MIRA INFORM REPORT

 

 

Report Date :

11.12.2014

 

IDENTIFICATION DETAILS

 

Name :

OXFORD INDUSTRIES INC.

 

 

Registered Office :

C/o Oxford Products (International) Ltd.

Unit 10-13 & 15-18, 13/F., Tower 1, Millennium City 1, 388 Kwun Tong Road, Kwun Tong, Kowloon

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

12.06.1981

 

 

Legal Form :

Listed Company

 

 

Line of Business :

Apparel Buying Office.

 

 

No of Employees :

40

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2014

 

Country Name

Previous Rating

(30.06.2014)

Current Rating

(30.09.2014)

 

 

 

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

HONG KONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12% of total system deposits in Hong Kong by the end of 2013. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4% in 2013. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2013, Hong Kong and China signed new agreements under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from January 2014, cover services and trade facilitation, and will improve access to the mainland's service sector for Hong Kong-based companies.

 

Source : CIA

 

 

Notes

 

Please be advised that Oxford Industries Inc. has not registered in Hong Kong.

The company is not located at your “Level 14, Metroplaza, Tower 1, 223 Hing Fong Road, Kwai Chung, New Territories, Hong Kong” where is the operating office of an insurance company.

 

 

Company name & address

 

OXFORD INDUSTRIES INC.

 

ADDRESS:       C/o Oxford Products (International) Ltd.

Unit 10-13 & 15-18, 13/F., Tower 1, Millennium City 1, 388 Kwun Tong Road, Kwun Tong, Kowloon, Hong Kong.

 

PHONE:            852-2481 2000,  2481 0185,  2487 1026

 

FAX:                 852-2422 1104,  2422 0957,  2424 9116

 

E-MAIL:                        jwong@opil.com

 

 

MANAGEMENT

 

Financial Controller: Mr. Michael Cheng

 

 

SUMMARY

 

Incorporated in USA on:  12th June, 1981.

 

Business Category:        Apparel Buying Office.

 

Total Net Sales:                          US$917,097,000 (Year ended 01-02-2014)

 

Employees:                   40.  (Hong Kong)

 

Main Dealing Banker:     Citibank N.A., Hong Kong Branch.

 

Banking Relation:  Good.

 

 

Name

 

OXFORD  INDUSTRIES  INC.

ADDRESS

 

Registered Office:-

999 Peachtree Street NE, Suite 688, Atlanta, GA 30309, USA.

 

Operating Office:-

c/o Oxford Products (International) Ltd.

Unit 10-13 & 15-18, 13/F., Tower 1, Millennium City 1, 388 Kwun Tong Road, Kwun Tong, Kowloon, Hong Kong.

 

Subsidiaries/Associated Companies:-

Oxford Industries Group of Companies

Ben Sherman (Lurgan) Ltd., UK.

Ben Sherman (Manufacturing) Ltd., USA.

Ben Sherman Australia (Pty) Ltd., Australia.

Ben Sherman Clothing LLC, USA.

Ben Sherman Group Ltd., UK.

Ben Sherman Ltd., UK.

Camisas Bahia Kino S.A. de C.V., Mexico.

Dunkeld Fashions Ltd., UK.

Industrias Lanier De Honduras S. de R.L., Mexico.

Lionshead Clothing Co., USA.

Manufacturera de Sonora S.A. de CV, Mexico.

Neal & Cooper Ltd., UK.

Oxford Caribbean Inc., USA.

Oxford de Colon S.A., Costa Rica.

Oxford Garment Inc., USA.

Oxford Industries (UK2) Ltd., UK.

Oxford Industries (UK3) Ltd., UK.

Oxford International de Guatemala Sociedad Anonima, Guatemala.

Oxford International Inc., USA.

Oxford Lockbox Inc., USA.

Oxford of South Corolina Inc., South Carolina.

Oxford Private Ltd. of Delaware Inc., USA.

Piedmont Apparel Corporation, USA.

Q.R. Fashions S. de R.L., Honduras.

Rodeo International Ltd., UK.

Sherman Cooper Marketing Ltd., UK.

Slix Ltd., UK.

Sugartown Worldwide LLC, USA.

Tern Shirts Ltd., UK.

Textile Calefonia Investments Ltd., UK.

The Branded Shirt Co. Ltd., UK.

Tommy Bahama (Macau) Ltd., Macau.

Tommy Bahama Australia Pty. Ltd., Australia.

Tommy Bahama Beverage LLC., USA.

Tommy Bahama Global Sourcing Ltd., Hong Kong.

Tommy Bahama Group Inc., USA.

Tommy Bahama International Pte Ltd., Singapore.

Tommy Bahama K. K., Japan.

Tommy Bahama Ltd., Hong Kong.

Tommy Bahama R&R Holdings Inc., USA.

Tommy Bahama Texas Beverages LLC., USA.

Tommy Bahama Trading (Shenzhen) Co. Ltd., China.

Viewpoint Marketing Inc., USA.

 

 

MANAGEMENT

 

Financial Controller: Mr. Michael Cheng

 

 

DIRECTOR

 

Chairman of the Board:  Mr. J. Hicks Lanier

Chief Executive Officer & President:  Mr. Thomas C. Chubb III

Senior Vice President - Finance, Chief Financial Officer &Controller:

Mr. K. Scott Grassmyer

Chief Executive Officer - Lilly Pulitzer Group:  Mr. Scott A. Beaumont

President - Lanier Clothes:  Mr. J. Wesley Howard Jr.

