MIRA INFORM REPORT

 

 

Report Date :

31.08.2014

 

IDENTIFICATION DETAILS

 

Name :

A.B. DENTAL DEVICES LTD.

 

 

Registered Office :

P.O. Box 61, D.N. Evtach, Nir Galim (7924500) 19 Hayahalomim Street Light Industrial Zone  Ashdod  7761117           

 

 

Country :

Israel

 

 

Date of Incorporation :

01.04.2004

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Developers, manufacturers, exporters and marketers of dental implants and dental rehabilitation accessories.

 

 

No. of Employees

100

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Israel

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 

ISRAEL ECONOMIC OVERVIEW

 

Israel has a technologically advanced market economy. Cut diamonds, high-technology equipment, and pharmaceuticals are among the leading exports. Its major imports include crude oil, grains, raw materials, and military equipment. Israel usually posts sizable trade deficits, which are covered by tourism and other service exports, as well as significant foreign investment inflows. Between 2004 and 2011, growth averaged nearly 5% per year, led by exports. The global financial crisis of 2008-09 spurred a brief recession in Israel, but the country entered the crisis with solid fundamentals, following years of prudent fiscal policy and a resilient banking sector. In 2010, Israel formally acceded to the OECD. Israel's economy also has weathered the Arab Spring because strong trade ties outside the Middle East have insulated the economy from spillover effects. The economy has recovered better than most advanced, comparably sized economies, but slowing demand domestically and internationally, and a strong shekel, have reduced forecasts for the next decade to the 3% level. Natural gas fields discovered off Israel's coast since 2009 have brightened Israel's energy security outlook. The Tamar and Leviathan fields were some of the world's largest offshore natural gas finds this past decade. The massive Leviathan field is not due to come online until 2018, but production from Tamar provided a one percentage point boost to Israel's GDP in 2013 and is expected to contribute 0.5% growth in 2014. In mid-2011, public protests arose around income inequality and rising housing and commodity prices. Israel's income inequality and poverty rates are among the highest of OECD countries and there is a broad perception among the public that a small number of "tycoons" have a cartel-like grip over the major parts of the economy. The government formed committees to address some of the grievances but has maintained that it will not engage in deficit spending to satisfy populist demands. In May 2013 the Israeli government, in a politically difficult process, passed an austerity budget to reign in the deficit and restore confidence in the government's fiscal position. Over the long term, Israel faces structural issues, including low labor participation rates for its fastest growing social segments - the ultra-orthodox and Arab-Israeli communities. Also, Israel's progressive, globally competitive, knowledge-based technology sector employs only 9% of the workforce, with the rest employed in manufacturing and services - sectors which face downward wage pressures from global competition

 

Source : CIA

 

 

 


Company name and address

 

A.B. DENTAL DEVICES LTD.

 

Telephone         972 8 853 13 88

Fax                   972 8 852 25 62

Email:               info@abdentaldevices.com

 

P.O. Box 61, D.N. Evtach, Nir Galim (7924500)

19 Hayahalomim Street Light Industrial Zone

Ashdod 7761117 Israel

 

 

HISTORY & LEGAL FORMATION

 

A private limited company, incorporated as per file No. 51-353119-4 on the 01.04.2004.

 

 

SHARE CAPITAL

 

Authorized share capital NIS 100,000.00, divided into -

100,000 ordinary shares of NIS 1.00 each,

of which 200 shares amounting to NIS 200.00 were issued.

 

 

SHAREHOLDERS

 

Company is fully owned by A.B. DENTAL DEVICES HOLDINGS LTD. Although not being told, we assume it is owned by Bar Shalom family (i.e. u/m directors).

 

 

DIRECTORS

 

Ms. Ofra Bar Shalom, General Manager,

Eliezer Bar Shalom,

Gure Bar Shalom.

 

 

BUSINESS

 

Developers, manufacturers, exporters and marketers of dental implants and dental rehabilitation accessories. Subject specialized in computerized simulation of the precise location of the implant in the mouth.

 

Subject holds in 10 registered patents.

Export is for some 60 countries.

 

Among international cooperations: BENQ of Taiwan.

 

Operating from premises in 19 Hayahalomim Street, Light Industrial Zone, Ashdod. Based on a recent report, subject has most recently inaugurated its new facilities in this address, on an area of 4,500 sq. meters (over 2 floors).

 

According to recent report, having some 100 employees in Israel and abroad, though exact number not forthcoming.

 

 

MEANS

 

Financial data not forthcoming.

 

Subject is an “Approved Enterprise” and as such entitled for State support, grants and tax relief. It received R&D funding from the Chief Scientist Office.

 

There are 9 charges for unlimited amounts, as well as 1 charge for the sum of 900,000.00 registered on the company's assets (financial assets, machinery and equipment), in favor of Mercantile Discount Bank Ltd., Bank Hapoalim Ltd., Bank Leumi Le'Israel Ltd. and a telecommunications company. 1 charge placed in 2004, 2 charges placed in 2009, 1 charge placed in 2011, 3 charges placed in 2012, and last 3 charges placed in August & November 2013 on financial assets/bank accounts).

 

 

REVENUES

 

Sales figures not forthcoming.

 

 

OTHER COMPANIES

 

A.B. DENTAL DEVICES HOLDINGS LTD., 100%, parent company.

BENQ DENTAL HEALTHCARE, 20%, Taiwan (see more in CHARACTER).

 

 

BANKERS

 

Bank Leumi Le'Israel Ltd., Ashdod Branch (No. 932), Ashdod, account No. 501600/93.

Mercantile Discount Bank Ltd., Ashdod Branch (No. 676), Ashdod, account No. 44626739.

A check with the Central Banks’ database did not reveal any negative information concerning subject’s a/m bank accounts.

(Note: we still have not confirmed a/m bank accounts with subject's officials).

CHARACTER AND REPUTATION

 

Nothing unfavorable learnt.

 

Despite our strenuous efforts, we were unable to speak with subject's officials - being told that General Manager, Ms. Ofra Bar Shalom, is very busy. We were directed to subject's Accountant, who asked to send him an email, which we did, so far without an answer. In case we receive further data, we shall update you accordingly.

 

Subject is considered among the leading in their field.

Subject's dental products adhere to the highest international standards and have CE mark and FDA approval.

 

In March 2014 it was reported that subject signed a distribution agreement with BENQ of Taiwan, in which a joint venture will be established (BENQ DENTAL HEALTHCARE), in which subject will hold 20%. According to the report, several US$ millions will be invested in the company, which will purchase from subject in volume of tens US$ millions annually.

 

Israel is one of the leading countries in the dental implant field, and is No. 1 globally with 400 implants per 10,000 people (only 50 implants per 10,000 people in the USA).

 

Israel is considered one of the leading countries in the world in terms of investment in the Life Science and Biotechnology industry. In 2008 Israel was ranked 4th in investments in Biotechnology/GDP, while being among the leaders in the areas of investments and patents in Medical Device and Bio-Pharma fields.

 

According to the Central Bureau of Statistics (CBS) sales for export from the manufacture of irradiation, electromedical, electrotherapeutic and surgical equipment in 2011, 2012 & first 11 months of 2013 were US$ 919.4 million, US$ 858.5 million & US$ 740.6 million, respectively.

 

 

SUMMARY

 

Notwithstanding the lack of updated data from subject's officials, considered good for trade engagements.


 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.48

UK Pound

1

Rs.100.35

Euro

1

Rs.79.86

 

INFORMATION DETAILS

 

Analysis Done by :

SUM

 

 

Report Prepared by :

NIS

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

 

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.