|
Report Date : |
16.12.2014 |
IDENTIFICATION DETAILS
|
Name : |
DG TACHOV S.R.O. |
|
|
|
|
Registered Office : |
Školní 2084, 347 01 Tachov |
|
|
|
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Country : |
|
|
|
|
|
Financials (as on) : |
31.12.2013 |
|
|
|
|
Date of Incorporation : |
14.04.2000 |
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|
|
|
Com. Reg. No.: |
C12430 |
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|
|
|
Legal Form : |
Private Limited Company |
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|
|
|
Line of Business : |
· Manufacturer of coated gloves with a layer protecting against mechanical, chemical and biological influences. · Manufacturer of other plastic products |
|
|
|
|
No of Employees : |
17 (2014) |
RATING & COMMENTS
|
MIRA’s Rating : |
B |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
Status : |
Moderate |
|
Payment Behaviour : |
Slow but Correct |
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – September 30, 2014
|
Country Name |
Previous Rating (30.06.2014) |
Current Rating (30.09.2014) |
|
|
a2 |
a2 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
The
|
|
|
|
Source : CIA |
DG TACHOV s.r.o.
Školní 2084
347 01 Tachov
telephone: 00420/ 374 723
861
telefax: 00420/ 374 722
118
e-mail: dgtachov@dgtachov.eu
Web: www.dgtachov.eu
|
Company
development |
Stagnant
business development |
|
|
Order situation |
Satisfactory
order situation |
|
|
Terms of payment |
mostly no complaints,
but occasional delays / reminders |
|
|
Business
connection |
Business
connections are not denied |
|
|
Legal form |
Private limited company |
|
|
Foundation |
14/04/2000 - Private limited company |
|
Comp. Register |
14/04/2000, Krajský soud RegNr.: C 12430 |
|
Share Capital |
14/04/2000 |
CZK |
100 000,- |
|
|
Shareholders |
Lubor Cerva (03.11.1962) |
CZK |
100 000,- |
|
|
Management |
Lubor Cerva (03.11.1962) |
|
General Data |
Manufacture of coated gloves with a layer
protecting against mechanical, chemical and biological influences. |
|
|
Main activity: |
|
|
|
|
Trade name(s) |
||
|
|
Export: |
50% |
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|
General
contacts: |
||
|
|
Address: |
||
|
Staff |
2008 |
21 employees |
|
|
|
2010 |
15 employees |
|
|
2012 |
22 employees |
|
|
2014 |
17 employees |
|||||
|
Annual Sales |
2007 |
actual sales |
CZK |
425 000,- |
|
||
|
|
2008 |
actual sales |
CZK |
24 182 000,- |
|
|
|
2009 |
actual sales |
CZK |
14 935 000,- |
|
|
|
2010 |
actual sales |
CZK |
18 146 000,- |
|
|
|
2011 |
actual sales |
CZK |
24 656 000,- |
|
|
|
2012 |
actual sales |
CZK |
23 447 000,- |
|
|
|
2013 |
actual sales |
CZK |
25 711 000,- |
|
|
|
The company is
not registered in the Central register of executions. |
|
Balance sheets |
The enclosed balance of 2013 from business
register, -. (31.12.2013 - 1 CZK) |
|
|
The enclosed profit/loss account of 2013
from business register, -. (31.12.2013 - 1 CZK) |
|
Remarks |
All the sources
