MIRA INFORM REPORT

 

 

Report Date :

07.08.2014

 

IDENTIFICATION DETAILS

 

Name :

AMCHEM (PTY)LTD

 

 

Registered Office :

1 Clover Street, Stand 2744 Southdonnes Estates, Centurion, 0169

 

 

Country :

South Africa

 

 

Date of Incorporation :

31.08.2005

 

 

Com. Reg. No.:

M2005/031394/07

 

 

Legal Form :

Private Company

 

 

Line of Business :

Retail trade in pharmaceutical and medical goods, cosmetic and toilet articles

 

 

No. of Employees

10

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

SOUTH AFRICA - ECONOMIC OVERVIEW

 

South Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors and a stock exchange that is the 16th largest in the world. Even though the country's modern infrastructure supports a relatively efficient distribution of goods to major urban centers throughout the region, unstable electricity supplies retard growth. The global financial crisis reduced commodity prices and world demand. GDP fell nearly 2% in 2009 but has recovered since then, albeit slowly with 2014 growth projected at about 2%. Unemployment, poverty, and inequality - among the highest in the world - remain a challenge. Official unemployment is at nearly 25% of the work force, and runs significantly higher among black youth. Eskom, the state-run power company, has built two new power stations and installed new power demand management programs to improve power grid reliability. Construction delays at two additional plants, however, mean South Africa is operating on a razor thin margin; economists judge that growth cannot exceed 3% until those plants come on line. South Africa's economic policy has focused on controlling inflation, however, the country has had significant budget deficits that restrict its ability to deal with pressing economic problems. The current government faces growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

Source : CIA

 

 


 


Subject Name

AMCHEM (PTY)LTD

Country

South Africa

Subject Contact Person

BRONWYN SIEBRITS - HEAD OF ACCOUNTS

Assessment

This is an established business. On investigation contact was made with BRONWYN SIEBRITS the company's head of accounts. The subject is meeting commitments timeously with suppliers. we are awailting 2 further trade references. No further suppliers were made available to obtain additional trade references. We obtained a bank code C for R1000000 over a period of 30 Days. Please see the available information on the subject below.

 

 

Company information

 

Registered Name

AMCHEM (PTY)LTD

Trading as/ Division Name

None

Previous Name

None

Date of Name Change

Jan 12 2006 12:00AM

Registration Number

M2005/031394/07

Registration Date

2005/08/31

Date Commenced Trading

2005-08-31

Age of Business

9 Years

History of Business

The subject commenced trading as a new business in 2005

History of Principals

The is 1 active principal within the business.

Shareholders/Members/Partners of subject and % holding

100% - ROUNCIVELL MARK

Status

In Business

Operations Assessment

The subject main operation is to buy and sell for cosmetics

Major Industry Code / SICC

62310

Definition of Code

Retail trade in pharmaceutical and medical goods, cosmetic and toilet articles

Head Office Physical Address

1 CLOVER STREET, STAND 2744 SOUTHDONNES ESTATES, CENTURION, 0169

Head Office Postal Address

P O BOX 66349, HIGHVELD, 0169

Current Tel Number

0126867083

Cell Number

Unavailable

Current Fax Number

Unavailable

Current Email Address

sales@amchem.co.za

Web Site Address

www.amchem.co.za

 

 

Auditors Information

 

Company Registered Name

DNL ASSOCIATES INC

Trading Name

NONE

Registration Number

K2013/186618/21

Physical Address

280 BROOKS STREET, BROOKLYN, 0181

Postal Address

P O BOX 2523, BROOKLYN SQUARE, 0075

Contact Person

JOHANNES HENDRIK COETZER

Contact Number

0123640180

Email

johannes@dnlpta.co.za

Principals

2

Subject Verified as Client

Yes

Practice Number

902003

Financial Year End

February

No of years in Business

6 Years 5 Months

Website

www.dnlpta.co.za

 

Previous Auditors Information - No Information on Record

 

 

Tax Information

 

Vat Number

4450225851

Status

ACTIVE

Vat Liable Date

2006/02/01

Tax Number

9696893149

Tax Clearance Expire Date

 

Financial Year End

February

Comment

 

Black Economic Empowerment

Status

Yes

Score

8.00

Expire Date

Oct 28 2014

BEE Certificate Available

 

Comment

 

 

ISO Information - No Information on Record

Workman's compensation

Registered

Yes

Compliance Certified

Yes

Comment

 

 

 

Company Structure

 

Subsidiaries Information - No Information on Record

 

 

Employees

 

Number of Employees

10

1. Salaried employees

 

2. Waged employees

 

3. Permanent employees

10

4. Casual employees

 

5. Contracted employees

10

Comment

 

Company Fleet

Company Fleet

No of vehicles:

Ownerd/Leased

Value

Outstanding Balance

Fleet Operations

 

 

 

 

The Fleet is made up of

4

Comment

 

Cars

3

Owned

 

