MIRA INFORM REPORT

 

 

 

 

Report Date :

02.08.2014

 

IDENTIFICATION DETAILS

 

Name :

OOM SHOE COMPONENT

 

 

Registered Office :

160/2, Mauja Maghtai, Bodla Bichpuri Road, Agra - 282007, Uttar Pradesh

 

 

Country :

India

 

 

Date of Incorporation :

April, 2004

 

 

Capital Investment / Paid-up Capital :

Not Divulged 

 

 

IEC No.:

0614001056

 

 

TIN No.:

09900123608

 

 

PAN No.:

[Permanent Account No.]

AADFO8233G

 

 

Legal Form :

Partnership Concern with an Unlimited Liability of the Partners 

 

 

Line of Business :

Importer, Exporter and Trader of Shoe Components.

 

 

No. of Employees :

Not Divulged

 


 

RATING & COMMENTS

 

MIRA’s Rating :

NB

 

RATING

STATUS

PROPOSED CREDIT LINE

--

NB

                                       New Business

 

--

 

 

Status :

New Concern

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

 

Comments :

Subject is a new partnership concern and yet to establish itself gradually.

 

The concern expects a sizeable turnover from its first year of operations.

 

Trade relations are reported to be improving. Business is active. Payment terms are unknown.

 

The concern can be considered for business dealings on a fully safe and secured trade terms and conditions. 

 

Payment terms are unknown.

 

The concern can be considered for business dealings on a fully safe and secured trade terms and conditions.

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

INDIAN ECONOMIC OVERVIEW

 

NEWS

 

The economy grew 4.7 %in 2013/14, marking a second straight year of sub-5 % growth – the worst slowdown in more than a quarter of a century. The data was below an official estimate of 4.9 % annual growth and compared with 4.5 % in the last fiscal year. However, the current account deficit narrowed sharply to $ 32.4 billion at 1.7 % of gross domestic product, in 2013/14 from a record high of $ 98.8 billion or 4.7 %, the year before. A sharp fall in gold imports due to restrictions on overseas purchases and muted import of capital goods helped shrink the current account deficit.

 

Online retailer Flipkart has acquired fashion portal Myntra as it prepares to battle with the rapidly expanding India arm of the global e-commerce giant Amazon. The company raised $ 210 million from Russian Investment firm DST Global which has also invested in companies like Facebook, Twitter and Alibaba Group.

 

General Motors will start exporting vehicles from its Talegaon plant near Pune in the second half of 2014. GM was one of the few global carmakers that was using its India plant only for the domestic market.

 

Google has overtaken Apple as the world’s top brand in terms of value, according to global market research agency Millward Brown. Google’s brand value shot up 40 % in a year to $ 158.84 billion. The top 10 of the 100 slots were dominated by US companies.

 

Infosys lost another heavy weight when B G Srinivas, a board member put in his papers. He is the third CEO-hopeful to quit after Chairman N R Narayana Murthy’s return to the company – Ashok Vemuri and V Balakrishnan being the other two. While Vemuri went on to lead IGate, Balakrishnan joined politics.

 

Naresh Goyal – promoted Jet Airways posted biggest quarterly loss – Rs 2153.37 crore – in the three months ended March 31, mainly because it has been offering discounts to passengers to fill planes.

 

William S Pinckney – Chairman and CEO of Amway India was arrested by the Andhra Pradesh Police in connection with a complaint against the direct selling firm. This is the second time that he has been taken into custody. A year, ago the Kerala Police had arrested Pinckney and two company directors on charges of financial irregularities.

 

China has told its state-owned enterprises to sever links with American consulting firms after the United States charged five Chinese military officers with hacking US companies. China’s action which targets consultancies like McKinsey & Co. and the Boston Consulting Group, sterns from fears that the first are providing trade secrets to the US governments.

 

India has emerged as a country with some of the highest unregistered businesses in the world. Indonesia has the maximum number of shadow businesses, says a study of 68 countries by Imperial College Business School in London.

