MIRA INFORM REPORT

 

 

Report Date :

08.08.2014

           

IDENTIFICATION DETAILS

 

Name :

CHOCOLAT BERNRAIN AG

 

 

Registered Office :

Bündtstrasse 12 8280 Kreuzlingen/TG Switzerland/CH

 

 

Country :

Switzerland

 

 

Date of Incorporation :

29.10.1956

 

 

Com. Reg. No.:

440.3.003.138-4 / 34549

 

 

Legal Form :

Company limited by shares

 

 

Line of Business :

Manufacture of cocoa, chocolate and sugar confectionery

 

 

No. of Employees

100

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Unknown

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Switzerland

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 

SWITZERLAND ECONOMIC OVERVIEW

 

Switzerland is a peaceful, prosperous, and modern market economy with low unemployment, a highly skilled labor force, and a per capita GDP among the highest in the world. Switzerland's economy benefits from a highly developed service sector, led by financial services, and a manufacturing industry that specializes in high-technology, knowledge-based production. Its economic and political stability, transparent legal system, exceptional infrastructure, efficient capital markets, and low corporate tax rates also make Switzerland one of the world's most competitive economies. The Swiss have brought their economic practices largely into conformity with the EU's to enhance their international competitiveness, but some trade protectionism remains, particularly for its small agricultural sector. The fate of the Swiss economy is tightly linked to that of its neighbors in the euro zone, which purchases half of all Swiss exports. The global financial crisis of 2008 and resulting economic downturn in 2009 stalled export demand and put Switzerland in a recession. The Swiss National Bank (SNB) during this period effectively implemented a zero-interest rate policy to boost the economy as well as prevent appreciation of the franc, and Switzerland's economy began to recover in 2010. The sovereign debt crises currently unfolding in neighboring euro-zone countries pose a significant risk to Switzerland's financial stability and are driving up demand for the Swiss franc by investors seeking a safe-haven currency. The independent SNB has upheld its zero-interest rate policy and conducted major market interventions to prevent further appreciation of the Swiss franc, but parliamentarians have urged it to do more to weaken the currency. The franc's strength has made Swiss exports less competitive and weakened the country's growth outlook; GDP growth fell below 2% per year during 2011-13. Switzerland has also come under increasing pressure from individual neighboring countries, the EU, the US, and international institutions to reform its banking secrecy laws. Consequently, the government agreed to conform to OECD regulations on administrative assistance in tax matters, including tax evasion. The government has renegotiated its double taxation agreements with numerous countries, including the US, to incorporate the OECD standard, and is considering the possibility of imposing taxes on bank deposits held by foreigners. These steps will have a lasting impact on Switzerland's long history of bank secrecy

 

Source : CIA


Company name

 

Chocolat Bernrain AG

 

 

Operating address

 

Bündtstrasse 12

8280 Kreuzlingen/TG

Switzerland/CH

 

Telephone:                    071 6779777

Fax:                             071 6779750

 

Web site:                      http://www.swisschocolate.ch

E-mail:                         bernrain@swisschocolate.ch

 

WIN Worldbox No.:        CH0000307874

VAT-No.:                      CHE101678122

 

 

Profile

 

Established:                  1932

History:                        1932:      Established from Heinrich Weibel

Line of Business:           Food, Consumer goods wholesale

Industry Division:           Manufacturing, Wholesale trade

Industry-code (NACE):   1082       Manufacture of cocoa, chocolate and sugar confectionery

                                    4636       Wholesale of sugar and chocolate and sugar confectionery

Import/Export:               Import, Export

Quality certification:       ISO 9001:2008 (since 2013)

Banks:                         CS Credit Suisse

                                    TKB Thurgauer Kantonalbank

                                    UBS Ltd

Organisation level:         Ultimate Parent

 

 

Operational Figures

 

Coverage:                     Company

Figures:                        estimated

Employees:                  100

Sales:                          CHF 50,000,000.--

 

 

Activity

 

The business of the company includes the manufacture and sale of chocolate products, taking into account fair trade environments. The company also manufactures for its business customers under their own private label, furthermore it operates an E-shop.

 

Products: cocoa, origin chocolate, lactose-free milk chocolate, organic chocolate, chocolate without sugar, pralines and semi-finished products.

 

 

Real Estate

 

Real Estate:                  The company owns buildings.

 

 

Company Register

 

Company No:                440.3.003.138-4 / 34549

Legal form:                    Company limited by shares

Registration:                 29.10.1956

Legal status:                 active

Responsible Register:    Handelsregister des Kantons Thurgau

History:                        Date of Statutes: 07.11.1996

                                    Date of Incorporation Statutes: 20.10.1956

                                    Date of Statutes: 19.07.2012

                                    Date of Statutes: 01.10.2004

                                    Date of Statutes: 11.04.2001

 

Entry          Deleted      Name

active                           Chocolat Bernrain AG

 

Entry          Deleted      Legal domicile

active                           Kreuzlingen, Switzerland

 

Entry          Deleted      Address

active                           Bündtstrasse 12, 8280 Kreuzlingen, Switzerland/CH

 

Entry          Deleted      Capital

24.07.2001                    Share Capital CHF 4,000,000, paidup CHF 4,000,000

 

Entry          Deleted      Capital Structure

24.07.2001                    3,600 Registered shares of CHF 1,000.--

24.07.2001                    4,000 Registered shares of CHF 100.--

 


 

Official Administration

 

Title                                           Name

President                                    Monica Müller, Origin: Gränichen, Switzerland, Residential address: 8280 Kreuzlingen/TG, Switzerland, single signature, Registered since: 01.03.2001

