MIRA INFORM REPORT

 

 

Report Date :

02.12.2014

 

IDENTIFICATION DETAILS

 

Name :

BECTON DICKINSON MEDICAL (S) PTE LTD

 

 

Registered Office :

10, Collyer Quay, 10-01, Ocean Financial Centre, 049315

 

 

Country :

Singapore

 

 

Financials (as on) :

30.09.2013

 

 

Date of Incorporation :

27.07.1996

 

 

Com. Reg. No.:

199605508-G

 

 

Legal Form :

Private Limited

 

 

Line of Business :

Manufacture of Medical Devices

 

 

No. of Employees :

400 [2014]

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

Payment Behaviour :

Regular

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Singapore

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

SINGAPORE - ECONOMIC OVERVIEW

 

Singapore has a highly developed and successful free-market economy. It enjoys a remarkably open and corruption-free environment, stable prices, and a per capita GDP higher than that of most developed countries. The economy depends heavily on exports, particularly in consumer electronics, information technology products, pharmaceuticals, and on a growing financial services sector. The economy contracted 0.6% in 2009 as a result of the global financial crisis, but rebounded 15.1% in 2010, on the strength of renewed exports, before slowing to in 2011-13, largely a result of soft demand for exports during the second European recession. Over the longer term, the government hopes to establish a new growth path that focuses on raising productivity. Singapore has attracted major investments in pharmaceuticals and medical technology production and will continue efforts to establish Singapore as Southeast Asia's financial and high-tech hub.

 

Source : CIA


EXECUTIVE SUMMARY

 

 

REGISTRATION NO.

:

199605508-G

COMPANY NAME

:

BECTON DICKINSON MEDICAL (S) PTE LTD

FORMER NAME

:

N/A

INCORPORATION DATE

:

27/07/1996

COMPANY STATUS

:

EXIST

LEGAL FORM

:

PRIVATE LIMITED

LISTED STATUS

:

NO

REGISTERED ADDRESS

:

10, COLLYER QUAY, 10-01, OCEAN FINANCIAL CENTRE, 049315, SINGAPORE.

BUSINESS ADDRESS

:

30, TUAS AVENUE 2, 639461, SINGAPORE.

TEL.NO.

:

65-68610633

FAX.NO.

:

65-68601458

WEB SITE

:

WWW.BD.COM

CONTACT PERSON

:

LIM LEONG CHING @ JAMES LIM ( DIRECTOR )

PRINCIPAL ACTIVITY

:

MANUFACTURE OF MEDICAL DEVICES

ISSUED AND PAID UP CAPITAL

:

10,002.00 ORDINARY SHARE, OF A VALUE OF SGD 87,010,002.00

SALES

:

SGD 279,785,917 [2013]

NET WORTH

:

SGD 545,171,594 [2013]

STAFF STRENGTH

:

400 [2014]

LITIGATION

:

CLEAR

FINANCIAL CONDITION

:

STRONG

PAYMENT

:

PROMPT

MANAGEMENT CAPABILITY

:

AVERAGE

COMMERCIAL RISK

:

LOW

CURRENCY EXPOSURE

:

MODERATE

GENERAL REPUTATION

:

GOOD

INDUSTRY OUTLOOK

:

MATURE

 

 

HISTORY / BACKGROUND

 

The Subject is a private limited company and is allowed to have a minimum of one and a maximum of forty-nine shareholders. As a private limited company, the Subject must have at least two directors. A private limited company is a separate legal entity from its shareholders. As a separate legal entity, the Subject is capable of owning assets, entering into contracts, sue or be sued by other companies. The liabilities of the shareholders are to the extent of the equity they have taken up and the creditors cannot claim on shareholders' personal assets even if the Subject is insolvent. The Subject is governed by the Companies Act and the company must file its annual returns, together with its financial statements with the Registrar of Companies.

The Subject is principally engaged in the (as a / as an) manufacture of medical devices.

 

The immediate holding company of the Subject is BECTON DICKINSON MEDICAL PRODUCTS PTE LTD, a company incorporated in SINGAPORE.

The ultimate holding company of the Subject is BECTON DICKINSON AND COMPANY, a company incorporated in UNITED STATES.

The intermediate holding company of the Subject is BECTON DICKINSON HOLDINGS PTE LTD, a company incorporated in SINGAPORE.

