MIRA INFORM REPORT

 

 

Report Date :

23.08.2014

 

IDENTIFICATION DETAILS

 

Name :

URUFORUS S.A.

 

 

Registered Office :

Italia 4346 (antes 4232), Montevideo

 

 

Country :

Uruguay

 

 

Date of Incorporation :

1990

 

 

Legal Form :

Joint-Stock Company

 

 

Line of Business :

·         Import and retail of footwear and clothing for women, men and children.

·         Distribution of prestigious brands of footwear, clothing and accesories.

 

 

No of Employees :

120

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 01, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Uruguay

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 

URUGUAY - ECONOMIC OVERVIEW

 

Uruguay has a free market economy characterized by an export-oriented agricultural sector, a well-educated work force, and high levels of social spending. Following financial difficulties in the late 1990s and early 2000s, economic growth for Uruguay averaged 8% annually during the period 2004-08. The 2008-09 global financial crisis put a brake on Uruguay's vigorous growth, which decelerated to 2.6% in 2009. Nevertheless, the country managed to avoid a recession and keep positive growth rates, mainly through higher public expenditure and investment, and GDP growth reached 8.9% in 2010 but slowed in 2012-13, the result of a renewed slowdown in the global economy and in Uruguay's main trade partners and Common Market of the South (Mercosur) counterparts, Argentina and Brazil. Uruguay has sought to expand trade within Mercosur and with non-Mercosur members. Uruguay's total merchandise trade with Mercosur since 2006 has increased by nearly 70% to more than $5 billion while its total trade with the world has almost doubled to roughly $23 billion in 2013.

 

Source : CIA

 


IDENTIFICATION

 

CORRECT COMPANY NAME

URUFORUS S.A. (CORRECT NAME)

TRADE NAME

DISCOUNT HOUSE", "HUSH PUPPIES

TAXPAYER REGISTRATION

RUT 212367990012

MAIN ADDRESS

Italia 4346 (antes 4232)

DEPT/PROV/REGION/STATE

Montevideo

COUNTRY

URUGUAY

TELEPHONE

(5982) 6137566

CORPORATE E-MAIL

jstrauch@forusuruguay.com.uy

WEB

www.pasquelini.com.uy / www.forus.cl

COMMENTS

 

Another E-Mail: vcastro@forusuruguay.com.uy

NOTE

 

The address on your order is incorrect. The correct address is as above-written.

 

 

EXECUTIVE SUMMARY

 

Date of foundation

1990

permanent employees

120

Chief Executive

STRAUCH, JUAN JOSE

Disposition

SATISFACTORY

Payments policy

Usually to terms / good

Credit (**)

Risk is Minimal, Solvent, Satisfactory Financial Situation.

Number of times that this company was required: 5

 

 

LEGAL STRUCTURE

 

LEGAL STATUS

Joint-Stock Company

 

 

DATE OF INCORPORATION

1990

 

 

PLACE OF REGISTRY

Montevideo

 

 

NOTARY OFFICE

 

DURATION

100 years

CURRENT EXCHANGE RATE (US$)

Ps$23.051 per 1USD

 

 

COMMENTS

 

Subject Company's Annual Validity Certificate is AUTHORIZED at the Tax Bureau. It was issued on May 13, 2014 and will expire on May 31, 2015.
 

 

 

DIRECTORS - EXECUTIVES – SHAREHOLDERS

 

FULL NAMES / COMPANY NAME

TITLE

%PART.

SINCE

STRAUCH, JUAN JOSE

General Manager

 

 

DARRAIDOU DIAZ, GONZALO HERAN

General Manager

 

 

CESPEDES NAVARRO, MARISOL

Financial Manager

 

 

CASTRO, VIRGINIA

Financial Manager

 

 

CABRAL CARBALLO, GERMAN

Brand Manager

 

 

FORUS S.A.

Shareholder / Member

100%

 

 

 

 

WHO IS WHO?

 

STRAUCH, JUAN JOSE

TITLE

General Manager

NATIONALITY

Uruguayan

 

 

 

 

DARRAIDOU DIAZ, GONZALO HERAN

TITLE

General Manager

NATIONALITY

Chilean

BACKGROUND INFORMATION

General Manager of the Group

 

 

 

 

CESPEDES NAVARRO, MARISOL

TITLE

Financial Manager

NATIONALITY

Chilean

BACKGROUND INFORMATION

Financial Manager of the group

 

 

 

 

CASTRO, VIRGINIA

TITLE

Financial Manager

NATIONALITY

Uruguayan

 

 

 

 

CABRAL CARBALLO, GERMAN

TITLE

Brand Manager

NATIONALITY

Uruguayan

BACKGROUND INFORMATION

From 01/10/2007 to 30/11/2008 he was Line Manager of Agencia Marítima Navegación Atlántica whose Greek shipowner is Niver Lines.
 
