MIRA INFORM REPORT

Report Date :

17.08.2014

IDENTIFICATION DETAILS

Name :	JACOBS PROCESS LIMITED

Formerly Known As :	AKER PROCESS LIMITED

Registered Office :	1180 Eskdale Road Winnersh Wokingham RG41 5TU

Country :	United Kingdom

Financials (as on) :	30.09.2013

Date of Incorporation :	22.05.1948

Com. Reg. No.:	00454398

Legal Form :	Private limited with Share Capital

Line of Business :	Subject design, project management, consultancy, construction and commissioning services to the petrochemical, process, environment and pharmaceutical industries.

No. of Employees	184 (2012)

RATING & COMMENTS

MIRA’s Rating :

RATING		STATUS	PROPOSED CREDIT LINE
41-55	Ba	Overall operation is considered normal. Capable to meet normal commitments.	Satisfactory

Status :	Satisfactory
Payment Behaviour :	No complaints
Litigation :	Clear

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

ECGC Country Risk Classification List – June 1, 2014

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

United Kingdom

Risk Category	ECGC Classification
Insignificant	A1
Low	A2
Moderate	B1
High	B2
Very High	C1
Restricted	C2
Off-credit	D

UNITED KINGDOM ECONOMIC OVERVIEW

The UK, a leading trading power and financial center, is the third largest economy in Europe after Germany and France. Over the past two decades, the government has greatly reduced public ownership. Agriculture is intensive, highly mechanized, and efficient by European standards, producing about 60% of food needs with less than 2% of the labor force. The UK has large coal, natural gas, and oil resources, but its oil and natural gas reserves are declining and the UK became a net importer of energy in 2005. Services, particularly banking, insurance, and business services, are key drivers of British GDP growth. Manufacturing, meanwhile, has declined in importance but still accounts for about 10% of economic output. After emerging from recession in 1992, Britain's economy enjoyed the longest period of expansion on record during which time growth outpaced most of Western Europe. In 2008, however, the global financial crisis hit the economy particularly hard, due to the importance of its financial sector. Falling home prices, high consumer debt, and the global economic slowdown compounded Britain's economic problems, pushing the economy into recession in the latter half of 2008 and prompting the then BROWN (Labour) government to implement a number of measures to stimulate the economy and stabilize the financial markets; these included nationalizing parts of the banking system, temporarily cutting taxes, suspending public sector borrowing rules, and moving forward public spending on capital projects. Facing burgeoning public deficits and debt levels, in 2010 the CAMERON-led coalition government (between Conservatives and Liberal Democrats) initiated a five-year austerity program, which aimed to lower London's budget deficit from about 11% of GDP in 2010 to nearly 1% by 2015. In November 2011, Chancellor of the Exchequer George OSBORNE announced additional austerity measures through 2017 largely due to the euro-zone debt crisis. The CAMERON government raised the value added tax from 17.5% to 20% in 2011. It has pledged to reduce the corporation tax rate to 21% by 2014. The Bank of England (BoE) implemented an asset purchase program of £375 billion (approximately $605 billion) as of December 2013. During times of economic crisis, the BoE coordinates interest rate moves with the European Central Bank, but Britain remains outside the European Economic and Monetary Union (EMU). In 2012, weak consumer spending and subdued business investment weighed on the economy, however, in 2013 GDP grew 1.4%, accelerating unexpectedly in the second half of the year because of greater consumer spending and a recovering housing market. The budget deficit is falling but remains high at nearly 7% and public debt has continued to increase

Source : CIA

Company name and address

Company Name: JACOBS PROCESS LIMITED

Company No: 00454398

Company Status: Active - Accounts Filed

Registered Address: 1180 ESKDALE ROAD

WINNERSH WOKINGHAM

RG41 5TU

COMPANY SUMMARY

Company Name	JACOBS PROCESS LIMITED	Company Number	00454398
Registered Address	1180 ESKDALE ROAD WINNERSH WOKINGHAM RG41 5TU	Trading Address	1180 ESKDALE ROAD WINNERSHWOKINGHAM RG41 5TU




