MIRA INFORM REPORT

 

 

Report Date :

16.08.2014              

 

IDENTIFICATION DETAILS

 

Name :

TObsteel GMBH

 

 

Registered Office :

Rudolf-Diesel-Str. 8, D 74613 Öhringen

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

14.05.2004

 

 

Com. Reg. No.:

HRB 581115

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Wholes of Metal and Plastic Goods for Construction. 

 

 

No. of Employees :

31

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 01, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Germany

A1

A1

 

Risk Category

ECGC

Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 


 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, has contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.3% in 2013. The new German government introduced a minimum wage of $11 per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production.

 

 

Source : CIA

 

 


Comapny Name and Address

 

TOBSTEEL GmbH

 

 Company Status:      Active

                        Rudolf-Diesel-Str. 8

                        D 74613 Öhringen

                        Telephone:07941/60730

                        Telefax:  07941/607350

                        Homepage: www.tobsteel.com

                         E-mail:   info@tobsteel.com

 

 

VAT no.     

 

 DE814046372

 

 

Tax ID number

 

76003/10882

 

 

CONCLUSION

 

 Business relations are permissible.

 

 

Company Summary

 

 LEGAL FORM              Private limited company

 Date of foundation:        14.05.2004

 Shareholders'

 agreement:                   14.05.2004

 Registered on:              21.06.2004

 Commercial Register:    Local court 70190 Stuttgart

 under:                          HRB 581115

 

 

Share capital                       

 

 EUR             25,000.00

 

 

Shareholder

 

                      Tobias Schäfer

                      Christian-Schöck-Str. 41/3

                      D 74613 Öhringen

                      born: 13.09.1980

                      Share:             EUR             25,000.00

 Manager:

                      Tobias Schäfer

                      Christian-Schöck-Str. 41/3

                      D 74613 Öhringen

                      born: 13.09.1980

                      Profession: Businessman

 Proxy:

                      Alexander Gebert

                      D 74613 Öhringen

                      having sole power of representation

                      born: 27.01.1973

 

 Further functions/participations of Tobias Schäfer (Manager)

 Shareholder:

                      Schäfer Real Estate GmbH

                      Christian-Schöck-Str. 41/3

                      D 74613 Öhringen

                      Legal form: Private limited company

                      Share capital:     EUR            200,000.00

                      Share:             EUR            200,000.00

                      Registered

                      on:         15.09.2011

                      Reg. data:  70190 Stuttgart, HRB 738750

 Manager:

                      Schäfer Real Estate GmbH

                      Christian-Schöck-Str. 41/3

                      D 74613 Öhringen

                      Legal form: Private limited company

                      Share capital:     EUR            200,000.00

                      Registered

                      on:         15.09.2011

                      Reg. data:  70190 Stuttgart, HRB 738750

 

 

COMPANY HISTORY

 

 21.06.2004 - 12.05.2014  TOBSTEEL GmbH

                          Kirschfeldstr. 23

                          D 74629 Pfedelbach

                          Private limited company

 

 

BUSINESS ACTIVITIES

 

 Main industrial sector

 46743   Wholes of metal and plastic goods for construction purposes

 

 

FINANCIAL INFORMATION

 

Payment experience:  within agreed terms

 

Negative information:We have no negative information at hand.

 

Balance sheet year:  2012

 

 

REAL ESTATE

 

Type of ownership:         Tenant

Address                        Rudolf-Diesel-Str. 8

                                    D 74613 Öhringen

 

 Land register documents were not available.

 

 

BANKERS

 

 SPARKASSE HOHENLOHEKREIS, 74629 PFEDELBACH

 Sort. code: 62251550

 BIC: SOLADES1KUN

 

 

FINANCIAL FIGURES

 

 Gross profit or loss:2012               EUR          4,487,265.00

 Profit:              2012               EUR          1,028,410.00

 Equipment:                              EUR             48,389.00

 Ac/ts receivable:                       EUR            793,001.00

 Liabilities:                            EUR          3,219,354.00

 Employees:                                                     31

 

 

BALANCE SHEETS

 

 Balance sheet ratios 01.01.2012 - 31.12.2012

 Equity ratio [%]:                        63.01

 Liquidity ratio:                           0.31

 Return on total capital [%]:        11.33

 

 Balance sheet ratios 01.01.2011 - 31.12.2011

 Equity ratio [%]:                        55.03

 Liquidity ratio:                           0.13

 Return on total capital [%]:        13.14

 

 Balance sheet ratios 01.01.2010 - 31.12.2010

 Equity ratio [%]:                        45.39

 Liquidity ratio:                            0.07

 Return on total capital [%]:        19.01

 

 Balance sheet ratios 01.01.2009 - 31.12.2009

 Equity ratio [%]:                        40.11

 Liquidity ratio:                           0.19

 Return on total capital [%]:        15.40

 

Equity ratio

The equity ratio indicates the portion of the equity as compared  to the total capital. The higher the equity ratio, the better the  economic stability (solvency) and thus the financial autonomy of  a company.

 

Liquidity ratio

The liquidity ratio shows the proportion between adjusted receivables and net liabilities. The higher the ratio, the lower the company's financial dependancy from external creditors.

 

Return on total capital

The return on total capital shows the efficiency and return on  the total capital employed in the company. The higher the return on total capital, the more economically does the company work with the invested capital.

