MIRA INFORM REPORT

 

 

Report Date :

05.08.2014

 

IDENTIFICATION DETAILS

 

Name :

OZALTIN MERMER TICARETI MEHMET ALTIN

 

 

Registered Office :

Kirazlik Yeni Mah. Omer Nakkas Cad. No:9 Vakfikebir  Trabzon

 

 

Country :

Turkey

 

 

Financials (as on) :

31.03.2014

 

 

Year of Establishment:

1984

 

 

Com. Reg. No.:

523

 

 

Legal Form :

Sole-Proprietorship

 

 

Line of Business :

Processing and wholesale trade of marble and granite. 

 

 

No of Employees :

15

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – June 01, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Turkey

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

C2

Very High Risk

 

D

 


 

TURKEY ECONOMIC OVERVIEW

 

Turkey's largely free-market economy is increasingly driven by its industry and service sectors, although its traditional agriculture sector still accounts for about 25% of employment. An aggressive privatization program has reduced state involvement in basic industry, banking, transport, and communication, and an emerging cadre of middle-class entrepreneurs is adding dynamism to the economy and expanding production beyond the traditional textiles and clothing sectors. The automotive, construction, and electronics industries are rising in importance and have surpassed textiles within Turkey's export mix. Oil began to flow through the Baku-Tbilisi-Ceyhan pipeline in May 2006, marking a major milestone that will bring up to 1 million barrels per day from the Caspian to market. Several gas pipelines projects also are moving forward to help transport Central Asian gas to Europe through Turkey, which over the long term will help address Turkey's dependence on imported oil and gas to meet 97% of its energy needs. After Turkey experienced a severe financial crisis in 2001, Ankara adopted financial and fiscal reforms as part of an IMF program. The reforms strengthened the country's economic fundamentals and ushered in an era of strong growth averaging more than 6% annually until 2008. Global economic conditions and tighter fiscal policy caused GDP to contract in 2009, but Turkey's well-regulated financial markets and banking system helped the country weather the global financial crisis and GDP rebounded strongly to around 9% in 2010-11, as exports returned to normal levels following the recession. Growth dropped to roughly 3-4% in 2012-13. Turkey's public sector debt to GDP ratio has fallen below 40%, and two rating agencies upgraded Turkey's debt to investment grade in 2012 and 2013. Turkey remains dependent on often volatile, short-term investment to finance its large current account deficit. The stock value of FDI reached nearly $195 billion at year-end 2013, reflecting Turkey's robust growth even in the face of economic turmoil in Europe, the source of much of Turkey's FDI. Turkey's relatively high current account deficit, domestic political uncertainty, and turmoil within Turkey's neighborhood leave the economy vulnerable to destabilizing shifts in investor confidence

 

Source : CIA

 

 


 

NOTES

:

Address at your inquiry is the former address.

 

 

COMPANY IDENTIFICATION

 

 

NAME

:

OZALTIN MERMER TICARETI MEHMET ALTIN

HEAD OFFICE ADDRESS

:

Kirazlik Yeni Mah. Omer Nakkas Cad. No:9 Vakfikebir  Trabzon / Turkey

PHONE NUMBER

:

90-462-841 54 84

 

FAX NUMBER

:

90-462-841 25 18

 

WEB-ADDRESS

:

www.ozaltinmermer.com.tr

E-MAIL

:

bilgi@ozaltinmermer.com.tr

 

 

LEGAL STATUS AND HISTORY

 

 

NOTES ON LEGAL STATUS AND HISTORY

:

Liability of the subject is not limited to the capital.

 

 

TAX OFFICE

:

Vakfikebir

TAX NO

:

56368525730

REGISTRATION NUMBER

:

523-Vakfikebir

REGISTERED OFFICE

:

Trabzon Chamber of Commerce and Industry

DATE ESTABLISHED

:

1984

REMARKS ON DATE ESTABLISHED

:

The subject sole-proprietorship is declared to be established in 1984. As the sole-proprietorships are not obliged to be registered at commercial registry, it has not registered at commercial registry until 17.06.1993. It was registered at Trabzon Commercial Registry on 17.06.1993 (Commercial Registry Gazette Date/No:28.06.1993/ 3307)

LEGAL FORM

:

Sole-Proprietorship

TYPE OF COMPANY

:

Private

HISTORY

:

Previous Address

:

Kemaliye Mah. Salih Cad. No:40 Vakfikebir Trabzon

Changed On

:

01.09.2010 (Commercial Gazette Date /Number 08.09.2010/ 7645)

 

 

OWNERSHIP / MANAGEMENT

 

 

SHAREHOLDERS

:

Mehmet Altin

100 %

 

 

REMARKS ON SHAREHOLDERS

:

The owner, Mehmet Altin was born on 28.06.1959.