Website Address	http://www.jacobs.com
Telephone Number	-
TPS	-	FPS	No
Incorporation Date	22.05.1948	Company Status	Active - Accounts Filed
Previous Name	AKER PROCESS LIMITED	Type	Private limited with Share Capital
Date of Change	-	Filing Date of Accounts	30.06.2014
Date of change	08.03.2011	Share Capital	£17,000,000
SIC07	43999	Currency	GBP
SIC03 Description	Other specialized construction activities
Principal Activity	The provision of design, project management, consultancy, construction and commissioning services to the petrochemical, process, environment and pharmaceutical industries.

DIRECTORS/MANAGEMENT

Total Current Directors	2
Total Current Secretaries	1
Total Previous Directors / Company Secretaries	42

Current Directors

Name	Leon Power	Date of Birth	30/06/1958
Officers Title	Mr	Nationality	Irish
Present Appointments	1	Function	Director
Appointment Date	05/03/2013
Address	1180 Eskdale Road, Winnersh, Wokingham, Berkshire, RG41 5TU
Other Actions	View Director Report	View Consumer Report	View AML Report
	View Trace Report
Disqualified		Disqualified End Date
Disqualification Exception	No

Name	John Conor Doyle	Date of Birth	31/12/1959
Officers Title	Mr	Nationality	Irish
Present Appointments	19	Function	Director
Appointment Date	23/10/2013
Address	1180 Eskdale Road, Winnersh, Wokingham, Berkshire, RG41 5TU
Other Actions	View Director Report	View Consumer Report	View AML Report
	View Trace Report
Disqualified		Disqualified End Date
Disqualification Exception	No

Current Company Secretary

Name	Michael Timothy Norris	Date of Birth	-
Officers Title	Mr	Nationality
Present Appointments	1	Function	Company Secretary
Appointment Date	05/03/2013
Address	1180 Eskdale Road, Winnersh, Wokingham, Berkshire, RG41 5TU

Previous Director/Company Secretaries

Name	Current Directorships	Previous Directorships
Keith Nicholas Henry	6	41
Andrew Nicholas Hearne	0	6
Ronald Percy Clifton	0	12
Derek Hanson	3	9
Denis Bernard Hadley	5	23
Denis Bernard Hadley	5	23
Charles Patrick Smith	6	8
Michael St John Holt	1	15
Malcolm John Stewart	0	3
Thomas George Snow	3	16
Brian Roy Osborne	2	4
David Esmond Chalkley	0	1
Mark Christopher Toner	0	1
Harry Thirkell	2	5
Dennis Richard Twist	4	7
Gordon Lynch Dibble	3	7
Graham Robert Mead	2	5
Clive Carl Read	1	4
Simon Robert High	0	6
Michael George Foster	4	59
Brian Goldthorp	2	1
Paul Warwick Capell	10	18
Baard Bale	0	9
John Anthony Murphy	0	24
Peter Neville Marshall	0	41
John Christopher Wilson	10	36
Neil Brian Rae Mathers	1	2
Ian Robinson	2	32
Nigel William Gamble	0	24
Jarle Tautra	0	7
Ole Kristian Sivertsen	0	6
Mark Richard Leggett	0	5
Nigel Rory George Tay	1	5
David George Moorhouse	4	21
Wilhelmus Petrus Maria Van Der Zande	0	1
Mark Edward Allen	0	2
Andrew John James	0	4
Paul Rene Van Essen	0	2
Arild Apelthun	0	2
Johan Piet Cnossen	0	3
Douglas Alexander Gordon	1	20
Robert Anthony Michael Irvin	2	11

