MIRA INFORM REPORT

 

 

Report Date :

07.08.2014

 

IDENTIFICATION DETAILS

 

Name :

BERGHOFF WORLDWIDE NV

 

 

Registered Office :

Boterbosstraat 6 3550 Heusden-Zolder

 

 

Country :

Belgium

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

07.07.1994

 

 

Com. Reg. No.:

453048495

 

 

Legal Form :

Public Limited Liability Company

 

 

Line of Business :

Wholesale of non-electric household articles

 

 

No. of Employees

20

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

BELGIUM ECONOMIC OVERVIEW

 

This modern, open, and private-enterprise-based economy has capitalized on its central geographic location, highly developed transport network, and diversified industrial and commercial base. Industry is concentrated mainly in the more heavily-populated region of Flanders in the north. With few natural resources, Belgium imports substantial quantities of raw materials and exports a large volume of manufactures, making its economy vulnerable to volatility in world markets. Roughly three-quarters of Belgium's trade is with other EU countries, and Belgium has benefited most from its proximity to Germany. In 2013 Belgian GDP grew by 0.1%, the unemployment rate increased to 8.8% from 7.6% the previous year, and the government reduced the budget deficit from a peak of 6% of GDP in 2009 to 3.2%. Despite the relative improvement in Belgium's budget deficit, public debt hovers around 100% of GDP, a factor that has contributed to investor perceptions that the country is increasingly vulnerable to spillover from the euro-zone crisis. Belgian banks were severely affected by the international financial crisis in 2008 with three major banks receiving capital injections from the government, and the nationalization of the Belgian retail arm of a Franco-Belgian bank

 

Source : CIA

 

 

 


Company name and address

 

Business number         453048495

Company name           BERGHOFF WORLDWIDE NV

Address                        BOTERBOSSTRAAT 6

3550 HEUSDEN-ZOLDER

Number of staff            33

Date of establishment 07/07/1994

Telephone number      013358600

Fax number                 013358611

 

 

Commentary

 

The business was established over 20 years ago.

The business has 20 employees.

The business is part of a group.

The business has been at the address for over 4 years.

Operating Result in the latest trading period increased 194% on the previous trading period.

A 33% growth in Total Assets occurred during the latest trading period.

Pre-tax profits increased by 577% compared to the previous trading period.

The business saw an increase in their Cash Balance of 199% during the latest trading period.

  Turnover in the latest trading period increased 27% on the previous trading period

 

accounts

Date of latest accounts

Turnover

Profit Before Tax

Net worth

Working capital

31/12/2012

38,859,680

2,980,350

17,735,275

16,750,297

31/12/2011

30,556,735

440,064

15,716,907

14,996,147

31/12/2010

38,103,009

3,056,483

15,113,373

13,042,195

 

 

 

 

 

 

 

 

accounts

Date of latest accounts

Balance Total

Number of

Employees

Capital

Cashflow

31/12/2012

29,633,897

33

62,000

2,341,845

31/12/2011

22,207,595

34

62,000

962,539

31/12/2010

22,276,538

30

62,000

2,647,455

 

 

 

 

Payment expectations

 

Past payments                                     Payment expectation days      14.05

Industry average payment

expectation days         94.31               Industry average day sales

outstanding                              136.36

Day sales outstanding 93.75

 

 

Company information

 

Business number         453048495

Company name           BERGHOFF WORLDWIDE NV

Fax number                 013358611

Date founded               07/07/1994

Company status active

Company type                         Public Limited Liability Company (BE)

Currency                      Euro (€)

Date of latest accounts 31/12/2012

Activity code                46494

Liable for VAT                         yes

Activity description      Wholesale of non-electric household articles

 

 

Social Balance Sheet Details

 

