MIRA INFORM REPORT

 

 

Report Date :

27.08.2014 

 

IDENTIFICATION DETAILS

 

Name :

MED INT - SOCIETA A RESPONSABILITA LIM ITATA

 

 

Registered Office :

Viale Dei Caduti Per La Resistenza, 183 00128    - Roma  (RM)    

 

 

Country :

Italy

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

31.10.2002

 

 

Legal Form :

Limited liability company

 

 

Line of Business :

Wholesale of frozen, deep-frozen, conserved o dried fished products

 

 

No. of Employees

From 1 to 5

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 


 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Italy

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 

ITALY ECONOMIC OVERVIEW

 

Italy has a diversified industrial economy, which is divided into a developed industrial north, dominated by private companies, and a less-developed, highly subsidized, agricultural south, where unemployment is higher. The Italian economy is driven in large part by the manufacture of high-quality consumer goods produced by small and medium-sized enterprises, many of them family-owned. Italy also has a sizable underground economy, which by some estimates accounts for as much as 17% of GDP. These activities are most common within the agriculture, construction, and service sectors. Italy is the third-largest economy in the euro-zone, but its exceptionally high public debt and structural impediments to growth have rendered it vulnerable to scrutiny by financial markets. Public debt has increased steadily since 2007, topping 133% of GDP in 2013, but investor concerns about Italy and the broader euro-zone crisis eased in 2013, bringing down Italy's borrowing costs on sovereign government debt from euro-era. The government still faces pressure from investors and European partners to sustain its efforts to address Italy's long-standing structural impediments to growth, such as labor market inefficiencies and widespread tax evasion. In 2013 economic growth and labor market conditions deteriorated, with growth at -1.8% and unemployment rising to 12.4%, with youth unemployment around 40%. Italy's GDP is now 8% below its 2007 pre-crisis level.

 

Source : CIA

 

 

 


Company name and address

 

MED INT - SOCIETA' A RESPONSABILITA' LIM ITATA

 

 

Viale     Dei Caduti Per La Resistenza,    183

 

00128   - Roma  (RM)     -IT-

 

 

Summary


Fiscal Code

:

07257481007

Legal Form

:

Limited liability company

start of Activities

:

31/10/2002

Equity

:

1.000.000

Turnover Range

:

10.000.000/12.750.000

Number of Employees

:

from 1 to 5


 

 

Activity

 

Wholesale of frozen, deep-frozen, conserved o dried fished products

Non-specialised wholesale of deep-frozen products

 

 

Legal Data

 

Legal Form : Limited liability company

Fiscal Code : 07257481007

 

Chamber of Commerce no. : 1022060 of Roma since 20/11/2002

 

V.A.T. Code : 07257481007

 

Establishment date

: 31/10/2002

Start of Activities

: 31/10/2002

Legal duration

: 31/12/2050

Nominal Capital

: 70.700

 

Subscribed Capital

: 70.700

 

Paid up Capital

: 70.700

 

 


 

Members

 

Faricelli

Valerio

 

 

Born in Roma

(RM)

on 04/05/1979

- Fiscal Code : FRCVLR79E04H501L

 

 

Residence:

 

Pad. G.a. Filippini

, 11

- 00100

Roma

(RM)

- IT -

 

Position

Since

Shares Amount

% Ownership

Partner

 

 

 

 

Prejudicial events registered

 

Judicial Mortgage - Mod.60 - 12/07/2006.

·  CAPITALIA SERVICE J. V SRL

 

No Protests registered

 

Faricelli

Mario

 

 

Born in Riva del Garda

(TN)

on 05/08/1946

- Fiscal Code : FRCMRA46M05H330P

 

 

Residence:

 

P. Antonio Filippini

, 11

- 00144

Roma

(RM)

- IT -

 

Position

Since

Shares Amount

% Ownership

Sole Director

16/09/2011

 

 

 

No Prejudicial events are reported

 

No Protests registered

 

 

Companies connected to members *

 

*checkings have been performed on a national scale.