 

 

PROPERTIES OWNED BY THE OWNER/PARTNERS

:

 

Property Type

Location

Processing plant of the subject

Trabzon Turkey

2 vehicles

 

A flat

 

DIRECTORS

:

Mehmet Altin

 

 

 

OPERATIONS

 

 

BUSINESS ACTIVITIES

:

Processing and wholesale trade of marble and granite. 

 

 

NACE CODE

:

DI.26.70

 

 

NUMBER OF EMPLOYEES

:

15

 

 

NET SALES

:

941.593 TL

(2012) 

1.431.848 TL

(2013) 

361.111 TL

(01.01-31.03.2014) 

 

 

 

IMPORT COUNTRIES

:

Spain

India

 

 

MERCHANDISE IMPORTED

:

Granite

 

 

EXPORT VALUE

:

53.989 TL

(2012)

15.546 TL

(2013)

0 TL

(01.01-31.03.2014)

 

 

 

EXPORT COUNTRIES

:

Georgia

Azerbaijan

 

 

MERCHANDISE  EXPORTED

:

Marble

 

 

HEAD OFFICE ADDRESS

:

Kirazlik Yeni Mah. Omer Nakkas Cad. No:9 Vakfikebir  Trabzon / Turkey ( owned )

 

 

BRANCHES

:

Processing Plant  :  Haci Koyu Mah. Gulbahar Hatun Cad. Kirazlik Yeni Mevkii Trabzon /Turkey (owned) (800 sqm)

 

 

 

 

TREND OF BUSINESS

:

There was an upwards trend in  2013.

SIZE OF BUSINESS

:

Moderate

 

 

FINANCE

 

 

 

MAIN DEALING BANKS

:

T. Halk Bankasi Vakfikebir Branch

T. Is Bankasi Vakfikebir Branch

Turk Ekonomi Bankasi Vakfikebir Branch

Yapi ve Kredi Bankasi Vakfikebir Branch

 

 

CREDIT FACILITIES

:

The subject company is making active use of credit facilities.

 

 

PAYMENT BEHAVIOUR

:

No payment delays have come to our knowledge.

 

 

KEY FINANCIAL ELEMENTS

:

 

(2013) TL

(01.01-31.03.2014) TL

Net Sales

1.431.848

361.111

Profit (Loss) Before Tax

46.092

9.634

Stockholders' Equity

657.722

 

Total Assets

1.539.678

 

Current Assets

894.725

 

Non-Current Assets

644.953

 

Current Liabilities

433.956

 

Long-Term Liabilities

448.000

 

Gross Profit (loss)

411.500

112.222

Operating Profit (loss)

46.117

9.634

Net Profit (loss)

46.092

9.634

 

 

COMMENT ON FINANCIAL POSITION

 

Capitalization

Good As of 31.12.2013

Remarks on Capitalization

The liability of the sole-proprietorships is not limited to the capital. The owners of the sole-proprietorships are responsible for the debts of the sole-proprietorships with all of their personal wealth.  The owner possesses property.

 

Liquidity

Insufficient As of 31.12.2013

Remarks On Liquidity

The unfavorable gap between average collection and average payable period has an adverse effect on liquidity.

Profitability

Fair Operating Profitability  in 2013

In Order Net Profitability  in 2013

Fair Operating Profitability (01.01-31.03.2014)

Fair Net Profitability (01.01-31.03.2014)

 

Gap between average collection and payable periods

Unfavorable in 2013

General Financial Position

Passable

 

 

 

Incr. in producers’ price index

 

Average USD/TL

Average EUR/TL

Average GBP/ TL

 ( 2012 )

2,45 %

1,7995

2,3265

2,8593

 ( 2013 )

6,97 %

1,9179

2,5530

3,0178

 ( 01.01-31.03.2014)

5,52 %

2,1961

3,0116

3,6488

 ( 01.01-30.06.2014)

5,12 %

2,1608

2,9618

3,6153

 

 

BALANCE SHEETS

 

 

 ( 31.12.2013 )  TL

 

CURRENT ASSETS

894.725

0,58

Not Detailed Current Assets

0

0,00

Cash and Banks

14.719

0,01

Marketable Securities

0

0,00

Account Receivable

181.369

0,12

Other Receivable

0

0,00

Inventories

698.637

0,45

Advances Given

0

0,00

Accumulated Construction Expense

0

0,00

Other Current Assets

0

0,00

NON-CURRENT ASSETS

644.953

0,42

Not Detailed Non-Current Assets

0

0,00

Long-term Receivable

0

0,00

Financial Assets

0

0,00

Tangible Fixed Assets (net)