From 12/2008 to 05/2011 he was Commercial Manager of the shipping agency, Brings Uruguay, which in turn is agent of the shipowner  Hyundai Merchant Marine.
 
OTHER INTERESTS:
Enterprises - Production and sale of honey - Active participation in a consortium of worm breeding farm and humus production for internal and external sale. - Shareholding percentage in a pizzeria called LA FAROLA. He actively takes part in Marketing and costs strategies. He is developing a website for exporting beef and lamb. Natural Meats is a trading company engaged in the sale of beef which is currently active.
 
EDUCATION:
He is carrying out the degree written paper of Business Management - Universidad Católica del Uruguay.
 
STUDIES
- Technical expert in Business Management: Universidad Católica del Uruguay. 
- Secondary school and Preparatory courses Humanistic orientation:  Christian Brothers College and orientation sixth law:  Scuola Italiana
- Primary school: Christian Brothers College.

 

 

PARTICIPATED IN

COMPANY

TITLE

COUNTRY

YEAR / REF

NAVEGACION ATLANTICA S.A.

 

URUGUAY

 

BRINGS URUGUAY - HMM CO. LTD.

 

URUGUAY

 

 

 

FORUS S.A.

 

 

BUSINESS BACKGROUND

Chile-based company.

 

 

BUSINESS HISTORY

 

Uruforus S.A. is the local branch of a Chilean retail holding company that manufactures, represents and distributes prestigious brands of footwear, clothing and accesories. Its brands Hush Puppies, Rock Ford and Discount House represented in 2006 in Chile 30%, 23% and 13% of total sales of the retail segment respectively. In Uruguay where it arrived 12 years ago, it has 10 stores where brands like Hush Puppies, Columbia, Caterpillar and Rockford are sold.
 
The local business, which is estimated in about US$4 millions, stands for 3% of total sales of the company which has an annual turnover of about US$ 144 millions.
 
After trying different international expansion models, and based on the successful Uruguayan experience, the company prepared an expansion master plan outside Chile. 
A part of this strategy considers strenghtening its presence in Uruguay and starting direct operations in Peru and Colombia.
 
Forus handles 13 brands (10 of them under the license system) and as of December 2006, it had 150 stores in Chile.
 
Subject Company is part of Grupo FORUS.

 

 

 

RELATED COMPANIES TO SUBJECT COMPANY OR TO MAJORITY SHAREHOLDER

 

COMPANY NAME

COUNTRY

TAX REG.

RELATION %

ALMACENES PUCON S.A.

PERU

20518085761

Related

BRINGS URUGUAY - HMM CO. LTD.

URUGUAY

 

Related

CONTENEDORES REDES Y ENVASES S.A. (CORESA)

CHILE

(AC) 927230003

Related

ENVASES FIBROTAMBORES S.A.

CHILE

(AC) 860554003

Related

FORUS COLOMBIA S.A.

COLOMBIA

 

Related

FORUS SAFETY S.A.

CHILE

 

Related

NAVEGACION ATLANTICA S.A.

URUGUAY

 

Related

PASQUALINI S.A.

URUGUAY

 

Related

PERU FORUS S.A.

PERU

(AC) 20514811271

Related

TOPASAFETI S.A.

CHILE

 

Related

 

 

 

BUSINESS

 

SIC Classification

G - CALZADOS, ZAPATILLAS, CARTERAS, CORREAS, DE CUERO, GOMA, JEBE, (Producción y comercializacion de artículos de cuero, goma, jebe, tales como Calzados, carteras, guantes, zapatillas,)

Main activity

Import and retail of footwear and clothing for women, men and children.
Distribution of prestigious brands of footwear, clothing and accesories.
 
Brands sold by Subject: "PASQUALINI", "HUSH PUPPIES", "HUSH PUPPIES KID", "ROCK FORD", "COLUMBIA", "CAT", "AZALEIA", "MERREL", "WOMEN'SECRET", "CALPANY", "BROOKS", "MONTRAIL", "PATAGONIA", etc.

OPERATIONS

Import

Yes

Country

Hong Kong, China, Vietnam, Italy, India, Brazil, Chile, Colombia, USA, Thailand, Bangladesh, Cambodia, Malaysia, Indonesia, Turkey

ANNUAL Imports In US$ (CIF)

YEAR

AMOUNT

2014

6,123,843.37

2013

10,418,084.59

2012

5,370,585.55

2011

1,871,169.45

2010

3,370,716.13

2009

2,843,617.82

Export

No

% CASH SALES / METHOD

100%

% FOREIGN PURCHASES

100%

SELLING TerritorY

Domestic market

EMPLOYEES

120

LOCATION

PREMISES

Rented

OTHER PREMISES

The Administrative office, Warehouse and Main store operates at the main address.
 
