purchase@gtcpaints.com

 

Premises

 

Subject operates from a large suite of offices and a factory that are owned and located in the Industrial Area of Safat.

 

 

KEY PRINCIPALS

 

     Name                                                                                              Position

 

·       Khalid Abdullah Al Hamd Al Saqr                                                        Managing Director

 

·       Saqr Yacoub Yousef Al Saqr                                                              Director

 

·       Telal Yacoub Yousef Al Saqr                                                              Director

 

·       Yousef Yacoub Yousef Al Saqr                                                           Director

 

·       Mahmoud Al Zuraiqi                                                                           General Manager

 

·       Bashir Barakat                                                                                  Production Manager

 

·       Ali Al Natsha                                                                                    Purchasing Manager

 

·       Ahmed Hussain                                                                                Finance Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 24th April 1974

 

Legal Form                  : With Limited Liability - WLL

 

Commercial Reg. No.  : 20117, Kuwait City

 

Trade Licence No.       : 4255

 

Chamber Member No. : 4066

 

Issued Capital              : KD 300,000

 

Paid up Capital            : KD 300,000

 

Name of Shareholder (s)

 

·       Khalid Abdullah Al Hamd Al Saqr

 

·       Saqr Yacoub Yousef Al Saqr

 

·       Telal Yacoub Yousef Al Saqr

 

·       Yousef Yacoub Yousef Al Saqr

 

 

AFFILIATED COMPANIES

 

Subject is a member of the A H Al Sager & Bros Group, which comprises the following concerns:

 

·       Kuwait National Bottling Co

 

·       Kuwait Automotive Import Co

 

·       Honeywell Kuwait KSC

 

·       Al Bunyan Engineering Contracting Co

 

·       Al Andalus Trading Co

 

·       Al Sagar Transport Co

 

·       GTC Industrial Group

OPERATIONS

 

Activities: Engaged in the manufacture and marketing of commercial, industrial and marine paints.

 

Import Countries: United Kingdom, Germany and the United States of America.

 

International Suppliers:

 

·       Marpex Ltd                           United Kingdom

·       British Gypsum Ltd               United Kingdom

·       Thor Chemical (UK) Ltd          United Kingdom

·       Dorham Chemical Ltd            United Kingdom

·       BASF GmbH                        Germany

·       Bayer AG                             Germany

·       Dupont Inc                            United States of America

·       Ashland                                United States of America

 

Brand Names: GTC

 

Operating Trend: Steady

 

Subject has a workforce of approximately 220 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Kuwaiti Dinars (KD)

 

                                                Year Ending 31/12/12:              Year Ending 31/12/13:

 

Total Sales                                KD 7,450,000                            KD 7,825,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       National Bank of Kuwait

Ali Awadi Tower

Ahmed Al Jaber Street

PO Box: 95

Safat 13001

Tel: (965) 23981188 / 23981189

Fax: (965) 23985643

 

·       Al Ahli Bank of Kuwait KSC

Mubarak Al Kabir Street

PO Box: 1387

Safat 13033

Tel: (965) 22411101 / 24411102

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

Date of transaction                  December 2005                     April 2008                        November 2011

Credit amount                            34,000                                      150,000                                     26,000

Amount overdue                         0                                              0                                              0

Payment terms                          30 days                                     60 days                                     30 days

Payment Method                       Letters of Credit                         Letters of Credit                         Letters of Credit

Paying record                            No Complaints                           No Complaints                           No Complaints

Currency                                   Pounds Sterling                         US Dollars                                 Euros

 

 

 

GENERAL COMMENTS

 

Local sources report that payment obligations are met in a generally timely manner and the operating history is clear. As such the company is deemed a fair trade risk.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 60.24

UK Pound

1

Rs. 101.92

Euro

1

Rs. 80.69

 

 

INFORMATION DETAILS

 

Analysis Done by :

SMT

 

 

Report Prepared by :

DPT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.