NEGATIVE INFORMATION

Exact CCJ Details

No CCJs found

Possible CCJs Details

There are no possible CCJ details

Writ Details

No writs found

Mortgage Details

Mortgage Type:	LEGAL CHARGE
Date Charge Created:	16/12/04
Date Charge Registered:	23/12/04
Date Charge Satisfied:	26/11/10
Status:	SATISFIED
Person(s) Entitled:	BARCLAYS BANK PLC
Amount Secured:
Details:	ACCOUNTS : US DOLLAR ACCOUNT 72297366, US DOLLAR ACCOUNT 63112633, US DOLLAR ACCOUNT 79803499, EUROACCOUNT 53751933, EURO ACCOUNT 79833144, STERLING ACCOUNT 60673684, STERLING ACCOUNT 40240273, YEN ACCOUNT 75933711, YEN ACCOUNT 54015077, YEN ACCOUNT 48203488SEE THE MORTGAGE CHARGE DOCUMENT FOR FULLDETAILS

Mortgage Type:	CHARGE
Date Charge Created:	21/02/86
Date Charge Registered:	28/02/86
Date Charge Satisfied:	24/01/90
Status:	SATISFIED
Person(s) Entitled:	NATIONAL WESTMINSTER BANK PLC
Amount Secured:	ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER
Details:	ALL MONEYS FROM TIME TO TIME HELD TO THE CREDIT OF THE COMPANY BY THE BANK AN ACCOUNT NO. 140-2-02005247.

Mortgage Type:	LEGAL MORTGAGE
Date Charge Created:	07/01/85
Date Charge Registered:	10/01/85
Date Charge Satisfied:	19/12/87
Status:	SATISFIED
Person(s) Entitled:	NATIONAL WESTMINSTER BANK PLC
Amount Secured:	ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER SUPPLEMENTAL TO A MORTGAGE DEBENTURE DATED 23.5.84
Details:	LEGAL MORTGAGE L/H 44, HARTFORD HOUSE, BLOUT ROAD, PORTSMOUTH, HAMPS. & PARKINGPLACE 30. T/N HP 131780. L/H 46, HARTFORD HOUSE, BLOUT ROAD, PORTSMOUTH, HAMPS.& PARKING SPACE 27. T/N HP 130192. LAND& BUILDINGS SOUTH-WEST SIDE OF EASTBOURNE TCE. LONDON W2 KNOWN AS BLOCKS E & F,20, EASTBOURNE TCE. TOGETHER WITH A RAMP SITUATE BENEATH BLOCK D EASTBOURNE TCE. LEADING TO THE BOILER ROOM OF BLOCK E AFORESAID TOGETHER WITH 2 PRIVATE ENTRANCES TO EASTBOURNE MEWS.

Mortgage Type:	MORTGAGE DEBENTURE
Date Charge Created:	23/05/84
Date Charge Registered:	25/05/84
Date Charge Satisfied:	05/08/87
Status:	SATISFIED
Person(s) Entitled:	NATIONAL WESTMINSTER BANK PLC
Amount Secured:	ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE
Details:	A SPECIFIC EQUITABLE CHARGE OVER ALL F/H & L/H PROPERTIES & THE PROCEEDS OF SALE THEREOF. A FIXED &FLOATING CHARGE OVER UNDERTAKING AND ALL PROPERTY AND ASSETS PRESENT AND FUTURE INCLUDING, GOODWILL,BOOK DEBTS. (FOR FULL DETAILS SEE DOC M156)