In this module the companies in which members hold/held positions are listed.

 

The Members of the subject firm are not reported to be Members in other companies.


 

Capital Shareholders

 

Shareholders' list as at date of data collection:

 

Firm's Style / Name

Seat / Residence

Fiscal Code

Owned Shares

% Ownership

Faricelli Valerio

Roma - IT -

FRCVLR79E04H501L

45.570 .Eur

64,45

Faricelli Marco

Roma - IT -

FRCMRC82T23H501R

3.500 .Eur

4,95

Faricelli Mario

Roma - IT -

FRCMRA46M05H330P

21.630 .Eur

30,59

 

 

Direct Participations

 

The Company under review has no participations in other Companies.



Firm's location and structure

 

In order to carry out its activities the firm uses the following locations:

 

-

Legal and operative seat

 

 

 

 

 

 

 

Dei Caduti Per La Resistenza

, 183

- 00100

- Roma

(RM)

- IT -

 

 

 

 

Employees

: 4

 

Fittings and Equipment for a value of 2.000

Eur

 

Stocks for a value of 2.050.000

Eur

 

 

 

Historical Information and/or Firm's Status

 

EX-MEMBERS / EX-POSITIONS:

 

Faricelli

Valerio

 

 

Born in Roma

(RM)

on 04/05/1979

- Fiscal Code : FRCVLR79E04H501L

 

 

Residence:

 

Pad. G.a. Filippini

, 11

- 00100

Roma

(RM)

- IT -

 

Ex-Postions

Sole Director

Partner

 

CEASINGS/INCORPORATIONS/MERGES:

 

Project of merging by taking over of

 

 

 

Med International Company - Societa' A Responsabilita' Limitata

 

 

 

DEI CADUTI PER LA RESISTENZA

, 183

, 00100

, Roma

(RM)

- IT -

 

 

Fiscal Code: 04819941008

 

 

Date

Merging/splitting-up project:

09/11/2011

 

The firm absorbed by merging of

 

 

 

Med International Company - Societa' A Responsabilita' Limitata

 

 

 

DEI CADUTI PER LA RESISTENZA

, 183

, 00100

, Roma

(RM)

- IT -

 

 

Fiscal Code: 04819941008

 

 

Date

:

20/12/2011



Protests

 

Protests checking on the subject firm has given a negative result.

 

 

Data Base Prejudicial Events Search

 

Search performed on a National Scale

 

 

Prejudicial Events Search Result: NEGATIVE

 

Search performed on a specialized data base.

 

 

Legal Procedures

 

None reported, standing to the latest received edition of the Official Publications.





 

Financial and Economical Analysis

 

Company's starting of activities dates back to 2002.

The economic-financial analysis has been made on the base of the b/s of the latests three years.

Under an economic point of view, profits were registered during the last years with a r.o.e. of 44,97% in 2013 thanks to a progressive increase in turnover (+24,24% in 2013 compared to 2012 and +26,02% in 2012 compared to 2011).

The operating result was positive in the last financial year (10,48%) and in line with the sector's average.

The operating result is positive and amounts to Eur. 722.053 increasing if compared to the yeart 2012.

The gross operating margin of the latest financial year is of Eur. 796.088 with a 96,4% growth.

The ratio between shareholder's equity and borrowed capital is not well balanced, the indebtedness level is equal to 4,88 falling if compared to 2012.

Subject can manage an equity capital funds for an amount of Eur. 937.770 , increasing by 81,72% if compared to the year before.

In the year 2013 total debts amounted to Eur. 5.863.196 , showing an upward trend if compared to 2012.

Bank borrowings' volume is slightly high but it modestly dips into suppliers credit, 69,66 gg. is the payments' average time which is also lower than the sector average.

Payments are supported by good current assets.

Due from customers average term is high and equal to 120,03 days. and higher than the average of the sector.

The financial management generated a cash flow of Eur. 495.766.

In the last financial year labour cost was of Eur. 235.367, with a 2,09% incidence on total costs of production. , whereas the incidence on sales revenues is of 1,96%.

