MIRA INFORM REPORT

 

 

Report Date :

05.12.2014

 

IDENTIFICATION DETAILS

 

Name :

BLANKOPHOR GMBH & CO. KG

 

 

Registered Office :

Schulstr. 3, D 49577 Ankum

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

09.08.2007

 

 

Com. Reg. No.:

HRA 202347

 

 

Legal Form :

Ltd Partnership with Priv. Ltd. Company as General Partner

 

 

Line of Business :

Engaged in sales, services & manufacturer of chemicals for the paper industry as well as research & development of whiteners.

 

 

No of Employees :

87

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 


 

Status :

Moderate

Payment Behaviour :

No Complaints

Litigation :

Clear 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

Germany ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, has contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.3% in 2013. The new German government introduced a minimum wage of $11 per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production.

 

Source : CIA

 

 


Note:

Blankophor GmbH & Co. KG, Marie-Curie-Str. 10, D 51377 Leverkusen

The subject of your inquiry is a branch. We are reporting on the headquarters.

 

 

Company name

 

Blankophor GmbH & Co. KG

 

Company address

 

Schulstr. 3

D 49577 Ankum

Telephone:       05462/741221

Telefax:            05462/741274

Homepage:       www.blankophor.com

E-mail:             info@indulor.de

 

 

Company Status

 

active

 

 

VAT no

 

DE273178295

 

 

Synthesis

 

LEGAL FORM               Ltd partnership with priv. ltd. company as general partner

Date of foundation:       09.08.2007

Begin of business

activities:                     21.10.2010

Registered on:              21.10.2010

Register of

companies:                  Local court 49074 Osnabrück

under:                          HRA 202347

Total cap. contribution: EUR          3,960,000.00

 


Limited partner

 

Erwin Fengler

Rosenweg 16

D 49577 Ankum

born: 25.04.1940 in Duisburg

Share:             EUR          2,200,000.00

 

Limited partner:

                     Thomas Fengler

                     Obingskamp 2

                     D 49610 Quakenbrück

                     born: 30.12.1965

                     Share:             EUR            400,000.00

Limited partner:

                     Kirsten Steinhaus

                     Gildewart 4

                     D 49593 Bersenbrück

                     born: 06.03.1967

                     Share:             EUR            400,000.00

Limited partner:

                     Sabine Kampkötter

                     D 30890 Barsinghausen

                     born: 22.09.1963

                     Share:             EUR            400,000.00

Limited partner:

                     Sebastian Fengler

                     D 49577 Ankum

                     born: 10.03.1965

                     Share:             EUR            400,000.00

Limited partner:

                     Ilse Fengler

                     Rosenweg 16

                     D 49577 Ankum

                     born: 30.04.1940

                     née: Neba

                     Share:             EUR            160,000.00

 

General partner

 

IVF Beteiligungs GmbH

Schulstr. 3

D 49577 Ankum

Legal form: Private limited company

Share capital:     EUR             25,000.00

Registered on: 10.09.2003

Reg. data: 49074 Osnabrück, HRB 21114

 

Shareholder

 

Erwin Fengler

Rosenweg 16

D 49577 Ankum

born: 25.04.1940 in Duisburg

Share:             EUR             13,750.00

 

Shareholder:

                     Thomas Fengler

                     Obingskamp 2

                     D 49610 Quakenbrück

                     born: 30.12.1965

                     Share:             EUR              2,500.00

Shareholder:

                     Sebastian Fengler

                     Rosenweg 16

                     D 49577 Ankum

                     born: 10.03.1982

                     Share:             EUR              2,500.00

Shareholder:

                     Sabina Kampkötter

                     Die Heide 60

                     D 30890 Barsinghausen

                     born: 22.09.1963

                     Share:             EUR              2,500.00

Shareholder:

                     Kirsten Steinhaus

                     Gildewart 4

                     D 49593 Bersenbrück

                     born: 06.03.1967

                     Share:             EUR              2,500.00

Shareholder:

                     Ilse Fengler

                     Rosenweg 16

                     D 49577 Ankum

                     born: 30.04.1940

                     née: Neba

                     Share:             EUR              1,250.00

 

