MIRA INFORM REPORT

 

 

Report Date :

01.02.2014

 

IDENTIFICATION DETAILS

 

Name :

ADITYA BIRLA RETAIL LIMITED

 

 

Registered Office :

Skyline Icon, 86/92, 5th and 6th Floor, Near Mittal, Industrial Estate, Andheri Kurla Road, Andheri (East), Mumbai – 400059, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2013

 

 

Date of Incorporation :

14.07.1988

 

 

Com. Reg. No.:

11-048117

 

 

Capital Investment / Paid-up Capital :

Rs.2225.000 Millions

 

 

CIN No.:

[Company Identification No.]

U65990MH1988PLC048117

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

MUMA28583C

 

 

PAN No.:

[Permanent Account No.]

AAACP2678Q

 

 

Legal Form :

A Closely Held Public Limited Liability Company

 

 

Line of Business :

Chain of Departmental Stores.

 

 

No. of Employees :

Information declined by management 

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (34)

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Exist

 

 

Comments :

Subject is a part of Aditya Birla Group. It is a subsidiary of ‘Kanishtha Finance and Investment Private Limited’. It is an established company having moderate track record.

 

There appears to be huge accumulated losses recorded by the company.

 

However, trade relations are reported as fair. Business is active. Payments are reported to be slow but correct.

 

In view of strong holding, the company can be considered normal for business dealings with slight caution.  

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

INDIAN ECONOMIC OVERVIEW

 

The services sector, the largest contributor to India’s GDP, contracted for the sixth consecutive month in December, as orders dipped. However, hiring has risen.  Direct tax collections rose 12.3 % during the April – December period of the current financial year.  The government has decided to retain 100 per cent foreign direct investment in both greenfield (new) and brown field (existing) pharmaceutical companies, despite concerns over genetic drugs going out of production, if multi-national companies take over domestic ones. In M&A deals, a non compete clause would not be allowed, except in special circumstances. The Department of Industrial Policy and Promotion plans to release the next edition of its consolidated foreign direct investment policy document on March 31, incorporating changes made in the past year. DIPP compiles all policies related to India’s FDI regime into a single document to make it easy for investors to understand. 185 million estimated number of mobile internet users in India by June 2014, according to a report by the Internet & Mobile Association of India and IMRB International.  India had 110 million mobile internet users with 25 million in rural areas. $3.77 tn estimated global IT spending in 2014, according to research firm Gartner Inc. The growth forecast for this year is cut to 3.1 %from the earlier estimate of 3.5 %. The spending growth forecast for telecom services – a segment that accounts for more than 40 % at total IT spending – from 1.9 per cent to 1.2 per cent is the main reason for this overall IT cut. A Reserve Bank of India committee has recommended setting up a special category of lenders who would cater to small businesses and households, to expand the number of customers with access to banking services. These banks would focus onproviding payment services and deposit products.  Indian banks want the free use of automated teller machines to be capped at five transactions in a month including that of the bank in which the account is active. This follows state government order to banks to install security guards at ATM booths after a woman banker was assaulted in Bangalore. The government is likely to present a vote on Account in mid-February. The annual Economic Survey will be tabled later in Parliament along with the full Budget. A full Budget for 2014/15 is likely to be present in July by the new government formed after the General Election. The government will soon launch an internet spy system, called Netra, to detect malafide messages. Security agency will deploy the system to capture dubious voice traffic on applications such as Skype and Google Talk, as well as tweeters.

 

 

EXTERNAL AGENCY RATING

 

Rating Agency Name

ICRA

Rating

Long term loans BBB+

Rating Explanation

Moderate credit quality and average credit risk.

Date

December 2013

 

 

Rating Agency Name

ICRA

Rating

Short term fund based facilities A2

Rating Explanation

Strong degree of safety and low credit risk.

