|
Report Date : |
05.12.2014 |
IDENTIFICATION DETAILS
|
Name : |
MALHARIA CRISTINA LTDA |
|
|
|
|
Registered Office : |
Rua Dr. Pedro Zimmermann,2833 - Itoupava Central, 89066-000 -
Blumenau/Sc |
|
|
|
|
Country : |
Brazil |
|
|
|
|
Financials (as on) : |
31.12.2011 |
|
|
|
|
Date of Incorporation : |
01.03.1970 |
|
|
|
|
Legal Form : |
Limited Liability Company |
|
|
|
|
Line of Business : |
Manufacture of Textiles. |
|
|
|
|
No of Employees : |
Not Available |
RATING & COMMENTS
|
MIRA’s Rating : |
Ca |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
Status : |
Moderate |
|
Payment Behaviour : |
Unknown |
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – June 1, 2014
|
Country Name |
Previous Rating (31.03.2014) |
Current Rating (01.06.2014) |
|
Brazil |
A2 |
A2 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
BRAZIL - ECONOMIC OVERVIEW
Characterized by large and
well-developed agricultural, mining, manufacturing, and service sectors, and a
rapidly expanding middle class, Brazil's economy outweighs that of all other
South American countries, and Brazil is expanding its presence in world
markets. Since 2003, Brazil has steadily improved its macroeconomic stability,
building up foreign reserves, and reducing its debt profile by shifting its
debt burden toward real denominated and domestically held instruments. In 2008,
Brazil became a net external creditor and two ratings agencies awarded
investment grade status to its debt. After strong growth in 2007 and 2008, the
onset of the global financial crisis hit Brazil in 2008. Brazil experienced two
quarters of recession, as global demand for Brazil's commodity-based exports
dwindled and external credit dried up. However, Brazil was one of the first
emerging markets to begin a recovery. In 2010, consumer and investor confidence
revived and GDP growth reached 7.5%, the highest growth rate in the past 25
years. Rising inflation led the authorities to take measures to cool the
economy; these actions and the deteriorating international economic situation
slowed growth in 2011-13. Unemployment is at historic lows and Brazil's
traditionally high level of income inequality has declined for each of the last
14 years. Brazil's historically high interest rates have made it an attractive
destination for foreign investors. Large capital inflows over the past several
