MIRA INFORM REPORT

 

 

Report Date :

21.08.2014

 

IDENTIFICATION DETAILS

 

Name :

SHREE CHHATRAPATI SHAHU SAHAKARI SAKHAR KARKHANA LIMITED

 

 

Registered Office :

'Shrimant Jaysingrao Ghatge Bhavan' Kagal, District Kolhapur – 416216, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2013

 

 

Year of Establishment :

1980

 

 

Capital Investment / Paid-up Capital :

Not Divulged

 

 

Legal Form :

Co-Operative Society

 

 

Line of Business :

Manufacturer of Sugar.

 

 

No. of Employees :

1000 (Approximately)

 


 

RATING & COMMENTS

 

MIRA’s Rating :

Ba (49)

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Exist

 

 

Comments :

Subject is a well-established Multi State Sugar Co-Operative Society having satisfactory track record.

 

The company possesses an acceptable financial profile marked by adequate networth base along with working capital intensity owing to increase inventory levels in March 2013 due to stocking of sugar.

 

Management has witnessed a better growth in its sales volume as well as net profitability though, has reported low profit margins during FY 2013.

 

The rating also take into consideration, the regulatory as well as agro climatic risks inherent in the industry which are mitigated by successful completion of forward integration in operations by the management.

 

Trade relations are fair. Business is active. Payment terms are reported as slow but correct.

 

In view of long standing presence, the company can be considered for business dealings at usual trade terms and conditions. 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

INDIAN ECONOMIC OVERVIEW

 

N E W S

 

As per the latest IMF study, the total weigh of emerging markets in the GDP of the world on a purchasing power parity basis has seen a sizeable shift. It highlights how as against 51 % in 2005, the emerging economies now account for close to 56 % of the global purchasing power GDP as per the latest survey. And with the emerging economies growing at a faster rate than their developed counterparts, there are every possibility that the their share goes up further in the coming years.  China may surpass the US over the next few years.

 

Politics and economics are very intricately connected. They tend to influence each other in ways that could be very complex and far-reaching. The prospects of the India’s economy have been seriously compromised due to political corruption. High inflation, poor standard of living are to a great extent a result of rampant corruption in the country. China on the other hand, seems to be facing diametrically opposite challenge. American hedge fund manager Jim Chanos has been keenly following the political and economic development in the dragon economy and has figured out something that is quite worrying. He is of the view that the Chinese economy could be heading toward trouble on account of new Chinese President Xi Jingping’s very aggressive anti-corruption drive. Chanos believes tat many things such as apartment sales, luxury products, etc. were largely bought with dirty money. And it is now beginning to impact consumption. This may indeed be bad news for an economy that is struggling to transition from an investment-driven export-oriented economy to a domestic consumption-driven economy.

 

A study published by Firstpost has revealed that asset classes like real estate and equities were the biggest beneficiaries of the liberalization policies.  A firm called Ciane Analytics studied returns from assets including equities, gold, fixed deposits, G-Secs and real estate since 1991. Real estate outperformed every other asset classes during the 23-year period with an annualized return of 20 % ! Equities came in second with annualized return of 15.5 % ! However, while these returns may seem mouthwatering, the fact is that the return from equities adjusted for inflation came down to just 7.1 %.

 

Some brief news are as under

. R-Power to buy Jaypee’s hydro assets

. Investors await justice in NSEL case

. India seeks MFN status from Pakistan ahead of meeting

. Ukrain’s clashes with rebels hinder MH17 crash investigation

. India exploring merger of state-owned hydro PSUs

..Higher costs weigh down profit growth to slowest in 9 quarters

..Wal-Mart to expand wholesale business in India

. GMR group moves to strengthen balance sheet

. Central Bank to sell 4 % stake to Life Insurance Corporation

. Tata Chemicals plans to raise up to Rs 10000 mn.

 

 

EXTERNAL AGENCY RATING

 

Rating Agency Name

ICRA

Rating

Cash Credit = BB+

Rating Explanation

Moderate risk of default regarding timely servicing of financial obligation

Date

November 2013

 

Rating Agency Name

ICRA

Rating

Term Loan = BB+

Rating Explanation

Moderate risk of default regarding timely servicing of financial obligation

Date

November 2013

 


 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2014.