Social Balance Sheet              Total

During the reporting year

ended                                      31-12-2012

Full-time Employees                30

Part-time Employees               9

Total Fte Employees                36

Number of hours worked

Full-time Employees                46,504

Part-time Employees               10,741

Total                                        57,245

Personnel Charges

Full-time Employees                1,595,005

Part-time Employees               368,397

Total                                        1,963,402

 

During the previous reporting year

Average number employees in Fte     36

Actual working hours                           55,315

Personnel Charges                              1,747,960

Benefits In Addition ToWages -

Type of Contract                      Full-Time        Part-Time         Total Fte

Unlimited Duration

Contracts                                 28                     7                      33

 

 

Gender and Education

 

Level

Men                                         Full-Time         Part-Time         Total Fte

Primary education - - -

Secondairy education                                     8                      2                      9

Higher education (non

university)                                            4

Higher education

(university)                                           3

- 4

1 4

Women                                    Full-Time         Part-Time        Total Fte

Primary education - - -

Secondairy education                                     4                      1          5

Higher education (non

university)                                            7                      3          9

Higher education

(university)                                           2                      -           2

 

Working Category                    Full-Time        Part-Time         Total Fte

Management - - -

White collar worker                             20         6                      25

Blue collar worker                               8          1                      9

Other - - -

 

Temporary personnel                          Total

Average number of temporary staff     0

Actual working hours                           157

Cost of temporary staff                         4,050

 

New staff and leavers              Full-Time         Part-Time        Total Fte

New Starters                            12                     4                      15

Leavers                                    12                     5                      16

 

 

TOTAL OF FORMAL CONTINUING VOCATIONAL TRAINING

 

initiatives for workers paid by the employer   Male    Female

Number of employees                                                 1          7

Number of training hours                                 91        118

Net costs for enterprise                                    819       1,890


Joint Industrial Committee (JIC)

 

JIC Code          149.04

Description      Joint subcommittee for the trade in metals

category

 

JIC Code          218

Description      Additional national joint committee for the employees

 

 

Significant Events

 

Event Date                   15/10/2012

Event Description         authority appointed

Commentaar 15-10-2012: Toewijzing van bijzondere volmachten aan: Cindy Coppens

Event Details                (voor het ondertekenen van dagdagelijkse briefwisseling), Wendy Thomas (voor het

ondertekenen van de verkoopfacturen) en Lindsey Triekels (voor het ondertekenen

 

Event Date                   15/10/2012

Event Description         authority appointed

Event Details                voor ontvangen colli-aangetekende brieven en verzendingen.

 

 

Profit & loss

 

 

Annual accounts

31-12-2012%

31-12-2011  %      31-12- 2010

average

2012

%

Weeks Currency

52

EUR

 

52

EUR

     52

   EUR

 

 

Turnover

38,859,680

27.17

30,556,735 -19.80   38,103,009 5,669,722

585

Total operating expenses

35,888,405

21.46

29,547,974 -16.69   35,466,702 5,518,388

550

Operating result

2,971,275

194

1,008,760

-61.74    2,636,307

54,377

5364

Total financial income

1,176,781

43.65

819,215

8.77       753,152

28,282

4060

Total financial expenses

1,167,707

-15.87

1,387,911

316        332,977

38,670

2919

Results on ordinary operations before taxation

2,980,350

577

440,064

-85.60    3,056,483

41,586

7066

Taxation

893,811

1134

72,409

-92.31    941,665

23,701

3671

Results on ordinary operations after taxation

2,086,539

467

367,656

-82.62    2,114,818

25,158

8193

Extraordinary items

1,746

-99

227,047

1792     12,000

-1,494

116

Other appropriations

0.00

-

0.00

-            0.00

-

-

Net result

2,088,285

251

594,703

-72.04    2,126,818

25,507

8087

 

other information

 

 

 

