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Report Date : |
08.12.2014 |
IDENTIFICATION DETAILS
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Name : |
CRYSTALITE |
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Formerly Known As : |
PROTECT PRAHA S.R.O. VIVARIA S.R.O. |
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Registered Office : |
Zámecká 730, 582 91 Světlá nad Sázavou |
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Country : |
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Financials (as on) : |
31.12.2013 |
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Date of Incorporation : |
05.05.2000 |
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Legal Form : |
Private limited company
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Line of Business : |
·
Manufacture and sale of
machine blown glass for beverages as well as of glass for household. ·
Manufacture of hollow
glass |
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No of Employees : |
720 |
RATING & COMMENTS
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MIRA’s Rating : |
Ba |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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Status : |
Satisfactory |
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Payment Behaviour : |
Slow but correct |
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Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – September 30, 2014
|
Country Name |
Previous Rating (30.06.2014) |
Current Rating (30.09.2014) |
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A2 |
A2 |
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Risk Category |
ECGC
Classification |
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Insignificant |
A1 |
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Low |
A2 |
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Moderate |
B1 |
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High |
B2 |
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Very High |
C1 |
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Restricted |
C2 |
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Off-credit |
D |
The
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Source
: CIA |
CRYSTALITE
Zámecká 730
582 91 Světlá nad Sázavou
telephone: 00420/ 569 477 111
telefax: 00420/ 569 477 591
e-mail: crystalite@crystalite.org
Web: www.crystalite.org
Company
Constant company development
development
Order situation Satisfactory order
situation
Terms of
mostly no complaints, but occasional delays /
payment
reminders
Business
Business connections appear permissible
connection
Legal form Private
limited company
Foundation 05/05/2000
- Private limited company
Comp. Register 05/08/2009,
Krajský soud Hradec Králové, RegNr.: C 26606
05/05/2000,
Městský soud v Praze, RegNr.: C 76966
Statistical number: 26174723
Tax number: CZ26174723
Share Capital 05/05/2000 CZK 100 000,-
Shareholders Lubor Cerva (03.11.1962) CZK 100 000,-
Šermířská 2384/1a, 169 00 Praha 6
Management Lubor Cerva (03.11.1962)
Šermířská 2384/1a, 169 00 Praha 6
Executive Manager
E-mail:cerva@crystalite.org
General Data Manufacture and sale of machine blown
glass for beverages as
well as
of glass for household.
Main activity:
Manufacture of hollow glass
Former name(s)
PROTECT PRAHA s.r.o.
Beginning of validity: 05.05.2000
End of validity: 03.03.2008
VIVARIA s.r.o.
Beginning of validity: 03.03.2008
End of validity: 13.07.2009
Trade name(s)
CRYSTALITE BOHEMIA s.r.o.
Beginning of validity: 13.07.2009
Export: 90%
European Union
USA
Russia
General contacts:
telephone:
00420/ 569 477 111
telefax:
00420/ 569 477 591
e-mail:
crystalite@crystalite.org
Web:
www.crystalite.org
Address:
Zámecká 730, 582 91 Světlá nad Sázavou
Beginning of validity: 30.07.2014
Zámecká 730, 582 91 Světlá nad Sázavou
Beginning of validity: 23.06.2009
End of validity: 30.07.2014
Šermířská 2384/1A, 169 00 Praha 6
Beginning of validity: 03.03.2008
End of validity: 23.06.2009
Za Strahovem 69/373, 169 00 Praha 6
Beginning of validity: 05.05.2000
End of validity: 03.03.2008
Branches of the business:
nám. E. Zahna 329, 687 66 Strání - Květná
Staff
2009 188 employees
2010 321 employees
2011 507 employees
2013 661 employees
2014 720 employees
Annual Sales
2008 actual sales
CZK 0,-
2009 actual sales CZK
97 152 000,-
2010 actual sales
CZK 475 825 000,-
2011 actual sales
CZK 608 239 000,-
2012 actual sales
CZK 831 012 000,-
2013 actual sales
CZK 801 392 000,-
The company is not registered in the Central register of
executions.
The firm has taken up its activity in October 2009.