Limited financial charges in relation to sales volume.



Financial Data

 

 

Complete balance-sheet for the year

al 31/12/2013

(in Eur

x 1)

 

Item Type

Value

Sales

11.983.916

Profit (Loss) for the period

421.731

 

 

Complete balance-sheet for the year

al 31/12/2012

(in Eur

x 1)

 

Item Type

Value

Sales

9.645.443

Profit (Loss) for the period

141.546

 

 

Complete balance-sheet for the year

al 31/12/2011

(in Eur

x 1)

 

Item Type

Value

Sales

7.653.611

Profit (Loss) for the period

165.277

 

 

Complete balance-sheet for the year

al 31/12/2010

(in Eur

x 1)

 

Item Type

Value

Sales

6.558.299

Profit (Loss) for the period

85.831

 

 

Complete balance-sheet for the year

al 31/12/2009

(in Eur

x 1)

 

Item Type

Value

Sales

5.679.015

Profit (Loss) for the period

38.544



Balance Sheets

 

From our constant monitoring of the relevant Public Administration offices, no more recent balance sheets result to have been filed.

 

- Balance Sheet as at 31/12/2013 - 12 Mesi - Currency: - Amounts x 1

 

- Balance Sheet as at 31/12/2012 - 12 Mesi - Currency: - Amounts x 1

 

- Balance Sheet as at 31/12/2011 - 12 Mesi - Currency: - Amounts x 1

 

Years

2013

2012

2011

BALANCE SHEET ACCOUNTS

 

ASSETS

 

 

 

CREDITS VS PARTNERS

 

 

 

. Deposits not yet withdrawn

 

 

 

. Deposits already withdrawn

 

 

 

Total credits vs partners

 

 

 

FIXED ASSETS

 

 

 

. INTANGIBLE FIXED ASSETS

 

 

 

. . Start-up and expansion expenses

1.986

 

 

. . Research,develop. and advert.expens.

 

 

 

. . Industrial patent rights

 

 

 

. . Concessions,licenses,trademarks,etc.

 

 

 

. . Goodwill

 

 

 

. . Assets in formation and advance paymen.

 

 

 

. . Other intangible fixed assets

 

 

 

. Total Intangible Fixed Assets

1.986

5.829

9.972

. TANGIBLE FIXED ASSETS

 

 

 

. . Real estate

 

 

 

. . Plant and machinery

825

 

 

. . Industrial and commercial equipment

575

 

 

. . Other assets

7.778

 

 

. . Assets under construction and advances

 

 

 

. Total Tangible fixed assets

9.178

23.142

30.778

. FINANCIAL FIXED ASSETS

 

 

 

. . Equity investments

 

 

 

. . . Equity invest. in subsidiary companies

 

 

 

. . . Equity invest. in associated companies

 

 

 

. . . Equity invest. in holding companies

 

 

 

. . . Equity invest. in other companies

 

 

 

. . Financial receivables

4.200

4.200

4.200

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

4.200

 

4.200

. . . Receivab due from subsidiaries

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . . Receivables due from assoc.comp.

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . . Receivables due from holding comp.

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . . Receivables due from third parties

4.200

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

4.200

 

 

. . Other securities

 

 

 

. . Own shares

 

 

 

. . . Total nominal value

 

 

 

. Total financial fixed assets

4.200

4.200

4.200

Total fixed assets

15.364

33.171

44.950

CURRENT ASSETS

 

 

 

. INVENTORIES

 

 

 

. . Raw materials and other consumables

 

 

 

. . Work in progress and semimanufactured

 

 

 

. . Work in progress on order

 

 

 

. . Finished goods

2.050.772

 

 

. . Advance payments

 

 

 

. Total Inventories

2.050.772

1.500.598

1.294.844

. CREDITS NOT HELD AS FIXED ASSETS

 

 

 

. . Within 12 months

4.133.192

3.273.076

2.450.113

. . Beyond 12 months

48.651

48.651

92.151

. . Trade receivables

3.995.564

 

2.386.105

. . . . Within 12 months

3.995.564

 

2.386.105

. . . . Beyond 12 months

 

 

 

. . Receivables due from subsid. comp.