Date

December 2013

 

 

RBI DEFAULTERS’ LIST STATUS

           

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

 

INFORMATION DENIED BY

 

Name :

Mr. Hemant Matre

Designation :

Account Executive

Contact No.:

91-8652905555

Date :

30.01.2014

 

LOCATIONS

 

Registered Office :

Skyline Icon, 86/92, 5th and 6th Floor, Near Mittal, Industrial Estate, Andheri Kurla Road, Andheri (East), Mumbai – 400059, Maharashtra, India

Tel. No.:

91-8652-905555

Mobile No. :

91-8652905555 (Mr. Hemant Matre)

Fax No.:

91-8652-906200

E-Mail :

atul.daga@retail.adityabirla.com

Website :

www.morestore.com

 

 

DIRECTORS

 

As on 30.07.2013

 

Name :

Mr. Gopi Krishna Tulsian

Designation :

Director

Address :

32 Peacock Palace, 69 Bhulabhai Desai Road, Mumbai – 400026, Maharashtra, India

Date of Birth/Age :

02.02.1937

Date of Appointment :

12.03.2008

DIN No.:

00017786

 

 

Name :

Mr. Girish Mohanlal Dave

Designation :

Director

Address :

Dave and Girish and Company, Advocates, 1st Floor, Sethna Building, 55 Maharshi Karve Road, Marine Lines, Mumbai – 400002, Maharashtra, India

Date of Birth/Age :

12.07.1938

Date of Appointment :

12.03.2008

DIN No.:

00036455

Voter ID No.:

MT/08/039/0022008

 

 

Name :

Mr. Kamlesh Shivji Vikamsey

Designation :

Director

Address :

194, Kalpataru Habitat, Tower – A, Dr. S S Road, Parel, Mumbai – 400012, Maharashtra, India

Date of Birth/Age :

06.12.1960

Date of Appointment :

22.04.2008

DIN No.:

00059620

 

 

Name :

Mr. Pranab Barua

Designation :

Director

Address :

D-1, Cedar Crest, 258, 10th Main, Defence colony, Indira Nagar, Bangalore – 560038, Karnataka, India

Date of Birth/Age :

21.09.1952

Date of Appointment :

01.02.2009

DIN No.:

00230152

 

 

Name :

Mr. Gianprakash Dharamprakash Gupta

Designation :

Director

Address :

101, Kaveri ‘B’ Wing, Neelkanth Valley, Rajawadi, Ghatkopar (East), Mumbai – 400077, Maharashtra, India 

Date of Birth/Age :

11.01.1941

Date of Appointment :

23.09.2011

DIN No.:

00017639

 

 

KEY EXECUTIVES

 

Name :

Mr. Sailesh Kumar Daga

Designation :

Secretary

Address :

Flat No. 421, Tower No. 6, Soham Park, Hari Om Nagar, Mulund (East), Mumbai – 400081, Maharashtra, India

Date of Birth/Age :

23.06.1973

Date of Appointment :

01.12.2012

PAN No.:

ADIPD1752F

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on 30.07.2013

 

Names of Shareholders

 

No. of Shares

 

 

Kanishtha Finance and Investment Private Limited, India 

126824930

RKN Retail Private Limited

95675000

G K Tulsian and Kanishtha Finance and Investment Private Limited, India 

10

Sushil Ganesham Agarwal and Kanishtha Finance and Investment Private Limited, India 

10

Suresh Pitale and Kanishtha Finance and Investment Private Limited, India 

10

Anil Chirania and Kanishtha Finance and Investment Private Limited, India 

10

Omprakash Jajodia and Kanishtha Finance and Investment Private Limited, India 

10

Vivek Pendharkar and Kanishtha Finance and Investment Private Limited, India 

10

Nitin Madhura and Kanishtha Finance and Investment Private Limited, India 

10

 

 

Total

222500000

 

As on 30.07.2013

 

Equity Share Break up (Percentage of Total Equity)

 

Category

Percentage of Holding

Bodies corporate

100.00

Total

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Chain of Departmental Stores.

