MIRA INFORM REPORT

 

 

Report Date :

18.08.2014

 

IDENTIFICATION DETAILS

 

Name :

AL ABRAAJ RESTAURANTS GROUP

 

 

Registered Office :

Shop No. 144, Road 83, Selha Highway, Jeblat Hibshi Block 433, PO Box: 20575, Town:Manama

 

 

Country :

Bahrain

 

 

Date of Incorporation :

16.05.1987

 

 

Com. Reg. No.:

111203

 

 

Legal Form :

General Partnership

 

 

Line of Business :

Operators of 17 restaurant outlets

 

 

No of Employees :

300

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Bahrain

B1

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

BAHRAIN - ECONOMIC OVERVIEW

 

Bahrain has made great efforts to diversify its economy; its highly developed communication and transport facilities make Bahrain home to numerous multinational firms with business in the Gulf. As part of its diversification plans, Bahrain implemented a Free Trade Agreement (FTA) with the US in August 2006, the first FTA between the US and a Gulf state. Bahrain's economy, however, continues to depend heavily on oil. In 2012, petroleum production and refining accounted for 77% of Bahrain's export receipts, 87% of government revenues, and 19% of GDP. Other major economic activities are production of aluminum - Bahrain's second biggest export after oil - finance, and construction. Bahrain competes with Malaysia as a worldwide center for Islamic banking and continues to seek new natural gas supplies as feedstock to support its expanding petrochemical and aluminum industries. In 2011 Bahrain experienced economic setbacks as a result of domestic unrest, however, the economy recovered in 2012-13, partly as a result of improved tourism. Some economic policies aimed at restoring confidence in Bahrain's economy, such as the suspension of an expatriate labor tax and frequent bailouts of Gulf Air, will make Bahrain's long-term economic challenges - youth unemployment and the growth of government debt - more difficult to address.

 

Source : CIA


SUMMARY

 

Company Name                                     : AL ABRAAJ RESTAURANTS GROUP

Country of Origin                                    : Bahrain

Legal Form                                            : General Partnership

Registration Date                                   : 16th May 1987

Commercial Registration Number            : 111203

Chamber Membership Number                : 3509

Partners Capital                                     : BD 500,000

Total Workforce                                     : 300

Activities                                               : Operators of 17 restaurant outlets

Financial Condition                                 : Undetermined

Payments                                             : Nothing detrimental uncovered

 

 

 

 


COMPANY NAME

 

AL ABRAAJ RESTAURANTS GROUP

 

 

ADDRESS

 

Registered & Physical Address

 

Building             : Shop No. 144

Street               : Road 83, Selha Highway

Area                 : Jeblat Hibshi Block 433

 

PO Box             : 20575

 

Town                 : Manama

Country             : Bahrain

 

Telephone         : (973-17) 590006 / 877642

Facsimile          : (973-17) 594536

Mobile               : (973-39) 409449

Email                : erik@al-abraj.com / alabraaj@gmail.com 

 

Premises

 

Subject operates from a medium sized suite of offices that are rented and located in the Central Business Area of Manama.

 

 

KEY PRINCIPALS

 

            Name                                                   Nationality                               Position

 

Rashed Helal Rashed Isa                                    Bahraini                                    Managing Partner

 

Kawkab Abdulaziz Ismaeel Mohamed Yar                        Bahraini                                    Partner

 

Hamad Rashed Helal Isa                                                Bahraini                                    Partner

 

Abdullah Rashed Helal Isa                                  Bahraini                                    Partner

 

 


LEGAL FORM & OWNERS

 

Date of Establishment  : 16th May 1987

 

Legal Form                  : General Partnership

 

Commercial Reg. No.  : 111203

 

Chamber Member No. : 3509

 

Partners Capital           : BD 500,000

 

Name of Partner (s)                                                   Percentage

 

Rashed Helal Rashed Isa                                                50%

 

Kawkab Abdulaziz Ismaeel Mohamed Yar                                    20%

 

Hamad Rashed Helal Isa                                                            15%

 

Abdullah Rashed Helal Isa                                              15%

 

 

OPERATIONS

 

Activities: Engaged in the operation of 17 restaurant outlets.

 

Subject has a workforce of 300 employees.

 

 

FINANCIAL DATA

 

Companies registered in Bahrain are not legally required to make their accounts public and no financial information was released by the company or submitted by outside sources.

 

 

BANKERS

 

Bahraini Saudi Bank BSC

Al Sadah Building

Government Avenue

PO Box: 1159

Manama

Tel: (973-17) 211010

Fax: (973-17) 210989

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Local sources report that the subject’s operating history is clear with payment obligations met in a generally timely manner. The financial position is satisfactory and the business is deemed a fair trade risk.

 

This report is produced in accordance with and subject to the terms of an agreement between Arab Research & Information Company Ltd (Aric Ltd) and the customer and contains unconfirmed information compiled from third parties. Any reproduction or republication of this report without Aric Ltd’s express written consent is prohibited. Aric Ltd disclaims all warranties, expressed or implied, with respect to the accuracy or reliability of the report or its fitness for any purpose.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.06

UK Pound

1

Rs.101.84

Euro

1

Rs.81.55

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

SHG

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.