Gross Operating Margin

-

-

-

--

124,488

-

Dividends

-

-

-

--

158,803

-

Director remuneration

-

-

-

--

351,717

-

Employee costs

1,963,402

12.33

1,747,960

10.06    1,588,183

307,143

539

Wages and salary

1,329,824

13.14

1,175,407

8.57      1,082,624

224,473

492

Employee pension costs

-

-

-

--

8,161

-

Social security contributions

442,236

9.63

403,385

8.96       370,224

73,609

500

Other employee costs

191,343

13.11

169,168

25.00     135,334

12,134

1476

Amortization and depreciation

253,559

-31.07 367,835

-29.35    520,637

41,277

514

 

 

balance sheet

 

 

 

 

 

 

 

Industry

 

Annual accounts

31-12-2012 %

31-12-2011 %   

31-12-2010

average

%

 

 

 

 

 

 

2012

 

Weeks

52

 

52

 

52

 

 

Currency

EUR

 

EUR

 

EUR

 

 

Intangible fixed assets

153,344

-

83,428

- 92,259

 

6,524

2250

Tangible fixed assets

545,120

-39.63 902,914

-76.12

-3,781,132

311,834

74.81

Land & building

29,443

-1.24

29,813

-98.93

2,778,385

460,989

-93.61

Plant & machinery

372,556

-11.04 418,810

-2.54

429,734

53,108

601

Furniture & Vehicles

143,121

-68.50 454,291

-20.72

573,013

24,664 11,331

480

Leasing & Other Similar Rights

-

-

-

- -

 

120,299 20,653

-

Other tangible assets

0

-

0

-

 0

14,396

-100

Financial fixed assets

610,331

157

236,626

77.48

133,323

435,837

40.04

Total fixed assets

1,308,795

7.02

1,222,967

-69.48

4,006,713

557,495

134

Inventories

11,267,886

14.45

9,844,827

-0.32

9,876,250

394,004

2759

Raw materials & consumables

-

-

-

- -

 

1,082,312

-

Work in progress

0

-

0

-

0

9,716

-100

Finished goods

9,494,162

0.76

9,422,675

2.54 9,

9,189,457

105,647

8886

Other stocks

1,773,724

320

422,152

-38.53

686,792

141,956

1149

Trade debtors

9,981,462

30.94

7,623,087

26.91

6,006,511

263,002

3695

Cash

2,288,026

199

763,958

83.46

416,427

105,573

2067

other amounts receivable

4,566,232

83.09

2,493,977

42.55

1,749,543

137,049

3231

Miscellaneous current assets

221,496

-14.41 258,778

17.04

221,094

17.04 221,094

228

Total current assets

28,325,102

34.98

20,984,628

14.86                   18,269,825       836,679

3285

Total Assets

29,633,897

33.44

22,207,595

-0.31                    22,276,538      1,334,078               297,328

2121

 


 

 

Current liabilities

 

Trade creditors                                      1,381,559 93.04 715,674             -14.62 838,239         206,773            568

Short term group loans                            -                -         -                -         -                -                     -

 

Financial debt                                              9,538,318       132      4,107,821      26.59     3,244,906   381,914

    54,529            2397

 

Current portion of long term debt           109,042   -48.51  211,787 -58.64   512,044      65,293 17,307 67.00

 

Amounts Payable for Taxes,

       Remuneration & Social Security                  465,988    42.10     327,938             7.75     304,337      13,229              --

 

Miscellaneous current liabilities                79,898  -87.22     625,261           90.57 328,104          -38.01             --

Total current liabilities                            11,574,805 93.28 5,988,481 14.55 5,227,630 538,240      2050

 

 

Long term debts and liabilities

Long term group loans                            -                -         -                -         -                -                     --

Other long term loans                             170,472       -55.44 382,554        -78.83 1,807,051 -26.29                   --

Deffered taxes                                        -                -         -                -         -                67,823 1,926  -

Provisions for Liabilities & Charges           0                -100  36,226           0         36,226         6,762 0             -100

Other long term liabilities                         0                -         0               -         0                20,366              -100