 

 

Products :

Item Code Number

Product Description

9962

Miscellaneous Consumer Goods

 

 

GENERAL INFORMATION

 

No. of Employees :

Information declined by management 

 

 

Bankers :

·         IDBI Trusteeship Services Limited

Asian Building, Ground Floor, 17, R. Kamani Marg, Ballard Estate, Mumbai – 400001, Maharashtra, India  

 

·         The Federal Bank Limited

Corporate Branch, I Floor, Rajabhadur, Mansion, 32, Bombay Samachar Marg, Fort, Mumbai – 400001, Maharashtra, India

 

·         Syndicate Bank Limited

Large Street, Fort, Mumbai – 400023, Maharashtra, India

 

·         Industrial Development Bank of India limited,

IDBI Tower WTC Complex, Cuffe Parade, Mumbai – 400005, Maharashtra, India 

 

·         State Bank of India

Corporate Accounts Group - Mumbai, Neville House, 3rd Floor, J N Heredia Marg, Ballard Estate, Mumbai - 400001, Maharashtra, India 

 

·         Indusind Bank Limited

Dr. Gopal Das Bhavan, 28, Barakamba Road, New Delhi – 110001, India

 

The Ratnakar Bank Limited

Shahupuri, Kolhapur, Vypari Peth, Kolhapur – 416001, Maharashtra, India

 

ING Vysya Bank Limited

Narian Manzil, Ground Floor, Shop No. G1 to G5, I Floor, Shop No. 1001 to 1007, Barakhamba Road, New Delhi – 110001, India

 

Andhra Bank

Nanavati Mahalaya 18, Homi Street, Fort, Mumbai – 400023, Maharashtra, India 

 

 

Facilities :

SECURED LOANS

31.03.2013

(Rs. In Millions)

31.03.2012

(Rs. In Millions)

LONG TERM BORROWINGS

 

 

Rupee term loan from bank

5190.900

6332.500

 

 

 

SHORT TERM BORROWINGS

 

 

Rupee term loan from bank

1900.000

2950.000

Foreign currency term loans from bank

27.900

77.100

Loans repayable on demand

1188.200

789.500

 

 

 

Total

8307.000

10149.100

 

Banking Relations :

--

 

 

Auditors :

 

Name :

B S R and Company

Chartered Accountants

Address :

Lodha Excelus, 1st Floor, Apollo Mills Compound, N M Joshi Marg, Mahalaxmi, Mumbai - 400 011, Maharashtra,  India

PAN No. :

AAAFB9852F

 

 

Holding Company :

·         Kanishtha Finance and Investment Private Limited

CIN No.: U65990MH1988PTC48498

 

 

Subsidiaries :

·         Trinethra Superretail Private Limited

      CIN No.: U52520AP1990PTC011172

 

·         H A S Two Holdings Private Limited (Subsidiary Company of Trinethra Superretail Private Limited )

      CIN No.: U64202KA1999PTC025649

 

·         Terrafirma Agroprocessing (India) Private Limited (Subsidiary Company of H A S Two Holdings Private Limited)

      CIN No.: U15499AP2005PTC047082

 

·         Fabmall (India) Private Limited (Subsidiary Company of H A S Two Holdings Private Limited)

      CIN No.: U18101KA2002PTC031385

 

 

 


 

CAPITAL STRUCTURE

 

As on 31.03.2013

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

350000000

Equity Shares

Rs.10/- each

Rs.3500.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

222500000

Equity Shares

Rs.10/- each

Rs.2225.000 Millions

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

 

31.03.2013

31.03.2012

I.        EQUITY AND LIABILITIES

 

 

 

(1)Shareholders' Funds

 

 

 

(a) Share Capital

 

2225.000

1225.000

(b) Reserves & Surplus

 

(29249.700)

(24141.200)

(c) Money received against share warrants

 

0.000

0.000

 

 

 

 

(2) Share Application money pending allotment

 

0.000

0.000

Total Shareholders’ Funds (1) + (2)

 

(27024.700)

(22916.200)

 

 

 

 

(3) Non-Current Liabilities

 

 

 

(a) long-term borrowings

 

30726.700

27424.300

(b) Deferred tax liabilities (Net)

 

0.000

0.000

(c) Other long term liabilities

 

2.200

5.500

(d) long-term provisions

 

20.800

23.500

Total Non-current Liabilities (3)

 

30749.700

27453.300

 

 

 

 

(4) Current Liabilities

 

 

 

(a) Short term borrowings

 

9229.700

7004.000

(b) Trade payables

 

1967.300

1949.700

(c) Other current liabilities

 

2342.100

2106.900

(d) Short-term provisions

 

