MIRA INFORM REPORT

 

 

Report Date :

04.12.2014

 

IDENTIFICATION DETAILS

 

Name :

ABOU NABIL LLC

 

 

Registered Office :

Anetco Building, Gala Industrial Area, Azaiba, PO Box 174, Muttrah 114, Muscat

 

 

Country :

Oman

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

17.02.1993

 

 

Com. Reg. No.:

1/03115/5

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Engaged in the wholesale and retail of building materials, construction equipment, ironmongery products, timber, cement, paint, glass and mirrors, aluminium profiles, polycarbonate sheets, stretch films and tapes.

 

 

No of Employees :

300

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Oman

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

OMAN - ECONOMIC OVERVIEW

 

Oman is a middle-income economy that is heavily dependent on dwindling oil resources. Because of declining reserves and a rapidly growing labor force, Muscat has actively pursued a development plan that focuses on diversification, industrialization, and privatization, with the objective of reducing the oil sector's contribution to GDP to 9% by 2020 and creating more jobs to employ the rising numbers of Omanis entering the workforce. Tourism and gas-based industries are key components of the government's diversification strategy. However, increases in social welfare benefits, particularly since the Arab Spring, will challenge the government's ability to effectively balance its budget if oil revenues decline. By using enhanced oil recovery techniques, Oman succeeded in increasing oil production, giving the country more time to diversify, and the increase in global oil prices through 2011 provided the government greater financial resources to invest in non-oil sectors. In 2012, continued surpluses resulting from sustained high oil prices and increased enhanced oil recovery allowed the government to maintain growth in social subsidies and public sector job creation. However, the Sultan made widely reported statements indicating this would not be sustainable, and called for expanded efforts to support SME development and entrepreneurship. Government agencies and large oligarchic group companies heeded his call, announcing new initiatives to spin off non-essential functions to entrepreneurs, incubate new businesses, train and mentor up and coming business people, and provide financing for start-ups. In response to fast growth in household indebtedness, the Central Bank reduced the ceiling on personal interest loans from 8 to 7%, lowered mortgage rates, capped the percentage of consumer loans at 50% of borrower's salaries for personal loans and 60% for housing loans, and limited maximum repayment terms to 10 and 25 years respectively.

 

Source : CIA

 

 

 

 

SUMMARY

 

Company Name                                     : ABOU NABIL LLC

Country of Origin                                    : Oman

Legal Form                                            : Limited Liability Company – LLC

Registration Date                                   : 17th February 1993

Commercial Registration Number            : 1/03115/5

Chamber Membership Number                : 1568

Issued Capital                                        : RO 250,000

Paid up Capital                                      : RO 250,000

Total Workforce                                     : 300

Activities                                               : Wholesale and retail of building materials, as well as waterproofing

                                                              contracting services and glass processing

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

Person Interviewed                                 : Sayed Ibrahim Mohamed, Finance Manager

 

 

 


COMPANY NAME

 

ABOU NABIL LLC

 

 

ADDRESS

 

Registered & Physical Address

 

Building             : Anetco Building

Area                 : Gala Industrial Area, Azaiba

PO Box             : 174, Muttrah 114

Town                 : Muscat

Country             : Sultanate of Oman

Telephone         : (968) 24593249 / 24501820 / 24501809

Facsimile          : (968) 24595278

Mobile               : (968) 99462758 / 99358823

Email                : anetco@omantel.net.om / info@abounabil.net

 

Premises

 

Subject operates from a large suite of offices, a warehouse, showroom and workshop that are rented and located in the Industrial Area of Muscat.