 

Pfizer has abandoned its attempt to buy AstraZeneca for nearly $ 118 billion after the latter refused an offer of 55 pounds a share.

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2014.

 

 

INFORMATION PARTED BY (General Details)

 

Name :

Mr. Manoj

Designation :

Manager

Contact No.:

91-9837083172

Date :

28.07.2014

 

 

LOCATIONS

 

Registered Office :

160/2, Mauja Maghtai, Bodla Bichpuri Road, Agra - 282007, Uttar Pradesh, India

Tel. No.:

91-562-4012220/ 4041575/ 2524047/ 2527386

Mobile No.:

91-9837083172 (Mr. Manoj)

Fax No.:

Not Available

E-Mail :

csleathers@gmail.com

 

 

PARTNERS

 

Name :

Mr. Ashish Ravindramohan Arya

Designation :

Partner

Address :

D-3, Anmol Apartment, Nisocabagh, 131, Sector – 3, Vibhav Nagar, Nagpur – 440004, Maharashtra, India

Date of Birth/ Age :

28.04.1972

PAN No.:

AFEPA3119F

 

 

Name :

Mr. Rajesh Kumar Sehgal

Designation :

Partner

Address :

131, Sector - 3, Vibhav Nagar, Agra – 282001, Uttar Pradesh, India

PAN No.:

ABWES78951P

 

 

Name :

Mr. Vatsal Ahuja

Designation :

Partner

Address :

40, Bharatpur House, Agra – 282002, Uttar Pradesh, India

PAN No.:

AMEPA8256P

 

 

KEY EXECUTIVES

 

Name :

Mr. Manoj

Designation :

Manager

 

 

BUSINESS DETAILS

 

Line of Business :

Importer, Exporter and Trader of Shoe Components.

 

 

Terms :

 

Selling :

Cash and Credit (30 days)

 

 

Purchasing :

Cash and Credit (30 days)

 

 

GENERAL INFORMATION

 

Customers :

Retailers and Others

 

 

No. of Employees :

Not Divulged

 

 

Bankers :

·         Bank of India

Agra, Uttar Pradesh, India

Account No.: 725420110000405

 

 

Facilities :

--

 

 

 

Banking Relations :

--

 

 

Auditors :

Not Divulged

 

 

CAPITAL STRUCTURE

 

Capital Investment :

 

Owned :

Not Divulged

Borrowed :

Not Divulged

Total :

Not Divulged

 


 

FINANCIAL DATA

[All figures are in Rupees Millions]

 

NEW CONCERN

 

Note: Sole Proprietary and Partnership concerns are exempted from filing their financials with the Government Authorities or Registry.

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Sr. No.

Check List by Info Agents

Available in Report

 (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

No

8]

No. of employees

No

9]

Name of person contacted

Yes

10]

Designation of contact person

Yes

11]

Turnover of firm for last three years

No

12]

Profitability for last three years

No

13]

Reasons for variation <> 20%

-----

14]

Estimation for coming financial year

Yes

15]

Capital in the business

No

16]

Details of sister concerns

No

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

Yes

20]

Export / Import details (if applicable)

No

21]

Market information

-----

22]

Litigations that the firm / promoter involved in

-----

23]

Banking Details

Yes

24]

Banking facility details

No

25]

Conduct of the banking account

-----

26]

Buyer visit details

-----

27]

Financials, if provided

No

28]

Incorporation details, if applicable

No

29]

Last accounts filed at ROC

No

30]

Major Shareholders, if available

No

31]

Date of Birth of Proprietor/Partner/Director, if available

No

32]

PAN of Proprietor/Partner/Director, if available

Yes

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

No

 

------------------------------------------------------------------------------------------------------------------------------

 

COST OF THE PROJECTS

 

(RS. IN MILLIONS)

 

Particulars

Existing

New Project

Proposed

Total

 

 

 

 

Land and Building (Take on Lease)

-

33.000

33.000

Plant and Machinery

-

8.000

8.000

Moulds and Dies

-

7.000

7.000

Electric Installations/ Fire Fighting Equipment’s and Sundries Assets

-

 