86.300

71.700

Total Current Liabilities (4)

 

13625.400

11132.300

 

 

 

 

TOTAL

 

17350.400

15669.400

 

 

 

 

II.      ASSETS

 

 

 

(1) Non-current assets

 

 

 

(a) Fixed Assets

 

 

 

(i) Tangible assets

 

553.700

633.500

(ii) Intangible Assets

 

241.700

266.300

(iii) Capital work-in-progress

 

278.900

408.800

(iv) Intangible assets under development

 

0.000

0.000

(b) Non-current Investments

 

12103.100

11260.100

(c) Deferred tax assets (net)

 

0.000

0.000

(d)  Long-term Loan and Advances

 

514.300

494.700

(e) Other Non-current assets

 

0.000

0.000

Total Non-Current Assets

 

13691.700

13063.400

 

 

 

 

(2) Current assets

 

 

 

(a) Current investments

 

0.000

0.000

(b) Inventories

 

1077.300

925.000

(c) Trade receivables

 

463.600

308.900

(d) Cash and cash equivalents

 

1221.200

429.800

(e) Short-term loans and advances

 

888.700

896.100

(f) Other current assets

 

7.900

46.200

Total Current Assets

 

3658.700

2606.000

 

 

 

 

TOTAL

 

17350.400

15669.400

 

 

SOURCES OF FUNDS

 

 

 

31.03.2011

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

 

 

1225.000

2] Share Application Money

 

 

0.000

3] Reserves & Surplus

 

 

0.000

4] (Accumulated Losses)

 

 

(19747.500)

NETWORTH

 

 

(18522.500)

LOAN FUNDS

 

 

 

1] Secured Loans

 

 

6649.600

2] Unsecured Loans

 

 

24484.000

TOTAL BORROWING

 

 

31133.600

DEFERRED TAX LIABILITIES

 

 

0.000

Equity Share Warrants

 

 

945.500

 

 

 

 

TOTAL

 

 

13556.600

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

 

 

1060.000

Capital work-in-progress

 

 

238.800

 

 

 

 

INVESTMENT

 

 

10580.100

DEFERREX TAX ASSETS

 

 

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

 
 
848.300

 

Sundry Debtors

 
 
93.100

 

Cash & Bank Balances

 
 
1238.500

 

Other Current Assets

 
 
32.700

 

Loans & Advances

 
 
1433.500

Total Current Assets

 
 
3646.100

Less : CURRENT LIABILITIES & PROVISIONS

 
 
 

 

Sundry Creditors

 
 
656.800

 

Other Current Liabilities

 
 
1269.600

 

Provisions

 
 
42.000

Total Current Liabilities

 
 
1968.400

Net Current Assets

 
 
1677.700

 

 

 

 

MISCELLANEOUS EXPENSES

 

 

0.000

 

 

 

 

TOTAL

 

 

13556.600

 

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2013

 

31.03.2012

31.03.2011

 

SALES

 

 

 

 

 

Income

11158.700

10177.300

7311.200

 

 

Other Income

153.800

114.200

134.200

 

 

TOTAL                                    

11312.500

10291.500

7445.400

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Cost of materials consumed

0.000

0.000

0.000

 

 

Purchases of stock-in-trade

9277.800

8705.400

6414.700

 

 

Changes in inventories of finished goods, work-in-progress and stock-in-trade

(107.600)

(152.700)

(236.300)

 

 

Employee benefit expense

1401.100

1579.500

1406.700

 

 

Other expenses

2626.000

2945.300

2004.800

 

 

TOTAL                                    

13197.300

13077.500

9589.900

 

 

 

 

 

 

PROFIT/ (LOSS)  BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION

(1884.800)

(2786.000)

(2144.500)

 

 

 

 

 

Less

FINANCIAL EXPENSES                        

2737.800

2047.700

1601.200

 

 

 

 

 

 

PROFIT / (LOSS) BEFORE TAX, DEPRECIATION AND AMORTISATION

(4622.600)

(4833.700)

(3745.700)

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION        

486.100

516.400

485.300

 

 

 

 

 

 

PROFIT/ (LOSS)  BEFORE TAX

(5108.700)