of negative data accessible to public (insolvency registers, databases of
debtors of health insurance institutions, commercial bulletin, collection
database and others) are currently monitored. |
|
|
Other entrepreneurial interests - Lubor
Cerva : |
|
|
Bankers |
Citibank Europe plc, organizační
složka |
|
|
Copyright:
s.r.o. Praha |
This information is addressed exclusively to the addressee. Contractor obligates to provide updated information. Although it is always put maximum effort to collect actual and exact information, it is not confirmed as delinquency if there are particular inaccurateness contained within the information, which are not considered as essential in terms of the objective for which the information is provided to the addressee. Contractor and recipient conform to the rules of the Name and Description Security Act, Nub.101/2000. According to the Name and Description Security Act, recipient has the right to process or to use forwarding data only for the purpose for which information has been sent to the recipient. Usage for other purpose is acceptable only in case referring to valid regulations of the above mentioned act. |
|
|
balance |
31.12.2011 (CZK) |
31.12.2012 (CZK) |
31.12.2013 (CZK) |
|
|
r1 |
TOTAL ASSETS |
28 022 000 |
25 355 000 |
21 854 000 |
|
|
r2 |
Receivables for subscriptions |
|
0 |
0 |
|
|
r3 |
Fixed assets |
6 131 000 |
6 318 000 |
6 122 000 |
|
|
r4 |
Intangible fixed
assets |
|
0 |
0 |
|
|
r5 |
Incorporation expenses |
|
0 |
|
|
|
r6 |
Research and development |
|
0 |
|
|
|
r7 |
Software |
|
0 |
|
|
|
r8 |
Valuable rights |
|
0 |
|
|
|
r9 |
Goodwill |
|
0 |
|
|
|
r10 |
Other intangible fixed assets |
|
0 |
|
|
|
r11 |
Intangible fixed assets under construction |
|
0 |
|
|
|
r12 |
Advance payments for intangible fixed
assets |
|
0 |
|
|
|
r13 |
Tangible fixed
assets |
6 131 000 |
6 318 000 |
6 122 000 |
|
|
r14 |
Lands |
1 280 000 |
1 280 000 |
1 280 000 |
|
|
r15 |
Constructions |
4 707 000 |
4 637 000 |
4 451 000 |
|
|
r16 |
Equipment |
29 000 |
30 000 |
16 000 |
|
|
r17 |
Perennial corps |
|
0 |
|
|
|
r18 |
Breeding and draught animals |
|
0 |
|
|
|
r19 |
Other tangible fixed assets |
|
0 |
|
|
|
r20 |
Tangible fixed assets under construction |
115 000 |
371 000 |
375 000 |
|
|
r21 |
Advance payments for tangible fixed assets |
|
0 |
|
|
|
r22 |
Adjustment to acquired assets |
|
0 |
|
|
|
r23 |
Long-term
financial assets |
|
0 |
0 |
|
|
r24 |
Shares in controlled and managed
organizations |
|
0 |
|
|
|
r25 |
Shares in accounting units with
substantial influence |
|
0 |
|
|
|
r26 |
Other securities and shares |
|
0 |
|
|
|
r27 |
Loans to controlled and managed
organizations and to accounting unit with substantial influence |
|
0 |
|
|
|
r28 |
Other financial investments |
|
0 |
|
|
|
r29 |
Financial investments acquired |
|
0 |
|
|
|
r30 |
Advance payments for long-term financial
assets |
|
0 |
|
|
|
r31 |
Current assets |
21 891 000 |
19 037 000 |
15 732 000 |
|
|
r32 |
Inventory |
9 522 000 |