Property
Property of the company: Business premises
CZ-687 66 Strání - Květná, nám. Em. Zahna 329
Property of the company: Business premises
Zástavní právo smluvn
(verified in the real estate registry)
CZ-582 91 Světlá nad Sázavou, Zámecká 730
Balance sheets
The enclosed profit/loss account of 2013 from business
register, -. (31.12.2013 - 1 CZK)
The enclosed profit/loss account of 2012 from business
register, -. (31.12.2012 - 1 CZK)
The enclosed profit/loss account of 2011 from business
register, it is authenticated by the auditor. (31.12.2011 - 1
CZK)
The enclosed balance of 2013 from business register, -.
(31.12.2013 - 1 CZK)
The enclosed balance of 2012 from business register, -.
(31.12.2012 - 1 CZK)
The enclosed balance of 2011 from business register, it is
authenticated by the auditor. (31.12.2011 - 1 CZK)
Remarks All the sources of negative data
accessible to public
(insolvency registers, databases of debtors of health
insurance institutions, commercial bulletin, collection
database of others) are currently monitored.
Business management:
Jaroslav Kloc – general
manager, mobile phone: 00420/ 775 583
604, e-mail: kloc@crystalite.org
Ing. Marek Mikláš - director
Květná, mobile phone: 00420/ 602
251 965, e-mail: miklas@crystalite.org
Ing. Zdeněk Cakl – financial and
staff director, phone: 00420/
569 477 500,
mobile phone: 00420/ 775 583 603, e-mail: cakl@crystalite.org
Zdeněk Dvořák – technical
director, mobile phone: 00420/ 775
583 602, e-mail: dvorak@crystalite.org
Ing. Martin Jonáš – production
director, mobile phone: 00420/
775 583 601, e-mail: jonas@crystalite.org
Tomáš Fiřt – business
director, mobile phone: 00420/ 775 583
605, e-mail: firt@crystalite.org
Other entrepreneurial interests:
Lubor Cerva
- DG TACHOV s.r.o., IČ 25244302, executive, associate 100 %
- SKLÁRNY SVĚTLÁ NAD SÁZAVOU
s.r.o., IČ: 28807111, executive,
associate 90%
- GLASFABRIK KVĚTNÁ s.r.o. , IČ 29283477, executive, associate
90%
The original production was
performed in the company Sklo
Bohemia, a.s., IČ 48173371, which
has been subject to
insolvency proceedings since 2008 and, since November 2008,
it has been subject to
bankruptcy. Glass production
was
stopped in October 2008. In
the company Sklo Bohemia, a.s,
1100 employees were engaged in 2008. Turnover for the year
2006 amounted to CZK
1.041 mill; in 2007, it was CZK 1.227 mill.
Glass production was renewed
after one year’s stop, at the
beginning of October 2009.
To the company CRYSTALITE
BOHEMIA s.r.o., 582 91 Světlá nad
Sázavou, Zámecká 730, IČ 26174723
property of the
disappearing company Moravské
sklárny Květná s.r.o., 687 66
Strání – Květná, nám. E. Zahna
čp. 329, IČ 26284812 has been
transferred as to the successor company
in consequence of
fusion by merger. Record date of
the fusion was 01.01.2013.
Contact:
Mrs. Vogelová, chief
accountant, phone: 00420/ 569 477 207
Bankers HSBC Bank plc - pobočka Praha
Account number: 1559303103/
8150
Raiffeisenbank, a. s.
Account number:
5004043334/
5500
Komerční banka, a.s.
Account number: 43-5162710227/
0100
HSBC Bank plc - pobočka Praha
Account number: 1559304050/
8150
Account number: 000000-
1559300105/8150
Account number: 000000-
1559300500/8150
Account number: 000000-
1559300201/8150
Raiffeisenbank, a. s.
Account number: 000000-
5200010521/5500
Account number: 000000-
5200010505/5500
Account number: 000000-
5200010548/5500
Account number: 000000-
5200010513/5500
HSBC Bank plc - pobočka Praha
Account number: 000000-
1559300607/8150
Account number: 000000-
1559302004/8150
Account number: 000000-
1559301001/8150
Komerční banka, a.s.
Account number: 000043-
5162750237/0100
Account number: 000043-
5191320287/0100
Copyright:
This information is addressed exclusively to the addressee.
Contractor obligates to provide updated
information. Although
s.r.o. Praha
it is always put maximum effort to collect actual and exact
information, it is not confirmed as delinquency if there are
particular inaccurateness contained within the information,
which are not considered as essential in terms of the
objective for which the information is provided to the
addressee. Contractor and recipient conform to the rules of
the Name and Description Security Act, Nub.101/2000. According
to the Name and Description
Security Act, recipient has the
right to process or to use forwarding data only for the
purpose for which information has been sent to the recipient.
