MIRA INFORM REPORT

 

 

Report Date :

21.08.2014              

 

IDENTIFICATION DETAILS

 

Name :

ISRAEL RAILWAYS LTD.

 

 

Registered Office :

P.O. Box 18085, Arlozorov Street, Central Train Station, Telaviv     6118002

 

 

Country :

Israel

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

15.01.1998

 

 

Legal Form :

Public Limited Company

 

 

Line of Business :

Planning, constructing, developing, management, maintenance and operation of railways in Israel, for passengers and cargo.

 

 

No. of Employees :

2,804

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 01, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Israel

A2

A2

 

Risk Category

ECGC

Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 


 

ISRAEL - ECONOMIC OVERVIEW

 

Israel has a technologically advanced market economy. Cut diamonds, high-technology equipment, and pharmaceuticals are among the leading exports. Its major imports include crude oil, grains, raw materials, and military equipment. Israel usually posts sizable trade deficits, which are covered by tourism and other service exports, as well as significant foreign investment inflows. Between 2004 and 2011, growth averaged nearly 5% per year, led by exports. The global financial crisis of 2008-09 spurred a brief recession in Israel, but the country entered the crisis with solid fundamentals, following years of prudent fiscal policy and a resilient banking sector. In 2010, Israel formally acceded to the OECD. Israel's economy also has weathered the Arab Spring because strong trade ties outside the Middle East have insulated the economy from spillover effects. The economy has recovered better than most advanced, comparably sized economies, but slowing demand domestically and internationally, and a strong shekel, have reduced forecasts for the next decade to the 3% level. Natural gas fields discovered off Israel's coast since 2009 have brightened Israel's energy security outlook. The Tamar and Leviathan fields were some of the world's largest offshore natural gas finds this past decade. The massive Leviathan field is not due to come online until 2018, but production from Tamar provided a one percentage point boost to Israel's GDP in 2013 and is expected to contribute 0.5% growth in 2014. In mid-2011, public protests arose around income inequality and rising housing and commodity prices. Israel's income inequality and poverty rates are among the highest of OECD countries and there is a broad perception among the public that a small number of "tycoons" have a cartel-like grip over the major parts of the economy. The government formed committees to address some of the grievances but has maintained that it will not engage in deficit spending to satisfy populist demands. In May 2013 the Israeli government, in a politically difficult process, passed an austerity budget to reign in the deficit and restore confidence in the government's fiscal position. Over the long term, Israel faces structural issues, including low labor participation rates for its fastest growing social segments - the ultra-orthodox and Arab-Israeli communities. Also, Israel's progressive, globally competitive, knowledge-based technology sector employs only 9% of the workforce, with the rest employed in manufacturing and services - sectors which face downward wage pressures from global competition.

 

Source : CIA

 

Company Name and Address

 

ISRAEL RAILWAYS LTD.

 

Telephone      972 3 693 76 93; 693 74 01

Fax                972 3 693 74 80; 693 79 88

P.O. Box 18085

Arlozorov Street

Central Train Station

TEL Aviv 6118002 Israel

 

 

HISTORY & LEGAL FORMATION

 

A public limited company, incorporated as per file No. 52-004361-3 on the 15.01.1998. Status by law: a governmental company.

 

Subject remained dormant until the 01.07.2003, when, according to a Government decision, it assumed all railways assets and activities of PORTS AND RAILWAYS AUTHORITY ISRAEL (PRA) (established in 1961, which itself assumed all railways activities that existed many years beforehand).

 

In April 2012 the Government approved a reform is subject's structure, which has been delayed due to several reasons, but finally launched these days - see more below.

 

 

SHARE CAPITAL

 

Authorized share capital NIS 3,000,000,000.00, divided into –

30,000,000 ordinary shares of NIS 100.00 each, fully issued.

 

 

SHAREHOLDERS

 

Subject is fully owned by the State of Israel, under the auspices of the Ministry of Transportation, headed by the Minister of Transportation, Mr. Israel Katz.

 

As a governmental company, it is supervised by the Government Companies Authority (GCA).

 

 

DIRECTORS

 

1.         Doron Weiss, Chairman,

2.         Binyamin Saba,

3.         Ms. Lena Gershkovitz,

4.         Ms. Naama Kaufman Pas,

5.         Harel Damti,

6.         Husam Jabara.

 

 

GENERAL MANAGER

 

Boaz Zafrir

 

 

BUSINESS

 

Planning, constructing, developing, management, maintenance and operation of railways in Israel, for passengers and cargo (in framework of a current reform, cargo and real estate development activities will move to new subsidiaries).

 

There are 1,100 km of railway across the country (were 975 km in the end of 2009). By 2020, it is expected that there will be 1,700 km of railway.