Manager

 

Erwin Fengler

Rosenweg 16

D 49577 Ankum

having sole power of representation

born: 25.04.1940 in Duisburg

Profession: Laboratory technician

Marital status: married

 

Manager:

                     Christoph Eric Heinekamp

                     D 50667 Köln

                     having sole power of representation

                     born: 19.04.1967

                     Profession: Businessman

                     Marital status: married

Manager:

                     Thomas Fengler

                     Obingskamp 2

                     D 49610 Quakenbrück

                     having sole power of representation

                     born: 30.12.1965

Manager:

                     Kirsten Steinhaus

                     Gildewart 4

                     D 49593 Bersenbrück

                     having sole power of representation

                     born: 06.03.1967

 

Proxy

 

Anno Steinhaus

D 49593 Bersenbrück

having sole power of representation

born: 10.03.1965

 

Further functions/participations of IVF Beteiligungs GmbH

(General partner)

 

General partner:

                     Fengler Holding GmbH & Co. KG

                     Schulstr. 3

                     D 49577 Ankum

                     Legal form: Ltd partnership with priv. ltd.

                                 company as general partner

                     Total cap.         EUR          1,000,000.00

                     contribution:

                     Registered

                     on:         26.09.2003

                     Reg. data:  49074 Osnabrück, HRA 7379

General partner:

                     IVF Bramsche GmbH & Co. KG

                     Schulstr. 3

                     D 49577 Ankum

                     Legal form: Ltd partnership with priv. ltd.

                                 company as general partner

                     Total cap.         EUR             51,129.19

                     contribution:

                     Registered

                     on:         28.10.2003

                     Reg. data:  49074 Osnabrück, HRA 7391

General partner:

                     Fengler US Beteiligungs GmbH & Co. KG

                     Schulstr. 3

                     D 49577 Ankum

                     Legal form: Ltd partnership with priv. ltd.

                                 company as general partner

                     Total cap.         EUR            100,000.00

                     contribution:

                     Registered

                     on:         28.05.2009

                     Reg. data:  49074 Osnabrück, HRA 201589

 

 

COMPANY HISTORY

 

01.10.2007 - 21.10.2010  CATEC GmbH

                         Römerstr. 80

                         D 53343 Wachtberg

                         Private limited company

 

 

BUSINESS ACTIVITIES

 

·         Engaged in sales, services & manufacturer of chemicals for the paper industry as well as research & development of whiteners.

 

 

BRANCHES AND FACTORIES

 

Branch:

                     Blankophor GmbH & Co. KG

                     Marie-Curie-Str. 10

                     D 51377 Leverkusen

                     TEL.: 0214/2069520

                     FAX.: 0214/20695211

 

 

FINANCIAL INFORMATION

 

Payment experience:    within periods customary in this trade

 

Negative information:   We have no negative information at hand.

 

Balance sheet year:      2012

 

 

REAL ESTATE

 

Type of ownership:      Tenant

Address                       Schulstr. 3

                                    D 49577 Ankum

 

Real Estate of:              IVF Beteiligungs GmbH

Type of ownership:      Tenant

Address                       Schulstr. 3

                                    D 49577 Ankum

 

Land register documents were not available.

 

 

BANKERS

 

COMMERZBANK, 50447 KÖLN

Sort. code: 37040044

BIC: COBADEFFXXX

 

OLDENBURGISCHE LANDESBANK AG, 26016 OLDENBURG (OLDB)

Sort. code: 28020050

BIC: OLBODEH2XXX

 

SPARKASSE LEVERKUSEN, 51312 LEVERKUSEN

Sort. code: 37551440

BIC: WELADEDLLEV

 

FINANCIAL FIGURES

 

Gross profit or loss:2013               EUR         16,200,000.00

Profit:              2012               EUR         -3,347,827.00

further business figures:

Equipment:                              EUR            640,208.00

Ac/ts receivable:                       EUR         14,155,679.00

Liabilities:                            EUR         38,078,408.00

Employees:                                                     87


BALANCE SHEETS

 

