MIRA INFORM REPORT

 

 

Report Date :

06.12.2014

 

IDENTIFICATION DETAILS

 

Name :

FOND CLOTHING LTD

 

 

Formerly Known As :

ZODIAC DESIGN AND SOURCING LTD              

 

 

Registered Office :

1 Heddon Street, Mayfair, London, W1B4BD

 

 

Country :

United Kingdom

 

 

Date of Incorporation :

24.07.2013

 

 

Com. Reg. No.:

08623699

 

 

Legal Form :

Private limited with Share Capital

 

 

Line of Business :

Wholesale of clothing and footwear

 

 

No of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

NB

 

RATING

STATUS

PROPOSED CREDIT LINE

--

NB

                                       New Business

 

--

 

Status :

New Business

Payment Behaviour :

Unknown

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

United Kingdom

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

UNITED KIGDOM - ECONOMIC OVERVIEW

 

The UK, a leading trading power and financial center, is the third largest economy in Europe after Germany and France. Over the past two decades, the government has greatly reduced public ownership. Agriculture is intensive, highly mechanized, and efficient by European standards, producing about 60% of food needs with less than 2% of the labor force. The UK has large coal, natural gas, and oil resources, but its oil and natural gas reserves are declining and the UK became a net importer of energy in 2005. Services, particularly banking, insurance, and business services, are key drivers of British GDP growth. Manufacturing, meanwhile, has declined in importance but still accounts for about 10% of economic output. After emerging from recession in 1992, Britain's economy enjoyed the longest period of expansion on record during which time growth outpaced most of Western Europe. In 2008, however, the global financial crisis hit the economy particularly hard, due to the importance of its financial sector. Falling home prices, high consumer debt, and the global economic slowdown compounded Britain's economic problems, pushing the economy into recession in the latter half of 2008 and prompting the then BROWN (Labour) government to implement a number of measures to stimulate the economy and stabilize the financial markets; these included nationalizing parts of the banking system, temporarily cutting taxes, suspending public sector borrowing rules, and moving forward public spending on capital projects. Facing burgeoning public deficits and debt levels, in 2010 the CAMERON-led coalition government (between Conservatives and Liberal Democrats) initiated a five-year austerity program, which aimed to lower London's budget deficit from about 11% of GDP in 2010 to nearly 1% by 2015. In November 2011, Chancellor of the Exchequer George OSBORNE announced additional austerity measures through 2017 largely due to the euro-zone debt crisis. The CAMERON government raised the value added tax from 17.5% to 20% in 2011. It has pledged to reduce the corporation tax rate to 21% by 2014. The Bank of England (BoE) implemented an asset purchase program of £375 billion (approximately $605 billion) as of December 2013. During times of economic crisis, the BoE coordinates interest rate moves with the European Central Bank, but Britain remains outside the European Economic and Monetary Union (EMU). In 2012, weak consumer spending and subdued business investment weighed on the economy, however, in 2013 GDP grew 1.4%, accelerating unexpectedly in the second half of the year because of greater consumer spending and a recovering housing market. The budget deficit is falling but remains high at nearly 7% and public debt has continued to increase.

 

Source : CIA

 

 

 

 


Company identification

 

FOND CLOTHING LTD

Telephone

No listings

1 HEDDON STREET

Fax

-

MAYFAIR

Website

-

LONDON

 

 

W1B4BD

 

 

United Kingdom

 

 

 

Company Number:

08623699

Status:

Active - Newly Incorporated

Foundation:

24/07/2013

 

 

 

 

Comments

 

No exact match CCJs are recorded against the company.

There has been no significant change in the company’s credit limit. No recent changes in directorship are recorded. The company is not part of a group. Newer companies are proven to be more of an insolvency risk than more established companies. The company has changed its registered name recently. The company was established over 12 months ago.

 

 

Basic information

 

Legal form

Private limited with Share Capital

 

Foundation     

24/07/2013

 

Company No.

08623699

 

Previous Names          

 

Date of Change                        Previous Name

09/09/2013                                ZODIAC DESIGN AND SOURCING LTD

 

Shareholders

 

Name                                                   Currency     Number of shares      Share type              Nominal value

ANNAMMAMARGRET JULIANA GBP             1                                 ORDINARY            1

DAVID

Total Share Capital                                                                                                                 GBP 1

 


Management

 

Directors

                                                                                                           

Name

Address:

Date of

birth

Nationality

Appointment date

Miss Annamma Margret

Juliana David

1 Heddon Street, Mayfair, London W1B

4BD

03/07/1989

British

24/07/2013

 

Secretary

 

No Secretary appointed

 

Other Known Addresses

 

1 Heddon Street, Mayfair, London W1B4BD

 

 

Business activities

 

Main activity

SIC03                           Wholesale of clothing and footwear

SIC07                           Wholesale of clothing and footwear

 

 

Economic data

 

Turnover and Employees

 

 

 

 

 

 

Turnover

Employees

 

 

Not Stated

Not Stated

 

 

Supplementary data

 

Events

 

Company history

Date                             Action

26/07/2013                    New Board Member Miss A.M. David appointed

11/09/2013                    Change of Name Annual Returns

20/10/2014                    Annual Returns

 

Mortgages

Charge created              21/08/2014

Charge registered           21/08/2014

Status                           OUTSTANDING

Entitled person              HSBC BANK PLC;

Mortgage detail              A GENERAL PLEDGECONTAINS FIXED CHARGE.CONTAINS NEGATIVE PLEDGE

 

Charge created              21/08/2014

Charge registered           21/08/2014

Status                           OUTSTANDING

Entitled person             HSBC BANK PLC;

Mortgage detail              A FIXED AND FLOATING CHARGE OVER ALL ASSETSCONTAINS FIXED CHARGE.CONTAINS FLOATING CHARGE.FLOATING CHARGE COVERS ALL THE PROPERTY OR UNDERTAKING OF THE COMPANYCONTAINS NEGATIVE PLEDGE.

 

County Court Judgments (CCJs)

There are no County Court Judgments listed against this company

 

 

Accounts

 

No financial statement filed

 

Remarks

 

No trading details have yet been published. The first financial statement is due to be filed by 24.04.2015. We have been unable to locate and contact this company. There are no listed occupants for the address given and no public telephone contact details for the company or the principal. Difficult to assess the actual situation and remains to be seen how it develops.

 

Activities: Wholesale clothing

 

Bank: HSBC Bank Plc


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.85

UK Pound

1

Rs.96.73

Euro

1

Rs.76.53                                   

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

SMN

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.