 

Operating 53 passenger stations, plus some 30 cargo and operations stations. Operating 451 passenger trains daily, with some 450 passenger carts (as of June 2014 – see more in CHARACTER) , including double-deck, 62 passenger locomotives, 41 cargo locomotives and further many cargo carts.

 

Number of passengers on Israel Rails in 2013 was 45.1 million (4.4 million in 2012).

 

In 2011, 6,209.7 million tons of cargo was conveyed by subject (7,021.6 million tons in 2010).

 

Main customer: Ministry of Defense.

 

Other clientele: Israel Police, Israel Prison Service.

 

Trains and locomotive in-use supplied by: ALSTOM (France/Spain), KALMAR (Sweden), GM (USA), ADTRANZ (Denmark), BOMBARDEIR (Canada), SIEMENS, BRUNINGHOUS (Germany), etc.

 

Among local suppliers: SHAPIR Group, SHTROM GROUP, KGM GROUP, PAZ OIL, M.T.R RAILWAY INDS. ENTERPRISES, AMIT TRANSPORTING, ELECTRONIC SIGNALLING SERVICES (EES), EMCOL, and many more.

 

Operating from Head offices of “Israel Railways” in Arlozorov Station, Central Train Station), Tel Aviv and offices and facilities countrywide.

 

Having 2,804 employees (had 2,535 employees as of end of 2012, 2,416 employees in the end of 2011). Also using sub-contractors employees.

 

 

FINANCIAL DATA

 

2010 turnover was 1,185,023,000, ending with a net loss of NIS 108,638,000.

 

                                                                            Statement of Income

                                                                              Year ended 31.12

                                                                                NIS (thousands)

                                                                       2011                 2012              2013

Turnover                                                      1,220,763          1,431,279         1,647,766

Gross loss                                                    (63,336)            (60,164)            (61,421)

Operating loss                                             (173,043)          (150,552)          (175,360)

Net loss                                                      (185,794)          (156,229)          (155,107)

                                                                ========        ========        ========

 

Subject receives government assistance, as the government subsidy does not cover the amounting operational costs.

 

2012 income from passengers was NIS 596 million. Other income: NIS 136.8 million from cargo hurling and NIS 659.5 million Government subsidy.

2013 income from passengers was NIS 653.2 million. Other income: NIS 147.6 million from cargo hurling and NIS 800 million Government subsidy.

 

In August 2013 it was reported that subject is intending to raise NIS 400 million from foreign banks. We could not establish if the capital was raised.

 

In April 2014 the Parliament Finance Committee approved an additional budget for subject in volume of NIS 11.7 billion for financing a new operation agreement, in view of the positive change in trend in subject's performance and operations.

 

B/S shows:

                                                                                         NIS (thousands)

                                                                               31.12.2012               31.12.2013

ASSETS

Current assets

     Cash and cash equivalents                                               6,936                      8,079

     Other financial assets                                                    44,766                     46,362

     Customers                                                                    85,575                     77,460

     Israel Government                                                          49,019                             -

     Other debtors                                                                84,660                     78,304

     Stock                                                                           15,406                     11,584

                                                                                       286,362                   221,789

 

Investments & long-term debt                                          1,334,546                   762,569

Fixed assets                                                               16,084,903              18,507,160

Intangible assets                                                                80,666                     64,255

                                                                                  17,786,477              19,333,984

                                                                                =========            =========

 

LIABILITIES

Current liabilities                                                            1,028,691                1,249,634

Long-term liabilities                                                      17,379,555              19,083,015

Equity (in deficit)                                                            (621,769)                 (776,876)

                                                                                  17,786,477              19,555,773

                                                                                =========            =========

 

During 2013 subject invested NIS 2.86 NIS billion in infrastructure, 3.05 billion in 2012.

 

According to a media report from February 2014, a total of NIS 55 billion were invested in subject since 2010.

 

In June 2014 it was reported that subject 2013 advertizing budget was US$ 10 million. To that date, subject 2014 advertizing expense was US$ 4.7 million.

 

In 2003 the government approved a 5-years budget for subject of NIS 20 billion (of which NIS 13.5 billion from government allocations). It turned out that the expenditure was much higher, bringing into a huge deviation of NIS 11 billion.

In April 2006, it was reported that the Israeli government extended the development budget plan until 2011 (5-years plan) and approved additional funds to the previous plan, which was reformed to a total of NIS 25-30 billion.

Budget framework submitted to the Parliament approval in June 2009 (based on the accord between subject and the government in August 2008) stands on NIS 28.55 billion. The budget is planned to be spanned till 2012.

 

In February 2010 the Government came up with an updated ambitious scheme to invest in the development of nationwide railway and highways network by 2020 with NIS 27.5 billion investment (on top of NIS 35 billion already approved).

