MIRA INFORM REPORT

 

 

Report Date :

22.08.2014 

 

IDENTIFICATION DETAILS

 

Name :

MISR FINE SPINNING WEAVING & BEIDA DYERS CO SAE

 

 

Registered Office :

28 Talaat Harb Street Cairo

 

 

Country :

Egypt

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

1938

 

 

Com. Reg. No.:

21894, Damanhour

 

 

Legal Form :

Egyptian Joint Stock Company

 

 

Line of Business :

Engaged in the manufacture and export of cotton, blended textiles, fabrics, yarns, bed sheets, woollen  blankets and readymade garments for men, ladies and children, including shirts, trousers, and T-shirts.

 

 

No. of Employees

10,380

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Egypt

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 

EGYPT ECONOMIC OVERVIEW

 

Occupying the northeast corner of the African continent, Egypt is bisected by the highly fertile Nile valley, where most economic activity takes place. Egypt's economy was highly centralized during the rule of former President Gamal Abdel NASSER but opened up considerably under former Presidents Anwar EL-SADAT and Mohamed Hosni MUBARAK. Cairo from 2004 to 2008 aggressively pursued economic reforms to attract foreign investment and facilitate growth. Poor living conditions combined with limited job opportunities for the average Egyptian contribute to public discontent. After unrest erupted in January 2011, the Egyptian Government backtracked on economic reforms, drastically increasing social spending to address public dissatisfaction, but political uncertainty at the same time caused economic growth to slow significantly, reducing the government's revenues. Tourism, manufacturing, and construction were among the hardest hit sectors of the Egyptian economy, pushing up unemployment levels, and economic growth remains slow amid political uncertainty, government transitions, unrest, and cycles of violence. Cairo since 2011 has drawn down foreign exchange reserves and depended on foreign assistance, particularly from Gulf countries, to finance imports and energy products and prevent further devaluation of the Egyptian pound, fearing higher inflation from a weaker currency

 

Source : CIA

 

 

 


SUMMARY

 

Company Name                                     : MISR FINE SPINNING WEAVING & BEIDA DYERS CO SAE

Country of Origin                                    : Egypt

Legal Form                                            : Egyptian Joint Stock Company

Registration Date                                   : 1938

Commercial Registration Number            : 21894, Damanhour

Issued Capital                                        : £E 107,373,000

Paid up Capital                                      : £E 107,373,000

Total Workforce                                     : 10,380

Activities                                               : Manufacture and export of cotton, blended textiles, fabrics, yarns, bed

                                                                  sheets, woollen blankets and readymade garments.

Financial Condition                                 : Good

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

Person Interviewed                                 : Mohamed Abdul Salam, Purchasing Officer

 

 

 


 

COMPANY NAME

 

MISR FINE SPINNING WEAVING & BEIDA DYERS CO SAE

 

 

ADDRESS

 

Registered & Physical Address

 

Location            : 28 Talaat Harb Street

Town                 : Cairo

Country             : Egypt

 

Telephone         : (20-2) 5758604 / 5758863

Facsimile          : (20-2) 5758863

Email                : misrfine@link.net

 

Premises

 

Subject operates from a large suite of offices that are owned and located in the Central Business Area of Cairo.

 

Branch Office (s)

 

     Location                                                                                           Description

 

·       Ahmed Orabi Street                                                                           Owned textile mill

Kafr El Dawar

Beheira

Tel: (20-45) 2201646 / 2201604 / 2201601

Fax: (20-45) 2201617 / 2201618

 

·       11 Sesostris Street                                                                           Sales Office

Ramleh

     Alexandria

     Tel: (20-3) 4864183 / 4870668

Fax: (20-3) 4870668 

 


 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Mohamed Khairy Saad Mahmoud Zaghloul                                          Chairman

 

·       Mahmoud Hosny Abu El Ela                                                              Managing Director

 

·       Hamdy El Khouly                                                                              Director

 

·       Hussein Ghanem                                                                              Director

 

·       Mohab Awad                                                                                     Director

 

·       Ibrahim Mohamed El Sayad El Awadi                                                  Director

 

·       Gamal Abd El Fadil                                                                           Director

 

·       Mohamed Ahmed Mohamed Hussein                                                  Director

 

·       Hassan El Mongy                                                                              Finance Manager

 

·       Essam Helaly                                                                                   Sales Manager

 

·       Mohamed Adul Moulaa                                                                      Accounts Manager

 

·       Hisham Khalil                                                                                   Export Manager

 

·       Yousri Nishnash                                                                                Commercial Manager

 

·       Mamdouh Sobhy                                                                               Administration Manager

 

·       Mohamed Abdul Salam                                                                      Purchasing Officer

 

·       Abd El Latif Mady                                                                              Office Manager

 

·       Nagati Hafez Sultan                                                                           Public Relations Manager

 


 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1938

 

Legal Form                  : Egyptian Joint Stock Company

 

Commercial Reg. No.  : 21894, Damanhour

 

Issued Capital              : £E 107,373,000

 

Paid up Capital            : £E 107,373,000

 

Name of Shareholder (s)                                                             Percentage

 

·       Cotton Spinning Weaving & Garments Holding Co                        100%

8 El Taher Street

Abdin

Cairo

Tel: (20-2) 3953447

Fax: (20-2) 3953446

 

 

OPERATIONS

 

Activities: Engaged in the manufacture and export of cotton, blended textiles, fabrics, yarns, bed sheets, woollen

blankets and readymade garments for men, ladies and children, including shirts, trousers, and T-shirts.

 

Import Countries: Europe and the Far East.

 

Export Countries: Bulgaria, Czech Republic, Syria, Germany, Italy, Morocco and Saudi Arabia.

 

Operating Trend: Steady

 

Subject has a workforce of approximately 10,380 employees.

 


 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Egyptian Pounds (£E)

 

                                                Year Ending 31/12/12:                Year Ending 31/12/13:

 

Total Sales                                £E 275,000,000                         £E 292,000,000

 

Local sources consider subject’s financial condition to be Good.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       Suez Canal Bank

PO Box: 2620

Cairo

Tel: (20-2) 5769296

Fax: (20-2) 5322064

 

·       Export Development Bank of Egypt

     16 Syria Street

Roushdy

Alexandria

Tel: (20-3) 5450018 / 5440428

Fax: (20-3) 5450009

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.76

UK Pound

1

Rs.100.72

Euro

1

Rs.80.55

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

NIS

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

 

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.