MIRA INFORM REPORT

 

 

Report Date :

06.12.2014

 

IDENTIFICATION DETAILS

 

Name :

ABDULLAH AHMED BIN HINDI CO BSCC

 

 

Registered Office :

Bin Hindi Complex, Flat No. 33, Building No. 264, Block 356, Sheikh Salman Highway, Al Salhiya Area, PO Box 632 & 350, Manama

 

 

Country :

Bahrain

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

21.04.1965

 

 

Com. Reg. No.:

829

 

 

Legal Form :

Bahraini Shareholding Company Closed

 

 

Line of Business :

Subject’s operations are performed through the following divisions:

·         Automobile Division

·         Truck Division

·         Spare Parts Division

·         Service Centre Division

·         Civil Engineering / Construction Division

 

 

No of Employees :

120

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Bahrain

B1

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

BAHRAIN - ECONOMIC OVERVIEW

 

Bahrain has made great efforts to diversify its economy; its highly developed communication and transport facilities make Bahrain home to numerous multinational firms with business in the Gulf. As part of its diversification plans, Bahrain implemented a Free Trade Agreement (FTA) with the US in August 2006, the first FTA between the US and a Gulf state. Bahrain's economy, however, continues to depend heavily on oil. In 2012, petroleum production and refining accounted for 77% of Bahrain's export receipts, 87% of government revenues, and 19% of GDP. Other major economic activities are production of aluminum - Bahrain's second biggest export after oil - finance, and construction. Bahrain competes with Malaysia as a worldwide center for Islamic banking and continues to seek new natural gas supplies as feedstock to support its expanding petrochemical and aluminum industries. In 2011 Bahrain experienced economic setbacks as a result of domestic unrest, however, the economy recovered in 2012-13, partly as a result of improved tourism. Some economic policies aimed at restoring confidence in Bahrain's economy, such as the suspension of an expatriate labor tax and frequent bailouts of Gulf Air, will make Bahrain's long-term economic challenges - youth unemployment and the growth of government debt - more difficult to address.

 

Source : CIA

 

 

 


SUMMARY

 

Company Name                                     : ABDULLAH AHMED BIN HINDI CO BSCC

Doing Business As                                : A A BIN HINDI BSC C

Country of Origin                                    : Bahrain

Legal Form                                            : Bahraini Shareholding Company Closed - BSCC

Registration Date                                   : 21st April 1965

Commercial Registration Number            : 829, Manama

Issued Capital                                        : BD 5,130,000

Paid up Capital                                      : BD 5,130,000

Total Workforce                                     : 120

Activities                                               : Subject operates several divisions (see below for details)

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

           

COMPANY NAME

 

ABDULLAH AHMED BIN HINDI CO BSCC

 

DOING BUSINESS AS: A A BIN HINDI BSCC

 

 

ADDRESS

 

Registered & Physical Address

 

Building             : Bin Hindi Complex, Flat No. 33, Building No. 264, Block 356

Street               : Sheikh Salman Highway

Area                 : Al Salhiya Area

PO Box             : 632 & 350

Town                 : Manama

Country             : Bahrain

Telephone         : (973-17) 408000 / 703078 / 400901

Facsimile          : (973-17) 400761 / 701889

Email                : binhindi@batelco.com.bh / ahmed@binhindi.com

 

Premises

 

Subject operates from a medium sized suite of offices that are owned and located in the Central Business Area of Manama.

 

Branch Office (s)

 

Location                                                                                              Description

 

Salamabad Industrial Area                                                                      Workshop & showroom premises

Manama                                                                                                covering an area of 50,000 square metres

            Tel: (973-17) 785977 / 785988

 

Sitra                                                                                                     Workshop premises covering an

Tel: (973-17) 785955                                                                               area of 40,000 square metres

 

Khamis Area                                                                                         Showroom premises

Manama

            Tel: (973-17) 408046

            Fax: (973-17) 400761

 

 

KEY PRINCIPALS

 

Name                                                                                       Position

 

Abdullah Ahmed Isa Al Mannai                                                    Managing Director

 

Ahmed Abdullah Ahmed Al Mannai                                                          Director

 

Nawaf Abdullah Ahmed Al Mannai                                                           Director

 

Khalid Abdullah Ahmed Al Mannai                                                           Director

 

A Aziz Abdullah Ahmed Al Mannai                                                          Director

 

Naela Ahmed Abdullah Al Mannai                                                            Director

 

Lulwa Abdullah Ahmed Al Mannai                                                            Director

 

Stanley Isaac                                                                                        Sales Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 21st April 1965

 

Legal Form      : Bahraini Shareholding Company Closed - BSCC

 

Commercial Reg. No.  : 829, Manama

 

Mem No.          : 957

 

Issued Capital              : BD 5,130,000

 