years have contributed to the appreciation of the currency, hurting the
competitiveness of Brazilian manufacturing and leading the government to
intervene in foreign exchange markets and raise taxes on some foreign capital
inflows. President Dilma ROUSSEFF has retained the previous administration's
commitment to inflation targeting by the central bank, a floating exchange
rate, and fiscal restraint.
|
Source
: CIA |
MALHARIA CRISTINA
LTDA
ADDRESSES
|
|
MAIN ADDRESS: |
RUA DR. PEDRO ZIMMERMANN,2833 - ITOUPAVA CENTRAL |
|
ZIP CODE/CITY: |
89066-000 - BLUMENAU/SC |
|
|
|
|
PHONE: |
47 3221-4000 |
|
FAX: |
47 3221-4000 |
|
E-MAIL: |
dayana.day@cristina.com.br |
|
WEB SITE: |
www.cristina.com.br |
|
BRANCHES: |
|
|
|
|
|
ADDRESS: |
RODOVIA BR 470, Nº,300 LOJA 109 - SALTO DO NORTE |
|
ZIP CODE/CITY: |
89065-800 BLUMENAU/SC |
|
CNPJ: |
82.663.337/0014-68 |
|
|
|
|
ADDRESS: |
RUA 7 DE SETEMBRO,1213 LOJA 71 - CENTRO |
|
ZIP CODE/CITY: |
89010203 BLUMENAU/SC |
|
CNPJ: |
82.663.337/0020-06 |
|
|
|
|
ADDRESS: |
AV SANTA CATARINA,1 LOJA 27 - BAIRRO DOS ESTADOS |
|
ZIP CODE/CITY: |
88339-005 BALNEÁRIO CAMBORIÚ/SC |
|
CNPJ: |
82.663.337/0016-20 |
|
|
|
|
ADDRESS: |
RUA DR. JOÃO COLLIN,222 - CENTRO |
|
ZIP CODE/CITY: |
89201-300 JOINVILLE/SC |
|
CNPJ: |
82.663.337/0015-49 |
|
FURTHER TO THE ABOVE THE COMPANY ALSO HAS OTHER 06 BRANCHES LOCATED IN:
BLUMENAU/SC, JOINVILLE/SC, BRUSQUE/SC, PORTO ALEGRE/RS AND CÃO JOSÉ SC. |
LEGAL
DATA
|
|
MAIN ACTIVITIES: |
|
MANUFACTURE OF TEXTILES |
|
LEGAL FORM: |
LIMITED
LIABILITY COMPANY |
|
|
|
|
INCORPORATION DATE: |
01/03/1970 |
|
REGISTER DATE: |
10/03/1970 |
|
BALANCE SHEET FILING DATE: |
31/12 |
|
TAX CONTRIBUTOR NUMBER(CNPJ): |
82.663.337/0001-43 |
|
STATE REGISTER: |
250.127.024 |
|
|
|
|
SHARE CAPITAL: |
R$ 368.000,00 |
|
BOARD OF
DIRECTORS: |
|
|
|
|
|
SANDRA SABBAGH DA SILVA |
MANAGER |
|
PIERRE SABBAGH |
MANAGER |
|
ROSANA SABBAGH DIAS DO NASCIMENTO |
MANAGER |
|
CRISTINA SABBAGH |
MANAGER |
AUTHORIZED
USE OF SIGNATURE
|
|
THE MANAGERS ARE AUTHORIZED TO SIGN ON BEHALF OF THE COMPANY. |
|
SHAREHOLDERS /
PARTNERS: |
|
|
|
|
|
CMR PARTICIPAÇÕES LTDA |
R$ 35.770,00 |
|
BBS PARTICIPAÇÕES LTDA |
R$ 148.229,00 |
|
BPW PARTICIPAÇÕES LTDA |
R$ 35.770,00 |
|
SSS PARTICIPAÇÕES LTDA |
R$ 148.230,00 |
|
SABBAGH INCORPORAÇÕES E PARTICIPAÇÕES LTDA |
R$ 1,00 |
|
AFFILIATES /
SUBSIDIARIES: |
|
|
|
|
|
MCS TEXTIL LTDA |
|
|
TEXTIL CRISTINA LTDA |
|
|
GMC COMERCIO DE ROUPAS LTDA |