OTHER PREMISES: Av. 18 de Julio 935, Montevideo.  
One of the stores of the CAT brand is currently located here. 
 
It also has 16 stores in Uruguay: Montevideo, Punta del Este, Colonia and Salto.
 
As we could find out, the company's store at Tres Cruces Mall in Montevideo was closed in 2010 because of a fire. 

Comments

 

Subject also imports from Spain, Dominican Republic, Belgium, Netherlands, United Arab Emirates, Taiwan, Ireland, El Salvador, Peru, Argentina, Sri Lanka, Costa Rica, Pakistan.

 

 

 

FINANCIAL INFORMATION

 

Disposition

Poor. Very few information was given. Politely.

Interviewee(s)

Virginia Castro

Position(s)

General Accountant

Information provided

The interviewee provided operating information, except for financial figures.

 

 

SALES

US$ 0.00 ()

FINANCIAL SITUATION

SATISFACTORY
This is an old large-sized company that has managed to remain in the market all these years due to the conservative policy on decision making and the sound management of investments.

 

 

 

 

 

INSURANCE

COMPANY

AGAINST

ROYAL SUN ALLIANCE

All risk

Main fixed assets of the company (general detail)

 

In 2010 there was a fire in one of the company's stores.

 

TRADE REFERENCES, CREDIT BUREAU, LAWSUITS, BANKS

(Confidential Information)

TRADE REFERENCES

Supplier: NAVICON S.A.

Tel.: 5982 9031119

Country: URUGUAY

Goods/Services? : Maritime freight service

 

 

Highest credit? : Not specified

 

 

Client since? : 2010

Terms? : 30 days

Performance? : Prompt

Comments : Excellent payment compliance

Supplier: D.H.L. URUGUAY

Tel.: 5982 26041331

Country: URUGUAY

Goods/Services? : Courier service

 

 

Highest credit? : US$ 2,000.=

 

 

Client since? : 2005

Terms? : 30 days

Performance? : Prompt

Comments : Monthly amount

Supplier: GRUPO E.P.P. DESPACHANTES DE ADUANA

Tel.: 5982 9160150

Country: URUGUAY

Goods/Services? : Customs clearance

 

 

Highest credit? : Not specified

 

 

Client since? : 2004

Terms? : Own checks

Performance? : Prompt

 

Note : Other suppliers did not provide information or could not be consulted

 

Supplier

Country

STELLA

CHINA

WEITHONG

CHINA

HAPY THOESE

CHINA

TROPIC

CHINA

WIRTH

BRAZIL

SOUTHSERVICES

BRAZIL

 


CREDIT BUREAU COMMENTS

No on inhibitions, lawsuits, notices, bankruptcies, judicial auctions, account disqualifications, delinquent transactions have been found under the company's name.

 

SUPERINTENDENCY OF BANK & INSURANCE (SBS)

 

Debt structure for bank. SBS Latest Consolidated Credit Report as of : 30/04/2014

 

Bank

Debt Rating
(*) See caption

Current Debt

DOMESTIC CURRENCY

FOREIGN CURRENCY

ITAU URUGUAY S.A.

1C

3,496,225.19

4,834,118.66

SANTANDER S.A.

1C

 

4,539.57

Total

3,496,225.19

4,838,658.23

Guarantees

 

4,000,000.00

 

 

Comments :

Debtors with strong creditworthiness

 

 

 

 

PRESS RELEASES

 

The acquisition of Pasqualini, an Uruguayan footwear manufacturer, from Uruforus, a subsidiary of Forus S.A., a Chilean company, in addition to the local brand expansion, considers the possibility to use it as an expansion platform for South America where it expects to keep growing. The chosen path - the acquisition of solid local brands, just as it happened in Peru by late 2006 and in Colombia early this year.
 
Renato Azzoni and Rosalía Pasqualini, son-in-law and daughter of the founder, will keep linked to the new company, transferring their know-how for at least two or three years, according to the businessman Azzoni, owner of Pasqualini until when the property transfer to the Chilean was signed.
 
"We have a lot of ideas" for Pasqualini, added the general manager of Uruforus, Juan José Strauch.

 

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.44

UK Pound

1

Rs.100.24

Euro

1

Rs.80.35

 

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

SMN

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.