 

 

 

 

 

Total

 

-

48.000

48.000

 

 

 

 

Margin Money for working capital

-

3.000

3.000

Total

-

51.000

51.000

 

 

MEANS OF FINANCE

 

(RS. IN MILLIONS)

 

Particulars

Existing

New Project

Proposed

Total

 

 

 

 

Promoters Capital and Reserves

-

16.000

16.000

Term Loans from Banks

-

35.000

35.000

 

 

 

 

Total

 

-

51.000

51.000

 

Term Loan for Rs.35.000 Millions repayable in 60

 

Instalments @Rs.0.580 Millions p.m. commencing from 01.08.2014.

 

Repayment of Term Loan

 

Amount

Amount

March, 31

 

 

 

 

F.Y. 2014-2014

35.000

4.640

30.360

F.Y. 2015-2016

30.360

6.960

23.400

F.Y. 2016-2017

23.400

6.960

16.440

F.Y. 2017-2018

16.440

6.960

9.480

F.Y. 2018-2019

9.480

6.960

2.520

F.Y. 2019-2020

2.520

2.520

--

 

 

 

 

 

 

35.000

 

 

------------------------------------------------------------------------------------------------------------------------------

 

PROJECTED PROFIT AND LOSS FOR THE YEAR ENDED 31ST MARCH

 

(RS. IN MILLIONS)

 

Particulars

 

2015

2016

2017

2018

2019

 

 

 

 

 

 

Capacity Utilization

50%

60%

60%

65%

70%

 

 

 

 

 

 

Sales

50.000

55.000

60.000

65.000

70.000

 

 

 

 

 

 

Expenditure

 

 

 

 

 

Raw Materials Consumed

18.282

20.430

24.091

27.404

30.514

Other Manufacturing Expenses

0.300

0.350

0.400

0.450

0.500

Power and Fuel

1.800

1.980

2.160

2.340

2.520

Director Labour

3.600

3.960

4.320

4.680

5.040

Repairs and Maintenance

0.500

0.550

0.600

0.700

0.800

Depreciation

8.400

6.780

5.511

4.508

3.708

Sub Total

32.882

34.050

37.082

40.082

43.082

 

 

 

 

 

 

Add: Opening stock in process

0.000

0.619

0.652

0.710

0.768

Sub Total

32.882

34.669

37.735

40.792

43.850

 

 

 

 

 

 

Less: Closing stock in process

0.619

0.652

0.710

0.768

0.825

Cost of Production

32.263

34.016

37.025

40.025

43.025

 

 

 

 

 

 

Add: Opening Stock of Finished Goods

0.000

0.263

0.279

0.304

0.329

Sub Total

32.263

34.279

37.304

40.329

43.353

 

 

 

 

 

 

Less: Closing Stock of Finished Goods

0.263

0.279

0.304

0.329

0.353

Cost of Sales

32.000

34.000

37.000

40.000

43.000

 

 

 

 

 

 

Selling Admin. And Gen. Overheads

5.000

8.000

10.000

12.000

13.000

 

 

 

 

 

 

Sub Total

37.000

42.000

47.000

52.000

56.000

 

 

 

 

 

 

Profit Before Interests

13.000

13.00

13.000

13.000

14.000

Interests and Finance Charges

5.288

5.449

4.509

3.569

2.630

Other Income

0.700

0.800

0.900

1.000

1.000

Remuneration to Partner

0.600

0.600

0.600

0.600

0.600

 

 

 

 

 

 

Profit Before Tax

7.813

7.751

8.791

9.831

11.770

 

 

 

 

 

 

Income Tax

2.414

2.395

2.716

3.038

3.637

 

 

 

 

 

 

Profit After Tax

5.398

5.356

6.075

6.793

8.13

 

------------------------------------------------------------------------------------------------------------------------------

 

PROJECTED BALANCE SHEET AS ON 31ST MARCH

 

(RS. IN MILLIONS)

 

Particulars

 