Chief Executive Officer - Tommy Bahama Group:  Mr. Terry R. Pillow

Senior Vice President - Law & Administration, General Counsel & Secretary:  Mr. Thomas E. Campbell

 

 

HISTORY

 

Oxford Industries was founded in 1942, when Sartain, Hicks and Thomas Lanier purchased the Oxford Manufacturing Company, a manufacturer of military uniforms.  Oxford Industries joined the New York Stock Exchange in the 1960s.  Sartain Lanier served as Chairman of the Board and CEO until his retirement in 1981, when his son J. Hicks Lanier became Chairman.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:          Buying Office; Importers and Exporters; Agent.

 

Lines:               Importers of fabrics.

Exporters of garments and clothing.

 

Employees:       40.  (Hong Kong)

 

Commodities Imported:-

Fabrics - Japan, Europe

Garments - Taiwan, Macau, China

 

Markets:           US (main), Canada and EEC.

 

Total Net Sales: US$758,913,000  (Year ended 28-01-2012)

US$855,542,000  (Year ended 02-02-2013)

US$917,097,000  (Year ended 01-02-2014)

US$503,895,000  (First Half Fiscal 2014)

 

Terms/Sales:  L/C, T/T, D/P and D/A.

 

Terms/Buying:  Various terms.

 

 

FINANCIAL INFORMATION

 

Net Earnings:    US$29,380,000  (Year ended 28-01-2012)

US$31,317,000  (Year ended 02-02-2013)

US$45,291,000  (Year ended 01-02-2014)

US$30,308,000  (First Half Fiscal 2014)

 

Profit & Loss:    Group business is profitable.

 

Condition:  Keeping in an active and good manner.

 

Facilities:  Making active use of general banking facilities.

 

Payment:  So far so good.

 

Commercial Morality:  Very Good.

 

Banker:  Citibank N.A., Hong Kong Branch.

 

Standing:  Good.

 

 

GENERAL

 

Oxford Industries Inc. [Oxford] is a US-based and listed company.

In Hong Kong it shares the office with its subsidiary Oxford Products (International) Ltd. [OPIL].

OPIL was formed in November 1989 to take over the business of Oxford Products (Far East) Ltd., a company incorporated in Hong Kong on 13th March, 1973.

Oxford is a listed firm in the United States.  It is trading in the following commodities: Children’s Wear (From China, Macau & Taiwan); Blouses (From China, Macau & Taiwan); Jeans (From China, Macau & Taiwan); Dresses & Skirts (From China, Macau & Taiwan); Shirts (From China, Macau & Taiwan); Trousers (From China, Macau & Taiwan); Slacks (From China, Macau & Taiwan); Cardigan; Sweater & Pullover (From China, Macau & Taiwan); Sporting Knitwear (From China, Macau & Taiwan); Tee & Sweat Shirts (From China, Macau & Taiwan); Swimwear (From China, Macau & Taiwan), etc.

Oxford, incorporated on April 27, 1960, is a global apparel company that designs, sources, markets and distributes products bearing the trademarks of its Company-owned lifestyle brands, as well as certain licensed and private label apparel products.  Its portfolio of brands includes Tommy Bahama, Lilly Pulitzer and Ben Sherman.  It distributes its Company-owned lifestyle branded products through its direct to consumer channel, consisting of its retail stores and e-commerce sites, and its wholesale distribution channel, which includes better department stores and specialty stores.

As of February 1, 2014, the Oxford operates 141 Tommy Bahama, 23 Lilly Pulitzer and 17 Ben Sherman retail locations, including outlet locations for Tommy Bahama and Ben Sherman.

OPIL is responsible for commodities sourcing, inspection and shipping in Hong Kong.

In Fiscal 2013, Oxford’s net sales amounted to US$917.1 million (fiscal 2012: US$855.5 million), net earnings were US$45.3 million (fiscal 2012: US$31.3 million).

During Fiscal 2013, 89% of Oxford’s net sales were from products bearing brands that we own, and 59% of its net sales were sales of its products through its direct to consumer channels of distribution, which includes its 181 owned retail stores, its e-commerce websites and its 14 Tommy Bahama restaurants.  In Fiscal 2013, more than 90% of its consolidated net sales were to customers located in the United States, with the sales outside the United States primarily being sales of its Ben Sherman products in the United Kingdom and Europe as well as sales of its Tommy Bahama products in the Asia-Pacific region and Canada.

During Fiscal 2013, Oxford sourced approximately 62% of its products from producers located in China, with less than 10% of its products sourced from each other single country.

Oxford purchases substantially all of its products from third-party producers as package purchases of finished goods, which are manufactured with its oversight and to its design and fabric specifications.

For the first half fiscal of 2014, the net sales of Oxford amounted to US$503.9 million (same period of 2013: US$469.2 million).

As of February 1, 2014, Oxford employed approximately 5,100 persons, of whom approximately 80% were employed in the United States. Approximately 65% of its employees were retail store and restaurant employees.

On the whole, in view of the background of Oxford, consider it good for normal business engagements.

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.95

UK Pound

1

Rs.97.16

Euro

1

Rs.76.75

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

TPT

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.