(5350.100)

(4231.000)

 

 

 

 

 

Less

TAX                                                                 

0.000

0.000

0.000

 

 

 

 

 

 

PROFIT/ (LOSS)  AFTER TAX

(5108.700)

(5350.100)

(4231.000)

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

(25097.600)

(19747.500)

(15516.500)

 

 

 

 

 

 

BALANCE CARRIED TO THE B/S

(30206.300)

(25097.600)

(19747.500)

 

 

 

 

 

 

 

 

 

 

 

IMPORTS

 

 

 

 

 

Capital Goods

NA

23.800

7.500

 

 

Trade Goods

NA

66.700

81.700

 

TOTAL IMPORTS

NA

90.500

89.200

 

 

 

 

 

 

Earnings / (Loss) Per Share (Rs.)

(28.25)

(43.67)

(34.54)

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2013

31.03.2012

31.03.2011

PAT / Total Income

(%)

(45.16)

(51.98)

(56.82)

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

(45.78)

(52.57)

(57.87)

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

(102.82)

(133.73)

(89.90)

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.19

0.23

(0.23)

 

 

 

 

 

Debt Equity Ratio

(Total Debt/Networth)

 

(1.48)

(1.50)

(1.68)

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

0.27

0.23

0.54

 

 

LOCAL AGENCY FURTHER INFORMATION

 

CURRENT MATURITIES OF LONG TERM DEBTS

 

Particulars

31.03.2013

(Rs. In Millions)

31.03.2012

(Rs. In Millions)

31.03.2011

(Rs. In Millions)

Current maturities of long-term debt

1633.300

1447.500

NA

 

 

 

 

Total

1633.300

1447.500

NA

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

No

9]

Name of person contacted

No

10]

Designation of contact person

No

11]

Turnover of firm for last three years

Yes

12]

Profitability for last three years

Yes

13]

Reasons for variation <> 20%

-----

14]

Estimation for coming financial year

No

15]

Capital in the business

Yes

16]

Details of sister concerns

Yes

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

No

20]

Export / Import details (if applicable)

No

21]

Market information

-----

22]

Litigations that the firm / promoter involved in

Yes

23]

Banking Details

Yes

24]

Banking facility details

Yes

25]

Conduct of the banking account

-----

26]

Buyer visit details

-----

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

Yes

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

No

33]

Voter ID No of Proprietor/Partner/Director, if available

Yes

34]

External Agency Rating, if available

Yes

 

NOTES:

 

The registered office of the company has been shifted from “More Centre”, Sahar Airport Road, Andheri (East), Mumbai – 400099, Maharashtra, India to Present Address w.e.f 18.04.2011

 

 


LITIGATION DETAILS

 

HIGH COURT OF BOMBAY

 

CASE DETAILS

BENCH: BOMBAY

Lodging No: ITXAL/1318/2013    Filing Date: 21.08.2013    Reg. No.: ITXA/226/2013    Reg. Date: 03.12.2013

Petitioner: THE COMMISSIONER OF INCOME TAX – 8       Respondent: M/S. ADITYA BIRLA LIMITED

 

Petn. Adv : ARVIND PINTO (11892)

 

District: OUTSIDE MAHARASHTRA

Bench: DIVISION

 

Status: Pre-Admission                                                       Category: TAX APPEALS

 

Last Date: 23.01.2014                                                      Stage:

 

Last Coram: ACCORDING TO SITTING LIST

                      ACCORDING TO SITTING LIST

Act: Income Tax Act, 1961          UNDER SECTION:  260A

 

 

UNSECURED LOANS

 

PARTICULAR

31.03.2013

(Rs. In Millions)

31.03.2012

(Rs. In Millions)

LONG TERM BORROWINGS

 

 

Bonds / Debenture

22735.800

17491.800

Rupee term loan from bank

800.000

1600.000

Rupee term loan from others

2000.000

2000.000

 

 

 

SHORT TERM BORROWINGS

 

 

Rupee term loan from bank

3721.100

2650.000

Interoperate borrowings 

500.000

505.000

Loans repayable on demand

1892.500

32.400

 

 

 

Total

31649.400

24279.200

 

 

INDEX OF CHARGES

 

S.No.