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Receivables due from assoc. comp.

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Receivables due from holding comp.

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Fiscal Receivables

25.830

 

38.518

. . . . Within 12 months

25.830

 

38.518

. . . . Beyond 12 months

 

 

 

. . Receivables for anticipated taxes

7.208

 

25.490

. . . . Within 12 months

7.208

 

25.490

. . . . Beyond 12 months

 

 

 

. . Receivables due from third parties

153.241

 

92.151

. . . . Within 12 months

104.590

 

 

. . . . Beyond 12 months

48.651

 

92.151

. Total Credits not held as fixed assets

4.181.843

3.321.727

2.542.264

. FINANCIAL ASSETS

 

 

 

. . Equity invest. in subsidiary comp.

 

 

 

. . Equity invest. in associated companies

 

 

 

. . Equity invest. in holding companies

 

 

 

. . Other equity investments

 

 

 

. . Own shares

 

 

 

. . . Total nominale value

 

 

 

. . Other securities

41.200

 

 

. Total Financial Assets

41.200

28.000

14.800

. LIQUID FUNDS

 

 

 

. . Bank and post office deposits

595.903

 

 

. . Checks

 

 

 

. . Banknotes and coins

307

 

 

. Total Liquid funds

596.210

269.940

4.833

Total current assets

6.870.025

5.120.265

3.856.741

ADJUSTMENT ACCOUNTS

 

 

 

. Discount on loans

 

 

 

. Other adjustment accounts

4.421

7.001

7.474

Total adjustments accounts

4.421

7.001

7.474

TOTAL ASSETS

6.889.810

5.160.437

3.909.165

 

 

 

 

LIABILITIES

 

 

 

STOCKHOLDERS' EQUITY

 

 

 

. Capital stock

70.700

70.700

70.700

. Additional paid-in capital

 

 

 

. Revaluation reserves

 

 

 

. Legal reserve

16.360

16.360

8.096

. Reserve for Own shares

 

 

 

. Statute reserves

 

 

 

. Other reserves

428.979

287.433

130.422

. Accumulated Profits (Losses)

 

 

 

. Profit( loss) of the year

421.731

141.546

165.277

. Advances on dividends

 

 

 

. Partial loss of the year Coverage

 

 

 

Total Stockholders'Equity

937.770

516.039

374.495

RESERVES FOR RISKS AND CHARGES

 

 

 

. . Reserve for employee termination indem.

 

 

 

. . Taxation fund, also differed

8.924

 

 

. . Other funds

 

 

 

Total Reserves for Risks and Charges

8.924

 

 

Employee termination indemnities

63.653

93.134

77.102

ACCOUNTS PAYABLE

 

 

 

. . . . Within 12 months

5.171.548

3.815.634

2.767.503

. . . . Beyond 12 months

691.648

720.026

674.969

. . Bonds

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Convertible bonds repayable

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to shareholders for financing

672.226

 

596.841

. . . . Within 12 months

 

 

5.388

. . . . Beyond 12 months

672.226

 

591.453

. . Due to banks

2.684.305

 

1.515.745

. . . . Within 12 months

2.668.150

 

1.467.029

. . . . Beyond 12 months

16.155

 

48.716

. . Due to other providers of finance

9.611

 

36.469

. . . . Within 12 months

6.344

 

1.669

. . . . Beyond 12 months

3.267

 

34.800

. . Advances from customers

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Trade payables

2.189.161

 

1.209.767

. . . . Within 12 months

2.189.161

 

1.209.767

. . . . Beyond 12 months

 

 

 

. . Securities issued

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to subsidiary companies

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to associated companies

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to holding companies

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to the tax authorities

181.339

 

45.940

. . . . Within 12 months

181.339

 

45.940

. . . . Beyond 12 months

 

 

 

. . Due to social security and welfare inst.

