MIRA INFORM REPORT

 

 

Report Date :

01.12.2014

 

IDENTIFICATION DETAILS

 

Name :

SBT CO., LTD.

 

 

Registered Office :

Yokohama-Nishiguchi SIA Bldg. 7F., 2-10-36, Kita-saiwai, Nishi-ku, Yokohama City, Kanagawa pref. 220-0004

 

 

Country :

Japan

 

 

Financials (as on) :

30.09.2012

 

 

Date of Incorporation :

05.01.1993

 

 

Com. Reg. No.:

0200-01-057820

 

 

Legal Form :

Private

 

 

Line of Business :

Trader of Used car and other business  

 

 

No of Employees :

170

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 


 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Slow but correct

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Japan

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

JAPAN - ECONOMIC OVERVIEW

 

In the years following World War II, government-industry cooperation, a strong work ethic, mastery of high technology, and a comparatively small defense allocation (1% of GDP) helped Japan develop a technologically advanced economy. Two notable characteristics of the post-war economy were the close interlocking structures of manufacturers, suppliers, and distributors, known as keiretsu, and the guarantee of lifetime employment for a substantial portion of the urban labor force. Both features are now eroding under the dual pressures of global competition and domestic demographic change. Japan's industrial sector is heavily dependent on imported raw materials and fuels. A small agricultural sector is highly subsidized and protected, with crop yields among the highest in the world. While self-sufficient in rice production, Japan imports about 60% of its food on a caloric basis. For three decades, overall real economic growth had been spectacular - a 10% average in the 1960s, a 5% average in the 1970s, and a 4% average in the 1980s. Growth slowed markedly in the 1990s, averaging just 1.7%, largely because of the after effects of inefficient investment and an asset price bubble in the late 1980s that required a protracted period of time for firms to reduce excess debt, capital, and labor. Modest economic growth continued after 2000, but the economy has fallen into recession three times since 2008. A sharp downturn in business investment and global demand for Japan's exports in late 2008 pushed Japan into recession. Government stimulus spending helped the economy recover in late 2009 and 2010, but the economy contracted again in 2011 as the massive 9.0 magnitude earthquake and the ensuing tsunami in March disrupted manufacturing. The economy has largely recovered in the two years since the disaster, but reconstruction in the Tohoku region has been uneven. Prime Minister Shinzo ABE has declared the economy his government's top priority; he has overturned his predecessor's plan to permanently close nuclear power plants and is pursuing an economic revitalization agenda of fiscal stimulus, monetary easing, and structural reform. Japan joined the Trans Pacific Partnership negotiations in 2013, a pact that would open Japan's economy to increased foreign competition and create new export opportunities for Japanese businesses. Measured on a purchasing power parity (PPP) basis that adjusts for price differences, Japan in 2013 stood as the fourth-largest economy in the world after second-place China, which surpassed Japan in 2001, and third-place India, which edged out Japan in 2012. The new government will continue a longstanding debate on restructuring the economy and reining in Japan's huge government debt, which is exceeding 230% of GDP. To help raise government revenue and reduce public debt, Japan decided in 2013 to gradually increase the consumption tax to a total of 10% by the year 2015. Japan is making progress on ending deflation due to a weaker yen and higher energy costs, but reliance on exports to drive growth and an aging, shrinking population pose other major long-term challenges for the economy.

 

Source : CIA

 


COMPANY INFORMATION

 

SBT CO., LTD.

 

 

OUTLINE

==============

Country:                        Japan

Company name:            SBT CO., LTD.

Name in local language: SBT, K.K. 

Office address:             Yokohama-Nishiguchi SIA Bldg. 7F., 2-10-36, Kita-saiwai,

                                    Nishi-ku, Yokohama city, Kanagawa pref. 220-0004

Office tel:                                 045-290-9480

Office fax:                    045-290-9481

Website:                       http://grp.sbtjapan.com

Business type:              Trader/service

Industry:                                   Used car and other business

Established:                  January 5, 1993

Capital:                                     Jp. 10,000,000 yen

Employees:                  170

Corporate formation:     Private

Corporation No.:           0200-01-057820 (Yokohama Legal Affairs Bureau)

 

 

MAJOR SHAREHOLDERS

 

Paid in capital :                         Jp. 10,000,000 yen

Number of authorized shares :   800 shares

Shares issued :                         200 shares

Number of shareholder :                        1

 

Mr. Hirokazu Yanagida, President, holds 100 percent.

 

 

DETAILED PRODUCT CLASSFICATION & ACTIVITY

 

Activity             Product/Service Description

-------------------------------------------------------------------------------

Trading                         Used car

Service                         Consulting

Service                         Workers dispatching agency

Service                         Insurance agency

Service                         IT solution

Service                         Nursing care

Service                         Child care

 

COMPANY MANAGEMENT

 

President                      Mr. Hirokazu Yanagida

Nationality:                    Japan

 

Note: The names of director(s) and auditor(s) are phonetically spelt.