 

In June 2012 it was reported that subject's management is consolidating a new NIS 8 billion development plan (source of funding is not clear, may include recruiting NIS 2 billion from the public through the Stock Exchange).

In May 2012 it was reported that subject's banks gave them a NIS 245 credit line.

 

There are no charges registered on the company’s assets.

 

 

BANKERS

 

Working mainly with:

Bank Hapoalim Ltd., Tel Aviv Central Branch (No. 600), Tel Aviv.

The First International Bank of Israel Ltd., Tel Aviv Main Branch (No. 046), Tel Aviv.

 

 

CHARACTER AND REPUTATION

 

Subject's financial problems are detailed along this report.

 

A State Comptroller's audit from May 2009 exposed severe irregularities concerning subject’s operations in tenders and purchasing over the past 10 years. It included several occasions of delays in payments to local and foreign suppliers, though subject’s officials claimed it was due to the Ministry of Treasury delaying the transfer of money to subject.

 

Since then, and currently, we did not learn on particular payment problems (there is a present dispute with a contractor involving payments – see more below).

 

During 2010/ 11, several severe safety incidences occurred involving subject's trains, including a fire that broke out in a cart (with passengers) and several accidents (in an accident in April 2011 2 double-deck Bombardier carts were destroyed, plus other damages, and in all estimated damage of several tens if NIS millions).

 

These above incidents, together with the constant losses and subject's inefficiency, have brought the Government to an understanding that a deep re-organization is needed in subject.

 

Following the Minister of Transportation direct involvement (an ultimatum even to shut down activities) in August 2011 a safety program was accepted and the employees agreed not to strike over safety issues for 10 years.

 

It should be noted that employee disputes still occur mainly due to tenders for the maintenance of new locomotive and carts from outside suppliers.

 

The Government and subject launched a major reform plan, designed to solve subject's chronic problems. In August 2012 subject's management came up with a cost-saving plan, including workforce cuts. Also, new subsidy agreement till end of 2012, to avoid deficits in the coming years. In January 2012 subject's Board approved an outsourcing agreement with BOMBARDEIR for maintenance of the new 150 carts already bought and 70 intended to be acquired. This brought an unprecedented reaction from subject's Workers' Union, which included halting of the cargo trains and sever disruptions of the passenger trains.

In April 2012 the Minister of Transportation launched a reform for the splitting of subject into 3 different subsidiary companies:

 

1.    A maintenance company 49% owned by the State, the rest by an investor. The plan is to outsource 30% of the trains maintenance.

2.    A company for real estate projects initiation and development of commercial compounds adjacent to subject's some 30 train stations.

3.    A cargo company, taking over subject's cargo segment.

 

The 2nd & 3rd subsidiaries are designed to be revenues generators, and were finally launched by end of February 2014 after political entanglements were solved. The real estate development activity is expected to generate annual revenues which will gradually grow from NIS 100 to NIS 400 million.

 

The Passengers segment and the Track Development will be held by the State.

 

On those grounds, there have been continuous labor disputes by subject's employees, including intense reactions such as halting all development activities and plans. The worker's sanctions have already caused to long delays in subject's large projects and financial losses. It should be noted that the Minister warned in March 2012 that in case the reform is not approved and strikes endure options are for closing down subject and re-establishment activities in a different format. Subject's management is said to be set to absorb outside maintenance workers if needed.

 

In July 2014 it was reported that the Government Company Authority approved the establishment of 2 subsidiaries of subject; one for cargo and the other for real estate development (for commercial purposes in subject's stations).

 

As mentioned above (FINANCIAL DATA), investment in Israel’s railway system has been a pivotal issue in the framework of the current government strategy for future economic development, involving tens of NIS billions.

 

In December 2012 an agreement was signed with the workers union to approve the reform which included an agreement of industrial peace for the next 3 years. As part of the deal the employees will receive grants in total of some NIS 100 million.

 

There are also pending legal cases subject has been involved in, including suppliers and other claims, amounting to hundred millions (certain deductions were made for part of the above cases). In addition, there are several motions for class action lawsuits pending in accumulative volume of several NIS billions. It usually may take long time for the Court to approve them as class action lawsuits (some end in compromise), and at this stage damage, if any, could not be estimated.

 

Apart from that, nothing unfavorable leaned.

 

In 2002 subject acquired 5 locomotives from ALSTOM, for a sum of € 14 million and paid € 43 for 2nd-hand carts from the Swedish Trains company.

In 2004 subject acquired 54 “Double Deck” carts from BOMBARDIER, of Canada for 78 million. Later, the acquisition was expanded to a total of 147 carts.

