MIRA INFORM REPORT

Report Date :

27.12.2014

IDENTIFICATION DETAILS

Name :	ALLIANCE GUMS & INDUSTRIES S.A
Registered Office :	222 Rue Michel Carre, 95870 Bezons
Country :	France
Date of Incorporation :	January 2000
Com. Reg. No.:	0 428 889 760
Legal Form :	Public Limited Company With Board of Directors
Line of Business :	Wholesale ( Intercompany Trade) of Chemicals ( 4675Z )
No. of Employee :	3 To 5

RATING & COMMENTS

MIRA’s Rating :

Ca

RATING		STATUS	PROPOSED CREDIT LINE
11-25	Ca	Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity	Limited with full security

Status :	Moderate
Payment Behaviour :	Unknown
Litigation :	Clear

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

ECGC Country Risk Classification List – September 30, 2014

Country Name	Previous Rating (30.06.2014)	Current Rating (30.09.2014)
France	A1	A1

Risk Category	ECGC Classification
Insignificant	A1
Low	A2
Moderate	B1
High	B2
Very High	C1
Restricted	C2
Off-credit	D

FRANCE - ECONOMIC OVERVIEW

The French economy is diversified across all sectors. The government has partially or fully privatized many large companies, including Air France, France Telecom, Renault, and Thales. However, the government maintains a strong presence in some sectors, particularly power, public transport, and defense industries. With at least 82 million foreign tourists per year, France is the most visited country in the world and maintains the third largest income in the world from tourism. France's leaders remain committed to a capitalism in which they maintain social equity by means of laws, tax policies, and social spending that mitigate economic inequality. France's real GDP stagnated in 2012 and 2013. The unemployment rate (including overseas territories) increased from 7.8% in 2008 to 10.2% in 2013. Youth unemployment in metropolitan France decreased from a high of 25.4% in the fourth quarter of 2012 to 22.8% in the fourth quarter of 2013. Lower-than-expected growth and high spending have strained France's public finances. The budget deficit rose sharply from 3.3% of GDP in 2008 to 7.5% of GDP in 2009 before improving to 4.1% of GDP in 2013, while France's public debt rose from 68% of GDP to nearly 94% over the same period. In accordance with its EU obligations, France is targeting a deficit of 3.6% of GDP in 2014 and 2.8% in 2015. The administration of President Francois HOLLANDE has implemented greater state support for employment, the separation of banks' traditional deposit taking and lending activities from more speculative businesses, increasing the top corporate and personal tax rates, including a temporary 75% tax on wages over one million euros, and hiring an additional 60,000 teachers during his five-year term. In January 2014 HOLLANDE proposed a “Responsibility Pact” aimed primarily at lowering labor costs in return for businesses’ commitment to create jobs. Despite stagnant growth and fiscal challenges, France's borrowing costs have declined in recent years because investors remain attracted to the liquidity of France’s bonds.

Source : CIA

Company summary

Name

ALLIANCE GUMS & INDUSTRIES S.A

SIRET

428 889 760 00032

PERSONAL COMMENT

Company Summary

EUR VAT Number	FR85428889760
Activity (APE)	Wholesale ( intercompany trade) of chemicals ( 4675Z )	Legal form	Public limited company with board of directors
Phone	01 34 26 36 36	RCS Registration	RCS Pontoise 0 428 889 760
Fax		Share capital	76,240 Euros
Address	ALLIANCE GUMS & INDUSTRIES S.A 222 Rue Michel Carre, 95870 Bezons	Incorporated Date	01/2000
Nationality	France	Status	Economically active

No social security and tax office preferential right to date

Current Directors

5

company details

Company details

Activity (APE)	Wholesale ( intercompany trade) of chemicals ( 4675Z )
RCS Registration	RCS Pontoise 0 428 889 760	Share capital	76,240 Euros
Registration Court	Pontoise (78)	Legal form	Public limited company with board of directors
Court Registry Number	20 0 8B01458	EUR VAT Number	FR85428889760
Incorporation Date	01/2000	Formation Date	01/2000
Deregistration Date		Last account Date	N/A
Nationality	France