Usage for other purpose is acceptable only in case referring
to valid regulations of the above mentioned act.
balance
31.12.2010 31.12.2011 31.12.2012
31.12.2013
(CZK) (CZK) (CZK) (CZK)
>r1 >TOTAL ASSETS >329 137 000 >393 651 000
>486 556 000
>583 713 000
r2 Receivables for 0 0 0
subscriptions
>r3 >Fixed assets >116 149 000 >108 959 000
>174 453 000
>184 904 000
>r4 >Intangible fixed >1 687 000 >989 000 >381 000 >384 000
assets
r5 Incorporation expenses 0 0 0
r6 Research and 0 0 0
development
r7 Software 1 687 000 989 000 204 000 334 000
r8 Valuable rights 0 0 0
r9 Goodwill 0 0 0
r10 Other intangible 0 177 000 50 000
fixed
assets
r11 Intangible fixed 0 0 0
assets
under
construction
r12 Advance payments for 0 0 0
intangible
fixed
assets
>r13 >Tangible fixed assets >114 462 000 >107 970 000
>174 072 000
>184 520 000
r14 Lands
6 163 000 6 158 000 10 229 000 10 218 000
r15 Constructions 70 848 000 68 844 000 86 402 000 85 048 000
r16 Equipment 37 451 000 32 908 000 77 441 000 80 414 000
r17 Perennial corps 0 0 0
r18 Breeding and draught 0 0 0
animals
r19 Other tangible fixed 0 0 0
assets
r20 Tangible fixed assets 0 60 000 0 323 000
under
construction
r21 Advance payments for 0 0 8 517 000
tangible
fixed assets
r22 Adjustment to 0 0 0
acquired
assets
>r23 >Long-term financial >0 >0 >0 >0
assets
r24 Shares in controlled 0 0 0
and
managed
organizations
r25 Shares in accounting 0 0 0
units
with
substantial
influence
r26 Other securities and 0 0 0
shares
r27 Loans to controlled 0 0 0
and
managed
organizations and to
accounting
unit with
substantial
influence
r28 Other financial 0 0 0
investments
r29 Financial investments 0 0 0
acquired
r30 Advance payments for 0 0 0
long-term
financial
assets
>r31 >Current assets >212 480 000 >284 088 000
>309 522 000
>397 340 000
>r32 >Inventory >84 141 000 >152 719 000
>175 805 000
>241 649 000
r33 Materials 18 766 000 24 760 000 32 333 000 26 382 000
r34 Work in progress and 8 329 000 28 835 000 33 289 000 29 455 000
semi-products
r35 Finished products 51 731 000 86 475 000 101 747 000 145 912 000
r36 Animals 0 0 0
r37 Merchandise 4 537 000 11 979 000 7 841 000 37 631 000
r38 Advance payments for 778 000 670 000 595 000 2 269 000
inventory
>r39 >Long-term receivables >3 000 000 >0 >0 >2 031 000
r40 Trade receivables 3 000 000 0 0
r41 Receivables from 0 0 0
controlled
and
managed
organizations
r42 Receivables from 0 0 0
accounting
units with
substantial
influence
r43 Receivables from 0 0 0
partners,
cooperative
members
and
association
members
r44 Long-term deposits 0 0 2 031 000
given
r45 Estimated receivable 0 0 0
r46 Other receivables 0 0 0
r47 Deferred tax 0 0 0
receivable
>r48 >Short-term >69 335 000 >119 739 000
>107 393 000
>140 527 000
receivables
r49 Trade receivables 60 667 000 91 019 000 95 611 000 125 398 000
r50 Receivables from 0 0 0
controlled
and
managed organizations
r51 Receivables from 0 0 0
accounting
units with
substantial
influence
r52 Receivables from 0 15 000 0 0
partners,
cooperative
members
and
association
members
r53 Receivables from 0 0 0
social
security and
health
insurance
r54 Due from state - tax 5 850 000 18 177 000 9 409 000 10 124 000
receivable
r55 Short-term deposits 302 000 8 329 000 2 302 000 3 459 000
given
r56 Estimated receivable 2 452 000 2 123 000 13 000 1 511 000