Mortgage Type:	FIFTH SUPPLEMENTAL TRUST DEED.
Date Charge Created:	23/05/84
Date Charge Registered:	23/05/84
Date Charge Satisfied:	06/01/04
Status:	SATISFIED
Person(s) Entitled:	ALLIANCE ASSURANCE COMPANY LIMITED.
Amount Secured:	£742,000 4 7/8 PER CENT SECURED LOANSTOCK 2003 AND £2,416,915 5 5/8 PER CENT SECURED LOAN STOCK 2003 OF JOHN BROWN PLC AND ALL OTHER MONEYS INTENDED TO BE SECURED BY THIS DEED, CONSTITUTED BY ATRUST DEED DATED 19 DEC 1968 AND DEEDSSUPPLEMENTAL THERETO.
Details:	FLOATING CHARGE OVER THE(SEE DOC M157). UNDERTAKING AND ALL PROPERTY AND ASSETS PRESENT AND FUTURE INCLUDING UNCALLED CAPITAL

SHARE & SHARE CAPITAL INFORMATION

Top 20 Shareholders

Name	Currency	Share Count	Share Type	Nominal Value	% of Total Share Count
JACOBS UK LTD	GBP	17,000,000	ORDINARY	1	100

PAYMENT INFORMATION

Trade Payment Information

Average Invoice Value	n/a
Invoices available	n/a
Paid	n/a
Outstanding	n/a

Trade Payment Data is information that we collect from selected third party partners who send us information about their whole sales ledger.

Average Invoice Value	n/a
Invoices available	n/a
Paid	n/a
Outstanding	n/a

Trade Payment Data is information that we collect from selected third party partners who send us information about their whole sales ledger.

	Within Terms	0-30 Days	31-60 Days	61-90 Days	91+ Days
Paid
Outstanding

GROUP STRUCTURE & AFFILIATED COMPANIES

Statistics

Group	34 companies
Linkages	165 companies
Countries	In 31 countries

Summary

Holding Company	JACOBS U.K. LIMITED
Ownership Status	Wholly Owned
Ultimate Holding Company	JACOBS ENGINEERING GROUP, INC

Group structure

Statistics

Group	34 companies
Linkages	165 companies
Countries	In 31 countries

FINANCIAL INFORMATION

Profit & Loss

Date Of Accounts	30/09/13	(%)	30/09/12	(%)	30/09/11	(%)	31/12/10	(%)	31/12/09
Weeks	52	(%)	52	(%)	39	(%)	52	(%)	52
Currency	GBP	(%)	GBP	(%)	GBP	(%)	GBP	(%)	GBP
Consolidated A/cs	N	(%)	N	(%)	N	(%)	N	(%)	N
Turnover	£18,241,000	-8.4%	£19,909,000	-14.5%	£23,290,000	-46.9%	£43,846,000	-50.9%	£89,214,000
Export	£14,559,000	19.3%	£12,207,000	-36.8%	£19,308,000	-41.6%	£33,071,000	-61.9%	£86,832,000
Cost of Sales	£15,150,000	4.3%	£14,521,000	-24.8%	£19,304,000	-48.1%	£37,179,000	-52.2%	£77,842,000
Gross Profit	£3,091,000	-42.6%	£5,388,000	35.2%	£3,986,000	-40.2%	£6,667,000	-41.4%	£11,372,000
Wages & Salaries	-	-100%	£13,514,000	34.9%	£10,016,000	-25.9%	£13,511,000	-5.6%	£14,306,000
Directors Emoluments	-	-	-	-	-	-	-	-	-
Operating Profit	£1,267,000	120.9%	-£6,074,000	-576.4%	£1,275,000	-71.8%	£4,514,000	-27.2%	£6,204,000
Depreciation	-	-100%	£111,000	56.3%	£71,000	-28.3%	£99,000	15.1%	£86,000
Audit Fees	-	-100%	£51,000	13.3%	£45,000	-25%	£60,000	1.7%	£59,000
Interest Payments	-	-100%	£123,000	2.5%	£120,000	-55.9%	£272,000	-77.2%	£1,195,000
Pre Tax Profit	£1,267,000	122%	-£5,755,000	-514%	£1,390,000	-85.4%	£9,537,000	328.2%	£2,227,000
Taxation	-£181,000	-106.4%	£2,816,000	697.9%	-£471,000	63.9%	-£1,305,000	42.7%	-£2,276,000
Profit After Tax	£1,086,000	137%	-£2,939,000	-419.8%	£919,000	-88.8%	£8,232,000	999.9%	-£49,000
Dividends Payable	-	-	-	-	-	-100%	£40,000,000	-	-
Retained Profit	£1,086,000	137%	-£2,939,000	-419.8%	£919,000	102.9%	-£31,768,000	-999.9%	-£49,000