 

 

INFORMATION PARTED BY (GENERAL DETAILS)

 

Name :

Mr. Ghorale

Designation :

Finance Department

Contact No.:

91-2325-244211

Date :

20.08.2014

 

 

LOCATIONS

 

Registered Office/ Factory :

'Shrimant Jaysingrao Ghatge Bhavan' Kagal, District Kolhapur – 416216, Maharashtra, India

Tel. No.:

91-2325-244211 / 244212 / 244213 / 244214 / 244612

Telefax :

91-231-2654450

Fax No.:

91-2325-244241

E-Mail :

vghatge@shahusugar.com

md@shahusugar.com

po@shahusugar.com

mail@shahusugar.com

marketing@shahusugar.com

shahusugar@yahoo.co.in

Website :

http://www.shahusugar.com

 

 

Corporate Office :

'Vitthal Krupa',  Nagala Park, Kolhapur – 416216, Maharashtra, India

 

 

MEMBER 

 

Name :

Mr. Vikramsinh Ghatge

Designation :

Chairman

 

 

Name :

Mr. Vijay Avatade

Designation :

Managing Director

 


 

KEY EXECUTIVES

 

Name :

Mr. Ghorale

Designation :

Finance Department

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturer of Sugar.

 

 

Terms :

 

Selling :

Cash and Advance Payment

 

 

Purchasing :

Cash and Advance Payment

 

 

GENERAL INFORMATION

 

Customers :

End Users

 

 

No. of Employees :

1000 (Approximately)

 

 

Bankers :

·         Kagal Co-Operative Bank Limited, Kagal Taluka, Kolhapur, Maharashtra, India 

·         Bank of Baroda

·         Bank of India

·         HDFC Bank

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

P.G. Diwan and Company

Chartered Accountants

 

 

CAPITAL STRUCTURE

 

Capital Investment :

 

Owned :

Not Divulged

Borrowed :

-

Total :

Not Divulged

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

HIGHLIGHTS OF FINANCIAL PERFORMANCE

 

Description

FY 2013

FY 2012

FY 2011

 

 

 

 

Net Revenues

3257.403

2287.186

2266992

Expenses

3248.409

2283.568

2263.903

EBITD

258.358

157.466

103.665

Interest and Depreciation

249.364

153.848

100.576

Provision of Tax

28.762

6.500

0.000

PAT

8.994

3.618

3.089

Net Worth

893.943

707.815

552.135

 

 

CANE PRICE

 

Description

FY 2013

FY 2012

FY 2011

 

 

 

 

Statutory Minimum Price (SMP) Rs. per MT

229.100

189.400

177.100

Cane Price paid Rs. per MT

319.800(adv)

278.000

264.500

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

No

8]

No. of employees

Yes

9]

Name of person contacted

Yes

10]

Designation of contact person

Yes

11]

Turnover of firm for last three years

Yes

12]

Profitability for last three years

Yes

13]

Reasons for variation <> 20%

--

14]

Estimation for coming financial year

No

15]

Capital in the business

No

16]

Details of sister concerns

No

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

Yes

20]

Export / Import details (if applicable)

No

21]

Market information

--

22]

Litigations that the firm / promoter involved in

Yes

23]

Banking Details

Yes

24]

Banking facility details

No

25]

Conduct of the banking account

--

26]

Buyer visit details

--

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

No

29]

Last accounts filed at ROC

No

30]

Major Shareholders, if available

No

31]

Date of Birth of Proprietor/Partner/Director, if available

No

32]

PAN of Proprietor/Partner/Director, if available

No

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

Yes

 

LITIGATION DETAILS

 

Case Details

Bench:- Bombay

Lodging No.:-

CEXAL/61/2013

Filing Date:-

06/03/2013

 

Petitioner:-

THE COMMISSIONER OF CENTRAL EXCISE AND SERVICE TAX, KOLHAPUR COMMISSIONERATED, -

Respondent:-

SHRI CHHATRAPATI SHAHU SAHAKARI SAKHAR KARKHANA LIMITED -

Petn.Adv:-

A R Malhotra (I3164)

Resp. Adv.:

0 (0)

