MIRA INFORM REPORT

 

 

Report Date :

21.08.2014              

 

IDENTIFICATION DETAILS

 

Name :

P.T. HIDUPMAKMUR ABADILESTARI

 

 

Registered Office :

Jl. Daan Mogot K. 19.6, Pusat Niaga Terpadu Daan Mogot, Blok BB No. 8-H, Batu Ceper Tangerang 15122, Banten Province

 

 

Country :

Indonesia

 

 

Date of Incorporation :

28.09.1989

 

 

Com. Reg. No.:

AHU-AH.01.10-14936

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Trading, Import and Distributors of Industrial Chemical Products.

 

 

No. of Employees :

36 Persons

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 01, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Indonesia

B1

A2

 

Risk Category

ECGC

Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, has grown strongly since 2010. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25% and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government also faces the challenges of quelling labor unrest and reducing fuel subsidies in the face of high oil prices.

 

Source : CIA

 

 

Name of Company

 

P.T. HIDUPMAKMUR ABADILESTARI

 

 

Address

 

Head Office

Jl. Daan Mogot K. 19.6

Pusat Niaga Terpadu Daan Mogot

Blok BB No. 8-H, Batu Ceper

Tangerang 15122, Banten Province

Indonesia

Phone               - (62-21) 5436 5080 (Hunting)

Fax.                  - (62-21) 5436 5081

Email                - hmla@cbn.net.id

Building Area     - 3 storey

Office Space      - 150 sq. meters

Region              - Commercial

Status               - Rent

 

Warehouse

Desa Sukamulya No. 67

Cikupa, Tangerang 15710

Banten Province

Indonesia

Phone               - (62-21) 596 0837

Fax.                  - (62-21) 596 0838

Land Area         - 3,600 sq. meters

Building             - 2,200 sq meters

Region              - Industrial Zone

Status               - Rent

 

 

Date of Incorporation

 

28 September 1989

 

 

Legal Form

 

P.T. (Perseroan Terbatas) or Limited Liability Company

 

 

Company Reg. No.

 

The Ministry of Law and Human Rights

a. No. C2-4126 HT.01.01.TH.90

    Dated 16 July 1990

b. No. AHU-87497.AH.01.02.Tahun 2008

    Dated 19 November 2008

c. No. AHU-AH.01.10-14936

    Dated 02 September 2009

 

 

Company Status

 

National Private Company

 

 

Permit by the Government Department

 

The Department of Finance

NPWP No. 01.336.462.5-402.000

 

Related Company :

None

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital          - Rp. 12,000,000,000.-

Issued Capital                - Rp.   3,000,000,000.-

Paid up Capital              - Rp.   3,000,000,000.-

 

Shareholders/Owners :

a. Mr. Michael Chandra                        - Rp.    600,000,000.- (20%)

   Address : Jl. Patal Senayan I No. 5 ASR T3-17B2S

                   Kebayoran Lama, South Jakarta

                   Indonesia

b. Mrs. Nonnita Chandra                      - Rp.    450,000,000.- (15%)

   Address : Jl. Patal Senayan I No. 5 ASR T3-17B2S

                   Kebayoran Lama, South Jakarta

                   Indonesia

b. Mrs. Sisca Chandra                          - Rp.    150,000,000.- (  5%)

   Address : Jl. Patal Senayan I No. 5 ASR T3-17B2S

                   Kebayoran Lama, South Jakarta

                   Indonesia

b. Mrs. Sisca Chandra                          - Rp. 1,800,000,000.- (60%)

   Address : Jl. Patal Senayan I No. 5 ASR T3-17B2S

                   Kebayoran Lama, South Jakarta

                   Indonesia

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Trading, Import and Distribution of Industrial Chemical Products

 

Production Capacity :

None

 

Total Investment :

None

 

Started Operation :

1989

 

Brand Name :

None

 

Technical Assistance :

None

 

Number of Employee :

36 persons

 

Marketing Area :

Domestic    - 100 %

 

Main Customers :

a. Textile Industries

b. Plastic Industries

c. Paint Industries

d. Printing Industries

e. Etc.

 

Market Situation :

Very Competitive

 

Main Competitors :

a. PT. Dow Chemical Indonesia

b. PT. Cipta Prima Chemindo

c. PT. Makmur Jaya Kharisma

d. PT. Galic Bina Mada

e. PT. Mulya Adhy Paramita

f.  PT. Tritunggal Arthamakmur

g. PT. Pintu Mas Mulia Kimia

h. Etc.