19.972

 

15.197

. . . . Within 12 months

19.972

 

15.197

. . . . Beyond 12 months

 

 

 

. . Other payables

106.582

 

22.513

. . . . Within 12 months

106.582

 

22.513

. . . . Beyond 12 months

 

 

 

Total accounts payable

5.863.196

4.535.660

3.442.472

ADJUSTMENT ACCOUNTS

 

 

 

. Agio on loans

 

 

 

. Other adjustment accounts

16.267

15.604

15.096

Total adjustment accounts

16.267

15.604

15.096

TOTAL LIABILITIES

6.889.810

5.160.437

3.909.165

 

 

 

 

 

 

MEMORANDUM ACCOUNTS

 

Third party goods

 

 

 

Investment accounts

 

 

 

Risk accounts

 

 

 

Civil and fiscal norms relation

 

 

 

 

 

 

 

 

 

PROFIT AND LOSS ACCOUNTS

 

VALUE OF PRODUCTION

 

 

 

. Revenues from sales and services

11.983.916

9.645.444

7.653.611

. Changes in work in progress

 

 

 

. Changes in semi-manufact. products

 

 

 

. Capitalization of internal work

 

 

 

. Other income and revenues

15.953

8.298

26.360

. . Contributions for operating expenses

 

 

 

. . Different income and revenues

15.953

8.298

26.360

Total value of production

11.999.869

9.653.742

7.679.971

PRODUCTION COSTS

 

 

 

. Raw material,other materials and consum.

9.664.800

7.747.266

6.102.652

. Services received

1.630.734

1.246.141

1.028.208

. Leases and rentals

17.327

18.515

45.626

. Payroll and related costs

235.367

281.453

261.371

. . Wages and salaries

176.086

208.585

192.036

. . Social security contributions

46.547

56.599

54.521

. . Employee termination indemnities

12.734

16.269

 

. . Pension and similar

 

 

 

. . Other costs

 

 

14.814

. Amortization and depreciation

74.035

80.414

118.591

. . Amortization of intangible fixed assets

3.843

4.143

4.143

. . Amortization of tangible fixed assets

16.449

14.877

14.448

. . Depreciation of tangible fixed assets

 

 

 

. . Writedown of current receiv.and of liquid

53.743

61.394

100.000

. Changes in raw materials

-550.174

-205.754

-347.249

. Provisions to risk reserves

 

 

 

. Other provisions

 

 

 

. Other operating costs

205.727

160.795

65.169

Total production costs

11.277.816

9.328.830

7.274.368

Diff. between value and cost of product.

722.053

324.912

405.603

FINANCIAL INCOME AND EXPENSE

 

 

 

. Income from equity investments

 

 

 

. . In subsidiary companies

 

 

 

. . In associated companies

 

 

 

. . In other companies

 

 

 

. Other financial income

3.496

307

443

. . Financ.income from receivables

 

 

 

. . . Towards subsidiary companies

 

 

 

. . . Towards associated companies

 

 

 

. . . Towards holding companies

 

 

 

. . . Towards other companies

 

 

 

. . Financ.income from secur. t.f.assets

 

 

 

. . Financ.income from secur. cur.assets

 

 

 

. . Financ.income other than the above

 

307

 

. . . - Subsidiary companies

 

 

 

. . . - Associated companies

 

 

 

. . . - Holding companies

 

 

 

. . . - Other companies

 

307

 

. Interest and other financial expense

-67.454

-83.169

-139.163

. . Towards subsidiary companies

 

 

 

. . Towards associated companies

 

 

 

. . Towards holding companies

 

 

 

. . Towards other companies

 

83.169

 

Total financial income and expense

-63.958

-82.862

-138.720

ADJUSTMENTS TO FINANCIAL ASSETS

 

 

 

. Revaluations

 

 

 

. . Of equity investments

 

 

 

. . Of financ.fixed assets not repres.E.I.

