MIRA INFORM REPORT

 

 

Report Date :

08.08.2014

 

IDENTIFICATION DETAILS

 

Name :

AL FAWARSIYA GENERAL TRADING & CONTRACTING EST

 

 

Registered Office :

Al Dabbos Building, 3rd Floor, Mecca Street, Fahaheel, 44666 & 7944 Hawalli 32061

 

 

Country :

Kuwait

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

20.03.1988

 

 

Com. Reg. No.:

53759

 

 

Legal Form :

Sole Proprietorship

 

 

Line of Business :

Engaged in the import and distribution of general foodstuffs and industrial spare parts and subject also provides travel services and manpower solutions.

 

 

No of Employees :

45

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – June 01, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Kuwait

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

C2

Very High Risk

 

D

 

 

KUWAIT ECONOMIC OVERVIEW

 

Kuwait has a geographically small, but wealthy, relatively open economy with crude oil reserves of about 102 billion barrels - more than 6% of world reserves. Petroleum accounts for nearly half of GDP, 95% of export revenues, and 95% of government income. Kuwaiti officials have committed to increasing oil production to 4 million barrels per day by 2020. Budget surpluses have stayed around 30% of GDP, which has led to higher budget expenditures, particularly wage hikes for many public sector employees, as well as increased allotments to Kuwait’s Future Generations Fund. Kuwait has done little to diversify its economy, in part, because of this positive fiscal situation, and, in part, due to the poor business climate and the historically acrimonious relationship between the National Assembly and the executive branch, which has stymied most movement on economic reforms. In 2010, Kuwait passed an economic development plan that pledges to spend up to $130 billion over five years to diversify the economy away from oil, attract more investment, and boost private sector participation in the economy, though much of these funds have yet to be allocated.

Source : CIA

SUMMARY

 

Company Name                                     : AL FAWARSIYA GENERAL TRADING & CONTRACTING EST

Country of Origin                                    : Kuwait

Legal Form                                            : Sole Proprietorship

Registration Date                                   : 20th March 1988

Commercial Registration Number            : 53759

Chamber Membership Number                : 18898

Invested Capital                                     : KD 50,000

Total Workforce                                     : 45

Activities                                               : Import and distribution of general foodstuffs and industrial spare parts.

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

 

 

COMPANY NAME

 

AL FAWARSIYA GENERAL TRADING & CONTRACTING EST

 

 

company ADDRESS

 

Registered & Physical Address

 

Building             : Al Dabbos Building, 3rd Floor

Street               : Mecca Street

Area                 : Fahaheel

 

PO Box             : 44666 & 7944

 

Town                 : Hawalli 32061

Country             : Kuwait

 

Telephone         : (965) 23918265 / 23928406

Facsimile          : (965) 23928406

Mobile               : (965) 97886966 / 97395152 / 97862692

Email                : info@aftckwt.com / naveedshariff123@yahoo.com / alfawarsia@gmail.com

 

Premises

 

Subject operates from a small suite of offices that are rented and located in the Central Business Area of Hawalli.

 

 

KEY PRINCIPALS

 

     Name                                                                                              Position

 

·       Mana'a Abdullah Al Dossary                                                               Proprietor & General Manager

 

·       Bashir Mohamed Mohiddine                                                               Assistant General Manager

 

·       M T Fajlu                                                                                          Sales Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 20th March 1988

 

Legal Form                  : Sole Proprietorship

 

Commercial Reg. No.  : 53759

 

Chamber Member No. : 18898

 

Invested Capital           : KD 50,000

 

Mr Mana'a Abdullah Al Dossary is the sole proprietor of the business.

 

 

OPERATIONS

 

Activities: Engaged in the import and distribution of general foodstuffs and industrial spare parts.

 

                 Subject also provides travel services and manpower solutions.

 

Completed Projects:

 

PROJECT

CLIENT

MAIN CONTRACTOR

CONTRACTOR

SUB CONTRACTOR

REMARKS

US ARMY PROJECT

US ARMY

KBR

G.F.S

FTC

FINISHED ON 2007

ENHANCEMENT CRUDE EXPORT FACILITIES

KSC

FLOUR

NBTC

FTC

FINISHED ON 2007

FINTAZ 300KV/132KV SUBSTATION

MEW

HITACHI LTD.

CONSOLIDATED CONTRACTORS COMPANY

FTC

FINISHED ON 2007

AL SHEIKH JABER AL AHMED INT'L STADIUM KWT

PUBLIC WORK

KHARAFI NATIONAL

KHARAFI NATIONAL

FTC

FINISHED ON 2006

GENERATOR MAINTANANCE CAMP BURRING

US ARMY

CSA

MSR

FTC

FINISHED ON 2006

FAHAD AL AHMED "C" 132 KV/11KV SUBSTATION

MEW

MITSUBISHI

CONSOLIDATED CONTRACTORS COMPANY

FTC

FINISHED ON 2005

FAHAD AL AHMED "D" 132 KV/11KV SUBSTATION

MEW

MITSUBISHI

CONSOLIDATED CONTRACTORS COMPANY

FTC

FINISHED ON 2006

KHALIDIYA "B" 132 KV/11KV SUBSTATION

MEW

MITSUBISHI

CONSOLIDATED CONTRACTORS COMPANY

FTC

FINISHED ON 2005

JALEEB SHOUAIK 300 KV/132 KV/ 11 KV SUBSTATION

US ARMY

KBR

IMCO

FTC/IMCO

FINISHED ON 2005

 

Import Countries: India, Thailand and Europe

 

Operating Trend: Steady

 

Subject has a workforce of 45 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Kuwaiti Dinar (KD)

 

                                                Year Ending 31/12/12:              Year Ending 31/12/13:

 

Total Sales                                KD 3,185,000                            KD 3,300,000

 

Local sources consider subject’s financial condition to be Fair.

 

 

BANKERS

 

·       Burgan Bank

     Sheikh Duaij Al Sabah Building

     Beirut Street

     PO Box: 43973

     Hawalli 32054

     Tel: (965) 22655763

     Fax: (965) 22655749

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 61.41

UK Pound

1

Rs. 103.42

Euro

1

Rs. 82.16

 

 

INFORMATION DETAILS

 

Analysis Done by :

RSM

 

 

Report Prepared by :

DPT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.