r57 Other receivables 64 000 76 000 58 000 35 000
>r58 >Short-term financial >56 004 000 >11 630 000 >26 324 000 >13 133 000
assets
r59 Cash 342 000 742 000 2 483 000 1 151 000
r60 Bank accounts 55 662 000 10 888 000 23 841 000 11 982 000
r61 Short-term securities 0 0 0
and ownership
interests
r62 Short-term financial 0 0 0
assets
acquired
>r63 >Accruals >508 000 >604 000 >2 581 000 >1 469 000
r64 Deferred expenses 508 000 604 000 1 890 000 1 469 000
r65 Complex deferred costs 0 0 0
r66 Deferred income 0 691 000 0
>r67 >TOTAL LIABILITIES >329 137 000 >393 651 000
>486 556 000
>583 713 000
>r68 >Equity >38 105 000 >39 758 000
>114 093 000
>136 177 000
>r69 >Registered capital >100 000 >100 000 >100 000 >100 000
r70 Registered capital 100 000 100 000 100 000 100 000
r71 Company’s own shares 0 0 0
and
ownership
interests
(-)
r72 Changes of registered 0 0 0
capital (
+/- )
>r73 >Capital funds >0 >0 >45 000 000 >40 200 000
r74 Share premium 0 0 0
r75 Other capital funds 0 45 000 000 20 000 000
r76 Differences from 0 0 0
revaluation
of assets
and
liabilities ( +/-
)
r77 Differences from 0 0 20 200 000
revaluation
in
transformation ( +/- )
>r78 >Reserve funds, >10 000 >10 000 >10 000 >75 000
statutory
reserve
account
for
cooperatives, and
other
retained
earnings
r79 Legal reserve fund / 10 000 10 000 10 000 75 000
indivisible
fund
r80 Statutory and other 0 0 0
funds
>r81 >Profit / loss - >15 143 000 >37 995 000 >39 646 000 >55 020 000
previous
years
r82 Retained earnings 15 143 000 37 995 000 39 646 000 55 020 000
from
previous years
r83 Accumulated losses 0 0 0
from
previous years
>r84 >Profit / loss - >22 852 000 >1 653 000 >29 337 000 >40 782 000
current
year (+/-)
>r85 >Liabilities >286 729 000 >345 950 000
>367 296 000
>437 604 000
>r86 >Reserves >30 000 000 >0 >0 >0
r87 Reserves under 30 000 000 0 0
special
statutory
regulations
r88 Reserves for pension 0 0 0
and similar
payables
r89 Income tax reserves 0 0 0
r90 Other reserves 0 0 0
>r91 >Long-term payables >2 950 000 >1 872 000 >3 437 000 >25 906 000
r92 Trade payables 0 0 12 221 000
r93 Payables to 0 0 0
controlled
and
managed
organizations
r94 Payables to 0 0 0
accounting
units with
substantial
influence
r95 Payables from 0 0
10 000 000
partners,
cooperative
members
and
association
members
r96 Long-term advances 0 0 0
received
r97 Issues bonds 0 0 0
r98 Long-term notes 0 0 0
payables
r99 Estimated payables 0 0 0
r100 Other payables 0 0 0
r101 Deferred tax liability 2 950 000 1 872 000 3 437 000 3 685 000
>r102 >Short-term payables >73 779 000 >133 724 000
>155 862 000
>278 179 000
r103 Trade payables 48 887 000 110 332 000 99 457 000 97 209 000
r104 Payables to 9 600 000 0 0
controlled
and
managed
organizations
r105 Payables to 0 0 0
accounting
units with
substantial
influence
r106 Payables from 0 28 200 000 149 219 000
partners,
cooperative
members
and
association
members
r107 Payroll 6 095 000 9 955 000 11 758 000 13 168 000
r108 Payables to social 3 320 000 5 457 000 6 053 000 7 228 000
securities
and health
insurance
r109 Due from state - tax 2 689 000 1 854 000 4 363 000 6 878 000
liabilities
and
subsidies
r110 Short-term deposits 294 000 3 482 000 5 353 000 2 640 000
received
r111 Issues bonds 0 0 0
r112 Estimated payables 2 849 000 2 527 000 375 000 1 624 000
r113 Other payables 45 000 117 000 303 000 213 000