Paid up Capital            : BD 5,130,000

 

Name of Shareholder (s)                                                       Percentage

 

Abdullah Ahmed Isa Al Mannai                                                    53.0%

 

Ahmed Abdullah Ahmed Al Mannai                                                9.0%

 

Nawaf Abdullah Ahmed Al Mannai                                                 9.0%

 

Khalid Abdullah Ahmed Al Mannai                                                 9.0%

 

A Aziz Abdullah Ahmed Al Mannai                                                9.0%

 

Naela Ahmed Abdullah Al Mannai                                                  6.5%

 

Lulwa Abdullah Ahmed Al Mannai                                                  4.5%

 

 

AFFILIATED COMPANIES

 

Bin Hindi Informatics WLL

Sheikh Salman Road

PO Box : 11628

Manama

Tel : (973) 404234 / 408050

Fax : (973) 400761 / 408054

Commercial registration no. 30578

 

MBM-Alam Flora WLL

PO Box: 2234

Manama

Tel: (973-17) 244888

Fax: (973-17) 241477

 

CARS Transport Corp. WLL

PO Box: 33488

Manama

Tel: (973-17) 345577

Fax: (973-17) 341410

 

Bin Hindi Leasing WLL

 

Plasma Pro Co. WLL

 

Bahrain Import And Export Company

 

Bahrain District Cooling Company BSC

 

Bin Hindi Transport Company SPC

 

Bin Hindi Car Care Co SPC

 

Bahrain Industrial Group Co BSC (C)

 

 

OPERATIONS

 

Activities: Subject’s operations are performed through the following divisions:

 

Automobile Division

 

This division was established in 1987 when it signed dealership rights for Lada. Furthermore, in 1990 the division signed an agreement with Korean KIA and ASIA giving the subject sole distributorship rights in Bahrain.

 

The division deals in a wide range of vehicles, both commercial and passenger.

 

Truck Division

 

Engaged in the import and distribution of heavy and light weight trucks. The division represents the world-renowned Renault Trucks and Renault Used Trucks.

 

Spare Parts Division

 

This division dates back to 1965 and specialises in the wholesale and retail of automotive spare parts, tyres, batteries, accessories and lubricants.

 

Service Centre Division

 

Operators of a garage and workshop offering car maintenance and repair services

 

Civil Engineering / Construction Division

 

This division specialises in large construction projects and is categorised as a “Class A” contractor in Bahrain. It has undertaken and successfully completed some of the largest infrastructure projects in Bahrain.

 

Its projects include turnkey major and minor sewerage projects, drainage and link sewers, marine cables, sub stations, water supply, road works, storm water, deep main sewerage pumping stations, reclamation as well as road works, residential and office construction and sewerage treatment projects.

 

The division is also engaged in the import and distribution of construction equipment.

 

Import Countries: France, Germany, Belgium, Italy, Netherlands, India, Japan, Taiwan, South Korea, Canada and the United States of America

 

Agencies Held:

 

Renault                         France

Genelac                        France

Cofran                           France

O & K                           Germany

Diamant Boart               Belgium

Lombardini Engines        Italy

Kent hydraulic breakers  Netherlands

Kirloskar                       India

Meiho                           Japan

Denyo                           Japan

Sumitomo                     Japan

Federal Tyres                Taiwan

Kia                               South Korea

John Deere                    United States of America

Auto Crane Company     United States of America

Thomas             Canada

 

Operating Trend: Steady

 

Subject has a workforce of approximately 120 employees.

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Bahraini Dinar (BD)

 

                                                Year Ending 31/12/12:              Year Ending 31/12/13:

 

Total Sales                                BD 7,200,000                            BD 7,600,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

Al Ahli Commercial Bank

Government Avenue

PO Box: 5941

Manama

Tel: (973-17) 244333

Fax: (973-17) 241301

 

Standard Chartered Bank

Standard Chartered Bank Building

Government Road

PO Box: 29

Manama

Bahrain

Tel: (973-17) 223636 / 255946

Fax: (973-17) 230503

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

Date of transaction         October 2005                 November 2005              October 2007

Credit amount                34,000                          150,000             34,000

Amount overdue 0                                  0                                  0

Payment terms              120 days                       90 days                         120 days

Payment Method           Letters of Credit             Letters of Credit             Letters of Credit

Paying record                No Complaints               No Complaints               No Complaints

Currency                       Pounds Sterling             Pounds Sterling             Pounds Sterling

 

 

GENERAL COMMENTS

 

Established in 1965, subject is owned and managed by members of the Bin Hindi family who are well respected in the local business community. The subject deals with a host of reputable and well known international organisations.

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

 

 

 

 

 

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.85

UK Pound

1

Rs.96.70

Euro

1

Rs.76.53

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

TPT

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.