|
|
SABBACH INCORPORAÇÕES E PARTICIPAÇÕES LTDA |
|
COMPANY'S
BACKGROUND
|
|
THE SUBJECT WAS ESTABLISHED ON MARCH 1, 1970 TO BE ENGAGED IN THE SAID
LINE OF BUSINESS AND UP TO DATE IT IS STILL OPERATING WITHIN THE GENERAL
SCENE REPORTED HEREIN. THE COMPANY OPERATES WITH THE TRADE NAME, CRISTINA MALHAS. PARTNERS: SSS PARTICIPAÇÕES LTDA: A LIMITED LIABILITY COMPANY, ENROLLED WITH THE
FEDERAL TAXPAYER´S # CNPJ 11.683.592/0001-00, WITH HEAD OFFICE AT ALAMEDA
ERICH KARMANN, 252, BAIRRO VORSTADR - BLUMENAU/SC. HEREIN REPRESENTED BY ITS
LEGAL REPRESENTATIVE MS. SANDRA SABBAGH DA SILVA, BRAZILIAN, MARRIED, HOLDER
OF DOCUMENTS, RG 3/C 1.635.699 SSP/SC AND CPF 547.733.859-87, RESIDENTIAL
ADDRESS AT ALAMEDA ERICH KARMANN, 252, BAIRRO VORSTADT - BLUMENAU/SC; BBS PARTICIPAÇÕES LTDA: A LIMITED LIABILITY COMPANY, ENROLLED WITH THE
FEDERAL TAXPAYER´S # CNPJ 11.682.876/0001-81, WITH HEAD OFFICE AT RUA
GUATEMALA 101, APART 1102, BAIRRO PONTA AGUDA - BLUMENAU/SC. HEREIN
REPRESENTED BY ITS LEGAL REPRESENTATIVE MR. PIERRE SABBAGH, BRAZILIAN,
MARRIED, HOLDER OF DOCUMENTS, RG 3/R 2.020.481 SSP/SC AND CPF 700.721.759-15,
RESIDENTIAL ADDRESS AT ALAMEDA ADOLFO SCHMALZ, 17, BAIRRO VORSTADT -
BLUMENAU/SC; CMR PARTICIPAÇÕES LTDA: A LIMITED LIABILITY COMPANY, ENROLLED WITH THE
FEDERAL TAXPAYER´S # CNPJ 11.689.035/0001-04, WITH HEAD OFFICE AT RUA
GUATEMALA 101, APART 1102, BAIRRO PONTA AGUDA - BLUMENAU/SC. HEREIN
REPRESENTED BY ITS LEGAL REPRESENTATIVE MS. CRISTINA SABBAGH, BRAZILIAN,
MARRIED, HOLDER OF DOCUMENTS, RG 3/R 2.020.481 SSP/SC AND CPF 700.721.759-15,
RESIDENTIAL ADDRESS AT ALAMEDA ADOLFO SCHMALZ, 17, BAIRRO VORSTADT -
BLUMENAU/SC; BPW PARTICIPAÇÕES LTDA: A LIMITED LIABILITY COMPANY, ENROLLED WITH THE
FEDERAL TAXPAYER´S # CNPJ 11.683.602/0001-07, WITH HEAD OFFICE AT ALAMEDA
OSWALDO OLINGER, 93, BAIRRO VORSTADR - BLUMENAU/SC. HEREIN REPRESENTED BY ITS
LEGAL REPRESENTATIVE MS. ROSANA SABBAGH DIAS DO NASCIMENTO, BRAZILIAN, MARRIED,
HOLDER OF DOCUMENTS, RG 3/R 2.020.479 SSP/SC AND CPF 745.417.149-49,
RESIDENTIAL ADDRESS AT ALAMEDA OSWALDO OLINGER, 93, BAIRRO VORSTADR -
BLUMENAU/SC; SABBAGH INCORPORAÇÕES E PARTICIPAÇÕES LTDA: A LIMITED LIABILITY
COMPANY, ENROLLED WITH THE FEDERAL TAXPAYER´S # CNPJ 78.852.225/0001-63, WITH
HEAD OFFICE AT RUA DR. PEDRO ZIMMERMANN, 2833, SALA 01, BAIRRO ITOUPAVA
CENTRAL - BLUMENAU/SC. HEREIN REPRESENTED BY ITS LEGAL REPRESENTATIVES MS.