>r114 >Bank loans and >180 000 000 >210 354 000
>207 997 000
>133 519 000
financial
accommodations
r115 Long-term bank loans 180 000 000 180 000 000 81 538 000
r116 Short-term bank loans 0
210 354 000
27 997 000
51 981 000
r117 Short-term 0 0 0
accommodations
>r118 >Accruals >4 303 000 >7 943 000 >5 167 000 >9 932 000
r119 Accrued expenses 4 303 000 7 943 000 5 167 000 9 932 000
r120 Deferred revenues 0 0 0
profit/loss
account 31.12.2010 31.12.2011
31.12.2012 31.12.2013
(CZK) (CZK)
(CZK) (CZK)
>a1 >Turnover >475 825 000 >608 239 000
>831 012 000
>801 392 000
a2 Revenues from sold 44 571 000 26 926 000 7 014 000 16 449 000
goods
a3 Expenses on sold goods 7 148 000 14 480 000 3 760 000 8 188 000
>a4 >Sale margin >37 423 000 >12 446 000 >3 254 000 >8 261 000
>a5 >Production >457 341 000 >631 667 000
>844 036 000 >837 889 000
a6 Revenues from own 431 254 000 581 313 000 823 998 000 784 943 000
products
and services
a7 Change in inventory 26 002 000 50 197 000 19 739 000 40 401 000
of own
products
a8 Capitalization 85 000 157 000 299 000 12 545 000
>a9 >Production >338 554 000 >510 066 000
>567 132 000
>564 353 000
consumption
a10 Consumption of 210 137 000 331 343 000 408 803 000 414 049 000
material
and energy
a11 Services 128 417 000 178 723 000 158 329 000 150 304 000
>a12 >Added value >156 210 000 >134 047 000
>280 158 000
>281 797 000
>a13 >Personnel expenses >107 978 000 >159 733 000
>213 058 000
>215 169 000
a14 Wages and salaries 81 304 000 119 853 000 160 545 000 161 960 000
a15 Renumeration of board 0 0 0
members
a16 Social security 26 674 000 39 880 000 52 513 000 53 209 000
expenses
and health
insurance
a17 Other social expenses 0 0 0
a18 Taxes and fees 3 647 000 715 000 832 000 1 113 000
a19 Depreciations of 14 329 000 15 193 000 16 910 000 22 569 000
intangible
and
tangible
assets
>a20 >Revenues from >44 525 000 >28 615 000 >16 451 000 >59 286 000
disposals
of fixed
assets and
materials
a21 Revenues from 28 782 000 11 032 000 3 508 000 49 082 000
disposals
of fixed
assets
a22 Revenues from 15 743 000 17 583 000 12 943 000 10 204 000
disposals
of materials
>a23 >Net book value of >17 450 000 >13 847 000 >11 440 000 >45 152 000
disposed
fixed assets
and
materials
a24 Net book value of 11 981 000 9 411 000 3 503 000 39 513 000
sold fixed
assets
a25 Net book value of 5 469 000 4 436 000 7 937 000 5 639 000
sold
material
a26 Change in operating 30 019 000 -26 010 000 4 081 000 527 000
reserves
and
adjustments
and
complex
deferred
costs ( + /
- )
a27 Other operating 11 896 000 14 915 000 5 445 000 1 637 000
revenues
a28 Other operating 4 691 000 4 660 000 6 233 000 6 781 000
expenses
a29 Transfer of operating 0 0 0
revenues
a30 Transfer of operating 0 0 0
expenses
>a31 >Operating profit / >34 517 000 >9 439 000 >49 500 000 >51 409 000
loss
a32 Revenues from sales 0 0 0
of
securities and
ownership
interests
a33 Sold securities and 0 0 0
ownership
interests
>a34 >Revenues from long- >0 >0 >0 >0
term
financial assets
a35 Revenues from shares 0 0 0
in
controlled and
managed
organizations
and in
accounting
units
with
substantial
influence
a36 Revenues from others 0 0 0
securities
and
ownership
interests
a37 Revenues from other 0 0 0
long-term
financial
assets
a38 Revenues from short- 0 0 0
term
financial assets
a39 Expenses associated 0 0 0
with
financial assets