 

 

 Type of balance sheet:                   Company balance sheet

 

 Financial year:                          01.01.2012 - 31.12.2012

 

 ASSETS                                  EUR          9,083,513.91

  Fixed assets                           EUR             57,415.67

   Intangible assets                     EUR              9,027.00

    Other / unspecified intangible assetsEUR              9,027.00

   Tangible assets                       EUR             48,388.67

    Other tangible assets / fixtures and

    fittings                             EUR             48,388.67

  Current assets                         EUR          9,011,275.92

   Stocks                                EUR          7,562,168.29

    Finished goods / work in progress    EUR          7,241,544.40

    Advance payments made                EUR            320,623.89

   Accounts receivable                   EUR            793,000.91

    Trade debtors                        EUR            735,646.56

    Other debtors and assets             EUR             57,354.35

   Liquid means                          EUR            656,106.72

  Remaining other assets                 EUR             14,822.32

   Accruals (assets)                     EUR             14,822.32

 

 LIABILITIES                             EUR          9,083,513.91

  Shareholders' equity                   EUR          5,724,980.22

   Capital                               EUR             25,000.00

    Subscribed capital (share capital)   EUR             25,000.00

   Balance sheet profit/loss (+/-)       EUR          5,699,980.22

    Balance sheet profit / loss          EUR          5,699,980.22

  Provisions                             EUR            139,180.00

   Other / unspecified provisions        EUR            139,180.00

  Liabilities                            EUR          3,219,353.69

   Financial debts                       EUR          1,500,825.86

    Liabilities due to banks             EUR          1,500,825.86

   Other liabilities                     EUR          1,718,527.83

    Trade creditors (for IAS incl. bills

    of exchange)                         EUR          1,371,676.95

    Unspecified other liabilities        EUR            346,850.88

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Gross result (+/-)                     EUR          4,487,264.89

  Staff expenses                         EUR          1,634,078.54

   Wages and salaries                    EUR          1,354,225.14

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR            279,853.40

  Total depreciation                     EUR             24,679.65

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR             24,679.65

  Other operating expenses               EUR          1,326,114.57

  Operating result from continuing

  operations                             EUR          1,502,392.13

  Interest result (+/-)                  EUR            -65,802.39

   Interest and similar income           EUR             15,796.36

   Interest and similar expenses         EUR             81,598.75

  Financial result (+/-)                 EUR            -65,802.39

  Result from ordinary operations (+/-)  EUR          1,436,589.74

  Income tax / refund of income tax (+/-)EUR           -405,941.57

  Other taxes / refund of taxes          EUR             -2,238.13

  Tax (+/-)                              EUR           -408,179.70

  Annual surplus / annual deficit        EUR          1,028,410.04

 

 

 Type of balance sheet:                   Company balance sheet

 

 Financial year:                          01.01.2011 - 31.12.2011

 

 ASSETS                                  EUR          8,528,997.58

  Fixed assets                           EUR             40,755.67

   Intangible assets                     EUR             13,309.00

    Other / unspecified intangible assetsEUR             13,309.00

   Tangible assets                       EUR             27,446.67

    Other / unspecified tangible assets  EUR             27,446.67

  Current assets                         EUR          8,458,927.42

   Stocks                                EUR          7,569,013.68

   Accounts receivable                   EUR            405,237.57

    Other debtors and assets             EUR            405,237.57

   Liquid means                          EUR            484,676.17

  Remaining other assets                 EUR             29,314.49

   Accruals (assets)                     EUR             29,314.49

 

 LIABILITIES                             EUR          8,528,997.58

  Shareholders' equity                   EUR          4,696,570.18

   Capital                               EUR             25,000.00

    Subscribed capital (share capital)   EUR             25,000.00

   Balance sheet profit/loss (+/-)       EUR          4,671,570.18

    Balance sheet profit / loss          EUR          4,671,570.18

  Provisions                             EUR            110,594.00

  Liabilities                            EUR          3,721,833.40

   Financial debts                       EUR          1,825,208.60

    Liabilities due to banks             EUR          1,825,208.60

   Other liabilities                     EUR          1,896,624.80

    Unspecified other liabilities        EUR          1,896,624.80

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Gross result (+/-)                     EUR          4,194,623.15

  Staff expenses                         EUR          1,390,087.86

   Wages and salaries                    EUR          1,147,927.77

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR            242,160.09

  Total depreciation                     EUR             18,607.38

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR             18,607.38

  Other operating expenses               EUR          1,107,084.90

  Operating result from continuing

  operations                             EUR          1,678,843.01

  Interest result (+/-)                  EUR           -112,145.09

   Interest and similar income           EUR              1,469.89

   Interest and similar expenses         EUR            113,614.98

  Financial result (+/-)                 EUR           -112,145.09

  Result from ordinary operations (+/-)  EUR          1,566,697.92

  Income tax / refund of income tax (+/-)EUR           -445,487.87

  Other taxes / refund of taxes          EUR             -1,714.41

  Tax (+/-)                              EUR           -447,202.28

  Annual surplus / annual deficit        EUR          1,119,495.64

 

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.06

UK Pound

1

Rs.101.84

Euro

1

Rs.81.56

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

NIT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.