SANDRA SABBAGH DA SILVA; AND PIERRE SABBAGH, AS ABOVE MENTIONED. FURTHER DETAILS ARE SO FAR NOT KNOWN. REMARKS: -------- WHEN CONTACTING THE SUBJECT WE INTERVIEWED MR. DAYANA, FINANCIAL
DEPARTMENT, WHO INFORMED THAT WOULD NOT DISCLOSE ANY KIND OF INFORMATION
UNLESS THE INQUIRING PARTY'S NAME WAS DISCLOSED. IF IT IS POSSIBLE TO DISCLOSE THE NAME OF THE INTERESTED SUPPLIER OF
THE SUBJECT, WE MAY RESUME OUR CONTACTS AND TRY TO OBTAIN FURTHER
INFORMATION. THE DATA CONTAINED HEREIN WERE OBTAINED FROM OUTSIDE SOURCES, OUR
DATABASE AND OFFICIAL. NO FURTHER DATA WAS AVAILABLE WITH SEVERAL SOURCES
USUALLY INVESTIGATED. |
|
PUBLIC INFORMATION: |
|
NO DETRIMENTAL FILES WERE FOUND. |
FINANCIAL
INFORMATION
|
|
GENERAL BALANCE SHEETS AS OF 31/12/2011 AND 31/12/2010. |
|
( FIGURES ARE IN REAIS ). |
|
ASSETS |
|
|
|
|
CURRENT: |
31/12/2011 |
31/12/2010 |
|
|
|
|
|
|
|
CASH AND BANKS |
2.104.394,95 |
2.246.272,32 |
|
|
CLIENTS |
16.992.103,51 |
15.844.701,53 |
|
|
DOUBTFUL DEBTORS |
-471.059,14 |
-816.095,42 |
|
|
ADVANCE TO EMPLOYEES |
189.940,73 |
122.882,66 |
|
|
ADVANCE TO SUPPLIERS |
2.045.495,94 |
688.072,81 |
|
|
RECOVERABLE TAXES |
1.374.911,80 |
1.227.639,14 |
|
|
INTERCOMPANY CREDITS |
2.000,00 |
2.000,00 |
|
|
INVENTORY |
15.095.357,72 |
14.814.272,23 |
|
|
PRE PAID EXPENSES |
22.043,57 |
55.554,53 |
|
|
|
---------------- |
---------------- |
|
|
TOTAL CURRENT ASSETS |
37.355.189,08 |
34.185.299,80 |
|
|
LONG-TERM
RECEIVABLES: |
|
|
|
|
|
|
|
|
|
JUDICIAL DEPOSITS |
147.554,20 |
778.683,45 |
|
|
RECOVERABLE TAXES |
25.957,66 |
41.820,95 |
|
|
OTHER CREDITS |
55.512,10 |
|
|
|
|
---------------- |
---------------- |
|
|
TOTAL LONG-TERM RECEIVABLES |
229.023,96 |
820.504,40 |
|
|
FIXED ASSETS: |
|
|
|
|
|
|
|
|
|
INVESTMENTS |
144.309,19 |
144.309,19 |
|
|
FIXED ASSETS |
14.647.343,08 |
15.287.587,30 |
|
|
INTANGIBLE |
72.109,78 |
29.778,61 |
|
|
|
---------------- |
---------------- |
|
|
TOTAL FIXED ASSETS |
14.863.762,05 |
15.461.675,10 |
|
|
|
================ |
================ |
|
|
TOTAL ASSETS |
52.447.975,09 |
50.467.479,30 |
|
|
LIABILITIES: |
|
|
|
|
CURRENT: |
31/12/2011 |
31/12/2010 |
|
|
|
|
|
|
|
SUPPLIERS |
6.235.129,91 |
4.978.657,85 |
|
|
LOANS AND FINANCING |
10.953.304,61 |
10.022.325,79 |
|
|
LABOR OBLIGATIONS |
245.684,09 |
239.559,72 |
|
|
SOCIAL OBLIGATIONS |
521.657,13 |
539.197,83 |
|
|
LABOR PROVISIONS |
793.932,32 |
