MIRA INFORM REPORT

 

 

Report Date :

27.08.2014

 

IDENTIFICATION DETAILS

 

Name :

POLYTOL PAINTS ADHESIVES MAN CO.LTD

 

 

Registered Office :

93, Royal Street, Port Louis, P. o. Box, Port Louis

 

 

Country :

Mauritius

 

 

Date of Incorporation :

21.09.1993

 

 

Com. Reg. No.:

C11822

 

 

Legal Form :

Limited Corporation

 

 

Line of Business :

Subject operate as manufacturer and distributor of automotive refinishes, wood coatings, enamels, decorative paints

 

 

No of Employees :

50

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 


 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – June 01, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Mauritius

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

C2

Very High Risk

 

D

 

 

MAURITIUS - ECONOMIC OVERVIEW

 

Since independence in 1968, Mauritius has developed from a low-income, agriculturally based economy to a middle-income diversified economy with growing industrial, financial, and tourist sectors. Mauritius has achieved steady and strong growth over the last several decades, resulting in more equitable income distribution, increased life expectancy, lowered infant mortality, and a much-improved infrastructure. The economy rests on sugar, tourism, textiles and apparel, and financial services, and is expanding into fish processing, information and communications technology, and hospitality and property development. Sugarcane is grown on about 90% of the cultivated land area and accounts for 15% of export earnings. The government's development strategy centers on creating vertical and horizontal clusters of development in these sectors. Mauritius has attracted more than 32,000 offshore entities, many aimed at commerce in India, South Africa, and China. Investment in the banking sector alone has reached over $1 billion. Mauritius, with its strong textile sector, has been well poised to take advantage of the Africa Growth and Opportunity Act (AGOA). Mauritius' sound economic policies and prudent banking practices helped to mitigate negative effects of the global financial crisis in 2008-09. GDP grew in the 3-4% per year range in 2010-13, and the country continues to expand its trade and investment outreach around the globe.

 

Source : CIA

 

 

Company Name

 

 

Registered Name:

POLYTOL PAINTS ADHESIVES MAN CO.LTD

Requested Name:

POLYTOL PAINTS ADHESIVES MAN CO.LTD

Other Names:

None

 

ADDRESS AND TELECOMMUNICATION

 

Physical Address:

93, Royal Street, Port Louis

Postal Address:

P. o. Box

 

Port Louis

Country:

Mauritius

Phone:

230-2488204/2491299/2491499

Fax:

230-2483988/2170757

Email:

sohawon@intnet.mu/info@polytolpaints.com

Website:

None

 

CREDIT OPINION

 

Financial Index as of December 2013 shows subject firm with a medium risk of credit.

 

LEGAL

 

 

Legal Form:

Limited Corporation 

Date Incorporated:

21-Sept-1993

Reg. Number:

C11822

Nominal Capital

MUR. 1,000,000

Subscribed Capital

MUR. 1,000,000

Subscribed Capital is Subscribed in the following form:

 

Position

Shares

Mr. Tariq Sohawon

MD

 

Mrs. Nadio Sohowan

Director

 

 

RELATED COMPANIES

 

None

Parent company.

None

Subsidiary company.

None

Affiliated company.

None

Shareholder of subject firm.

None

Branches of the firm

 

OPERATIONS

 

Registered to operate as manufacturer and distributor of automotive refinishes, wood coatings, enamels, decorative paints

Imports:

Asia

Exports:

None

Trademarks:

None

Terms of sale:

Cash (80%) and 25-90 days (20%), invoices.

 

 

Main Customers:

firms and organizations  

Employees:

50 employees.

Vehicles:

Several motor vehicles.

Territory of sales:

Mauritius

Location:

Leased premises, 10,000 square feet,

 

AUDITORS AND INSURANCE

Auditors:

Information not available.

Insurance Brokers:

Information not available.

 

FINANCE

 

 

Currency Reported:

Mauritius Rupee (MUR.)

Approx. Ex. Rate:

1 US Dollar = 30.75 Mauritius Rupee

Fiscal Year End:

December 31, 2013

Inflation:

According to information given by independent sources, the inflation at December 31st, 2013 was of 13%.

 

Financial Information not Submitted

 

 

 

Profit and Loss (expressed in MUR.)