 

In 2006 subject signed a contract with SIEMENS for 86 train carts, for a sum of € 120 million. There was an option for additional hundreds carts (in framework volume of NIS 4 billion). Delivery was delayed in 2008, therefore SIEMENS had to pay € 8 - 9 million penalty. In 2009 subject purchased further 31 carts from SIEMENS for € 60 million. Later SIEMENS lost a major tender to BOMBARDIER for carts (see below) due to reluctance to adhere to State’s Offset Deals policy. As part of the framework contract SIEMENS another emergency purchase from subject in the beginning of 2010 for carts in volume of NIS 308 million.

 

In May 2007, it was reported that subject will purchase from abroad 18 radar systems valued € 7.2 million for identifying obstacles on the railways.

 

In 2007 local infrastructure SHAPIR Group won subject's tender in volume of NIS 1.6 billion for the execution of the fast Tel Aviv-Jerusalem railway "Section C", including the excavation of 2 tunnels and erection of a bridge that connects them.

The major project was launched in 2010 by SHAPIR PIZZAROTTI JOINT VENTURE.

 

In August 2008 it was reported that MALAM-TEAM, a local leading IT integrator, will supply ERP system for subject in value of NIS 20 million.

 

In August 2009 it was reported that Dutch HTM and local PARETO ENGINEERING won subject’s tender for monitoring the implementation of subject’s development plan for 3 years, plus 2 years option, in a yearly volume of NIS 10 million.

 

In June 2010 subject signed transportation contracts with ISRAEL CHEMICALS Concern, Israel’s largest industrial Group, for cargo from the Dead Sea and Negev Desert until 2021, in volume of NIS 1 billion.

 

In October 2010 BOMBARDIER of Canada won subject's major tender to supply train double-deck carts. The contract signed was for 150 passenger carts for € 247 million, after including an option for 72 carts, however the additional order for 72 carts was stalled by the Government in order to re-check its necessity.

 

A local public movement submitted a motion to the Jerusalem District Court in July 2011 to halt the tender due to alleged harm of integrity in the course of the bid procedures, but eventually the deal came through.

 

In January 2011 BARAM ADVERTISING won subject's tender, a concession to advertize in the railways stations for 10 years, paying NIS 7 million per year.

 

In January 2012 MOTOROLA SOLUTIONS won subject's tender to supply free internet access in all stations and 620 carts, reportedly valued at NIS 23 million.

 

In February 2012 a ministry committee approved the Tel Aviv-Eilat rail track route on a length of 350 km, which will include also adding new stations in the Beer Sheva area. The project budget is controversial. Although officially it is NIS 7 billion in practice it is estimated to reach NIS 30 billion or even NIS 40 billion. It should be noted that the Ministry of Finance is against the project, as well as environmental organization (claiming the route will cause irreversible damages to nature). Currently matter is debated at the Parliament.

 

In April 2012 subject decided to purchase locomotives and carts for its cargo division, in total value of NIS 100 million. That will increase the cargo carts and locomotives inventory by 30%, in purpose to doubling the railway's transportation capacity by 5 years (by then, it is expected to be under the 49% cargo subsidiary, as noted above, part of subject's reform program). Subject's cargo division has been facing fierce competition from road haulage companies, losing market share to the private competitors due to being inefficient. Cargo transport by train comprises only 8% of total cargo transport today.

 

In July 2012 the Finance Ministry approved subject to purchase 9 diesel locomotives from VOSSLOH of Spain for € 30 million. This is in addition to the latter winning subject's tender for 15 locomotives in value of € 70 million in January 2012.

 

In October 2013 it was reported that ALSTOM won the tender to maintain subject's older carts (some 30% of subject's total carts), for the next 15 years, valued at up to NIS 1.5 billion.

 

In February 2014 it was reported that 13 companies are interested in subject's tender for the acquisition of 80 electric locomotives and 315 carts, in volume of NIS 3 billion. According to the report, the lines electrifying project is estimated at NIS 11 billion.

 

In May 2014 it was reported that due to delays in the completion of subject's Southern Maintenance Compound in Beer Sheva, they threaten to replace the contracting company GILI & YOEL AZARIA. It concerns a NIS 160 million tender.

 

The contracting company, in return, claims that the work has been done promptly, and subject owes them many tens of NIS millions for work the contractor did.

 

In June started operating a new schedule, which includes additional 49 daily trains and 500 additional stops.

 

SUMMARY

 

Notwithstanding a/m financial problems, being a state-owned company, considered good for trade engagements.

 

Notes:

1.    Subject may be using other P.O. Boxes for specific divisions, we are informed by subject's officials on its main P.O. Box 18085 in caption.

2.    Since February 2013 Israel Post has started using a new area code method of 7 digits (the old method of 5 digits is no longer valid).

 

 

 

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.67

UK Pound

1

Rs.100.81

Euro

1

Rs.80.73

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

NIT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.