Balance sheet ratios 01.01.2012 - 31.12.2012

Equity ratio [%]:                -16.33

Liquidity ratio:                   0.40

Return on total capital [%]:      -9.05

 

Balance sheet ratios 01.01.2011 - 31.12.2011

Equity ratio [%]:                 -9.48

Liquidity ratio:                   0.42

Return on total capital [%]:      -9.91

 

Balance sheet ratios 30.09.2010 - 31.12.2010

Equity ratio [%]:                 -2.96

Liquidity ratio:                   0.38

Return on total capital [%]:      -6.30

 

Balance sheet ratios 01.01.2010 - 30.09.2010

Equity ratio [%]:                100.00

Liquidity ratio:                  10.00

Return on total capital [%]:      -3.63

 

Equity ratio

The equity ratio indicates the portion of the equity as compared

to the total capital. The higher the equity ratio, the better the

economic stability (solvency) and thus the financial autonomy of

a company.

 

Liquidity ratio

The liquidity ratio shows the proportion between adjusted

receivables and net liabilities. The higher the ratio, the lower

the company's financial dependancy from external creditors.

 

Return on total capital

The return on total capital shows the efficiency and return on

the total capital employed in the company. The higher the return

on total capital, the more economically does the company work

with the invested capital.

 


Type of balance

sheet:               Company balance sheet

 

Financial year:      01.01.2012 - 31.12.2012

 

ASSETS                                  EUR         43,027,508.22

 Fixed assets                           EUR         13,382,762.97

  Intangible assets                     EUR            825,773.00

   Concessions, licences, rights        EUR            825,773.00

  Tangible assets                       EUR          6,006,989.97

   Land / similar rights                EUR             55,001.00

   Plant / machinery                    EUR          5,047,428.00

   Other tangible assets / fixtures and

   fittings                             EUR            640,208.00

   Advance payments made / construction

   in progress                          EUR            264,352.97

  Financial assets                      EUR          6,550,000.00

   Shares in participations /

   subsidiaries and the like            EUR          6,550,000.00

    Shares in related companies         EUR          6,550,000.00

 Current assets                         EUR         23,577,528.24

  Stocks                                EUR          7,069,447.74

   Raw materials, consumables and

   supplies                             EUR          3,193,274.84

   Finished goods / work in progress    EUR          3,876,172.90

  Accounts receivable                   EUR         14,155,678.94

   Trade debtors                        EUR          9,314,418.72

   Amounts due from related companies   EUR            522,691.82

   Amounts due from affiliated companiesEUR          2,353,834.84

   Other debtors and assets             EUR          1,964,733.56

  Liquid means                          EUR          2,352,401.56

 Remaining other assets                 EUR          6,067,217.01

  Accruals (assets)                     EUR             20,988.46

  Deficit not covered by shareholders'

  equity                                EUR          6,046,228.55

 

LIABILITIES                             EUR         43,027,508.22

 Provisions                             EUR          4,949,100.00

  Pension provisions and comparable

  provisions                            EUR          4,892,100.00

  Other / unspecified provisions        EUR             57,000.00

 Liabilities                            EUR         38,078,408.22

  Financial debts                       EUR          6,500,000.00

   Liabilities due to banks             EUR          6,500,000.00

  Other liabilities                     EUR         31,578,408.22

   Trade creditors (for IAS incl. bills

   of exchange)                         EUR          1,635,648.65

   Liabilities due to affiliated

   companies / persons / organs         EUR         29,717,011.38

   Unspecified other liabilities        EUR            225,748.19

 Guarantees and other commitments       EUR         11,006,000.00

  Other guarantees and other commitmentsEUR         11,006,000.00

 

PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

Code (HGB)