 

Branch Offices

 

Location                                                                                              Description

 

Musanna                                                                                               Office premises

Tel: (968) 26869090

 

Mabella                                                                                                 Office premises 

Tel: (968) 24453943

 

Sohar                                                                                                    Office premises 

Tel: (968) 26753014

 

Sur                                                                                                       Office premises

Tel: (968) 25542917

 

 

KEY PRINCIPALS

 

Name                                                               Nationality                   Position

 

Nabil Salem Saeed Al Ruwaidi                            Omani                           Managing Director

 

Salem Saeed Al Ruwaidi                                    Omani                          Director

 

Hassan Miyan Sulaiman Darvesh                          Indian                          Director

 

Feraz Jabbar                                                        -                                Administration Manager

 

Sayed Ibrahim Mohamed                                       -                                Finance Manager

 

P Singh                                                                -                                Sales Manager (Building Materials)

 

Arun D’Souza                                                      -                                 Sales Manager (Special Products)

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 17th February 1993

 

Legal Form      : Limited Liability Company – LLC

 

Commercial Reg. No.  : 1/03115/5

 

Chamber Member No. : 1568

 

Issued Capital              : RO 250,000

 

Paid up Capital            : RO 250,000

 

Name of Shareholder (s)

 

Nabil Salem Saeed Al Ruwaidi

 

Salem Saeed Al Ruwaidi

 

Hassan Miyan Sulaiman Darvesh

 

 

AFFILIATED COMPANIES

 

Subject is a member of the Darvesh Group of Companies, which has extensive and varied operations throughout the Middle East, Far East and Africa. The group is currently planning to extend operations to Myanmar and other CIS countries. The combined annual turnover of the group is in excess of US$ 100 million.

 

The Darvesh Group of Companies consists of the following concerns:

 

Mega Star Trading Co LLC

Mohamed Bin Ali Alamr Building

Ras Al Khor Road

Al Aweer Industrial Area

PO Box: 6512

Dubai

United Arab Emirates

Tel: (971-4) 3332211

Fax: (971-4) 3332667

Email: mega@emirates.net.ae

 

Nova Tapes & Stationery Industries LLC

Al Aweer Industrial Area

PO Box: 2194

Dubai

United Arab Emirates

Tel: (971-4) 3337600

Fax: (971-4) 3337411

Email: novaind@emirates.net.ae

 

Elegant Furniture Manufacturing LLC

PO Box: 2194

Dubai

United Arab Emirates

Tel: (971-4) 3337667

Fax: (971-4) 3337186

Email: efm@emirates.net.ae

 

Nova Home Appliances

PO Box: 2194

Dubai

United Arab Emirates

Tel: (971-4) 3337600

Fax: (971-4) 3337411

 

Batavia Eximp & Contracting (S) Pte Ltd (BECS)

Maxwell Road

PO Box: 3544

Singapore 9055

Tel: (65) 2255633

Fax: (65) 2255733

 

Associate Lumbers Ltd

Associate House

85 Victoria Road

Mustafa Bazzar

Mumbai 400010

India

Tel: (91-22) 3717777

Fax: (91-22) 3738787

 

West African Trading Co (WATCO)

32 Boulevard Latrille

PO Box: 833

Abid

Ivory Coast

Tel: (225) 448859

 

General Trading & Contracting Co Ltd (GETCO)

42 Azadliq Prospect, Apt 18

Baku 370007

Azerbaijan

Tel: (994-12) 964209

Fax: (994-12) 964209

 

 

OPERATIONS

 

Activities: Engaged in the wholesale and retail of building materials, construction equipment, ironmongery products, timber, cement, paint, glass and mirrors, aluminium profiles, polycarbonate sheets, stretch films and tapes.

 

Subject also offers waterproofing contracting services and glass processing.

 

Import Countries: India, United Kingdom, France and Italy

 

Operating Trend: Steady

 

Subject has a workforce of approximately 300 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Riyal Omani (RO)

 

                                                Year Ending 31/12/12:              Year Ending 31/12/13:

 

Total Sales                                RO 8,180,000                            RO 8,545,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

Bank of Baroda

Greater Muttrah Branch

PO Box: 1610

Muscat 112

Tel: (968) 24817373

Fax: (968) 24817308

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

 

 

 

 

 

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.89

UK Pound

1

Rs.96.83

Euro

1

Rs.76.57

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

TPT

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.