8 737 000 |
7 364 000 |
|
|
r33 |
Materials |
6 549 000 |
5 186 000 |
4 623 000 |
|
|
r34 |
Work in progress and semi-products |
|
0 |
|
|
|
r35 |
Finished products |
2 195 000 |
2 921 000 |
2 648 000 |
|
|
r36 |
Animals |
|
0 |
|
|
|
r37 |
Merchandise |
778 000 |
94 000 |
93 000 |
|
|
r38 |
Advance payments for inventory |
|
536 000 |
|
|
|
r39 |
Long-term
receivables |
|
0 |
0 |
|
|
r40 |
Trade receivables |
|
0 |
|
|
|
r41 |
Receivables from controlled and managed
organizations |
|
0 |
|
|
|
r42 |
Receivables from accounting units with
substantial influence |
|
0 |
|
|
|
r43 |
Receivables from partners, cooperative
members and association members |
|
0 |
|
|
|
r44 |
Long-term deposits given |
|
0 |
|
|
|
r45 |
Estimated receivable |
|
0 |
|
|
|
r46 |
Other receivables |
|
0 |
|
|
|
r47 |
Deferred tax receivable |
|
0 |
|
|
|
r48 |
Short-term
receivables |
10 024 000 |
6 548 000 |
5 943 000 |
|
|
r49 |
Trade receivables |
9 349 000 |
6 436 000 |
5 506 000 |
|
|
r50 |
Receivables from controlled and managed
organizations |
|
0 |
|
|
|
r51 |
Receivables from accounting units with
substantial influence |
|
0 |
|
|
|
r52 |
Receivables from partners, cooperative
members and association members |
|
0 |
|
|
|
r53 |
Receivables from social security and
health insurance |
|
0 |
|
|
|
r54 |
Due from state - tax receivable |
87 000 |
112 000 |
83 000 |
|
|
r55 |
Short-term deposits given |
587 000 |
0 |
354 000 |
|
|
r56 |
Estimated receivable |
|
0 |
|
|
|
r57 |
Other receivables |
1 000 |
0 |
|
|
|
r58 |
Short-term
financial assets |
2 345 000 |
3 752 000 |
2 425 000 |
|
|
r59 |
Cash |
5 000 |
49 000 |
59 000 |
|
|
r60 |
Bank accounts |
2 340 000 |
3 703 000 |
2 366 000 |
|
|
r61 |
Short-term securities and ownership
interests |
|
0 |
|
|
|
r62 |
Short-term financial assets acquired |
|
0 |
|
|
|
r63 |
Accruals |
0 |
0 |
0 |
|
|
r64 |
Deferred expenses |
|
0 |
|
|
|
r65 |
Complex deferred costs |
|
0 |
|
|
|
r66 |
Deferred income |
0 |
0 |
|
|
|
r67 |
TOTAL
LIABILITIES |
28 022 000 |
25 355 000 |
21 854 000 |
|
|
r68 |
Equity |
-604 000 |
-1 172 000 |
458 000 |
|
|
r69 |
Registered
capital |
100 000 |
100 000 |
100 000 |
|
|
r70 |
Registered capital |
100 000 |
100 000 |
100 000 |
|
|
r71 |
Company’s own shares and ownership
interests (-) |
|
0 |
|
|
|
r72 |
Changes of registered capital ( +/- ) |
|
0 |
|
|
|
r73 |
Capital funds |
|
0 |
0 |
|
|
r74 |
Share premium |
|
0 |
|
|
|
r75 |
Other capital funds |
|
0 |
|
|
|
r76 |
Differences from revaluation of assets and
liabilities ( +/- ) |
|
0 |
|
|
|
r77 |
Differences from revaluation in
transformation ( +/- ) |
|
0 |
|
|
|
r78 |
Reserve funds, statutory
reserve account for cooperatives, and other retained earnings |
10 000 |
10 000 |
10 000 |
|
|
r79 |
Legal reserve fund / indivisible fund |
10 000 |
10 000 |
10 000 |
|
|
r80 |
Statutory and other funds |
|
0 |
|
|
|
r81 |
Profit / loss -
previous years |
1 030 000 |
-714 000 |
-1 282 000 |
|
|
r82 |
Retained earnings from previous years |