Establishment details

Activity (APE)	Wholesale ( intercompany trade) of chemicals ( 4675Z)	Business Pages FT®	PRODUITS CHIMIQUES (FABRICATION, GROS)
Postal Address	ALLIANCE GUMS & INDUSTRIES S.A 222 RUE MICHEL CARRE 95870 BEZONS	Trading Address	222 RUE MICHEL CARRE 95870 BEZONS
Telephone	01 34 26 36 36
Fax

Type	Head office	Status	Economically active
Formation Date	03/2008	Reason for formation	Formation
Closure Date		Reason for closure
Reactivation Date		Production Role
Activity Nature		Activity Location
Location surface		Seasonality

Department	Val-d'Oise (95)	Region	Ile-de-France
District		Area
City	BEZONS	Size of urban area

Other establishments

Branches	1 branch entities in this company
Head office	> ALLIANCE GUMS & INDUSTRIES S.A <<<  - Commerce de gros (commerce interentreprises) de produits chimiques (4675Z)  in BEZONS  (95870)
Secondary establishments	>  ALLIANCE GUMS & INDUSTRIES S.A  - Commerce de gros (commerce interentreprises) de produits chimiques (4675Z)  in CROISSY SUR SEINE  (78290)

Regionality	Legal unit with all establishments in same area
Mono-activity status	Legal unit having all establishments with the same main activity

Workforces

Workforce at address

3 to 5 employees

Company workforce

3 to 5 employees

accounts

judgements

Collective procedures

No judgment information for the company

   Social security, pension funds preferential rights | Tax office preferential rights

Preferential rights details and history

Summary of preferential rights

Company monitored since	10/05/2010
Status of Monitoring	No social security and tax office preferential right to date