509.080

0,33

Intangible Assets

135.873

0,09

Deferred Tax Assets

0

0,00

Other Non-Current Assets

0

0,00

TOTAL ASSETS

1.539.678

1,00

CURRENT LIABILITIES

433.956

0,28

Not Detailed Current Liabilities

0

0,00

Financial Loans

345.000

0,22

Accounts Payable

32.381

0,02

Loans from Shareholders

35.000

0,02

Other Short-term Payable

13.202

0,01

Advances from Customers

0

0,00

Accumulated Construction Income

0

0,00

Taxes Payable

8.373

0,01

Provisions

0

0,00

Other Current Liabilities

0

0,00

LONG-TERM LIABILITIES

448.000

0,29

Not Detailed Long-term Liabilities

0

0,00

Financial Loans

448.000

0,29

Securities Issued

0

0,00

Long-term Payable

0

0,00

Loans from Shareholders

0

0,00

Other Long-term Liabilities

0

0,00

Provisions

0

0,00

STOCKHOLDERS' EQUITY

657.722

0,43

Not Detailed Stockholders' Equity

657.722

0,43

Paid-in Capital

0

0,00

Cross Shareholding Adjustment of Capital

0

0,00

Inflation Adjustment of Capital

0

0,00

Equity of Consolidated Firms

0

0,00

Reserves

0

0,00

Revaluation Fund

0

0,00

Accumulated Losses(-)

0

0,00

Net Profit (loss)

0

0,00

TOTAL LIABILITIES AND EQUITY

1.539.678

1,00

 

 

REMARKS ON FINANCIAL STATEMENT

:

At the financial statements according to TAS, "Cheques Received" and "Outstanding Cheques" figures are under "Cash And Banks" figure.Beginning from the financial statements of 31.12.2011, "Cheques Received" and "Outstanding Cheques" figures are given under "Account Receivable" figure and "Account Payable" figure respectively.                                                                                                                                           

In the sub-items of "Account Receivable", TL 0  is "Doubtful Trade Receivables"  at the last balance sheet.                                                                          

TL 0 of "Tax Payable" is due to "Overdue, Delayed or Deferred Tax by Installments and Other Liabilities" at the last balance sheet.                     

 

 

INCOME STATEMENTS

 

 

(2013) TL

 

(01.01-31.03.2014) TL

 

Net Sales

1.431.848

1,00

361.111

1,00

Cost of Goods Sold

1.020.348

0,71

248.889

0,69

Gross Profit

411.500

0,29

112.222

0,31

Operating Expenses

365.383

0,26

102.588

0,28

Operating Profit

46.117

0,03

9.634

0,03

Other Income

0

0,00

0

0,00

Other Expenses

25

0,00

0

0,00

Financial Expenses

0

0,00

0

0,00

Minority Interests

0

0,00

0

0,00

Profit (loss) of consolidated firms

0

0,00

0

0,00

Profit (loss) Before Tax

46.092

0,03

9.634

0,03

Tax Payable

0

0,00

0

0,00

Postponed Tax Gain

0

0,00

0

0,00

Net Profit (loss)

46.092

0,03

9.634

0,03

 

 

FINANCIAL RATIOS

 

 

(2013)

LIQUIDITY RATIOS

 

Current Ratio

2,06

Acid-Test Ratio

0,45

Cash Ratio

0,03

ASSET STRUCTURE RATIOS

 

Inventory/Total Assets

0,45

Short-term Receivable/Total Assets

0,12

Tangible Assets/Total Assets

0,33

TURNOVER RATIOS

 

Inventory Turnover

1,46

Stockholders' Equity Turnover

2,18

Asset Turnover

0,93

FINANCIAL STRUCTURE

 

Stockholders' Equity/Total Assets

0,43

Current Liabilities/Total Assets

0,28

Financial Leverage

0,57

Gearing Percentage

1,34

PROFITABILITY RATIOS

 

Net Profit/Stockholders' Eq.

0,07

Operating Profit Margin

0,03

Net Profit Margin

0,03

Interest Cover

 

COLLECTION-PAYMENT

 

Average Collection Period (days)

45,60

Average Payable Period (days)

11,42

WORKING CAPITAL

460769,00


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 61.01

UK Pound

1

Rs. 102.69

Euro

1

Rs. 81.90

 

 

INFORMATION DETAILS

 

Analysis Done by :

SMT

 

 

Report Prepared by :

DPT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.