 Sales                                  EUR         59,039,136.81

 Inventory change + own costs (+/-)     EUR            367,414.54

  Inventory change (+/-)                EUR            367,414.54

 Other operating income                 EUR            608,196.69

 Cost of materials                      EUR         42,172,708.63

  Raw materials and supplies, purchased

  goods                                 EUR         40,231,140.81

  Purchased services                    EUR          1,941,567.82

 Gross result (+/-)                     EUR         17,842,039.41

 Staff expenses                         EUR          8,300,947.91

  Wages and salaries                    EUR          6,008,447.28

  Social security contributions and

  expenses for pension plans and

  benefits                              EUR          2,292,500.63

 Total depreciation                     EUR            899,352.43

  Depreciation on tangible / intangible

  asssets (incl. start-up and exp. of

  bus.                                  EUR            899,352.43

 Other operating expenses               EUR         11,471,925.49

 Operating result from continuing

 operations                             EUR         -2,830,186.42

 Interest result (+/-)                  EUR           -517,641.05

  Interest and similar income           EUR              3,918.86

  Interest and similar expenses         EUR            521,559.91

 Financial result (+/-)                 EUR           -517,641.05

 Result from ordinary operations (+/-)  EUR         -3,347,827.47

 Annual surplus / annual deficit        EUR         -3,347,827.47

 

Type of balance

sheet:               Company balance sheet

 

Financial year:      01.01.2011 - 31.12.2011

 

ASSETS                                  EUR         42,668,870.27

 Fixed assets                           EUR         13,561,059.23

  Intangible assets                     EUR            635,974.23

   Concessions, licences, rights        EUR            635,974.23

  Tangible assets                       EUR          6,375,085.00

   Land / similar rights                EUR             57,029.00

   Plant / machinery                    EUR          5,698,424.00

   Other tangible assets / fixtures and

   fittings                             EUR            619,632.00

  Financial assets                      EUR          6,550,000.00

   Shares in participations /

   subsidiaries and the like            EUR          6,550,000.00

    Shares in related companies         EUR          6,550,000.00

 Current assets                         EUR         25,400,132.42

  Stocks                                EUR          7,975,873.91

   Raw materials, consumables and

   supplies                             EUR          4,467,115.55

   Finished goods / work in progress    EUR          3,508,758.36

  Accounts receivable                   EUR         15,656,069.14

   Trade debtors                        EUR          8,119,924.88

   Amounts due from related companies   EUR          1,843,482.08

   Amounts due from affiliated companiesEUR          3,518,479.57

   Other debtors and assets             EUR          2,174,182.61

  Liquid means                          EUR          1,768,189.37

 Remaining other assets                 EUR          3,707,678.62

  Accruals (assets)                     EUR                654.00

  Deficit not covered by shareholders'

  equity                                EUR          3,707,024.62

 

LIABILITIES                             EUR         42,668,870.27

 Provisions                             EUR          3,920,717.00

  Pension provisions and comparable

  provisions                            EUR          3,868,417.00

  Other / unspecified provisions        EUR             52,300.00

 Liabilities                            EUR         38,748,153.27

  Financial debts                       EUR          5,466,641.69

   Liabilities due to banks             EUR          5,466,641.69

  Other liabilities                     EUR         33,281,511.58

   Trade creditors (for IAS incl. bills

   of exchange)                         EUR          1,720,363.76

   Liabilities due to affiliated

   companies / persons / organs         EUR         30,175,668.37

   Unspecified other liabilities        EUR          1,385,479.45

 

PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

Code (HGB)

 Gross result (+/-)                     EUR         16,288,756.32

 Staff expenses                         EUR          7,084,666.85

  Wages and salaries                    EUR          6,014,315.55

  Social security contributions and

  expenses for pension plans and

  benefits                              EUR          1,070,351.30

 Total depreciation                     EUR            759,869.10

  Depreciation on tangible / intangible

  asssets (incl. start-up and exp. of

  bus.                                  EUR            759,869.10

 Other operating expenses               EUR         11,612,980.83

 Operating result from continuing

 operations                             EUR         -3,168,760.46

 Interest result (+/-)                  EUR           -693,593.12

  Interest and similar income           EUR              5,372.71

  Interest and similar expenses         EUR            698,965.83

 Financial result (+/-)                 EUR           -693,593.12

 Result from ordinary operations (+/-)  EUR         -3,862,353.58

 Annual surplus / annual deficit        EUR         -3,862,353.58

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.88

UK Pound

1

Rs.97.02

Euro

1

Rs.76.13

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.