MIRA INFORM REPORT

 

 

Report Date :

13.08.2014

 

IDENTIFICATION DETAILS

 

Name :

P.T. TUNAS SUMBER REJEKI

 

 

Registered Office :

Ruko Perkantoran CBD Pluit Blok C No. 20 Jl. Pluit Selatan Raya, Kel. Penjaringan Jakarta Utara 14440

 

 

Country :

Indonesia

 

 

Date of Incorporation :

12.04.2011

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Trading, Import and Distribution of Agricultural Products

 

 

No. of Employees

20

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

Slow but correct

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDONESIA ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, has grown strongly since 2010. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25% and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government also faces the challenges of quelling labor unrest and reducing fuel subsidies in the face of high oil prices

 

Source : CIA

 


Company name

 

P.T. TUNAS SUMBER REJEKI

 

 

address

 

Head Office

Ruko Perkantoran CBD Pluit Blok C No. 20

Jl. Pluit Selatan Raya, Kel. Penjaringan

Jakarta Utara 14440

Indonesia

Phones             - (62-21) 6667 3016

Fax                   - (62-21) 6667 3438

Building Area     - 3 storey

Office Space      - 120 sq. meters

Region              - Commercial

Status               - Rent

 

Date of Incorporation :

12 April 2011

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Law and Human Rights

  No. AHU-47852.AH.01.01.Tahun 2011

  Dated 03 October 2011

 

Company Status :

National Private Company

 

Permit by the Government Department :

  The Department of Finance

  NPWP – not available

 

Related Company :

None

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                            - Rp. 500,000,000.-

Issued Capital                                  - Rp. 200,000,000.-

Paid up Capital                                - Rp. 200,000,000.-

 

Shareholders/Owners :

  a. Mr. Tji Kok Sutrisno                 - Rp. 70,000,000.- (35%)

     Address : Perumahan Citra 5 Blok D8/23

                     Kel. Kamal, Kec. Kalideres

                     West Jakarta

                     Indonesia

  b. Miss Suwarty                            - Rp. 70,000,000.- (35%)

     Address : Jl. Pulau Rupat LK IX Belawan

                     Kel. Kelawan Bahar, Kec. Medan Belawan

                     Medan, North Sumatra

                     Indonesia

  c. Miss Rinda                                - Rp. 20,000,000.- (10%)

     Address : Jl. Pulau Rupat LK IX Belawan

                     Kel. Kelawan Bahar, Kec. Medan Belawan

                     Medan, North Sumatra

                     Indonesia

  d. Mrs. Meli                                  - Rp. 20,000,000.- (10%)

     Address : Jl. Pulau Rupat LK IX Belawan

                     Kel. Kelawan Bahar, Kec. Medan Belawan

                     Medan, North Sumatra

                     Indonesia

  e. Mrs. Haniwati Sutrisno              - Rp. 20,000,000.- (10%)

     Address : Kavling Deplu Blok FM 445A

                     Kel. Jelambar, Kec. Grogol Petamburan

                     West Jakarta

                     Indonesia

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Trading, Import and Distribution of Agricultural Products

 

Production Capacity :

None

 

Total Investment :

Owned Capital               - Rp. 500 million

 

Started Operation :

June 2011

 

Brand Name :

TSR

 

Technical Assistance :

None

 

Number of Employee :

20 persons

 

Marketing Area :

Local       - 100%

 

Main Customers:

a. Traditional Markets

b. Food and Beverage Industries

c. Etc.

 

Market Situation :

Very Competitive

 

Main Competitors :

a. PT. Sumber Pangan Utama

b. PT. Buana Tunas Segara Subur

c. PT. Indofresh

d. PT. Sekar Usaha Gemilang

e. PT. Wahana Baru Sejahtera

f.  Etc.