Balance Sheet

Date Of Accounts	30/09/13	(%)	30/09/12	(%)	30/09/11	(%)	31/12/10	(%)	31/12/09
Tangible Assets	£35,000,000	-15.5%	£41,431,000	-25.6%	£55,693,000	56.8%	£35,509,000	-0.4%	£35,656,000
Intangible Assets	0	-	0	-	0	-	0	-	0
Total Fixed Assets	£35,000,000	-15.5%	£41,431,000	-25.6%	£55,693,000	56.8%	£35,509,000	-0.4%	£35,656,000
Stock	0	-	0	-	0	-	0	-	0
Trade Debtors	£13,551,000	55.4%	£8,718,000	114.3%	£4,069,000	-59.5%	£10,038,000	-70.6%	£34,102,000
Cash	£4,227,000	-8%	£4,597,000	-34.5%	£7,013,000	660.6%	£922,000	-62.4%	£2,454,000
Other Debtors	£1,138,000	-89.2%	£10,581,000	202.7%	£3,496,000	-86%	£24,932,000	-51.5%	£51,405,000
Miscellaneous Current Assets	0	-	0	-	0	-	0	-	0
Total Current Assets	£18,916,000	-20.8%	£23,896,000	63.9%	£14,578,000	-59.4%	£35,892,000	-59.2%	£87,961,000
Trade Creditors	£85,000	-88.9%	£768,000	36.4%	£563,000	-8%	£612,000	393.5%	£124,000
Bank Loans & Overdrafts	0	-	0	-	0	-	0	-	0
Other Short Term Finance	£4,690,000	841.8%	£498,000	-75.3%	£2,019,000	-14.9%	£2,372,000	-11.4%	£2,676,000
Miscellaneous Current Liabilities	£1,279,000	-89.9%	£12,625,000	-22.6%	£16,304,000	-10.6%	£18,244,000	-51.5%	£37,618,000
Total Current Liabilities	£6,054,000	-56.4%	£13,891,000	-26.4%	£18,886,000	-11%	£21,228,000	-47.5%	£40,418,000
Bank Loans & Overdrafts and LTL	0	-100%	£4,660,000	179%	£1,670,000	21.3%	£1,377,000	-47.7%	£2,635,000
Other Long Term Finance	0	-	0	-100%	£1,309,000	9.7%	£1,193,000	-49.9%	£2,380,000
Total Long Term Liabilities	0	-100%	£4,660,000	179%	£1,670,000	21.3%	£1,377,000	-47.7%	£2,635,000

Capital & Reserves

Date Of Accounts	30/09/13	(%)	30/09/12	(%)	30/09/11	(%)	31/12/10	(%)	31/12/09
Called Up Share Capital	£17,000,000	-	£17,000,000	-	£17,000,000	-	£17,000,000	-	£17,000,000
P & L Account Reserve	£612,000	229.1%	-£474,000	-119.2%	£2,465,000	59.4%	£1,546,000	-95.4%	£33,314,000
Revaluation Reserve	-	-	-	-	-	-	-	-	-
Sundry Reserves	£30,250,000	-	£30,250,000	-	£30,250,000	-	£30,250,000	-	£30,250,000
Shareholder Funds	£47,862,000	2.3%	£46,776,000	-5.9%	£49,715,000	1.9%	£48,796,000	-39.4%	£80,564,000