a40 Revenues from 0 0 0
revaluation
of
securities
and
derivatives
a41 Cost of revaluation 0 0 0
of
securities and
derivatives
a42 Change in financial 0 0 0
reserves
and
adjustments
( + / - )
a43 Interest revenues 1 000 2 000 2 000 2 000
a44 Interest expenses 3 912 000 10 212 000 9 172 000 5 050 000
a45 Other financial 3 979 000 7 857 000 6 799 000 11 163 000
revenues
a46 Other financial 6 621 000 5 508 000 11 418 000 7 292 000
expenses
a47 Transfer of 0 0 0
financial
revenues
a48 Transfer of 0 0 0
financial
expenses
>a49 >Profit / loss from >-6 553 000 >-7 861 000
>-13 789 000
>-1 177 000
financial
operations
(
transactions )
>a50 >Income tax on >5 112 000 >-75 000 >6 374 000 >9 450 000
ordinary income
a51 Due tax 3 308 000 1 002 000 4 810 000 8 290 000
a52 Tax deferred 1 804 000 -1 077 000 1 564 000 1 160 000
>a53 >Operating profit / >22 852 000 >1 653 000 >29 337 000 >40 782 000
loss
ordinary activity
a54 Extraordinary revenues 0 0 0
a55 Extraordinary expenses 0 0 0
>a56 >Income tax on >0 >0 >0 >0
extraordinary income
a57 Due tax 0 0 0
a58 Tax deferred 0 0 0
>a59 >Operating profit / >0 >0 >0 >0
loss
extraordinary
activity
a60 Transfer profit ( 0 0 0
loss ) to
partners (+/
-)
>a61 >Profit / loss of >22 852 000 >1 653 000 >29 337 000 >40 782 000
current
accounting
period (+/-)
>a62 >Profit / loss before >27 964 000 >1 578 000 >35 711 000 >50 232 000
tax
(+/-)
> >Operating
cash flow
>142 009 000
>141 120 000
>
>Investment cash flow
>-6 383 000
>-23 199 000
>
>Financial cash flow
>-180 000 000
>-131 241 000
>
>Receivables after
>18 565 000
>27 646 000
>39 360 000
>43 340 000
due date
total
Receivables
more than 279 000 7 548 000 8 768 000 11 777 000
180 days
after due
date
>
>Liabilities after
>8 201 000
>29 540 000
>4 133 000
>1 186 000
due date
total
Liabilities
more than 1 702 000 16 510 000 0 0
180 days
after due
date
Balance indices 31.12.2010 31.12.2011
31.12.2012 31.12.2013
Return on
a62/r1 * 8,50 0,40 7,34 8,61
total assets
100
ROA (in %)
Return on
a62/r68 73,39 3,97 31,30 36,89
equity ROE (in
* 100
%)
Return on
a62/a1 * 5,88 0,26 4,30 6,27
sales ROS (in
100
%)
Turnover of
r49/a1 * 46,54 54,62 41,99 57,11
receivables
365
(in days)
Turnover of
r103/a1 37,50 66,21 43,68 44,27
liabilities
* 365
(in days)
Turnover of
r32/a1 * 64,54 91,65 77,22 110,06
inventories
365
(days)
Net working
r31 - 138 701,00 -59 990,00 125 663,00 67 180,00
capital (in
r102 -
ths. CZK)
r116 -
r117
Ratio of
(r39+ 94,27 88,31 67,42 46,88
accounts
r48) /
payable to
(r91+
accounts
r102) *
receivable (in
100
%)
Ratio of
r3 / a1 24,41 17,91 20,99 23,07
profit/loss to
* 100
tangible
assets (in%)
Current ratio
r31 / 2,88 0,83 1,68 1,20
(r102+
r116+
r117)
Quick ratio
(r58+ 1,70 0,38 0,73 0,47
r48) /
(r102+
r116+
r117)
Cash ratio
r58 / 0,76 0,03 0,14 0,04
(r102+
r116+
r117)
Debt ratio I
(1-r68/ 88,42 89,90 76,55 76,67
(in %) r67) *
100
Debt ratio II
r85/r67 87,12 87,88 75,49 74,97
(in %)
* 100
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.61.85 |
|
|
1 |
Rs.96.73 |
|
Euro |
1 |
Rs.76.53 |
INFORMATION DETAILS
|
Analysis Done by
: |
DIV |
|
|
|
|
Report Prepared
by : |
SMN |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
-- |
NB |
New Business |
-- |
This score serves as a reference to assess SC’s credit risk and
to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.