 

 

 

. . Of securities incl.among current assets

 

 

 

. Devaluation

 

 

 

. . Of equity investments

 

 

 

. . Of financial fixed assets (no equity inv)

 

 

 

. . Of securities included among current ass

 

 

 

Total adjustments to financial assets

 

 

 

EXTRAORDINARY INCOME AND EXPENSE

 

 

 

. Extraordinary income

2.958

7.954

144.945

. . Gains on disposals

471

554

 

. . Other extraordinary income

2.487

7.400

144.945

. Extraordinary expense

-6.234

-2.622

-113.442

. . Losses on disposals

-598

 

 

. . Taxes relating to prior years

 

 

 

. . Other extraordinary expense

-5.636

-2.622

-113.442

Total extraordinary income and expense

-3.276

5.332

31.503

Results before income taxes

654.819

247.382

298.386

. Taxes on current income

233.088

105.836

133.109

. . current taxes

231.372

80.346

151.854

. . differed taxes(anticip.)

1.716

25.490

-18.745

. Net income for the period

421.731

141.546

165.277

. Adjustments in tax regulations pursuance

 

 

 

. Provisions in tax regulations pursuance

 

 

 

. Profit (loss) of the year

421.731

141.546

165.277

 

RATIOS

Value Type

as at 31/12/2013

as at 31/12/2012

as at 31/12/2011

Sector Average

COMPOSITION ON INVESTMENT

 

 

 

 

 

Rigidity Ratio

Units

0,00

0,01

0,01

0,13

Elasticity Ratio

Units

1,00

0,99

0,99

0,85

Availability of stock

Units

0,30

0,29

0,33

0,16

Total Liquidity Ratio

Units

0,70

0,70

0,66

0,62

Quick Ratio

Units

0,09

0,06

0,01

0,03

COMPOSITION ON SOURCE

 

 

 

 

 

Net Short-term indebtedness

Units

4,88

6,87

7,38

5,02

Self Financing Ratio

Units

0,14

0,10

0,10

0,13

Capital protection Ratio

Units

0,47

0,59

0,37

0,58

Liabilities consolidation quotient

Units

0,15

0,21

0,27

0,10

Financing

Units

6,25

8,79

9,19

6,17

Permanent Indebtedness Ratio

Units

0,25

0,26

0,29

0,25

M/L term Debts Ratio

Units

0,11

0,16

0,19

0,07

Net Financial Indebtedness Ratio

Units

2,95

n.c.

5,73

1,16

CORRELATION

 

 

 

 

 

Fixed assets ratio

Units

110,20

40,07

25,06

1,57

Current ratio

Units

1,33

1,34

1,39

1,09

Acid Test Ratio-Liquidity Ratio

Units

0,93

0,95

0,93

0,85

Structure's primary quotient

Units

61,04

15,56

8,33

0,96

Treasury's primary quotient

Units

0,12

0,08

0,01

0,05

Rate of indebtedness ( Leverage )

%

734,70

1000,01

1043,85

743,68

Current Capital ( net )

Value

1.698.477

1.304.631

1.089.238

70.465

RETURN

 

 

 

 

 

Return on Sales

%

4,14

2,30

3,71

1,66

Return on Equity - Net- ( R.O.E. )

%

44,97

27,43

44,13

6,68

Return on Equity - Gross - ( R.O.E. )

%

69,83

47,94

79,68

19,39

Return on Investment ( R.O.I. )

%

10,48

6,30

10,38

3,84

Return/ Sales

%

6,03

3,37

5,30

2,16

Extra Management revenues/charges incid.

%

58,41

43,56

40,75

28,56

Cash Flow

Value

495.766

221.960

283.868

48.046

Operating Profit

Value

722.053

324.912

405.603

59.910

Gross Operating Margin

Value

796.088

405.326

524.194

99.701

MANAGEMENT

 

 

 

 

 

Credits to clients average term

Days

120,03

n.c.

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.50

UK Pound

1

Rs.100.33

Euro

1

Rs.79.91

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

NIS

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

 

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.