1 030 000 |
0 |
|
|
|
r83 |
Accumulated losses from previous years |
|
-714 000 |
-1 282 000 |
|
|
r84 |
Profit / loss -
current year (+/-) |
-1 744 000 |
-568 000 |
1 630 000 |
|
|
r85 |
Liabilities |
28 626 000 |
26 527 000 |
20 975 000 |
|
|
r86 |
Reserves |
|
0 |
0 |
|
|
r87 |
Reserves under special statutory
regulations |
|
0 |
|
|
|
r88 |
Reserves for pension and similar payables |
|
0 |
|
|
|
r89 |
Income tax reserves |
|
0 |
|
|
|
r90 |
Other reserves |
|
0 |
|
|
|
r91 |
Long-term
payables |
26 911 000 |
24 911 000 |
19 725 000 |
|
|
r92 |
Trade payables |
|
0 |
|
|
|
r93 |
Payables to controlled and managed organizations |
|
0 |
|
|
|
r94 |
Payables to accounting units with
substantial influence |
|
0 |
|
|
|
r95 |
Payables from partners, cooperative
members and association members |
26 911 000 |
24 911 000 |
19 725 000 |
|
|
r96 |
Long-term advances received |
|
0 |
|
|
|
r97 |
Issues bonds |
|
0 |
|
|
|
r98 |
Long-term notes payables |
|
0 |
|
|
|
r99 |
Estimated payables |
|
0 |
|
|
|
r100 |
Other payables |
|
0 |
|
|
|
r101 |
Deferred tax liability |
|
0 |
|
|
|
r102 |
Short-term
payables |
1 715 000 |
1 616 000 |
1 250 000 |
|
|
r103 |
Trade payables |
259 000 |
1 134 000 |
604 000 |
|
|
r104 |
Payables to controlled and managed
organizations |
0 |
0 |
|
|
|
r105 |
Payables to accounting units with
substantial influence |
|
0 |
|
|
|
r106 |
Payables from partners, cooperative
members and association members |
1 000 |
0 |
|
|
|
r107 |
Payroll |
459 000 |
296 000 |
288 000 |
|
|
r108 |
Payables to social securities and health
insurance |
225 000 |
159 000 |
271 000 |
|
|
r109 |
Due from state - tax liabilities and
subsidies |
177 000 |
25 000 |
85 000 |
|
|
r110 |
Short-term deposits received |
|
0 |
|
|
|
r111 |
Issues bonds |
|
0 |
|
|
|
r112 |
Estimated payables |
575 000 |
0 |
|
|
|
r113 |
Other payables |
19 000 |
2 000 |
2 000 |
|
|
r114 |
Bank loans and
financial accommodations |
|
0 |
0 |
|
|
r115 |
Long-term bank loans |
|
0 |
0 |
|
|
r116 |
Short-term bank loans |
|
0 |
0 |
|
|
r117 |
Short-term accommodations |
|
0 |
0 |
|
|
r118 |
Accruals |
|
0 |
421 000 |
|
|
r119 |
Accrued expenses |
|
0 |
421 000 |
|
|
r120 |
Deferred revenues |
|
0 |
|
|
|
|
profit/loss
account |
31.12.2011 (CZK) |
31.12.2012 (CZK) |
31.12.2013 (CZK) |
|
|
|
a1 |
Turnover |
24 656 000 |
23 447 000 |
25 711 000 |
|
|
|
a2 |
Revenues from sold goods |
2 584 000 |
938 000 |
2 000 |
|
|
|
a3 |
Expenses on sold goods |
2 032 000 |
745 000 |
0 |
|
|
|
a4 |
Sale margin |
552 000 |
193 000 |
2 000 |
|
|
|
a5 |
Production |
22 092 000 |
23 236 000 |
25 436 000 |
|
|
|
a6 |
Revenues from own products and services |
22 072 000 |
22 509 000 |
25 709 000 |
|
|
|
a7 |
Change in inventory of own products |
20 000 |
727 000 |
-273 000 |
|
|
|
a8 |
Capitalization |
|
0 |
|
|
|
|
a9 |
Production
consumption |
17 124 000 |
16 442 000 |
16 034 000 |
|
|
|
a10 |
Consumption of material and energy |
14 652 000 |
13 094 000 |
12 640 000 |
|
|