Group data

Group Structure

No group information available for the company

Shareholders

No Shareholders available for this company

Linkages

No Linkages information available for the company

event history

Status history

No Status History

Recent publications in Gazettes

Publication date	Gazette Name	Description
07/03/2013	Bodacc B	Modification et mutation diverse
95 - VAL-D'OISE GREFFE DU TRIBUNAL DE COMMERCE DE PONTOISE 2056 - 428 889 760 RCS Pontoise. ALLIANCE GUMS & INDUSTRIES SA. Forme : Société anonyme. Sigle : AGI. Administration : Administrateur : MATON Maxime Commissaire aux comptes titulaire : SOCIETE DYNEXPERT SA Président du conseil d'administration Directeur général Administrateur : MATON Michel, Marcel modification le 05 Janvier 2012 Administrateur : MATON Charlotte Maud en fonction le 05 Janvier 2012 Administrateur : ROQUETTE FRERES représenté par DUFOUR Jean-Luc en fonction le 10 Juillet 2012 Commissaire aux comptes suppléant : FISCHBACH Martin en fonction le 10 Juillet 2012 Administrateur : ROQUETTE SILADOUR représenté par DUPAS François Alban Benoit modification le 27 Février 2013. Activité : . Commentaires : Modification de représentant.
18/07/2012	Bodacc B	Modification et mutation diverse
95 - VAL-D'OISE GREFFE DU TRIBUNAL DE COMMERCE DE PONTOISE 2916 - 428 889 760 RCS Pontoise. ALLIANCE GUMS & INDUSTRIES SA. Forme : Société anonyme. Sigle : AGI. Administration : Administrateur : MATON Maxime Commissaire aux comptes titulaire : SOCIETE DYNEXPERT SA Président directeur général et administrateur : MATON Michel, Marcel modification le 05 Janvier 2012 Administrateur : MATON Charlotte Maud en fonction le 05 Janvier 2012 Administrateur : ROQUETTE FRERES représenté par DUFOUR Jean-Luc en fonction le 10 Juillet 2012 Commissaire aux comptes suppléant : FISCHBACH Martin en fonction le 10 Juillet 2012 Administrateur : ROQUETTE SILADOUR représenté par ROQUETTE Edouard en fonction le 10 Juillet 2012. Activité : . Commentaires : Modification de représentant.
13/01/2012	Bodacc B	Modification et mutation diverse
95 - VAL-D'OISE GREFFE DU TRIBUNAL DE COMMERCE DE PONTOISE 2126 - 428 889 760 RCS Pontoise. ALLIANCE GUMS & INDUSTRIES SA. Forme : Société anonyme. Sigle : AGI. Administration : Administrateur : MATON Celine modification le 23 Avril 2008 Administrateur : MATON Maxime Commissaire aux comptes suppléant : PALASI Lionel Commissaire aux comptes titulaire : SOCIETE DYNEXPERT SA Président directeur général et administrateur : MATON Michel, Marcel modification le 05 Janvier 2012 Administrateur : MATON Charlotte Maud en fonction le 05 Janvier 2012. Activité : . Commentaires : Modification de représentant.
29/12/2011	JAL	Resignation / Revocation of the social representative
Echo régional (L') Date de décision : 22/12/2011 La société 428889760 - ALLIANCE GUMS & INDUSTRIES S.A, 222 RUE MICHEL CARRE, 95870 BEZONS Fait l'objet du départ de Madame Joëlle MATON Monsieur Céline THOMAS Madame Joëlle MATON Date d'effet : 01/01/2012
29/12/2011	JAL	Appointment of the social representative
Echo régional (L') Société faisant l'objet d'une nomination : 428889760 - ALLIANCE GUMS & INDUSTRIES S.A, 222 RUE MICHEL CARRE, 95870 BEZONS Nominé : Monsieur Michel MATON En la fonction de : Président Directeur Général Nominé : Madame Charlotte ALBAREL, 78170 LA CELLE ST CLOUD En la fonction de : Administrateur Date d'effet : 01/01/2012
03/02/2011	Bodacc B	Modification et mutation diverse
95 - VAL-D'OISE GREFFE DU TRIBUNAL DE COMMERCE DE PONTOISE 1868 - 428 889 760 RCS Pontoise. ALLIANCE GUMS & INDUSTRIES SA. Forme : Société anonyme. Sigle : AGI. Administration : Président du conseil d'administration et directeur général : MATON Joelle Administrateur : MATON Celine modification le 23 Avril 2008 Administrateur : MATON Maxime Commissaire aux comptes suppléant : PALASI Lionel Commissaire aux comptes titulaire : SOCIETE DYNEXPERT SA Directeur général délégué et administrateur : MATON Michel, Marcel en fonction le 26 Janvier 2011. Activité : . Commentaires : Modification de représentant.
21/01/2011	JAL	Appointment of the social representative