 

Share Capital History

Date

Issue & Paid Up Capital

02/12/2014

SGD 87,010,002.00

 

The major shareholder(s) of the Subject are shown as follows :

 

Name

Address

IC/PP/Loc No

Shareholding

(%)

BECTON DICKINSON MEDICAL PRODUCTS PTE LTD

10, COLLYER QUAY, 10-01, OCEAN FINANCIAL CENTRE, 049315, SINGAPORE.

198602285W

10,002.00

100.00

---------------

------

10,002.00

100.00

============

=====

+ Also Director



DIRECTORS

 

DIRECTOR 1

 

Name Of Subject

:

ROBERT THIBEAULT

Address

:

336, LAUREL WOOD AVENUE, THE TENERIFFE, 275951, SINGAPORE.

IC / PP No

:

S2736515I

Nationality

:

SINGAPOREAN

Date of Appointment

:

30/09/2011

 

DIRECTOR 2

 

Name Of Subject

:

BHUPINDER PAL SINGH

Address

:

9, TANJONG RHU ROAD, 04-03, THE WATERSIDE, 436894, SINGAPORE.

IC / PP No

:

S2756342B

Nationality

:

SINGAPOREAN

Date of Appointment

:

31/12/2011

 

DIRECTOR 3

 

Name Of Subject

:

LIM LEONG CHING @ JAMES LIM

Address

:

62, TOH TUCK ROAD, 07-03, 596724, SINGAPORE.

IC / PP No

:

S2563613I

Nationality

:

SINGAPOREAN

Date of Appointment

:

06/06/2008



MANAGEMENT

 

 

 

1)

Name of Subject

:

LIM LEONG CHING @ JAMES LIM

Position

:

DIRECTOR

 

 

 

AUDITOR

 

Auditor

:

ERNST & YOUNG LLP

Auditor' Address

:

N/A

 

 

 

COMPANY SECRETARIES

 

1)

Company Secretary

:

TAN CHING CHING

IC / PP No

:

S7378437I

Address

:

4B, ST. GEORGE'S LANE, 06-169, 321004, SINGAPORE.

 

 

 

BANKING


No Banker found in our databank.



ENCUMBRANCE (S)


No encumbrance was found in our databank at the time of investigation.

 

 

LITIGATION CHECK AGAINST SUBJECT


* A check has been conducted in our databank againt the Subject whether the subject has been involved in any litigation.

No legal action was found in our databank.


No winding up petition was found in our databank.



PAYMENT RECORD

 

 

SOURCES OF RAW MATERIALS:

Local

:

N/A

Overseas

:

N/A


The Subject refused to disclose it's suppliers.


The Subject refused to provide any name of trade/service supplier and we are unable to conduct any trade enquiry. However, from financial historical data we conclude that :

OVERALL PAYMENT HABIT

Prompt 0-30 Days

[

X

]

Good 31-60 Days

[

]

Average 61-90 Days

[

]

Fair 91-120 Days

[

]

Poor >120 Days

[

]

 

 

CLIENTELE

 

Local

:

YES

Domestic Markets

:

SINGAPORE

Overseas

:

YES

Export Market

:

WORLDWIDE

Credit Term

:

N/A

Payment Mode

:

N/A

 

 

OPERATIONS

 

Products manufactured

:

MEDICAL DEVICES

 

Total Number of Employees:

 

YEAR

2014

2013

2012

GROUP

N/A

N/A

N/A

COMPANY

400

400

400

 

Branch

:

NO

Other Information:


The Subject is principally engaged in the (as a / as an) manufacture of medical devices.

The Subject's business consists of manufacture and sales of healthcare products.

Background of Becton Dickinson (BD) Group:
BD is a medical technology company that serves healthcare institutions, life science researchers, clinical laboratories, industry and the general public. BD manufactures and sells a broad range of medical supplies, devices, laboratory equipment and diagnostic products. BD is headquartered in the United States and has offices in nearly 50 countries worldwide.

Products and services:
* medical equipment & supplies
* rehabilitation equipment & supplies
* surgical equipment & supplies
* wheel chairs


CURRENT INVESTIGATION

 

Latest fresh investigations carried out on the Subject indicated that :

Telephone Number Provided By Client

:

N/A

Current Telephone Number

:

65-68610633

Match

:

N/A

Address Provided by Client

:

30TUAS AVENUE 2, SINGAPORE 639461 SINGAPORE

Current Address

:

30, TUAS AVENUE 2, 639461, SINGAPORE.