2015

2016

2017

2018

2019

LIABILITIES

 

 

 

 

 

Promoters Capital

19.398

22.755

26.829

31.622

37.755

Term Loan from Banks (new)

30.360

23.400

16.440

9.480

2.520

 

 

 

 

 

 

Working Capital Loan from Bank

10.000

10.000

10.000

10.000

10.000

Current Liabilities and Provision

2.250

2.208

2.530

2.897

3.150

 

 

 

 

 

 

Sundry Creditors for Suppliers

(1.750)

(1.708)

(2.030)

(2.297)

(2.550)

Other Liabilities

(0.500)

(0.500)

(0.500)

(0.600)

(0.600)

 

 

 

 

 

 

Total

 

62.008

58.363

55.799

53.999

53.425

 

 

 

 

 

 

ASSETS

 

 

 

 

 

Fixed Assets

39.600

32.820

27.309

22.801

19.093

 

 

 

 

 

 

Current Assets, Loans and Advance

 

 

 

 

 

Inventories

3.887

4.290

4.974

5.601

6.195

Raw Materials

(3.005)

(3.358)

(3.960)

(4.505)

(5.016)

Stock in Process

(0.619)

(0.652)

(0.710)

(0.768)

(0.825)

Finished Goods

(0.263)

(0.279)

(0.304)

(0.329)

(0.353)

Stores and Spares

0.200

0.200

0.300

0.300

0.500

Receivables

8.219

9.041

9.863

10.685

11.507

Cash and Bank Balance

8.102

10.012

11.352

12.612

14.131

Advance, Recoverable and Deposits

2.000

2.000

2.000

2.000

2.000

 

 

 

 

 

 

Total

62.008

58.363

55.799

53.999

53.425

 

------------------------------------------------------------------------------------------------------------------------------

 

CASH FLOW STATEMENT FOR THE YEAR ENDED 31ST MARCH

 

(RS. IN MILLIONS)

 

Particulars

 

2015

2016

2017

2018

2019

Sources of Funds

 

 

 

 

 

 

 

 

 

 

 

Net Profit Before Interests and After Tax

10.686

10.805

10.584

10.362

10.763

Depreciation

8.400

6.780

5.511

4.508

3.708

Increase in Partners Capital

16.000

0.000

0.000

0.000

0.000

Increase in Term Loan

35.000

0.000

0.000

0.000

0.000

Increase in Working Capital Loan

10.000

0.000

0.000

0.000

0.000

Increase in current Liabilities

10.000

0.000

0.000

0.000

0.000

Increase in Unsecured Loans

2.250

(0.041)

0.321

0.368

0.253

 

 

 

 

 

 

Total

 

82.336

17.543

16.416

15.238

14.724

 

 

 

 

 

 

Application of Funds

 

 

 

 

 

Increase in Capital Expenditure

48.000

0.000

0.000

0.000

0.000

Increase in Inventories

3.887

0.403

0.684

0.627

0.593

Stores and Spares

0.200

0.200

0.300

0.300

0.500

Increase in Receivables

8.219

0.822

0.822

0.822

0.822

Increase in advance and Recoverable

2.000

0.000

0.000

0.000

0.000

Interests Payment

0.000

5.288

5.449

4.509

3.569

Decrease in Term Loan

4.640

6.960

6.960

6.960

6.960

Decrease in Old Term Loan

0.000

0.000

0.000

0.000

0.000

Partners Withdrawals

2.000

2.000

2.000

2.000

2.000

 

 

 

 

 

 

Total

68.946

15.673

16.215

15.218

14.445

 

 

 

 

 

 

Opening Cash Balance

--

8.102

10.012

11.352

12.612

 

 

 

 

 

 

Net Surplus

8.102

1.910

1.341

1.260

1.519

 

 

 

 

 

 

Closing Cash Balance

8.102

10.012

11.352

12.612

14.131

 

------------------------------------------------------------------------------------------------------------------------------

 

CALCULATION OF TAX LIABILITY

 

(RS. IN MILLIONS)