757.252,61 |
|
|
TRIBUTARY OBLIGATIONS |
1.640.843,87 |
1.304.395,32 |
|
|
OTHER |
1.299.459,29 |
1.268.163,87 |
|
|
|
---------------- |
---------------- |
|
|
TOTAL CURRENT LIABILITIES |
21.690.011,22 |
19.109.552,99 |
|
|
LONG TERM
LIABILITIES: |
|
|
|
|
|
|
|
|
|
INSTALLMENTS TAXES PAYABLE |
2.451.451,99 |
4.192.023,71 |
|
|
LOANS AND FINANCING |
2.040.465,71 |
2.415.373,68 |
|
|
DEBT WITH PARTNERS |
282.421,71 |
282.421,71 |
|
|
|
---------------- |
---------------- |
|
|
TOTAL LONG TERM LIABILITIES |
4.774.339,41 |
6.889.819,10 |
|
|
NET EQUITY: |
|
|
|
|
|
|
|
|
|
SHARE CAPITAL |
2.387.000,00 |
2.387.000,00 |
|
|
CAPITAL RESERVES |
10.686.565,40 |
6.773.352,89 |
|
|
REVALUATION RESERVES |
12.290.185,88 |
12.290.185,88 |
|
|
ACCRUED PROFIT (LOSS) |
619.873,18 |
3.017.568,44 |
|
|
|
---------------- |
---------------- |
|
|
TOTAL NET EQUITY |
25.983.624,46 |
24.468.107,21 |
|
|
|
================ |
================ |
|
|
TOTAL LIABILITIES |
52.447.975,09 |
50.467.479,30 |
|
|
PROFIT AND LOSS ACCOUNTS AS OF 31/12/2011 AND 31/12/2010. |
|
( FIGURES ARE IN REAIS ). |
|
|
31/12/2011 |
31/12/2010 |
|
|
|
|
|
|
|
GROSS SALES |
61.963.513,14 |
58.820.763,23 |
|
|
(-) TAXES ON SALES |
13.779.212,11 |
12.805.915,47 |
|
|
|
---------------- |
---------------- |
|
|
NET SALES |
48.184.301,03 |
46.014.847,76 |
|
|
(-) COST OF SOLD GOODS |
29.039.278,12 |
27.596.569,82 |
|
|
|
---------------- |
---------------- |
|
|
GROSS PROFIT |
19.145.022,91 |
18.418.277,94 |
|
|
OPERATING REVENUE (EXPENSE) |
-13.093.293,21 |
-13.003.136,28 |
|
|
FINANCIAL REVENUE(EXPENSE) |
-3.032.632,80 |
-1.727.242,48 |
|
|
|
---------------- |
---------------- |
|
|
OPERATIONAL PROFIT (LOSS) |
3.019.096,90 |
3.687.899,18 |
|
|
|
---------------- |
---------------- |
|
|
NET PROFIT (LOSS) |
3.019.096,90 |
3.687.899,18 |
|
|
MONTHLY SALES |
|||
|
|
2010 |
|
|
|
|
--------------------- |
|
|
|
JANUARY |
R$ 2.195.260,67 |
|
|
|
FEBRUARY |
R$ 2.676.316,11 |
|
|
|
MARCH |
R$ 4.679.398,26 |
|
|
|
APRIL |
R$ 5.539.429,63 |
|
|
|
MAY |
|
|
|
|
JUNE |
|
|
|
|
JULY |
|
|
|
|
AUGUST |
|
|
|
|
SEPTEMBER |
|
|
|
|
OCTOBER |
|
|
|
|
NOVEMBER |
|
|
|
|
DECEMBER |
|
|
|
|
TOTAL |
R$ 15.090.404,67 |
|
|
|
RATIOS: |
31/12/2011 |
31/12/2010 |
|
|
QUICK RATIO |
1,03 |
|
1,01 |
|
|
|
|
CURRENT RATIO |
1,72 |
|
1,79 |
|
|
|
|
ACCOUNTS RECEIVABLE TURNOVER |
2,84 |
TIMES |
2,90 |
TIMES |
|
|
|