 

 

2013

Sales

 

225,650,000

 

BANK

 

 

Bank Name:

Indian Ocean International Bank

Branch:

Mauritius

Comments:

None

 

TRADE REFERENCES

 

Experiences:

Good

 

NOTARIAL BONDS

 

None

 

COMMENTS / ADDITIONAL INFORMATION

 

This information was obtained from outside sources other than the subject company itself and confirmed the above subject.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.50

UK Pound

1

Rs.100.33

Euro

1

Rs.79.91

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

TPT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

MIRA INFORM REPORT

 

 

Report Date :

27.08.2014

 

IDENTIFICATION DETAILS

 

Name :

POLYTOL PAINTS ADHESIVES MAN CO.LTD

 

 

Registered Office :

93, Royal Street, Port Louis, P. o. Box, Port Louis

 

 

Country :

Mauritius

 

 

Date of Incorporation :

21.09.1993

 

 

Com. Reg. No.:

C11822

 

 

Legal Form :

Limited Corporation

 

 

Line of Business :

Subject operate as manufacturer and distributor of automotive refinishes, wood coatings, enamels, decorative paints

 

 

No of Employees :

50

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 


 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – June 01, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Mauritius

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

C2

Very High Risk

 

D

 

 

MAURITIUS - ECONOMIC OVERVIEW

 

Since independence in 1968, Mauritius has developed from a low-income, agriculturally based economy to a middle-income diversified economy with growing industrial, financial, and tourist sectors. Mauritius has achieved steady and strong growth over the last several decades, resulting in more equitable income distribution, increased life expectancy, lowered infant mortality, and a much-improved infrastructure. The economy rests on sugar, tourism, textiles and apparel, and financial services, and is expanding into fish processing, information and communications technology, and hospitality and property development. Sugarcane is grown on about 90% of the cultivated land area and accounts for 15% of export earnings. The government's development strategy centers on creating vertical and horizontal clusters of development in these sectors. Mauritius has attracted more than 32,000 offshore entities, many aimed at commerce in India, South Africa, and China. Investment in the banking sector alone has reached over $1 billion. Mauritius, with its strong textile sector, has been well poised to take advantage of the Africa Growth and Opportunity Act (AGOA). Mauritius' sound economic policies and prudent banking practices helped to mitigate negative effects of the global financial crisis in 2008-09. GDP grew in the 3-4% per year range in 2010-13, and the country continues to expand its trade and investment outreach around the globe.

 

Source : CIA

 

 

Company Name

 

 

Registered Name:

POLYTOL PAINTS ADHESIVES MAN CO.LTD

Requested Name:

POLYTOL PAINTS ADHESIVES MAN CO.LTD

Other Names:

None

 

ADDRESS AND TELECOMMUNICATION

 

Physical Address:

93, Royal Street, Port Louis

Postal Address:

P. o. Box

 

Port Louis

Country:

Mauritius

Phone:

230-2488204/2491299/2491499

Fax:

230-2483988/2170757

Email:

sohawon@intnet.mu/info@polytolpaints.com

Website:

None

 

CREDIT OPINION

 

Financial Index as of December 2013 shows subject firm with a medium risk of credit.

 

LEGAL

 

 

Legal Form:

Limited Corporation 

Date Incorporated:

21-Sept-1993

Reg. Number:

C11822

Nominal Capital

MUR. 1,000,000

Subscribed Capital

MUR. 1,000,000

Subscribed Capital is Subscribed in the following form:

 

Position

Shares

Mr. Tariq Sohawon

MD

 

Mrs. Nadio Sohowan

Director

 

 

RELATED COMPANIES

 

None

Parent company.

None

Subsidiary company.

None

Affiliated company.

None

Shareholder of subject firm.

None

Branches of the firm

 

OPERATIONS

 

Registered to operate as manufacturer and distributor of automotive refinishes, wood coatings, enamels, decorative paints

Imports:

Asia

Exports:

None

Trademarks:

None

Terms of sale:

Cash (80%) and 25-90 days (20%), invoices.

 

 

Main Customers:

firms and organizations  

Employees:

50 employees.

Vehicles:

Several motor vehicles.

Territory of sales:

Mauritius

Location:

Leased premises, 10,000 square feet,

 

AUDITORS AND INSURANCE

Auditors:

Information not available.

Insurance Brokers:

Information not available.

 

FINANCE

 

 

Currency Reported:

Mauritius Rupee (MUR.)

Approx. Ex. Rate:

1 US Dollar = 30.75 Mauritius Rupee

Fiscal Year End:

December 31, 2013

Inflation:

According to information given by independent sources, the inflation at December 31st, 2013 was of 13%.

 

Financial Information not Submitted

 

 

 

Profit and Loss (expressed in MUR.)

 

 

2013

Sales

 

225,650,000

 

BANK

 

 

Bank Name:

Indian Ocean International Bank

Branch:

Mauritius

Comments:

None

 

TRADE REFERENCES

 

Experiences:

Good

 

NOTARIAL BONDS

 

None

 

COMMENTS / ADDITIONAL INFORMATION

 

This information was obtained from outside sources other than the subject company itself and confirmed the above subject.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.50

UK Pound

1

Rs.100.33

Euro

1

Rs.79.91

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

TPT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)