Charge ID

Date of Charge Creation/Modification

Charge amount secured

Charge Holder

Address

Service Request Number (SRN)

1

10464929

14/11/2013

2,150,000,000.00

INDUSIND BANK LTD.

Dr Gopal Das Bhavan, 28, Barakamba Road, New Delhi, Delhi - 110001, INDIA

B91438119

2

10441082

11/06/2013

5,500,000,000.00

IDBI TRUSTEESHIP SERVICES LIMITED

Asian Building, Ground Floor, 17, R.Kamani Marg,
Ballard Estate, Mumbai, Maharashtra - 400001, INDIA

B81136525

3

10406669

29/01/2013

500,000,000.00

ING VYSYA BANK LIMITED

NARIAN MANZIL, GROUND FLOOR, SHOP NO. G1 TO G5, I FLOOR, SHOP NO.1001 TO 1007, BARAKHAMBA ROAD, NEW  DELHI, Delhi - 110001, INDIA

B69056000

4

10406723

29/01/2013

1,000,000,000.00

ING VYSYA BANK LIMITED

NARIAN MANZIL, GROUND FLOOR, SHOP NO. G1 TO G5, I FLOOR, SHOP NO.1001 TO 1007, BARAKHAMBA ROAD, NEW  DELHI, Delhi - 110001, INDIA

B69058170

5

10406725

29/01/2013

1,000,000,000.00

ING VYSYA BANK LIMITED

NARIAN MANZIL, GROUND FLOOR, SHOP NO. G1 TO G5, I FLOOR, SHOP NO.1001 TO 1007, BARAKHAMBA ROAD, NEW  DELHI, Delhi - 110001, INDIA

B69060994

6

10402761

26/12/2012

1,000,000,000.00

Andhra Bank

Nanavati Mahalaya, 18, Homi Street, Fort, Mumbai, Maharashtra - 400023, INDIA

B67997981

7

10392206

26/04/2013 *

1,500,000,000.00

THE RATNAKAR BANK LIMITED

SHAHUPURI,KOLHAPUR,, VYPARI PETH, KOLHAPUR, Maharashtra - 416001, INDIA

B75654194

8

10392215

19/11/2012

2,000,000,000.00

Central Bank of India

Corporate Finance Branch, 1st Floor, MMO Building, Fort, Mumbai, Maharashtra - 400023, INDIA

B64234255

9

10345988

24/02/2012

250,000,000.00

THE FEDERAL BANK LIMITED

Corporate Banking Branch, I Floor, Rajabahadur Mansion,
32, Bombay Samachar Marg, Fort, Mumbai, Maharashtra - 400001, INDIA

B36467496

10

10345993

24/02/2012

1,250,000,000.00

THE FEDERAL BANK LIMITED

Corporate Banking Branch, I Floor, Rajabahadur Mansion,
32, Bombay Samachar Marg, Fort, Mumbai, Maharashtra - 400001, INDIA

B36469047

11

10314396

27/09/2011

500,000,000.00

IDBI Bank Limited

IDBI TOWERWTC COMPLEX, CUFFE PARADE, MUMBAI, Maharashtra - 400005, INDIA

B24017584

12

10165458

22/12/2012 *

1,660,000,000.00

IDBI Bank Limited

IDBI TOWERWTC COMPLEX, CUFFE PARADE, MUMBAI, Maharashtra - 400005, INDIA

B66344284

13

10151657

26/06/2013 *

1,900,000,000.00

IDBI TRUSTEESHIP SERVICES LIMITED

Asian Building, Ground Floor, 17, R. Kamani Marg, Ballard Estate, Mumbai, Maharashtra - 400001, INDIA

B80226350

 

* Date of charge modification

 

 

BUSINESS PERFORMANCE:

 

During the year, added three new hypermarkets under the brand name more. MEGASTORE to its hypermarket network. The company opened two stores in Bangalore Bull Temple Road and Jayanagar and one in Hyderabad at Kukatpally.