DAYS' SALES IN RECEIVABLES |
126,95 |
DAYS |
123,96 |
DAYS |
|
|
|
INVENTORY TURNOVER |
1,92 |
TIMES |
1,86 |
TIMES |
|
|
|
ACCOUNTS PAYABLE PERIOD |
77,30 |
DAYS |
64,95 |
DAYS |
|
|
|
RETURN ON ASSETS |
,92 |
TIMES |
,91 |
TIMES |
|
|
|
SALES TURNOVER ON NET EQUITY |
1,85 |
TIMES |
1,88 |
TIMES |
|
|
|
NET WORTH TIE-UP |
,56 |
|
,62 |
|
|
|
|
INDEBTEDNESS |
1,02 |
|
1,06 |
|
|
|
|
EQUITY RATIO |
49,54 |
% |
48,48 |
% |
|
|
|
WORKING CAPITAL RATIO |
72,22 |
% |
78,89 |
% |
|
|
|
GENERAL SOLVENCY |
1,98 |
|
1,94 |
|
|
|
|
RETURN ON NET EQUITY |
11,62 |
% |
15,07 |
% |
|
|
|
RETURN ON SALES (PROFIT MARGIN) |
6,27 |
% |
8,01 |
% |
|
|
|
GROSS PROFIT MARGIN |
39,73 |
% |
40,03 |
% |
|
|
|
OPERATIONAL RESULT |
6,27 |
% |
8,01 |
% |
|
|
|
SALES TURNOVER ON LIABILITIES |
2,22 |
TIMES |
2,41 |
TIMES |
|
|
|
FOREIGN CURRENCY ON ASSETS |
|
|
|
|
|
|
|
FOREIGN CURRENCY ON LIABILITIES |
|
|
|
|
|
|
|
EXCHANGE RATE: |
|
|
US$ 1,00 = R$ 2,56 |
- OFFICIAL RATE ON 03/12/2014 |
|
US$ 1,00 = R$ 1,87 |
- OFFICIAL RATE ON 31/12/2011 |
|
US$ 1,00 = R$ 1,66 |
- OFFICIAL RATE ON 31/12/2010 |
|
COMMENTS ON THE
FINANCIAL INFORMATION: |
|
FOLLOWS ATTACHED WORKSHEET WITH MAIN FINANCIAL RATIOS. THE FIGURES AVAILABLE SHOW A SATISFACTORY FINANCIAL STANDING. THE
LEVEL OF INDEBTEDNESS IS SOMEHOW HIGH BUT IT IS NOTED GOOD LIQUIDITY RATIOS
AND POSITIVE WORKING CAPITAL AMOUNT. IN ADDITION IT IS NOTED GROWING SALES
AND MADE PROFIT. IN THE ABSENCE OF UPDATED FINANCIAL INFORMATION NO COMMENTS CAN BE
MADE ABOUT THE SUBJECT’S CURRENT FINANCIAL STANDING. |
|
REAL ESTATE: |
OWNED PREMISES ARE VALUED AT R$
13.745.754,46
|
DETAIL OF OWNED
REAL ESTATE: |
|
QUANTITY: |
1 |
|
TYPE: |
PLANT |
|
TOTAL AREA: |
5.000M² |
|
VALUE: |
R$ ,00 |
|
ADDRESS: |
RUA 2 DE SETEMBRO, 2660 - BLUMENAU/SC |
|
|
|
|
QUANTITY: |
1 |
|
TYPE: |
PLANT |
|
TOTAL AREA: |
4.700M² |
|
VALUE: |
R$ ,00 |
|
ADDRESS: |
RUA NOSSA SENHORA APARECIDA, 46 - BLUMENAU/SC |
|
|
|
|
QUANTITY: |
1 |
|
TYPE: |
PLANT |
|
TOTAL AREA: |
4.000M² |
|
VALUE: |
R$ ,00 |
|
ADDRESS: |
RUA LEOBERTO LEWAL |
|
|
|
|
QUANTITY: |
1 |
|
TYPE: |
PLANT |
|
TOTAL AREA: |
14600² |
|
VALUE: |
R$ ,00 |
|
ADDRESS: |
RUA DR. PEDRO ZIMMERMANN, 2833 - BLUMENAU/SC |
|
VEHICLES: |
OWNED VEHICLES ARE VALUED AT R$
243.039,59
|
MACHINES: |
OWNED MACHINES AND EQUIPMENTS
ARE VALUED AT R$ 1.403.606,43
INSURANCE
|
|
INSURANCE COMPANY: |
GENERALI DO BRASIL - COMPANHIA NACIONAL DE SEGUROS |