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

B a n k e r :

P.T. Bank CENTRAL ASIA Tbk

Pluit Branch

Jl. Pluit Selatan No. 2000

North Jakarta

Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2011 – Rp.   3.8 billion (June – December)

2012 – Rp. 22.0 billion

2013 – Rp. 36.0 billion

 

Net Profit (estimated) :

2011 – Rp.    320 million (June – December)

2012 – Rp. 1,850 million

2013 – Rp. 3,027 million

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

Director                                           - Mr. Tji Kok Sutrisno

 

Board of Commissioners :

President Commissioner                   - Ms. Suwarty

Commissioner                                 - Ms. Rinda

 

Signatories :

Director (Mr. Tji Kok Sutrisno) which must be approved by Board of Commissioners (Miss Suwarty and Miss Rinda)

 

 

CAPABILITIES

 

Management Capability :

Satisfactory

 

Business Morality :

Satisfactory

 

Credit Risk :

Average

 

 

 

 

OVERALL PERFORMANCE

 

      P.T. TUNAS SUMBER REJEKI (P.T. TSR) was established in Jakarta based on Notarial Deed Number 48 dated April 12, 2011 drawn up by Sakto Lo, SH., notary in Jakarta with an authorized capital of Rp. 500,000,000 issued capital of Rp. 200,000,000 entirely paid up. The founding shareholders of the company are Mr. Tji Kok Sutrisno (35%), Ms. Suwarty (35%), Ms. Rinda (10%), Mrs. Meli (10%) and Mrs. Haniwati Sutrisno (10%).  They are Indonesian business persons of Chinese extraction.  The Deed of establishment was approved by the Minister of Law and Human Rights through its Decision Letter No. AHU-47852.AH.01.01.Tahun 2011 dated October 03, 2011.  No changes have been effected in term of its shareholding composition and capital structures to date.

 

      Pursuant to the company’s notary deed, P.T. TSR engaged to operate in trading, industry and services.  The Company’s registered office located at Ruko Perkantoran BCD Pluit Blok C No. 20, Kel. Penjaringan, Kec. Penjaringan, North Jakarta and the company can open branch offices or representative offices at home and abroad.  

 

      We observe that P.T. TSR has been operating since June 2011 to deal with trading, import and distribution of agricultural commodities products. Ms. Lisawati, an administrative staff of P.T. TSR explained that the merchandising goods products including are garlic, ground nuts, dried chilly, pepper, pecans, peanuts, green beans, shrimp paste, etc.  She also added the agricultural commodities products like garlic and dried chilly are imported from China, ground nuts, peanuts, green beans from India. Besides, the other products likes pepper, pecans, shrimp paste are obtained from local such as Lampung province, Central Java province and East Java province. Then, the whole products are marketed locally through traditional market and food and beverage industries in Jakarta and its surroundings.  We observed that P.T. TSR is classified as a medium sized company of its kind in the country of which the operation has been growing in the last three years.

 

      We have noticed that the demand for agricultural products had increased some 10% to 11% per annum in the last five years in line with the growth of food and beverage industries in the country and international market. In the coming years, the growth rate of demand is estimated at about 6% to 7% per annum. The present market situation for agricultural products is very competitive for a large number of similar companies operating in the country. Meanwhile, competition is quite heavy in the export import of agricultural products with many companies now doing business in this field in Indonesia.   We consider P.T. TSR to be in a quite favorable position for having already got hold of a steady clientele in the Java and surroundings.    

 

      Until this time P.T. TSR has not been registered with Indonesian Stock Exchange, so that they shall not obliged to announce their financial statement.   The management of P.T. TSR is very reclusive towards outsiders and rejected to disclose its financial condition.    We estimated that total sales turnover of the company in 2011 amounted of Rp. 3.8 billion and increased to Rp. 22.0 billion in 2012 and rose again to Rp. 36.0 billion in 2013.   The operation in 2013 yielded an estimated net profit at least Rp. 3.0 billion and the company has an estimated total net worth at Rp. 12.0 billion.   It is forecasted that total sales turnover of the company will increase at least 10% in 2014.  So far, we have never heard of the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.

 

      The management of P.T. TSR is led by Mr. Tji Kok Sutrisno (44) a businessman with more than 12 years experience in trading, import and distribution of agricultural products.  In daily activities he is assisted by Ms. Suwarty (42) as president commissioner and Ms. Rinda (33) as commissioner. Beside, they are also assisted by a number of expert staffs in the above business. The Company’s management has wide relations with private businessmen within and outside the country. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia.

 

       P.T. TUNAS SUMBER REJAKI is appraised to be good for business transaction.  However, in view of the economic condition in the country is still unstable, we recommend to treat prudently in extending any new loan to the company.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.18

UK Pound

1

Rs.102.56

Euro

1

Rs.81.78

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

NIS

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

 

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.