 

Light delivery Vehicles

1

Leased

 

 

 

 

Offices

 

Offices

Offices

Head Office Owned/ Rented

Owned

Rental Company

 

Owned by

 

Value

 

Bond

 

Bank

 

Lease Agreement

 

Lease Expire Date

 

Type of Premises

Warehouse with Office Blocks

Comment

 

Branch Information

Branches Names

Country

Province

 

 

 

Branch Detail Information

Branches Owned/ Rented

 

Rental Company

 

Owned by

 

Value

 

Bond

 

Bank

 

Lease Agreement

 

Lease Expire Date

 

Type of Premises

 

Comment

The subject does not have any other branches, only warehouses in Durban, Capetown and Johannesburg

 

 

Management Overview

 

Organisation Chart

Level

Position

Name

Comment

1                                     DIRECTOR                         MARK ROUNCIVELL

1                              HEAD OF ACCOUNTS               BRONWYN SIEBRITS

 

Company Structure (Ownership)

Holding

Company

Sub

Comment

100% - ROUNCIVELL MARK

AMCHEM (PTY) LTD

NONE

 

Note: One level up and all levels down

 

Key Deals - No Information on Record

 

 

Trade References

 

Trade Reference nr

Supplier

Contact

Surety Value

Notarial Bonds

Comment

1

AKHULU MOTION

0119221600

 

 

 

2

SASOL WAX

0169604693

 

 

Awaiting trade reference

3

ENGEN CHEMICALS

0114803016

 

 

Awaiting trade reference

4

BITSOOD SOLUTIONS

0112019200

 

 

The supplier declined to assist with a trade refence

 

Trade References Detail

 

Nr

Age of Acc

Max Credit

Terms

Average Purchases

Terms Taken

Comment

1

5 Years

R1000000

30 Days

R 500000

30 Day

Average account

2

 

 

 

 

 

 

3

 

 

 

 

 

 

4

 

 

 

 

 

 

 

 

Adverse Information on Subject

 

Judgements - No information on record

BusinessRescue - No Information on Record

Default Listing - No information on record

 

 

Notarial Bonds - No information on record

 

 

Bank information

 

Bank

STANDARD BANK

Branch

CENTURION

Brach Code

051001

Bank Account Number

411405381

Type of Account

CURRENT

Account Name

AMCHEM (PTY) LTD

Overdraft Facilities

YES

Bank Code

C FOR R1000000

Bank Comment

The subject's bankers consider them good for all business normal engagements

 

Bank Code History - No Information on Record

 

Previous Bank Account Information - No Information on Record

 

Deeds Information - No information on record

 

 

Financial Estimates

 

CURRENT ASSETS

 

Stock

 

Debtors

 

FIXED ASSETS

 

Plant, Equipment, Vehicles

 

Property

 

CURRENT LIABILITIES

 

Creditors

 

Loans/ From?

 

Loan Details

 

LONG TERM LIABILITIES

 

Morgage Bonds

 

Previous Year Turnover

R 50000000.00

Estimated Current Year Turnover

 

Current Turnover per month

 

Current Turnover per annum

R 52000000.00

Comment

 

 

Please note the following:

Turnover and assets less than R 1,000,000.00

The subject falls within the National Credit Act

Turnover and assets less than R 2,000,000.00

The subject falls within the Consumer Protection Act

 

 

Principals

 

Number of Principals

1

Average Age of Active Principals

43

Active Principals Principal - 1 of 1 MARK ROUNCIVELL

Surname

ROUNCIVELL

First Name

MARK

Other Names

 

Marital Status

 

ID Number

7105045321080

Verified ID Number

No

Current Age

43 Years 3 Months

Designation

BUSINESSMAN

Status

Active

Appointment Date

2007/01/10

Physical Address (at time of Appointment)

27A WALDORF DRIVE, CENTURION GOLF ESTATE, CENTURION, 0157

Postal Address

P O BOX 7118, PRETORIA, 0001

Current Tel Number

0126867083

Cell number

 

Shareholding/Membership

0.00

Principal's Adverse - No information on record

 

Business Information for MARK ROUNCIVELL

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

AMCHEM (PTY)LTD

M2005/031394/07

In Business

9 Years 9 Months

0

No

 

AMCHEM EXPORT (PTY)LTD

M2009/023893/07

In Business

5 Years 5 Months

0

No

 

LEOCHEM

MARKETING

(PTY)LTD

M1983/009881/07

Deregistration Final

31 Years 7 Months

0

No

 

VIKO TRADING 101 CC

2006/035719/23

Deregistration Final

8 Years 8 Months

0

No

 

 

Principal's Previous Business Interests - No information on record

Principal's Deeds Information - No information on record

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.34

UK Pound

1

Rs.103.44

Euro

1

Rs.81.96

                

INFORMATION DETAILS

 

Analysis Done by :

SUM

 

 

Report Prepared by :

SDA

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.