|
COVERAGE: |
SEGURO PREDIAL |
|
EXPIRATION: |
11/07/2010 |
|
VALUE: |
R$ 35.000.000,00 |
BANKING
REFERENCES
|
|
|
BRANCH/PHONE: |
CITY: |
|
HSBC BANK BRASIL S/A BANCO MULTIPLO |
0398 47 2123-7243 |
BLUMENAU/SC |
|
BANCO DO BRASIL S/A |
3420-7 47 3321-2569 |
BLUMENAU/SC |
|
BANCO BRADESCO S/A |
2109 47 3338-2245 |
BLUMENAU/SC |
|
BANCO SANTANDER S/A |
1509 / 47 3338-2245 |
BLUMENAU/SC |
|
BANCO ITAU S/A |
0132 47 3321-2868 |
BLUMENAU/SC |
|
REMARKS: IN BRAZIL THE BANKS ARE PROHIBITED BY LAW TO PROVIDE INFORMATION
OR ANY KIND OF COMMENTS ABOUT THEIR CLIENTS. DUE TO THIS LAW PROHIBITION WE
ARE UNABLE TO PROVIDE ANY BANKING DETAILS. ACCORDING TO THE CENTRAL BANK OF BRAZIL OFFICIAL REPORT, THE COMPANY
HAS NO RETURNED CHECKS UP TO DATE. (IN THE TERMS OF "CIRCULAR 1682
BRAZILIAN CENTRAL BANK"). DATE RESEARCHED: DECEMBER 03, 2014. |
ACTIVITIES
COMMENTS
|
|
SUBJECT IS ENGAGED IN THE MANUFACTURE OF TEXTILES CRISTINA MALHAS MANUFACTURED 25 THOUSAND PIECES PER DAY, WHITH THE
HELP OF THE 700 PEOPLE THAT WORK IN SEVERAL DIFFERENT SECTORS OF A 21.500M²
BUILDING. MARCAS REGISTRADAS: BASIC STORE UP GIRL THE PHILIPPINES |
|
IMPORT AND
EXPORT: |
IMPORTS FROM:
|
ITALY |
EXPORTS TO:
|
ARGENTINA, CHILE, PARAGUAY AND MEXICO. |
|
MAIN CLIENTS: |
|
|
|
|
|
|
|
DOMESTIC
CLIENTS: |
|
|
|
4500 PEQUENOS E MÉDIOS CLIENTES PULVERIZADOS NO BRASIL |
|
|
|
ADIDAS DO BRASIL LTDA |
|
|
|
BROOKSFIELD |
|
|
|
C&A MODAS LTDA |
|
|
|
IGUASPORT S/A |
|
|
|
JOSÉ ABRAAHÃO OTOCH & CIA LTDA |
|
|
|
LOJAS AMERICANAS S/A |
|
|
|
LOJAS MARISA S/A |
|
|
|
LOJAS RENNER S/A |
|
|
|
TAC ROUPAS LTDA |
|
|
|
UNIÃO DE LOJAS LEADER |
|
|
|
WAL MART S/A |
|
|
|
Y YAMADA S/A COMERCIO E INDUSTRIA |
|
|
|
YACHTSMAN |
|
|
|
ZUCHI CONFECÇÕES LTDA |
|
|
|
STAFF: |
|
|
|
NOT AVAILABLE. |
CONCEPT
AND FULFILMENT
|
|
THE SUBJECT IS AN OLD-ESTABLISHED COMPANY, OPERATING SINCE 1970. SO
FAR IT HAS A CLEAR TRADE HISTORY AND NO PAYMENT PROBLEMS ARE NOTED. THE COMPANY HAS TRADE RELATIONS WITH SEVERAL SUPPLIERS IN BRAZIL. THE SUPPLIERS
EXTEND CREDIT FACILITIES TO THE SUBJECT IN TERMS AND AMOUNTS ACCORDING TO THE
COMPANY'S NEEDS AND SO FAR NO PAYMENT PROBLEMS ARE NOTED. |
|
MAIN SUPPLIERS: |
|
|
|
|
|
|
|
DOMESTIC
SUPPLIERS: |
CITY: |
PHONE: |
|
BRASTEX |
JOÃO PESSOA/PB |
83 231-1940 |
|
CLARIANT S/A |
DUQUE DE CAXIAS/RJ |
|
|
COATS CORRENTE LTDA |
|
47 331-8700 |
|
COCAIR - COOP. AGROPECUARIA INDUSTRIAL |