|
a11 |
Services |
2 472 000 |
3 348 000 |
3 394 000 |
|
|
|
a12 |
Added value |
5 520 000 |
6 987 000 |
9 404 000 |
|
|
|
a13 |
Personnel
expenses |
6 500 000 |
6 766 000 |
5 840 000 |
|
|
|
a14 |
Wages and salaries |
4 913 000 |
5 087 000 |
4 432 000 |
|
|
|
a15 |
Renumeration of board members |
|
0 |
|
|
|
|
a16 |
Social security expenses and health
insurance |
1 586 000 |
1 678 000 |
1 408 000 |
|
|
|
a17 |
Other social expenses |
1 000 |
1 000 |
|
|
|
|
a18 |
Taxes and fees |
79 000 |
80 000 |
77 000 |
|
|
|
a19 |
Depreciations of intangible and tangible
assets |
441 000 |
203 000 |
208 000 |
|
|
|
a20 |
Revenues from
disposals of fixed assets and materials |
15 000 |
118 000 |
159 000 |
|
|
|
a21 |
Revenues from disposals of fixed assets |
|
0 |
|
|
|
|
a22 |
Revenues from disposals of materials |
15 000 |
118 000 |
159 000 |
|
|
|
a23 |
Net book value
of disposed fixed assets and materials |
3 000 |
90 000 |
148 000 |
|
|
|
a24 |
Net book value of sold fixed assets |
|
0 |
|
|
|
|
a25 |
Net book value of sold material |
3 000 |
90 000 |
148 000 |
|
|
|
a26 |
Change in operating reserves and
adjustments and complex deferred costs ( + / - ) |
0 |
69 000 |
1 982 000 |
|
|
|
a27 |
Other operating revenues |
1 000 |
48 000 |
1 000 |
|
|
|
a28 |
Other operating expenses |
170 000 |
161 000 |
133 000 |
|
|
|
a29 |
Transfer of operating revenues |
|
0 |
|
|
|
|
a30 |
Transfer of operating expenses |
|
0 |
|
|
|
|
a31 |
Operating profit
/ loss |
-1 657 000 |
-216 000 |
1 176 000 |
|
|
|
a32 |
Revenues from sales of securities and
ownership interests |
|
0 |
|
|
|
|
a33 |
Sold securities and ownership interests |
|
0 |
|
|
|
|
a34 |
Revenues from
long-term financial assets |
|
0 |
|
|
|
|
a35 |
Revenues from shares in controlled and
managed organizations and in accounting units with substantial influence |
|
0 |
|
|
|
|
a36 |
Revenues from others securities and
ownership interests |
|
0 |
|
|
|
|
a37 |
Revenues from other long-term financial
assets |
|
0 |
|
|
|
|
a38 |
Revenues from short-term financial assets |
|
0 |
|
|
|
|
a39 |
Expenses associated with financial assets |
|
0 |
|
|
|
|
a40 |
Revenues from revaluation of securities and
derivatives |
|
0 |
|
|
|
|
a41 |
Cost of revaluation of securities and
derivatives |
|
0 |
|
|
|
|
a42 |
Change in financial reserves and
adjustments ( + / - ) |
|
0 |
|
|
|
|
a43 |
Interest revenues |
|
0 |
0 |
|
|
|
a44 |
Interest expenses |
|
0 |
0 |
|
|
|
a45 |
Other financial revenues |
705 000 |
528 000 |
738 000 |
|
|
|
a46 |
Other financial expenses |
792 000 |
880 000 |
284 000 |
|
|
|
a47 |
Transfer of financial revenues |
|
0 |
|
|
|
|
a48 |
Transfer of financial expenses |
|
0 |
|
|
|
|
a49 |
Profit / loss
from financial operations ( transactions ) |
-87 000 |
-352 000 |
454 000 |
|
|
|
a50 |
Income tax on
ordinary income |
0 |
0 |
0 |
|
|
|
a51 |
Due tax |
0 |
0 |
|
|
|
|
a52 |
Tax deferred |
|
0 |
|
|
|
|
a53 |
Operating profit
/ loss ordinary activity |
-1 744 000 |
-568 000 |