Echo régional (L') Société faisant l'objet d'une nomination : 428889760 - ALLIANCE GUMS & INDUSTRIES S.A, 222 RUE MICHEL CARRE, 95870 BEZONS Nominé : Monsieur Michel MATON, 39 Avenue Clarisse, 92420 VAUCRESSON En la fonction de : Administrateur Nominé : Monsieur Michel MATON, 39 Avenue Clarisse, 92420 VAUCRESSON En la fonction de : Directeur général Date d'effet : 01/01/2011
04/05/2008	Bodacc A	Immatriculation
95 - VAL-D'OISE GREFFE DU TRIBUNAL DE COMMERCE DE PONTOISE 1752 - 428 889 760 RCS Pontoise. ALLIANCE GUMS & INDUSTRIES SA. Forme : Société anonyme. Sigle : AGI. Administration : Président du conseil d'administration et directeur général : MATON Joelle. Administrateur : MATON Celine. Administrateur : MATON Maxime. Commissaire aux comptes suppléant : PALASI Lionel. Commissaire aux comptes titulaire : SOCIETE DYNEXPERT SA. Capital : 76240 EUR. Adresse : 222 rue Michel Carré, 95870 Bezons. Date de commencement de l’activité : 21/03/2008. Descriptif : Immatriculation d'une personne morale suite au transfert du siège hors ressort. Commentaires : Immatriculation d'une personne morale suite à transfert de son siège social.
28/05/2006	Bodacc B	Modifications et mutations diverses
1019 - RCS Versailles B 428 889 760. RC 02-B 311. ALLIANCE GUMS & INDUSTRIES S.A. Sigle : AGI. Forme : S.A. Commentaires : modification survenue sur l'administration. Administration : commissaire aux comptes suppléant partant : FRENOY (Laurent). Nomination d'un commissaire aux comptes suppléant : PALASI (Lionel).
09/04/2006	Bodacc B	Modifications et mutations diverses
2143 - RCS Versailles B 428 889 760. RC 02-B 311. ALLIANCE GUMS & INDUSTRIES S.A. Sigle : AGI. Forme : S.A. Commentaires : modification survenue sur l'administration. Administration : administrateur partant : MATON (Charlotte). Nomination d'un administrateur : MATON (Maxime).
24/06/2005	Bodacc B	Modifications et mutations diverses
2335 - RCS Versailles B 428 889 760. RC 02-B 311. ALLIANCE GUMS & INDUSTRIES S.A. Sigle : AGI. Forme : S.A. Commentaires : modification survenue sur l'administration. Administration : modification du président du conseil d'administration et directeur général : MATON (Joëlle).
13/03/2002	Bodacc B	Modifications et mutations diverses
RCS Versailles B 428889760 RC 02-B 311 ALLIANCE GUMS & INDUSTRIES S.A. Sigle : AGI. Forme : S.A. Capital : 76 240 euros. Activité : achat, négoce, fabrication de tous produits épaississants, gélifiants, stabilisants et aromatiques, de fibres polymères et de protéines plus généralement, de tous agents technologiques destinés aux industries aunsi que toutes opérations industrielles, commerciales, financières, mobilières et immobilières se rattachant, directement ou indirectement, audit objet ou à tous objets similaires ou connexes. Adresse du siège social : 101 chemin de Ronde, 78290 Croissy-sur-Seine. Administration : président du conseil d'administration : MATON (Joelle). Administrateurs : MATON (Charlotte) MATON (Céline). Commissaire aux comptes titulaire : STE DYNEXPERT S.A. Commissaire aux comptes suppléant : FRENOY (Laurent). Commentaires : cette société transfère son siège du 56 allée du Butard, 92420 Vaucresson. Date d'effet : 15 décembre 2001.
27/01/2000	Bodacc A	Création d'établissement
RCS Nanterre B 428889760 RC 00-B 139 ALLIANCE GUMS ET INDUSTRIES S.A. Sigle : A.G.I. Forme : S.A. Capital : 38 120 euros. Activité : achat, négoce, fabrication de tout produit épaississant, gélifiant, stabilisant, aromatique, fibres, polymères, protéines et plus généralement tout agent technologique destiné aux industries ainsi que toutes opérations industrielles, commerciales, financières, mobilières et immobilières se rattachant directement ou indirectement audit objet ou à tous objets similaires ou connexes. Adresse du siège social : 56, allée du Butard 92420 Vaucresson. Administration : président du conseil d'administration : MATON (Joelle) Administrateurs : MATON ( Charlotte) MATON (Céline). Commissaire aux comptes titulaire : SOCIETE DYNEXPERT S.A. Commissaire aux comptes suppléant : FRENOY (Laurent) Cette société se constitue Date de début d'activité: 1 e r janvier 2000.