Vice-President                             Fabian Kapfhamer, Origin: Homburg, Switzerland, Residential address: 8598 Bottighofen/TG, Switzerland, joint signature of two, Registered since: 28.07.2011

Director                                       Dr. Christof Biedermann, Origin: Basel, Switzerland, Residential address: 4000 Basel/BS, Switzerland, without signature, Registered since: 02.11.2010

Director                                       Ursula Müller-Hitz, Origin: Gränichen, Switzerland, Residential address: Kreuzlingen, Switzerland, single power of attorney

Director                                       Dr. Werner Müller-Pekurney, Origin: Gränichen, Switzerland, Residential address: Bottmingen, Switzerland, joint signature of two

 

 

Management

 

Title                                           Name

General Manager                         Monica Müller, Origin: Gränichen, Switzerland, Residential address: 8280 Kreuzlingen/TG, Switzerland, single signature, Registered since: 01.03.2001

Member with procuration              Robert Bättig, Origin: Hergiswil, Switzerland, Residential address: Speicher, Switzerland, joint power of attorney of two, Registered since: 18.12.2003

Member with procuration              Natasha Egli, Origin: Bäretswil, Switzerland, Residential address: Sementina, Switzerland, joint power of attorney of two, Registered since: 14.02.2012

Member with procuration              Gastone Farolfi, Origin: Davesco-Soragno, Switzerland, Residential address: Lugano, Switzerland, joint power of attorney of two

Member with procuration              Robert Keller, Origin: Hornussen, Switzerland, Residential address: Güttingen, Switzerland, joint power of attorney of two, Registered since: 22.01.1998

Member with procuration              Matthias Lauffer, Origin: Uster, Switzerland, Residential address: Hettlingen, Switzerland, joint power of attorney of two, Registered since: 06.05.2014

Member with procuration              Marcel Leemann, Origin: Zürich, Switzerland, Residential address: 8600 Dübendorf/ZH, joint power of attorney of two, Registered since: 11.01.2007

Member with procuration              Markus Lutz, Origin: Wolfhalden, Switzerland, Residential address: Bottighofen, Switzerland, joint power of attorney of two

Member with procuration              Ursula Müller-Hitz, Origin: Gränichen, Switzerland, Residential address: Kreuzlingen, Switzerland, single power of attorney

Member with procuration              Dr. Beat Nyfeler, Origin: Gondiswil, Switzerland, Residential address: Dörflingen, Switzerland, joint power of attorney of two, Registered since: 18.01.2000

Member with procuration              Antony Panakal, Origin: Giubiasco, Switzerland, Residential address: Camorino, Switzerland, joint power of attorney of two, Registered since: 16.01.2002

Member with procuration              Bernd Andreas Riess, Origin: Germany, Residential address: Kreuzlingen, Switzerland, joint power of attorney of two, Registered since: 12.01.1999

Member with procuration              Christian Schreiber, Origin: Frauenfeld, Switzerland, Residential address: Bülach, Switzerland, joint power of attorney of two, Registered since: 14.02.2012

Member with procuration              Roland Schuler, Origin: Wetzikon ZH, Switzerland, Residential address: 8272 Ermatingen/TG, Switzerland, joint power of attorney of two, Registered since: 13.03.2009

Member with procuration              Sonbol Valadi, Origin: Arbon, Switzerland, Residential address: 8272 Ermatingen/TG, Switzerland, joint power of attorney of two, Registered since: 10.02.2010

Member with procuration              Markus Wyrsch, Origin: Attinghausen, Switzerland, Residential address: 8280 Kreuzlingen/TG, Switzerland, joint power of attorney of two, Registered since: 01.07.2011

 

 

External Positions

 

Title                                           Name

Auditor                                        PROVIDA Wirtschaftsprüfung AG, Residential address: St. Gallen, Switzerland, Id: CHE-106.067.173, Registered since: 24.07.2001

 

 

Executive board

 

Title                                           Name

Chief Executive Officer                 Monica Müller

Chief Sales Officer                       Robert Keller (r.keller@swisschocolate.ch)

Chief Export Officer                      Gastone Farolfi (g.farolfi@swisschocolate.ch)

Chief Human Resources Officer     Roland Schuler (r.schuler@swisschocolate.ch)

Chief Purchase Officer                  Sonbol Valadi (s.valadi@swisschocolate.ch)

 

 

Owner/-s

 

Owner:                         The company is in family ownership.

 

Class:                          50-100%

Type:                            direct

Name:                          Fam. Müller

City/Country:                 Kreuzlingen/TG, Switzerland/CH

Interest:                        99,60% voting right, 99,60% capital interest

 

 

Investments

 

Class:                          100%

Name:                          Chocolat Stella SA

City/Country:                 Giubiasco/TI, Switzerland/CH

Interest:                        100,00% voting right, 100,00% capital interest (since 1980)

 

 

Legal Actions

 

Control date       Year                       No.             Amount CHF     Status

05.06.2014          2014                           0

05.06.2014          2013                           0

05.06.2014          2012                           0

05.06.2014          2011                           0

05.06.2014          2010                           0

 

An updated legal action check is only available against proof of interest. e.g. a copy of an enquiry letter, and order or invoice relating to the subject company.

 

 

Credit Information

 

Financial Statements:    The company does not disclose any financial statements. Third parties are not permitted any insight into the financial affairs. It is therefore difficult to make a proper assessment of the actual situation.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.41

UK Pound

1

Rs.103.42

Euro

1

Rs.82.17

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

NIS

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

 

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.