MIRA INFORM REPORT

 

 

Report Date :

05.08.2014

 

IDENTIFICATION DETAILS

 

Name :

BETALINK TECHNOLOGY

 

 

Registered Office :

Al Quds Street Al Safia Area PO Box 16299 Sana’a

 

 

Country :

Yemen

 

 

Date of Incorporation :

2004

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Engaged in the import and distribution of IT products and software. Subject’s products include, computer components, networking solutions, printing and photocopying products, security solutions and PC accessories

 

 

No. of Employees

22

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limits :

US$ 100,000

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 


 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Yemen

C1

C1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 

YEMEN ECONOMIC OVERVIEW

 

Yemen is a low income country that is highly dependent on declining oil resources for revenue. Petroleum accounts for roughly 25% of GDP and 63% of government revenue. Yemen has tried to counter the effects of its declining oil resources and continuing attacks on its oil pipelines by diversifying its economy through an economic reform program initiated in 2006 that is designed to bolster non-oil sectors of the economy and foreign investment. In October 2009, Yemen exported its first liquefied natural gas as part of this diversification effort. In January 2010, the international community established the Friends of Yemen group that aims to support Yemen's efforts toward economic and political reform. In 2012, the Friends of Yemen pledged nearly $7 billion in assistance to Yemen. The Yemeni Government also endorsed a Mutual Accountability Framework to facilitate the efficient implementation of donor aid. The unrest that began in early 2011 caused GDP to plunge almost 11% in 2011. Availability of basic services, including electricity, water, and fuel, has improved since the transition, but progress toward achieving more sustainable economic stability has been slow and uneven. Yemen continues to face difficult long-term challenges, including declining water resources, high unemployment, severe food scarcity, and a high population growth rate

 

Source : CIA

 

 

 


SUMMARY

 

Company Name                                     : BETALINK TECHNOLOGY

Country of Origin                                    : Yemen

Legal Form                                            : Limited Liability Company

Registration Date                                   : 2004

Issued Capital                                        : YR 20,000,000

Paid up Capital                                      : YR 20,000,000

Total Workforce                                     : 22

Activities                                               : Distributors of IT products and software

Financial Condition                                 : Undetermined

Payments                                             : Nothing detrimental uncovered

Recommended Credit Limit                     : US$ 100,000

 

 

 


 

COMPANY NAME

 

BETALINK TECHNOLOGY

 

 

ADDRESS

 

Registered & Physical Address

 

Street               : Al Quds Street

Area                 : Al Safia Area

PO Box             : 16299

Town                 : Sana’a

Country             : Yemen

 

Telephone         : (967-1) 514211 / 514212

Facsimile          : (967-1) 514213

Mobile               : (967-711) 115160

Email                : support@betalinktech.com

 

Premises

 

Subject operates from a small suite of offices that are rented and located in the Central Business Area of Sana’a.

 

Branch Office (s)

 

     Location                                                                                           Description

 

·       Mogadishu Street                                                                              Showroom premises

Sana’a

Tel: (967-1) 532445

Fax: (967-1) 532446

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Khalil Yahya Bowtag                                                                         Managing Director

 

·       Jamal Mohamed Al Ansi                                                                    Director

 

·       Yahya Mohamed                                                                               Sales Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 2004

 

Legal Form                  : Limited Liability Company

 

Issued Capital              : YR 20,000,000

 

Paid up Capital            : YR 20,000,000

 

Name of Shareholder (s)

 

·       Khalil Yahya Bowtag

 

·       Jamal Mohamed Al Ansi

 

 

OPERATIONS

 

Activities: Engaged in the import and distribution of IT products and software. Subject’s products include, computer

   components, networking solutions, printing and photocopying products, security solutions and PC

    accessories. Subject also provides IT services including, supply and implementation of network products

    and services, system integration and solutions, structured cabling, consulting services, firewall installation,

    preventative maintenance and back up and disaster recovery.

 

Import Countries: Europe, United Arab Emirates and the United States of America.

 

International Suppliers:

 

·       Microsoft                  Dubai

·       Kaspersky                Dubai

 

Subject has a workforce of 22 employees.

 

 

FINANCIAL DATA

 

Companies registered in Yemen are not legally required to make their accounts public and no financial information was released by the company or submitted by outside sources.

 


 

BANKERS

 

·       National Bank of Yemen

     Zubairy Street

     PO Box: 198309

     Sana’a

     Tel: (967-1) 284123

     Fax: (967-1) 284128

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

CREDIT RATING

 

Recommended credit limit:                 US$ 100,000

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.02

UK Pound

1

Rs.102.69

Euro

1

Rs.81.91

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

NIS

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

 

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.