Company events history

Date	Description
07/03/2013	Bodacc B: Various editing or changing
27/02/2013	Appointment/resignation of company officers
27/02/2013	Minutes of Board meeting
18/07/2012	Bodacc B: Various editing or changing
10/07/2012	Changes to the Board of Directors
10/07/2012	Minutes of general meeting of shareholders
13/01/2012	Bodacc B: Various editing or changing
05/01/2012	Minutes of general meeting of shareholders
05/01/2012	Changes to the Board of Directors
05/01/2012	Amendment
29/12/2011	Legal Gazette: Resignation / Revocation of the social representative
22/12/2011	Legal Gazette: Appointment of the social representative
03/02/2011	Bodacc B: Various editing or changing
26/01/2011	Minutes of Board meeting
26/01/2011	Minutes of general meeting of shareholders
26/01/2011	Changes to the Board of Directors
26/01/2011	Amendment
28/12/2010	Legal Gazette: Appointment of the social representative
10/05/2010	Collection of preferential rights activated for this company
04/05/2008	Bodacc A : Registration
04/05/2008	New Bodacc A ads detected
15/04/2008	PV du Conseil d'Administration
15/04/2008	Minutes of Board meeting
15/04/2008	Statuts mis à jour
15/04/2008	Updated articles of association
15/04/2008	Acte modificatif
15/04/2008	Private document
15/04/2008	Registration after transfer
15/04/2008	Transfert du Siège hors du ressort du Tribunal de Commerce
15/04/2008	Immatriculation suite à transfert
21/03/2008	Update of Company Head Office Identifier
21/03/2008	Transfer of Establishment
11/05/2006	Appointment/resignation of company officers
11/05/2006	Changement de Commissaire aux Comptes
11/05/2006	Minutes of general meeting of shareholders
11/05/2006	PV d'Assemblée
11/05/2006	New auditor
11/05/2006	Private document
09/03/2006	Minutes of general meeting of shareholders
09/03/2006	Appointment/resignation of company officers
09/03/2006	PV d'Assemblée
09/03/2006	Private document
09/03/2006	Changes to the Board of Directors
09/03/2006	Modification du Conseil d'Administration
03/06/2005	Acte sous seing privé
03/06/2005	Private document
03/06/2005	Minutes of general meeting of shareholders
03/06/2005	PV d'Assemblée
03/06/2005	Acte modificatif
03/06/2005	PV du Conseil d'Administration
03/06/2005	Statuts mis à jour
03/06/2005	Updated articles of association
03/06/2005	Minutes of Board meeting
06/02/2002	Augmentation de Capital
06/02/2002	Conversion du Capital Social en Euros
06/02/2002	Transfert du Siège dans le ressort du Tribunal de Commerce
06/02/2002	Statuts mis à jour
06/02/2002	Acte sous seing privé
06/02/2002	Certificat de dépôt des fonds
06/02/2002	PV d'Assemblée
06/02/2002	Immatriculation suite à transfert
11/01/2000	Statuts
11/01/2000	Formation de Société

directors

Shareholder(s)

Name	ROQUETTE FRERES
Name of representative	M DUFOUR JEAN-LUC
Manager position	Administrator	Date of birth	21/07/1958
Place of birth	ARMENTIERES
Type	Moral person	Name at birth

Name	ROQUETTE SILADOUR
Name of representative	M DUPAS FRANÇOIS ALBAN BENOIT
Manager position	Administrator	Date of birth	02/09/1971
Place of birth	AMIENS
Type	Moral person	Name at birth

Name	M. MATON MAXIME
Manager position	Administrator	Date of birth	24/10/1978
Place of birth	PARIS
Type	Individual	Name at birth

Name	M. MATON MICHEL, MARCEL
Manager position	Administrator, Managing director, Chairman of the Board	Date of birth	07/02/1950
Place of birth	PARIS
Type	Individual	Name at birth

Name	Mme. ALBAREL CHARLOTTE MAUD
Manager position	Administrator	Date of birth	18/03/1977
Place of birth	PARIS
Type	Individual	Name at birth	MATON

Previous Directors

No data about previous directors is available for this company

FOREIGN EXCHANGE RATES

Currency	Unit	Indian Rupees
US Dollar	1	Rs.63.64
UK Pound	1	Rs.98.98
Euro	1	Rs.77.74

INFORMATION DETAILS

Analysis Done by :	DIV
Report Prepared by :	TPT

RATING EXPLANATIONS

RATING		STATUS	PROPOSED CREDIT LINE
>86	Aaa	Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums	Unlimited
71-85	Aa	Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums	Large
56-70	A	Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums	Fairly Large
41-55	Ba	Overall operation is considered normal. Capable to meet normal commitments.	Satisfactory
26-40	B	Capability to overcome financial difficulties seems comparatively below average.	Small
11-25	Ca	Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity	Limited with full security
<10	C	Absolute credit risk exists. Caution needed to be exercised	Credit not recommended
--	NB	New Business	--

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

Financial condition (40%) Ownership background (20%) Payment record (10%)

Credit history (10%) Market trend (10%) Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.