 

Particulars

 

2015

2016

2017

2018

2019

 

 

 

 

 

 

Profit Before Tax

7.813

7.751

8.791

9.831

11.770

Add: Depreciation  Charges

8.400

6.780

5.511

4.508

3.708

Total

16.213

14.531

14.302

14.339

15.478

 

 

 

 

 

 

Less: Depreciation Allowable

8.400

6.780

5.511

4.508

3.708

Total

7.813

7.751

8.791

9.831

11.770

 

 

 

 

 

 

Less: Brought Forward Losses

0.000

0.000

0.000

0.000

0.000

Total

7.813

7.751

8.791

9.831

11.770

 

 

 

 

 

 

Less: Deduction U/s 80

0.000

0.000

0.000

0.000

0.000

Total

7.813

7.751

8.791

9.831

11.770

 

 

 

 

 

 

Income Tax @ 30.9

2.414

2.395

2.716

3.038

3.637

 

------------------------------------------------------------------------------------------------------------------------------

 

CALCULATION OF DEBT SERVICE COVERAGE RATIO

 

(RS. IN MILLIONS)

 

Particulars

 

2015

2016

2017

2018

2019

 

 

 

 

 

 

A. Total Cash Accruals

 

 

 

 

 

 

 

 

 

 

 

Profit After Tax

5.398

5.356

6.075

6.793

8.133

Depreciation

8.400

6.780

5.511

4.508

3.708

Interests on Term Loan

3.938

4.099

3.159

2.219

1.280

 

 

 

 

 

 

Total

17.736

16.235

14.745

13.520

13.121

 

 

 

 

 

 

B. Repayment Obligation

 

 

 

 

 

 

 

 

 

 

 

Term Loan Installment

4.640

6.960

6.960

6.960

6.960

Interests on Term Loan

3.938

4.099

3.159

2.219

1.280

 

 

 

 

 

 

Total

8.578

11.059

10.119

9.179

8.240

 

 

 

 

 

 

D.S.C.R.

2.07

1.47

1.46

1.47

1.59

 

 

 

 

 

 

Cumulative D.S.C.R.

2.19

 

 

------------------------------------------------------------------------------------------------------------------------------

 

STATEMENT OF ASSETS AND LIABILITIES

 

(MR. ASHISH ARYA)

 

RS. IN MILLIONS

 

BANK ACCOUNTS

 

Bank

Present Balance

 

 

ICICI Bank

0.494

IDBI Bank

--

 

 

DETAILS OF ASSETS

 

IMMOVABLE PROPERTY

Assets

Purchases Cost

 

Flat/ House

19.500

 

 

MOVABLE PROPERTY

 

INSURANCE POLICIES

 

Policies

Annual

 

Flat/ House

5.000

 

 

Other Investments

Rs.25.527 Millions

 

 

------------------------------------------------------------------------------------------------------------------------------

 

 

STATEMENT OF ASSETS AND LIABILITIES

 

(MR. RAJESH KUMAR SEHGAL)

 

RS. IN MILLIONS

 

 

BANK ACCOUNTS

 

Bank

Present Balance

 

 

ICICI Bank

0.494

IDBI Bank

--

 

 

DETAILS OF ASSETS

 

IMMOVABLE PROPERTY

 

 

TOTAL IMMOVABLE PROPERTY

 

 

RS.16.944 MILLIONS

 

 

MOVABLE PROPERTY

 

TERM DEPOSITS

 

Term Deposits Receipt

 

Bank / Branch Name

Amount

Maturity Amount

FDR

IDBI Bank

5.874

5.874

 

 

OOM EXPORTS

Rs.35.907 Millions

 

Capital Invested in Business

Rs.32.620 Millions

 

 

Other Investment / Assets

Rs.91.345 Millions

 

 

STATEMENT OF CLOSING BALANCE AS AT 31.03.2013

 

Description

As at 31.03.2012

As at 31.03.2013

 

A] Movable Assets

 

 

Cash and Bank Balance

9.754

16.468

Balance with partnership Firms

25.857

36.981

Loans and Advances

9.541

27.548

Rent Receivable-Gayatri Apartments 

0.174

--

Rent Receivable from Oom Exports, Agra

0.810

--

Security Deposit with Gayatri Builders

0.025

--

Share with Companies

1.245

1.476

Membership Fees with Agra Club Limited

0.165

0.165

Membership Fees to Punjabi Association, Agra

0.010

0.010

Computer Systems 

0.016

0.016

Air Conditioner

0.086

0.086

Personal Effects – Furniture and Fixture, Air Conditioners etc.