Match

:

YES

 

Other Investigations


On 2nd December 2014 we contacted one of the staff from the Subject and she provided some information on the Subject.

The Subject refused to disclose it's bankers.



FINANCIAL ANALYSIS

 

 

Profitability

Turnover

:

Erratic

[

2009 - 2013

]

Profit/(Loss) Before Tax

:

Decreased

[

2009 - 2013

]

Return on Shareholder Funds

:

Acceptable

[

16.11%

]

Return on Net Assets

:

Acceptable

[

16.72%

]

The fluctuating turnover reflects the fierce competition among the existing and new market players.The dip in profit could be due to the stiff market competition which reduced the Subject's profit margin. The Subject's management had generated acceptable return for its shareholders using its assets.

Working Capital Control

Stock Ratio

:

Favourable

[

36 Days

]

Debtor Ratio

:

Favourable

[

0 Days

]

Creditors Ratio

:

Favourable

[

20 Days

]

The Subject's stocks were moving fast thus reducing its holding cost. This had reduced funds being tied up in stocks. The favourable debtors' days could be due to the good credit control measures implemented by the Subject. The Subject had a favourable creditors' ratio where the Subject could be taking advantage of the cash discounts and also wanting to maintain goodwill with its creditors.

Liquidity

Liquid Ratio

:

Favourable

[

10.70 Times

]

Current Ratio

:

Favourable

[

11.52 Times

]

A minimum liquid ratio of 1 should be maintained by the Subject in order to assure its creditors of its ability to meet short term obligations and the Subject was in a good liquidity position. Thus, we believe the Subject is able to meet all its short term obligations as and when they fall due.

Solvency

Interest Cover

:

Nil

[

0.00 Times

]

Gearing Ratio

:

Favourable

[

0.00 Times

]

The Subject's interest cover was nil as it did not pay any interest during the year. The Subject had no gearing and hence it had virtually no financial risk. The Subject was financed by its shareholders' funds and internally generated fund. During the economic downturn, the Subject, having a zero gearing, will be able to compete better than those which are highly geared in the same industry.

Overall Assessment :

The Subject recorded lower profits as its turnover showed a erratic trend. The Subject's management was unable to control its costs efficiently as its profit showed a downward trend. The Subject was in good liquidity position with its total current liabilities well covered by its total current assets. With its current net assets, the Subject should be able to repay its short term obligations. The Subject did not make any interest payment during the year. The Subject was dependent on its shareholders' funds to finance its business needs. The Subject was a zero gearing company, it was solely dependant on its shareholders to provide funds to finance its business. The Subject has good chance of getting loans, if the needs arises.

Overall financial condition of the Subject : STRONG

 

 

 

SINGAPORE ECONOMIC / INDUSTRY OUTLOOK

 

 

Major Economic Indicators :

2009

2010

2011

2012

2013

 

Population (Million)

4.98

5.08

5.18

5.31

5.40

Gross Domestic Products ( % )

(0.8)

14.5

4.9

1.3

3.7

Consumer Price Index

0.6

2.8

5.2

4.6

2.4

Total Imports (Million)

356,299.3

423,221.8

459,655.1

474,554.0

466,762.0

Total Exports (Million)

391,118.1

478,840.7

514,741.2

510,329.0

513,391.0

 

Unemployment Rate (%)

3.2

2.2

2.1

2.0

1.9

Tourist Arrival (Million)

9.68

11.64

13.17

14.49

15.46

Hotel Occupancy Rate (%)

75.8

85.6

86.5

86.4

86.3

Cellular Phone Subscriber (Million)

1.37

1.43

1.50

1.52

1.97

 

Registration of New Companies (No.)

26,414

29,798

32,317

31,892

37,288

Registration of New Companies (%)

4.3

12.8

8.5

(1.3)

9.8

Liquidation of Companies (No.)

22,393

15,126

19,005

17,218

17,369

Liquidation of Companies (%)

113.4

(32.5)

25.6

9.4

(5.3)

 

Registration of New Businesses (No.)

26,876

23,978

23,494

24,788

22,893

Registration of New Businesses (%)

8.15

(10.78)

2.02

5.51

1.70

Liquidation of Businesses (No.)