Other Financial Items

Date Of Accounts	30/09/13	(%)	30/09/12	(%)	30/09/11	(%)	31/12/10	(%)	31/12/09
Net Worth	£47,862,000	2.3%	£46,776,000	-5.9%	£49,715,000	1.9%	£48,796,000	-39.4%	£80,564,000
Working Capital	£12,862,000	28.6%	£10,005,000	332.2%	-£4,308,000	-129.4%	£14,664,000	-69.2%	£47,543,000
Total Assets	£53,916,000	-17.5%	£65,327,000	-7%	£70,271,000	-1.6%	£71,401,000	-42.2%	£123,617,000
Total Liabilities	£6,054,000	-67.4%	£18,551,000	-9.8%	£20,556,000	-9.1%	£22,605,000	-47.5%	£43,053,000
Net Assets	£47,862,000	2.3%	£46,776,000	-5.9%	£49,715,000	1.9%	£48,796,000	-39.4%	£80,564,000

Miscellaneous

Date Of Accounts	30/09/13	(%)	30/09/12	(%)	30/09/11	(%)	31/12/10	(%)	31/12/09
Contingent Liability	YES	-	YES	-	YES	-	YES	-	YES
Capital Employed	£47,862,000	-6.9%	£51,436,000	0.1%	£51,385,000	2.4%	£50,173,000	-39.7%	£83,199,000
Number of Employees	-	-	184	1.7%	181	-5.2%	191	-7.3%	206
Auditors	ERNST & YOUNG LLP
Auditor Comments	The audit report contains no adverse comments
Bankers	NATIONAL WESTMINSTER BANK PLC
Bank Branch Code	60-50-01

Ratios

Date Of Accounts	30/09/13	30/09/12	30/09/11	31/12/10	31/12/09
Pre-tax profit margin %	6.95	-28.91	5.97	21.75	2.50
Current ratio	3.12	1.72	0.77	1.69	2.18
Sales/Net Working Capital	1.42	1.99	-5.41	2.99	1.88
Gearing %	0	10	3.40	2.80	3.30
Equity in %	88.80	71.60	70.70	68.30	65.20
Creditor Days	1.69	14.04	6.59	5.08	0.50
Debtor Days	270.41	159.39	47.69	83.33	139.13
Liquidity/Acid Test	3.12	1.72	0.77	1.69	2.17
Return On Capital Employed %	2.64	-11.18	2.70	19	2.67
Return On Total Assets Employed %	2.34	-8.80	1.97	13.35	1.80
Current Debt Ratio	0.12	0.29	0.37	0.43	0.50
Total Debt Ratio	0.12	0.39	0.41	0.46	0.53
Stock Turnover Ratio %	-	-	-	-	-
Return on Net Assets Employed %	2.64	-12.30	2.79	19.54	2.76

FOREIGN EXCHANGE RATES

ADDITIONAL INFORMATION

Enquiries Trend

There have been 14 enquiries in the last 12 months.

There are an average of 1 reports taken each month.

	3 MONTHS	6 MONTHS	9 MONTHS
Enquiries	4	6	10

Status History

No Status History found

Event History

Date	Description
12/07/2014	New Accounts Filed
02/05/2014	Annual Returns
07/02/2014	Mr R.A. Irvin has left the board
07/02/2014	New Board Member Mr J.C. Doyle appointed
05/08/2013	Change in Reg.Office
05/08/2013	Change of Company Postcode
29/05/2013	New Accounts Filed
29/05/2013	New Accounts Filed
25/05/2013	Annual Returns
12/04/2013	New Board Member Mr R.A. Irvin appointed
05/04/2013	New Board Member Mr R.A. Irvin appointed
04/04/2013	Mr D.A. Gordon has left the board
11/03/2013	Mr J.P. Cnossen has left the board
11/03/2013	Mr A.J. James has resigned as company secretary
11/03/2013	New Board Member Mr L. Power appointed