0.183

0.183

 

 

 

B] Immovable Assets 

 

 

Residential House 131, Sector-3, Vibhav Nagar, Agra (Under Construction)

(Old Residential House (1/3rd) Inherited from late Mrs. Swarn Devi Sehgal)

--

0.756

Residential Flat No.18/163A-/141, Plot No.8 at Vibhab Nagar, Agra (21.09.2012)

--

4.076

Flat No.306, Block B, 3rd Floor, Faridabad (Let Out)

3.447

3.447

Flat No.105 at Gayatri Apartment, Mauza Mau, Agra and Furniture and Fixtures

1.005

--

Factory Building at Bichpuri Road, Bodla Agra (50% Share) (Let out)

2.021

2.021

Factory Land at Khasra No.881, Runkata, Agra

3.394

3.394

Plot no.9 at Minjumula, Khara No.90, Barolui Ahir Agra (22.05.2008)

0.532

--

Land at Khasra No.481, Parinay Garden, Agra

3.250

3.250

 

 

 

Total

 

61.515

99.878

 

 

 

Less:

 

 

Mr. Manjeet Singh Agra

0.115

--

Mr. Pramod Bajaj Agra

0.105

--

Loan from ICIC Home Loan, Agra (Vibhav Nagar, Agra)

--

4.500

Balance with IDBI Bank, Agrain O/D A/C No.763

--

0.746

Mr. Vinod Saigal, Agra

0.177

0.177

Mrs. Manju

0.150

0.150

Mr. Naresh Saigal

0.500

0.500

Loan A/c No.303675100001366 with IDBI Bank, Agra (Home Loan) 

2.978

2.460

 

 

 

Total

57.491

91.345

 

Note: 1/3rd of House inherited from Mother late Mrs. Swarn Devi Sehgal on her death as per will.

 

 

------------------------------------------------------------------------------------------------------------------------------

 

 

STATEMENT OF ASSETS AND LIABILITIES

 

(MR. VATSAL AHUJA)

 

RS. IN MILLIONS

 

 

BANK ACCOUNTS

 

Bank S/B C/D A/C No.

Present Balance

 

 

S/B Accounts

0.359

 

 

BALANCE SHEET AS AT 31.03.2013

 

PARTICULARS

31.03.2013

31.03.2012

 

LIABILITIES

 

 

Mr. Vatsal Ahuja Capital Account

53.752

37.184

 

 

 

Total

53.752

37.184

 

 

 

ASSETS

 

 

Capital with Concept Conceivers and Executors, Agra (Firm) 

36.625

29.848

Capital Balance with just in Arena, Agra (Firm)

0.579

0.113

Cash on Hand

0.006

0.005

Balance with Jammu and Kashmir Bank Limited, Agra in A/c

0.182

0.027

Balance with State Bank of India, Agra in PPF, Account 

0.306

0.183

Balance with Axis Bank, Agra in S/B Account

0.166

0.000

Balance with Axis Bank, Mumbai in C/A (TCDC) 912020000628

0.010

0.000

Loan to M/s. C. S. Leathers, Agra

9.094

0.000

Loan to M/s. Ahuja International, Agra

3.284

4.105

Balance with Oom Anubhuti Hotels and Resorts Private Limited

3.500

2.903

 

 

 

Total

 

53.752

37.184

 

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 

 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.85

UK Pound

1

Rs.102.69

Euro

1

Rs.81.46

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

NIT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.