|
44 3233-8737 |
|
COLOR QUÍMICA BRASIL LTDA |
BLUMENAU/SC |
|
|
COTONIFÍCIO KURASHIKI DO BRASIL S/A |
PONTA GROSSA/PR |
|
|
DAIWA DO BRASIL TEXTIL LTDA |
|
34 3213-2313 |
|
FIAÇÃO SÃO BENTO S/A |
SÃO BENTO DO SUL/SC |
47 633-4522 |
|
HACO ETIQUETAS LTDA |
|
47 2102-6000 |
|
HI INDUSTRIA DE ETIQUETAS |
|
47 3387-8786 |
|
NISSHINBO DO BRASIL INDÚSTRIA TÊXTIL LTDA |
|
19 3468-2288 |
|
NORFIL S/A |
JOÃO PESSOA/PB |
83 233-1686 |
|
QUIMISA S/A INDÚSTRIA E COMÉRCIO |
BRUSQUE/SC |
47 251-1010 |
|
UNIKITA INDÚSTRIA TÊXTIL |
AMERICANA/SP |
19 3468-2288 |
|
PAYMENT HISTORY: |
|
25 SUPPLIERS REPORTED PAYMENTS: |
|
TOTAL AMOUNT: R$ 2.703.752,00 |
|
|
|
AMOUNT OF INVOICES PAID: 2155 |
|
TOTAL OF PROMPT PAYMENTS: 99,8% |
|
TOTAL OF DELAYED PAYMENTS: 0,2% |
|
|
|
HIGHEST INVOICE: R$ 22.824,00 |
|
HIGHEST CREDIT: R$ 98.085,00 |
|
|
|
OUTSTANDING INVOICES
DUE WITHIN THE NEXT 90 DAYS: |
|
--------------------------- |
SUPPLIERS: |
INVOICES: |
TOTAL AMOUNT: |
|
DUE WITHIN 30 DAYS |
4 |
23 |
R$ 81.160,74 |
|
DUE WITHIN 60 DAYS |
2 |
15 |
R$ 32.957,57 |
|
DUE WITHIN 90 DAYS |
2 |
10 |
R$ 16.516,40 |
|
DUE WITHIN 90 DAYS |
2 |
5 |
R$ 8.973,67 |
FINAL
OPINION
|
|
BASED ON THE GENERAL INFORMATION AVAILABLE IT IS BELIEVED THAT GOOD
TRADE RELATIONS MAY BE ESTABLISHED. CREDIT FACILITIES MAY BE EXTENDED WITHIN TERMS
AND AMOUNTS ADEQUATE TO THE COMPANY'S FINANCIAL STRENGTH. GIVEN THE ABSENCE OF UPDATED FINANCIAL DATA A CREDIT LIMIT OF USD
200.000,00 MAY BE CONSIDERED. |
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.61.88 |
|
|
1 |
Rs.97.02 |
|
Euro |
1 |
Rs.76.13 |
INFORMATION DETAILS
|
Analysis Done by
: |
RAS |
|
|
|
|
Report Prepared
by : |
TPT |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
|
11-25 |
Ca |
Adverse factors
are apparent. Repayment of interest and principal sums in default or expected
to be in default upon maturity |
Limited with full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
-- |
NB |
New Business |
-- |
This score serves as a reference to assess SC’s
credit risk and to set the amount of credit to be extended. It is calculated
from a composite of weighted scores obtained from each of the major sections of
this report. The assessed factors and their relative weights (as indicated
through %) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend (10%) Operational size
(10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.