1 630 000 |
|
|
|
a54 |
Extraordinary revenues |
|
0 |
|
|
|
|
a55 |
Extraordinary expenses |
|
0 |
|
|
|
|
a56 |
Income tax on extraordinary
income |
|
0 |
|
|
|
|
a57 |
Due tax |
|
0 |
|
|
|
|
a58 |
Tax deferred |
|
0 |
|
|
|
|
a59 |
Operating profit
/ loss extraordinary activity |
|
0 |
0 |
|
|
|
a60 |
Transfer profit ( loss ) to partners (+/-) |
|
0 |
|
|
|
|
a61 |
Profit / loss of
current accounting period (+/-) |
-1 744 000 |
-568 000 |
1 630 000 |
|
|
|
a62 |
Profit / loss
before tax (+/-) |
-1 744 000 |
-568 000 |
1 630 000 |
|
|
|
|
Receivables
after due date total |
|
4 977 000 |
5 230 000 |
|
|
|
|
Receivables more than 180 days after due
date |
|
3 510 000 |
3 725 000 |
|
|
|
|
Liabilities
after due date total |
|
790 000 |
78 000 |
|
|
|
|
Liabilities more than 180 days after due
date |
|
572 000 |
0 |
|
|
|
Balance indices |
|
31.12.2011 |
31.12.2012 |
31.12.2013 |
|
|
|
Return on total assets ROA (in %) |
a62/r1 * 100 |
-6,22 |
-2,24 |
7,46 |
|
|
|
Return on equity ROE (in %) |
a62/r68 * 100 |
288,74 |
48,46 |
355,90 |
|
|
|
Return on sales ROS (in %) |
a62/a1 * 100 |
-7,07 |
-2,42 |
6,34 |
|
|
|
Turnover of receivables (in days) |
r49/a1 * 365 |
138,40 |
100,19 |
78,16 |
|
|
|
Turnover of liabilities (in days) |
r103/a1 * 365 |
3,83 |
17,65 |
8,57 |
|
|
|
Turnover of inventories (days) |
r32/a1 * 365 |
140,96 |
136,01 |
104,54 |
|
|
|
Net working capital (in ths. CZK) |
r31 - r102 - r116 - r117 |
20 176,00 |
17 421,00 |
14 482,00 |
|
|
|
Ratio of accounts payable to accounts
receivable (in %) |
(r39+r48) / (r91+r102) * 100 |
n/a |
24,68 |
28,33 |
|
|
|
Ratio of profit/loss to tangible assets
(in%) |
r3 / a1 * 100 |
24,87 |
26,95 |
23,81 |
|
|
|
Current ratio |
r31 / (r102+r116+r117) |
n/a |
11,78 |
12,59 |
|
|
|
Quick ratio |
(r58+r48) / (r102+r116+r117) |
7,21 |
6,37 |
6,69 |
|
|
|
Cash ratio |
r58 / (r102+r116+r117) |
n/a |
2,32 |
1,94 |
|
|
|
Debt ratio I (in %) |
(1-r68/r67) * 100 |
102,16 |
104,62 |
97,90 |
|
|
|
Debt ratio II (in %) |
r85/r67 * 100 |
102,16 |
104,62 |
95,98 |
|
|
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.62.65 |
|
UK Pound |
1 |
Rs.98.53 |
|
Euro |
1 |
Rs.78.02 |
INFORMATION DETAILS
|
Analysis Done by
: |
SUB |
|
|
|
|
Report Prepared
by : |
MNL |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General unfavourable
factors will not cause fatal effect. Satisfactory capability for payment of
interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with full
security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
-- |
NB |
New Business |
-- |
This score serves as a reference to assess
SC’s credit risk and to set the amount of credit to be extended. It is
calculated from a composite of weighted scores obtained from each of the major
sections of this report. The assessed factors and their relative weights (as
indicated through %) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend (10%) Operational size
(10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.