 

*Key Personnel*

==============

Mr. Hirokazu Yanagida

President and representative director since its establishment

Born on August 13, 1973

Home address: 1-25-2901, Ohno-cho, Kanagawa-ku, Yokohama city, Kanagawa 221-0055

 

 

FINANCIALS

 

Currency: (local currency - Jp. yen)

-------------------------------------------------------------------------------------

 Year |         Sales            |                    Net Income    

-------------------------------------------------------------------------------------

 2008       16,350,000,000                       340,000,000

 2009       11,500,000,000                       loss 110,000,000

 2010       12,400,000,000                       261,000,000

 2011       17,900,000,000                       550,000,000

 2012       22,991,914,000                       367,871,000

 2013       45,033,963,000                       648,739,000

 

 

FINANCIAL DESCRIPTION

 

*Book Closing*

============

September 30th

 

*Financials*

==========

Balance Sheet

 

Unit: millions of JP yen

 

                          

9/30/2012

Current Assets  

4,752 

Fixed assets           

227 

Total Assets       

4,979 

 

 

Current liabilities     

3,025 

Fixed liabilities      

607 

Shareholders' equity    

1,347 

 Paid up capital      

10 

 Retained earnings    

1,337 

Total Liabilities & Net Assets     

4,979 

 

*Bank Details*

============

Bank Name :     Mizuho Bank, Ltd.

Branch :            Yokohama-ekimae

 

Bank Name :     Bank of Tokyo-Mitsubishi UFJ, Ltd.

Branch :            Yokohama-ekimae

 

Bank Name :     Sumitomo Mitsui Banking Corp.

Branch :            Yokohama-ekimae

 

 

*Credit Opinion*

=============

A Yokohama-based firm primarily trading used cars mostly exports.

Its website, however, shows that the subject has been diversifying into various business spheres such as consulting, workers dispatching, insurance, IT solution and nursing care etc.

The latest sales amount jumped up to JPY 45 billion, which seems to be unbelievable with such a small mount of paid up capital.

Another point is that there are no other board members responsible for various businesses. Even any auditors are not appointed or registered officially.

At any rate the whole performance looks remarkable.

Other businesses than trading of used car are conducted under the separate names such as follows:

Prime Gate (domestic car sales)

Universal M&A (consulting)

Medical Communication (nursing care)

And so on…

However they don’t look like independent firms at present.

 

Judging from the latest available financial summary in the public gazette

 

 

LOCAL BRANCHES & MANAGEMENT

 

Branch name:                Tokyo office

Branch address:            2-23-1, Akasaka, Minato-ku, Tokyo

----------------------------------------------------------------------------------------------------

Branch name:                Osaka office

Branch address:            3-2-1, Toyosaki, Kita-ku, Osaka city

----------------------------------------------------------------------------------------------------

Branch name:                Nagoya office

Branch address:            5-31-10, Meieki, Nakamura-ku, Nagoya city

----------------------------------------------------------------------------------------------------

Branch name:             Fukuoka office

Branch address:         2-6-23, Hakata-eki-higashi, Hakata-ku, Fukuoka city

 

In its website a total 15 overseas offices is shown, but it is uncertain whether they are owned and operated by the subject.

 

 

PRODUCT, TECHNOLOGY, SERVICE DESCRIPTION

 

*Main Products & Services*

======================

Trading of used car

Consulting for M&A

Workers dispatching agency

Insurance agency

IT solution

Nursing service

Child care

 

 

ORGANIZATION STRUCTURE

 

*Address*

=========

Registered address is the same as the operational address.

 

*Company History*

================

Date                             Development

-----------------------------------------------------------------------------------------------

January 5, 1993             Incorporated at the following address:

                                                SB Bldg., 1-1-4, Sakae-cho, Atsugi city, Kanagawa pref.

June 5, 2008                 Relocated to the current address.

November 1, 2013         Company split to found “Akalier Co., Ltd.” for day care service

                                    business.

 

 

TRADE REFERENCES

 

*Suppliers*

==========

U.S.S. Inc.

J.A.A. Corp.

Nippon Rent-A-Car Service Co., Ltd.

Toiyota Renta Lease Co., Ltd.

Zero Corp.

Tsujimoto Un-yu Co., Ltd.

 

*Customers*

==========

Overseas car dealers

DMCM Auto Traders Co., Ltd.

Cosmos Auto Imports Co., Ltd.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.97

UK Pound

1

Rs.97.37

Euro

1

Rs.77.16                              

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

SMN

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.