District:-

KOLHAPUR

Bench:-

SINGLE

Status:-

Pre-Admission

Category:-

CENTRAL EXCISE APPEAL (CEXA)

Last Date:-

25/04/2013

Stage:-

FOR REJECTION [ORIGINAL SIDE MATTERS]

Last Coram:-

REGISTRAR(OS)/PROTHONOTARY AND SR. MASTER

Act :-

Central Excise and Salt Act

Under Section:-

35 G

WEBSITE INFORMATION

 

CHAIRMAN'S PROFILE

 

Mr. Vikramsinh Ghatge

 

Founder and Chairman

 

More than three decades ago Mr.Vikramsinh Ghatge realized that a cooperative sugar mill in the area around Kagal could change life of the people, especially in view of the then upcoming Kalammawadi Irrigation Project. His idea was widely welcomed, and with enormous support from the local people, he was made Chief Promoter of the new sugar mill.


He successfully brought his dream into reality and the Mill started in 1980.


Today the Mill has established itself as a leading cooperative sugar mill, not only in Maharashtra, but in the entire country, under Mr. Ghatges’s able guidance and vision. It is today known for its excellent technical and financial efficiency and for paying the highest price to the cane growing farmers.


Mr. Vikramsinh Ghatge’s contribution is not limited to the activities of the Mill alone. He has contributed significantly to a number of social causes. A lover of wrestling and other sports, Mr. Ghatge has generously supported young sportsmen.

 

He is associated with a number of organizations in cooperative sector and is also actively involved in those engaged in social work, sports promotion and cultural activities.

 

ACTIVITIES IN CO-OPERATION:

 

·         Founder and Chairman, Shree Chhatrapati Shahu Sahakari Sakhar Karkhana Kagal

·         Chairman, Maharashtra State Federation of Cooperative Sugar Factories, Mumbai (2005 to 2006)

·         Establishment of the Co-generation Plant in March 2008

·         Chairman, Shree Chhatrapati Shahu Krishi Sahakari Kharedi Vikri Sangh Ltd Kagal

·         Member, Sugar Development Council, Government of India, New Delhi

·         Director, Kagal Cooperative Bank Limited Kagal

·         Chairman, Shree Chhatrapati Shahu Milk and Agro Producer Pvt.Limited,Vannur.

 

SOME SIGNIFICANT ACTIVITIES IN EDUCATION

 

·         Chairman, Sir Pirajirao Ghatge Physical Education Charitable Trust. Kolhapur

·         Chairman, Siddheshwar Shikshan Prasarak Mandal Siddhanerli

·         Chairman, Kagal Education Trust, Murgud

·         Chairman, Shree Shahu Shikshan Prasarak Mandal Kagal

 

POLITICAL ACTIVITIES:

 

·         Member of the Maharashtra State Legislative Assembly in two terms during the period 1978 to 1985


BUSINESS

 

Manufacturing of sugar from cane is the main business activity of the Mill. The 3500 TCD Sugar Plant runs for almost 180 days in a year from November to April. It crushes about 7.0 to 8.0 lakh MT of cane to produce an average of 90,000 to 100,000 MT of sugar every year. The expansion of existing 3500 TCD plant into 5000 TCD has been carrying out since 2009-10 and it will complete in the off-season of 2011-12 and from 2012-13 the factory will run with 5000 TCD


Realizing the importance of by-products, the mill has diversified its business in other areas.


It has a 45 KLPD capacity Distillery Plant having an average spirit recovery of 275 litres per MT of molasses.We have received sanction to our 30 KLPD Ethanol plant from state government in Aug.2011.


The 12.5 MW bagasse based Cogeneration Plant of the Mill was commissioned in March 2008. After in-house consumption, surplus power is exported to the State Electricity Grid. With the existing 12.5 MW cogeneration plant we have added 9.0 MW additional capacity by which our cogeneration plant power generation capacity raise with 21.5 MW consumption.


The Mill commissioned a Vermi-compost Pilot Plant in 2004. The organic manure manufactured using press-mud, cow dung and other biological trash is provided to the Members at subsidized prices. The Mill however intends that farmers in the area develop such projects on their own, and encourages them for doing so.