23,552

24,211

23,005

22,489

22,598

Liquidation of Businesses (%)

11.4

2.8

(5)

(2.2)

0.5

 

Bankruptcy Orders (No.)

2,058

1,537

1,527

1,748

1,992

Bankruptcy Orders (%)

(11.5)

(25.3)

(0.7)

14.5

14.0

Bankruptcy Discharges (No.)

3,056

2,252

1,391

1,881

2,584

Bankruptcy Discharges (%)

103.7

(26.3)

(38.2)

35.2

37.4

 

INDUSTRIES ( % of Growth ) :

Agriculture

Production of Principal Crops

3.25

(0.48)

4.25

3.64

-

Fish Supply & Wholesale

(1.93)

(10.5)

12.10

(0.5)

-

 

Manufacturing *

71.5

92.8

100.0

100.3

102.0

Food, Beverages & Tobacco

90.4

96.4

100.0

103.5

103.5

Textiles

145.9

122.1

100.0

104.0

87.1

Wearing Apparel

211.0

123.3

100.0

92.1

77.8

Leather Products & Footwear

79.5

81.8

100.0

98.6

109.8

Wood & Wood Products

101.4

104.0

100.0

95.5

107.4

Paper & Paper Products

95.4

106.1

100.0

97.4

103.2

Printing & Media

100.9

103.5

100.0

93.0

86.1

Crude Oil Refineries

96.4

95.6

100.0

99.4

93.5

Chemical & Chemical Products

80.3

97.6

100.0

100.5

104.1

Pharmaceutical Products

49.1

75.3

100.0

109.7

107.2

Rubber & Plastic Products

101.2

112.3

100.0

96.5

92.9

Non-metallic Mineral

91.9

92.5

100.0

98.2

97.6

Basic Metals

92.6

102.2

100.0

90.6

76.5

Fabricated Metal Products

90.8

103.6

100.0

104.3

105.1

Machinery & Equipment

57.3

78.5

100.0

112.9

114.5

Electrical Machinery

86.8

124.1

100.0

99.3

108.5

Electronic Components

85.2

113.6

100.0

90.6

94.3

Transport Equipment

96.0

94.0

100.0

106.3

107.5

 

Construction

(36.9)

14.20

20.50

28.70

-

Real Estate

1.4

21.3

25.4

31.9

-

 

Services

Electricity, Gas & Water

1.70

4.00

7.00

6.30

-

Transport, Storage & Communication

3.90

12.80

7.40

5.30

-

Finance & Insurance

(16.4)

(0.4)

8.90

0.50

-

Government Services

4.50

9.70

6.90

6.00

-

Education Services

0.10

(0.9)

(1.4)

0.30

-

 

* Based on Index of Industrial Production (2011 = 100)



INDUSTRY ANALYSIS

 

INDUSTRY: MANUFACTURING

 

In the third quarter of 2014, manufacturing output has increased by 1.9%, extending the 1.5% growth in the previous quarter. Growth was largely driven by the biomedical manufacturing and chemicals clusters. Besides, for the whole 2013, the manufacturing sector grew by 1.7%, an uptick from the 0.3% growth recorded in the previous year. All clusters recorded an expansion in 2013, except the biomedical manufacturing cluster.

 

The chemicals cluster grew by 5.2% in the third quarter of 2014. Growth was led by the petrochemicals and specialty chemicals segments, which expanded by 8.9% and 7.1% respectively. By contrast, the petroleum segment contracted by 4.2% in the third quarter of 2014 due to plant maintenance shutdowns. For the year of 2013, the chemicals cluster grew only by 0.7%.

 

Besides, output of the biomedical manufacturing cluster expanded by 9.0% in the third quarter of 2014. The medical technology segment posted robust growth of 23% due to higher production of medical instruments and supplies, while the output of the pharmaceuticals segment rose by 6.2%. However, in the whole of 2013, the biomedical manufacturing cluster recorded only a flat growth.

 

In the third quarter of 2014, the transport engineering cluster contracted by 2.0%, dragged down by the aerospace segment. Output in the aerospace segment plunged by 18% on the back of fewer repair jobs from commercial airlines. This was mitigated by the 4.1% growth in the marine & offshore engineering segment, which was supported by higher contributions from rig building projects. Nonetheless, for the whole of 2013, the transport engineering cluster grew by 5.2%.