Total long term debts                             170,472       -59.29 418,780        -77.28 1,843,277 147,793                 15.35

 

shareholders equity

Issued share capital                                62,000         0        62,000         0         62,000         314,652            -80.30

Share premium account                           -                -         -                -         -                73,809              -

Reserves                                               17,826,619 13.27 15,738,334 3.93            15,143,631 316,090               5539

Revaluation reserve                                -                -         -                -         -                274,512            -

Total shareholders equity                        17,888,619 13.22 15,800,334 3.91            15,205,631 647,987               2660

Working capital                                     16,750,297 11.70 14,996,147 14.98 13,042,195 298,440                        5512

Cashflow                                              2,341,845 143         962,539       -63.64 2,647,455 60,797                   3751

Net worth                                             17,735,275 12.84 15,716,907 3.99            15,113,373 639,484               2673

 

 

Ratio analysis

 

Profit Before Tax

7.67

432

1.44

-82.04

8.02

-13,00

59.00

Return on capital employed

16.50

508

2.71

-84.89

17.93

-15,00

110

Return on total assets employed

10.06

408

1.98

-85.57

13.72

-8,00

125

Return on net assets employed

16.66

497

2.79

-86.12

20.10

-60,00

27.77

Sales / net working capital

2.32

13.73

2.04

-30.14

2.92

3,00

-99

Stock turnover ratio

29

-9.99

32.22

24.31

25.92

45,00

-35.56

Debtor days

93.75

2.95

91.06

58.26

57.54

132,00

-28.98

Creditor days

14.05

58.94

8.84

2.43

8.63

920,00

-98.47

 

 

short term stability

 

 

 

 

Current ratio

2.45

-30.0

3.50

0.29

3.49

17,00

-

Liquidity ratio / acid ratio

1.47

-20.97

1.86

15.53

1.61

15,00

-90.20

Current debt ratio

0.65

71.05

0.38

11.76

0.34

0,00

-

Liquidity ratio reprocessed

-

-

-

-

-

-

-

 

 

long term stability

 

 

 

 

Gearing

54.88

84.41

29.76

-18.67

36.59

551,00

-90.04

Equity in percentage

60.68

-15.04

71.42

4.20

68.54

-423,00

14.35

Total debt ratio

0.66

60.98

0.41

-12.77

0.47

3,00

-78.00

 

 

Industry comparison

 

Activity code                46494

Activity description      Wholesale of non-electric household articles

 

 

Payment expectations

 

Payment expectation days      14.05

Day sales outstanding 93.75

 

Industry comparison

Activity code                            46494

Activity description                  Wholesale of non-electric household articles

 

Industry quartile analysis


 

Payment expectations

 

Company result           14.05

Lower                          91.67

Median                        48.64

Upper                           17.32

 

 

Day sales outstanding

 

Company result           93.75

Lower                          82.31

Median                                    39.48

Upper                           15.75

 

 

Group Structure

 

Company name                                   number            Latest financials

- B.W.W. REAL ESTATE NV                  438951229        31-12-2012

- - BERGHOFFWORLDWIDENV 453048495       31-12-2012

- - - BERGHOFF BELGIUM BVBA           870414949       30-06-2013

- - - GILLE INTIMATES BVBA                 893260627        31-12-2012

 

- - - BERGHOFF - CENTRAL ASIA LLP SOC.ETR. E.P...

- - KRK CARS BVBA                             809797867        31-12-2011

- - NAMETA NV                                     438942519        31-12-2012       

 

Minority Shareholders

No minority shareholders found

 

Minority Interests

No minority interests found

 

 

NSSO details

 

Business number  453048495

 

 

Bankruptcy details

 

There is no bankruptcy data against this company

 

 

Bankruptcy Data

 

court data

there is no data for this company

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.34

UK Pound

1

Rs.103.44

Euro

1

Rs.81.96

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

NIS

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

 

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.