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

Bankers :

a. P.T. Bank CENTRAL ASIA Tbk

    Daan Mogot Main Branch

    Jl. Daan Motor No. 48A

    West Jakarta, Indonesia

b. P.T. Bank HAGA Tbk

    Perumahan Daan Mogot baru Blok LB V/36

    Jl. Kintamani Raya,

    West Jakarta, Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2010 – Rp. 33.0 billion

2011 – Rp. 37.0 billion

2012 – Rp. 42.0 billion

2013 – Rp. 48.0 billion

 

Net Profit (Loss) :

2010 – Rp. 1.8 billion

2011 – Rp. 2.0 billion

2012 – Rp. 2.3 billion

2013 – Rp. 2.6 billion

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

Director                                           - Mr. Michael Chandra

 

Board of Commissioners :

President Commissioner                   - Mrs. Lina Fangi

Commissioner                                 - Mrs. Bonnita Chandra

 

Signatories :

Director (Mr. Michael Chandra) which must be approved by board of commissioners (Mrs. Lina Fangi or Mrs. Bonnita Chandra)

 

 

CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

 

OVERALL PERFORMANCE

 

P.T. HIDUPMAKMUR LESTARIABADI (P.T. HL) was established in Jakarta based on Notarial Deed No. 25 dated September 28, 1989 made by Milly Karmila Saeral, SH.,  with an authorized capital of Rp. 1,000,000,000.- issued capital of Rp. 600,000,000.- entirely paid up. The founding shareholders are Mrs. Lina Fangi (70%), Mr. Kosasih Widjaja (10%), Mr. David Tanuwijaya (5%), Mr. Ir Herman Moeliana (5%), Mr. Iskandar Halim (5%) and Mr. Arman natiradsa (5%).  They are Indonesian business persons of Chinese extraction.  The deed of establishment was approved by the Minister of Justice of the Republic of Indonesia through its Decision Letter No. C2-4126 HT.01.01.TH.90 dated July 16, 1990.  

 

The articles of association of the company have frequently been revised, most recently by notary deed of Humber Lie, SH., No. 14 dated August 7, 2009 the authorized capital was raised to Rp. 12,000,000,000.- of which Rp. 3,000,000,000.- was issued and fully paid up.  Since then, shareholders of the Company are Mr. Michael Chandra (20%), Mrs. Bonnita Chandra15%), Mrs. Sica Chandra (5%) and Mrs. Lina Fangi (60%).  The amendment to Deed approved by the Minister of Law and Human Rights of the Republic of Indonesia through Decree No. AHU-AH.01.10-14936 dated September 2, 2009.  No changes have been effected in term of its shareholding composition and capital structures to date.


P.T. HL has been in operation 1989 in trading, import and distribution of industrial chemicals. The type of chemical products sold by P.T. HL are including specialty pigment chemical for plastic, rubber, paint, printing ink and other textile products among them are pearl luster effect, fluorescent colors, aluminum and bronze, cadmium, master-batches, titanium yellow and titanium dioxide. Some 80% of its merchandising goods are imported from Germany, the Netherlands, Belgium, Japan and others. All of the above products are sold to various textile companies, plastic, paint, printing house and others.  We observed that P.T. HL is classified as a medium-sized company of its kind in the country of which the operation has been growing in the last three years.

 

The domestic demand for various types of chemical products had been rising by 8% to 10% on the average per annum in the last five years in line with the rapid growth of various industrial sectors including ink & coating industries, cosmetic industries, food and beverage industries, pharmaceutical industry, paint, plastic, ink, textile, rubber, printing industries and others in the above period of times as the consumers. But, later dwindled as the global economic slowdown since October 2008, followed by tight money policy imposed by Indonesian Central Bank (Bank Indonesia) and also heated by political issue in the country. The demand growth started to awake in June 2009 in line with the amelioration of economic condition in the country.  Market competition is very tough on account of large number of other similar companies operating in the country. P.T. HL business position in this case is not too badly because it has built regular customers in the country.

 

Until this time PT.  HL has not been registered with Indonesian Stock Exchange, so that they shall not obliged to announce their financial statement.  We have checked to Department of Trade and Industry and found that no financial statement has been reported.  P.T. HL’s management is very reclusive to outsider and rejecting to disclose its financial condition but we estimated that total sales turnover of the company in 2011 amounted to Rp. 37.0 billion increased to Rp. 42.0 billion in 2012 and rose again to Rp. 48.0 billion in 2013.  The operation in 2013 yielded an estimated net profit of at least Rp. 2.6 billion.  It is estimated the company has an estimated total net-worth at least Rp. 18.0 billion.  It is projected that total sales turnover of the company will increase at least 6% in 2014.  So far we have never heard that the company registered with the black list of Bank of Indonesia (Central Bank).

 

The company’s management is led out by Mr. Michael Chandra (40) a young businessman as Director, a businessman who experienced for more than 12 years in the field of trading, import and distribution of industrial chemical.  He is a son of Mrs. Lina Fangi (64) the founder of the company.  In daily activities, he is assisted by his younger sister Mrs. Bonnita Chandra (27) as Commissioner. We observed that management’s reputation in said business is fairly good. The company has had wide relation in the realm of the private businessmen inside and outside the country. Their relation with the government is fairly good. So far, we have never heard that the company’s management involved in the business malpractices or detrimental cases that settled in the country.  The company has not registered with the black list of Bank of Indonesia. 

 

P.T. HL is appraised to be good for business transaction. However, in view of the economic condition in the country is still unstable, we recommend to treat prudently in extending any new loan to the company.

 

 

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.67

UK Pound

1

Rs.100.81

Euro

1

Rs.80.73

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

NIT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.