 

Moreover, output of the precision engineering cluster increased by 1.3% in the third quarter of 2014. The machinery & systems segment grew by 6.2%, supported by higher demand for semiconductor-related equipment and mechanical engineering work. This was partly offset by the decline in the output of the precision modules & components segment. Conversely, in the full year of 2013, the precision engineering cluster's output declined by 5.6%.

 

Furthermore, in the third quarter of 2014, output of the general manufacturing industries declined by 3.0%. The 2.1% growth in the food, beverages & tobacco segment was more than offset by declines in the other two segments. In particular, the miscellaneous industries segment contracted by 4.7% on the back of lower output in construction-related products, such as concrete & cement products and steel structural components. For the full year of 2013, the general manufacturing cluster grew by 2.8%.

 

Besides, in the third quarter of 2014, the electronics cluster expanded by 0.9%, reversing the 5.0% contraction in the previous quarter. Growth was supported by an expansion in the computer peripherals (6.3%) and data storage (2.6%) segments. Moreover, for the year 2013, the electronics cluster expanded by 3.5%.

 

 

OVERALL INDUSTRY OUTLOOK : MATURE




CREDIT RISK EVALUATION & RECOMMENDATION

 


Incorporated in 1996, the Subject is a Private Limited company, focusing on manufacture of medical devices. With its long establishment in the market, the Subject has received strong support from its stable customers base. Its business position in the market is quite stable and it is expected to enjoy better market shares over its rivals. The Subject is a large entity with strong capital position of SGD 87,010,002. We are confident with the Subject's business and its future growth prospect. Having strong support from its holding company has enabled the Subject to remain competitive despite the challenging business environment.

Over the years, the Subject has penetrated into both the local and overseas market. The Subject has positioned itself in the global market and is competing in the industry. Its stable clientele base will enable the Subject to further enhance its business in the near term. The Subject is a fairly large and rapidly growing company with over 400 staff in its operations Overall, we regard that the Subject's management capability is average. This indicates that the Subject has greater potential to improve its business performance and raising income for the Subject.

The Subject's business performance showed a reverse trend as both its turnover and pre-tax profit have decreased compared to the previous year. Return on shareholders' funds of the Subject was at an acceptable range which indicated that the management was efficient in utilising its funds to generate income. The Subject is in good liquidity position with its current liabilities well covered by it current assets. Hence, it has sufficient working capital to meet its short term financial obligations. Being a zero geared company, the Subject virtually has no financial risk as it is mainly dependent on its internal funds to finance its business. Given a positive net worth standing at SGD 545,171,594, the Subject should be able to maintain its business in the near terms.

Having a strong assets backing, the Subject possesses latent assets as collateral for further financial extension. Hence, it has good chance of getting loans if the needs arises.


We regard that the Subject's overall payment habit is prompt. The Subject had a favourable creditors' ratio as evidenced by its favourable collection days.


The industry has reached its optimum level and is generally stable. It is saturated and very competitive. Thus, the Subject's growth prospect is very much depends on its capacity in sustaining its performance in the market.

Based on the above condition, we recommend credit be granted to the Subject promptly.



PROFIT AND LOSS ACCOUNT

 

 

THE FINANCIAL STATEMENTS WERE PREPARED IN ACCORDANCE WITH SINGAPORE FINANCIAL REPORTING STANDARDS.

BECTON DICKINSON MEDICAL (S) PTE LTD

 

Financial Year End

2013-09-30

2012-09-30

2011-09-30

2010-09-30

2009-09-30

Months

12

12

12

12

12

Consolidated Account

Company

Company

Company

Company

Company

Audited Account

YES

YES

YES

YES

YES

Unqualified Auditor's Report (Clean Opinion)

YES

YES

YES

YES

YES

Financial Type

FULL

FULL

FULL

FULL

FULL

Currency

SGD

SGD

SGD

SGD

SGD

TURNOVER

279,785,917

312,718,144

220,170,973

177,829,886

183,506,150

Other Income

955,834

1,067,860

750,167

1,084,825

-

----------------

----------------

----------------

----------------

----------------

Total Turnover

280,741,751

313,786,004

220,921,140

178,914,711

183,506,150

Costs of Goods Sold

(179,950,893)

(189,847,505)

(149,382,772)

(116,569,962)