The Mill is one of the first ones in the cooperative sector in Maharashtra to have a dedicated Marketing Department. Activities performed by the Marketing Department include

 

·         Development of domestic customers

·         Export /Import of Sugar

·         Trading of sugar on NCDEX

 

 

AWARDS AND RECOGNITION

 

Having been recognized as the Best Co-operative Sugar Factory in India ninth, by National Federation, New Delhi, the Mill has earned its reputation of being one of the best cooperative sugar mills, not only in Maharashtra but also in the country. So far it has won a total number of 50 awards at both and State and National levels in various categories such as Best Technical Efficiency, Best Financial Management, Best Recovery etc.

 

The Mill is:

 

·         ISO 9001-2008 Certified

·         ISI Certified

·         Certifiedas 2-StarExport House

 

GENERAL CATEGORY (12 NOS.)

 

1.       Best Cooperative Sanstha from National Co-operative Union of India.

2.       Overall Best Cooperative Sugar Factory in High Recovery Area for the season 2011-12 from NFCSF DELHI.

3.       Overall Best Sugar Co-operative Factory in India by NFCSF DELHI, season 2008-09.

4.       Best Distillery in Maharashtra, 2007 – 2008 by VSI PUNE.

5.       Best Cooperative Sugar Factory in High Recovery Area, 2007 – 2008 by NFCSF DELHI

6.       Overall Best Cooperative Sugar Factory in India, 2006 – 2007 by NFCSF DELHI.

7.       Best Innovaitve Cooperative Sugar Factory by VSI PUNE, 2005 – 2006.

8.       Best Cooperative Sugar Factory High Recovery Area from NFCSF DELHI Season 2004 – 05.

9.       Trophy for Overall Best Sugar Factory in Maharashtra, 2003 – 04 from VSI PUNE.

10.   Overall Best Cooperative Sugar Factory Award (All India Basis) NFCSF DELHI, 2002 – 03.

11.   First Prize for Overall Best Sugar Factory (Late. Vsantdada Patil Revoling Trophy) from VSI PNE, 1998–99.

12.   Award from VNARDF, Mumbai 1992

 

FINANCE CATEGORY (10 NOS.)

 

1.       Second Prize for Best Co-operative Institute from MSC Bank, Mumbai for the year 2011-12.

2.       Best Financial performance award for financial year 2009-10 from MSC Bank Limited Mumbai.

3.       Best Financial Management award for financial year 2008-09 from VSI PUNE.

4.       Best Financial performance award for financial year 2008-09 from MSC Bank Limited Mumbai.

5.       MSC Bank Limited Mumbai certificate to the Karkhana appreciating its efforts Financial Year 2007-08.

6.       Best Financial Management Award in south zone VSI PUNE Financial Year 2005 – 2006.

7.       First Prize for Financial Management Financial Year 2005 – 06 from NFCSF.

8.       First Prize for Financial Management in high Recovery Area Financial Year 2003 – 04 from NFCSF DELHI.

9.       Best Financial Management Award in south zone from VSI PUNE Financial Year 2000 – 01.

10.   MSC Bank Limited Mumbai certificate to the Karkhana appreciating its efforts Financial Year 2009-10.

 

ABBREVIATIONS


NFCSF: National Federation of Cooperation Sugar Factories, New Delhi.

VSI: Vasantdada Sugar Institute, Pune.

MRSSKSL: Maharashtra Rajya Sahakari Sakhar Karkhana Sangh Limited, Mumbai.

VNARDF: Vasantrao Naik Agri. and Rural Development Foundation, Mumbai.

 

 

 

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                  None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.67

UK Pound

1

Rs.100.81

Euro

1

Rs.80.72

 

 

INFORMATION DETAILS

 

Information Gathered by :

SVA

 

 

Analysis Done by :

SUB

 

 

Report Prepared by :

VNT


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

6

PAID-UP CAPITAL

1~10

6

OPERATING SCALE

1~10

5

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

6

--PROFITABILIRY

1~10

5

--LIQUIDITY

1~10

6

--LEVERAGE

1~10

5

--RESERVES

1~10

5

--CREDIT LINES

1~10

5

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

NO

--LITIGATION

YES/NO

YES

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

NO

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

DEFAULTER

 

 

--RBI

YES/NO

NO

--EPF

YES/NO

NO

 

 

 

TOTAL

 

49

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.