Previous Company Names

Date	Previous Name
08/03/2011	AKER PROCESS LIMITED
07/04/2008	AKER KVAERNER PROJECTS LIMITED
01/08/2003	KVAERNER E&C UK LIMITED
01/03/2000	KVAERNER PROCESS (UK) LIMITED
01/01/1998	KVAERNER JOHN BROWN LIMITED
16/08/1996	JOHN BROWN ENGINEERS & CONSTRUCTORS LIMITED
31/12/1981	CONSTRUCTORS JOHN BROWN LIMITED

NOTES & COMMENTS

Commentary

No exact match CCJs are recorded against the company.
There has been no significant change in the company's credit rating.
Sales in the latest trading period decreased 8.4% on the previous trading period.
Net Worth increased by 2.3% during the latest trading period.

A 17.5% decline in Total Assets occurred during the latest trading period.
Pre-tax profits increased by 122% compared to the previous trading period.
The company saw a decrease in their Cash Balance of 8% during the latest trading period.
The audit report contains no adverse comments.
The company has undergone recent changes in its directorships.
The company is part of a group.
The company has changed its registered address recently.
The company was established over 66 years ago.

FOREIGN EXCHANGE RATES

Currency	Unit	Indian Rupees
US Dollar	1	Rs.61.18
UK Pound	1	Rs.102.56
Euro	1	Rs.81.78

INFORMATION DETAILS

Analysis Done by :	RAS

Report Prepared by :	NIS

RATING EXPLANATIONS

RATING		STATUS	PROPOSED CREDIT LINE
>86	Aaa	Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums	Unlimited
71-85	Aa	Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums	Large
56-70	A	Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums	Fairly Large
41-55	Ba	Overall operation is considered normal. Capable to meet normal commitments.	Satisfactory
26-40	B	Capability to overcome financial difficulties seems comparatively below average.	Small
11-25	Ca	Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity	Limited with full security
<10	C	Absolute credit risk exists. Caution needed to be exercised	Credit not recommended
--	NB	New Business	--

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

Financial condition (40%) Ownership background (20%) Payment record (10%)

Credit history (10%) Market trend (10%) Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.

Name	Number	Latest Key Financials	Turnover
JACOBS HOLDING FRANCE	412729154	30.09.2012	€1,583,318
JACOBS LUXEMBOURG S.À.R.L.	B68712	30.09.2013
JACOBS PROCESS GMBH	HRB 71917	31.12.2010	€6,602,823
JACOBS PROCESS B.V.	51805588	30.09.2012	€34,414,000
JACOBS FRANCE	348922055	30.09.2013	€54,513,991
JACOBS ITALIA S.P.A.	MI882870	30.09.2013	€28,638,429
MCDONNELL PILING & FOUNDATIONS LIMITED	IE394360	31.12.2013
JACOBS ADVANCED MANUFACTURING B.V.	34030239	30.09.2012	€2,043,000
THE REINFORCED EARTH COMPANY (IRELAND) LIMITED	IE103745	31.12.2013
JACOBS ENGINEERING DEUTSCHLAND GMBH	HRB 57933	30.09.2012
JACOBS PROJECTS GMBH	HRB 50706	30.09.2012	€35,354,377
JACOBS ALLIANCE SERVICES GMBH	HRB 50856	30.09.2008
JACOBS NEDERLAND B.V.	24301248	30.09.2012	€234,877,000
JACOBS SVERIGE AB	5566354048	30.09.2012	197,128 KSEK
JACOBSGIBB (IRELAND) LIMITED	IE331352	30.09.2005
JACOBS CONSULTANCY NEDERLAND B.V.	28092274	-
JACOBS BELGIE NV	407107911	30.09.2013	€97,719,416
JACOBS SERVICE GMBH	HRB 57036	-
MC DONNELL TEST & DESIGN LIMITED	IE373068	31.12.2013
JACOB STRATEGIC SOLUTIONS GROUP INC		-