-

----------------

----------------

----------------

----------------

----------------

Gross Profit

100,790,858

123,938,499

71,538,368

62,344,749

-

----------------

----------------

----------------

----------------

----------------

PROFIT/(LOSS) FROM OPERATIONS

92,396,401

97,343,327

57,931,033

50,015,977

59,760,514

----------------

----------------

----------------

----------------

----------------

PROFIT/(LOSS) BEFORE TAXATION

92,396,401

97,343,327

57,931,033

50,015,977

59,760,514

Taxation

(4,559,529)

(5,115,484)

(4,558,212)

(1,876,139)

(690,320)

----------------

----------------

----------------

----------------

----------------

PROFIT/(LOSS) AFTER TAXATION

87,836,872

92,227,843

53,372,821

48,139,838

59,070,194

----------------

----------------

----------------

----------------

----------------

RETAINED PROFIT/(LOSS) BROUGHT FORWARD

As previously reported

460,324,720

368,096,877

314,724,056

308,380,218

254,610,024

----------------

----------------

----------------

----------------

----------------

As restated

460,324,720

368,096,877

314,724,056

308,380,218

254,610,024

----------------

----------------

----------------

----------------

----------------

PROFIT AVAILABLE FOR APPROPRIATIONS

548,161,592

460,324,720

368,096,877

356,520,056

313,680,218

DIVIDENDS - Ordinary (paid & proposed)

(90,000,000)

-

-

(41,796,000)

(5,300,000)

----------------

----------------

----------------

----------------

----------------

RETAINED PROFIT/(LOSS) CARRIED FORWARD

458,161,592

460,324,720

368,096,877

314,724,056

308,380,218

=============

=============

=============

=============

=============

INTEREST EXPENSE (as per notes to P&L)

Others

-

-

3,166

23

502

----------------

----------------

----------------

----------------

----------------

-

-

3,166

23

502

=============

=============

=============

=============

 

 


 

BALANCE SHEET

 

 

BECTON DICKINSON MEDICAL (S) PTE LTD

 

ASSETS EMPLOYED:

FIXED ASSETS

202,314,020

191,643,324

166,549,963

131,148,675

114,312,885

----------------

----------------

----------------

----------------

----------------

TOTAL LONG TERM ASSETS

202,314,020

191,643,324

166,549,963

131,148,675

114,312,885

Stocks

27,391,457

24,622,784

33,543,609

23,269,765

20,464,302

Other debtors, deposits & prepayments

2,937,195

1,649,609

1,886,506

2,265,998

1,463,561

Amount due from holding company

60,633,461

70,147,903

5,872,296

8,625,655

6,389,102

Amount due from related companies

269,697,052

272,074,152

48,110,464

20,385,500

24,611,295

Cash & bank balances

21,783,145

18,335,359

17,670,423

6,482,607

4,159,144

Others

1,101,114

8,012,309

226,008,732

243,936,062

250,962,006

----------------

----------------

----------------

----------------

----------------

TOTAL CURRENT ASSETS

383,543,424

394,842,116

333,092,030

304,965,587

308,049,410

----------------

----------------

----------------

----------------

----------------

TOTAL ASSET

585,857,444

586,485,440

499,641,993

436,114,262

422,362,295

=============

=============

=============

=============

=============

CURRENT LIABILITIES

Trade creditors

10,105,217

9,853,264

8,177,343

14,766,700

5,656,353

Other creditors & accruals

10,989,298

9,544,044

7,982,271

9,555,236

7,868,751

Amounts owing to holding company

1,056,957

683,152

1,198,517

1,500,378

3,271,948

Amounts owing to related companies

5,762,946

6,768,205

9,689,393

2,294,541

3,155,493

Provision for taxation

5,365,278

5,515,426

2,434,150

2,338,243

2,967,497

Other liabilities

-

-

8,242,959

-

-

----------------

----------------

----------------

----------------

----------------

TOTAL CURRENT LIABILITIES

33,279,696

32,364,091

37,724,633

30,455,098

22,920,042

----------------

----------------

----------------

----------------

----------------

NET CURRENT ASSETS/(LIABILITIES)

350,263,728

362,478,025

295,367,397

274,510,489

285,129,368

----------------

----------------

----------------

----------------

----------------

TOTAL NET ASSETS

552,577,748

554,121,349

461,917,360

405,659,164

399,442,253

=============

=============

=============

=============

=============

SHARE CAPITAL

Ordinary share capital

87,010,002

87,010,002

87,010,002

87,010,002

87,010,002

----------------

----------------

----------------

----------------

----------------

TOTAL SHARE CAPITAL

87,010,002

87,010,002

87,010,002

87,010,002

87,010,002

Retained profit/(loss) carried forward

458,161,592

460,324,720

368,096,877

314,724,056

308,380,218

----------------

----------------

----------------

----------------

----------------

TOTAL RESERVES

458,161,592

460,324,720

368,096,877

314,724,056

308,380,218

----------------

----------------

----------------

----------------

----------------

SHAREHOLDERS' FUNDS/EQUITY

545,171,594

547,334,722

455,106,879

401,734,058

395,390,220

Deferred taxation

7,406,154

6,786,627

6,800,326

3,884,925

3,965,500

Others

-

-

10,155

40,181

86,533

----------------

----------------

----------------

----------------

----------------

TOTAL LONG TERM LIABILITIES

7,406,154

6,786,627

6,810,481

3,925,106

4,052,033

----------------

----------------

----------------

----------------

----------------

552,577,748

554,121,349

461,917,360

405,659,164

399,442,253

=============

=============

=============

=============

=============

 

 

 

FINANCIAL RATIO

 

 

BECTON DICKINSON MEDICAL (S) PTE LTD

 

TYPES OF FUNDS

Cash

21,783,145

18,335,359

17,670,423

6,482,607

4,159,144

Net Liquid Funds

21,783,145

18,335,359

17,670,423

6,482,607

4,159,144

Net Liquid Assets

322,872,271

337,855,241

261,823,788

251,240,724

264,665,066

Net Current Assets/(Liabilities)

350,263,728

362,478,025

295,367,397

274,510,489

285,129,368

Net Tangible Assets

552,577,748

554,121,349

461,917,360

405,659,164

399,442,253

Net Monetary Assets

315,466,117

331,068,614

255,013,307

247,315,618

260,613,033

BALANCE SHEET ITEMS

Total Borrowings

0

0

0

0

0

Total Liabilities

40,685,850

39,150,718

44,535,114

34,380,204

26,972,075

Total Assets

585,857,444

586,485,440

499,641,993

436,114,262

422,362,295

Net Assets

552,577,748

554,121,349

461,917,360

405,659,164

399,442,253

Net Assets Backing

545,171,594

547,334,722

455,106,879

401,734,058

395,390,220

Shareholders' Funds

545,171,594

547,334,722

455,106,879

401,734,058

395,390,220

Total Share Capital

87,010,002

87,010,002

87,010,002

87,010,002

87,010,002

Total Reserves

458,161,592

460,324,720

368,096,877

314,724,056

308,380,218

LIQUIDITY (Times)

Cash Ratio

0.65

0.57

0.47

0.21

0.18

Liquid Ratio

10.70

11.44

7.94

9.25

12.55

Current Ratio

11.52

12.20

8.83

10.01

13.44

WORKING CAPITAL CONTROL (Days)

Stock Ratio

36

29

56

48

41

Debtors Ratio

0

0

0

0

0

Creditors Ratio

20

19

20

46

11

SOLVENCY RATIOS (Times)

Gearing Ratio

0.00

0.00

0.00

0.00

0.00

Liabilities Ratio

0.07

0.07

0.10

0.09

0.07

Times Interest Earned Ratio

0.00

0.00

18,298.86

2,174,608.70

119,045.85

Assets Backing Ratio

6.35

6.37

5.31

4.66

4.59

PERFORMANCE RATIO (%)

Operating Profit Margin

33.02

31.13

26.31

28.13

32.57

Net Profit Margin

31.39

29.49

24.24

27.07

32.19

Return On Net Assets

16.72

17.57

12.54

12.33

14.96

Return On Capital Employed

16.72

17.57

12.54

12.33

14.96

Return On Shareholders' Funds/Equity

16.11

16.85

11.73

11.98

14.94

Dividend Pay Out Ratio (Times)

1.02

0.00

0.00

0.87

0.09

NOTES TO ACCOUNTS

Contingent Liabilities

0

0

0

0

0



FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.14

UK Pound

1

Rs.97.05

Euro

1

Rs.77.37

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

SHG

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.