 

The Company closed the year with 111 supermarkets and 13 hypermarkets covering approximately 9.80 lakhs sq. feet of retail space. The Company’s subsidiary Trinethra Superretail Private Limited closed the year with 398 Supermarkets and 1 Hypermarket covering an area of 9.60 lacs sq feet. At consolidated level, it closed the year with 509 supermarkets and 14 hypermarkets covering approximately 19.40 lakhs sq. feet of retail space.

 

The Company along with its subsidiary is currently operating in over 127 Cities and towns across 10 Indian States. It is India’s second largest supermarket chain and enjoys a high top of mind recall in catchments where it is present.

 

During the year  the focus continued on relentless pursuit of cost reduction, closure of unviable and non performing stores, development and strengthening of private labels and continuous improvement in gross margin to ensure that the business moves towards achieving profitability.

 

 


FUTURE OUTLOOK:

 

The Indian retail industry has experienced high growth over the last decade with a noticeable shift towards organized retailing formats. The retail industry grew at 8% during 2007-11, with modern trade growing at 22%. Organized retail constitutes 8% of the US$ 542bn retail sector. The Indian retail sector is pegged to reach US$ 712bn by 2016 with organized retail growing at 24% CAGR to reach US$ 100 bn by then. (Source: Booz and Co, Retail Leadership Summit, Feb 2013)

 

In light of the recent opening up of FDI in Retail, the growth in organized retail could accelerate further. India could see potential investments of US$ 5-6 bn over the next 5-6 years creating 1.5mn direct and indirect employment opportunities.

 

India’s large and aspiring middle class of 75 million households or 300 million individuals want products that are value-driven. The country’s 500 million people under the age of 25 have access to more money that has additionally resulted in independence, aspirations and a demand for products. In the recent Nielsens Global Survey of Consumer Confidence and Spending Intentions (Dec 2013) India ranked one globally amongst 121 countries. "India remains a high potential market with accelerated retail growth of 15-20% expected over the next five years," highlighted in the report by A T Kearney Global Retail Development Index (GRDI) Report, 2012.

 

There seems to be protracted weakness in consumers discretionary spending in 2013 due to higher inflation, marginal real wage growth and low level of macroeconomic activity. Rapid credit squeeze, high operating costs and falling margins may also impact the credit profile of retailers. Private Final Consumption Expenditure (PFCE) is at an eight year low. The trend is even more worrisome since out of the last six quarters, four quarters had the lowest PFCE growth rate in the last 34 quarters. While PFCE tends to bounce back in response to the government spending, a sustained recovery in consumption spending would depend on robust corporate earnings followed by a significant real wage hike and low consumer inflation. As such, these are less likely to happen in 2013. The Retail sector experienced overall a single digit revenue growth in 2012 the first time in its history and is likely to grow at 3.0%-8.0% in 2013. (Source: 2013 Outlook: Indian Retail by Indian Ratings and research, Fitch Group, January 2013)

 

FINANCE:

 

During the year, the company was sanctioned additional long term credit facilities to the tune of Rs. 5500.000 millions from various Banks, besides other short term credit facilities from time to time.

 

During the year , the company subscribed 27,63,934 , 1% Optionally Convertible Bond (Series-VI) of face value of Rs 305/- each aggregating to Rs 842.999 millions (issued by Trinethra Superretail Private Limited, subsidiary company, to enable meet its capex and opex requirements. These OCBs at the sole option of the holder thereof will be converted into 1 fully paid-up equity shares of the company of the face value of Rs 10/- per share at a premium of Rs 295/- per share at any time from the date of allotment but before the due date for redemption or it shall be redeemed in full at a premium of 40% on the due date for redemption i.e., 30 April 2018.

 

Pursuant to the resolution passed by the members at the Extra Ordinary General Meeting held on March 28, 2013, company has sought approval of members for enhancement of borrowing powers from existing limit of Rs. 50000.000 millions to Rs 75000.000 millions in excess of and in addition to the paid-up capital and free reserves of the Company under section 293(1) (d) of the Companies Act, 1956 and also approved enhancement of limit to create mortgage / charge / hypothecation on the assets of the company from existing limit of Rs.50000.000 millions to Rs 75000.000 millions in excess of and in addition to the paid-up capital and free reserves of the Company as per the provisions of section 293(1)(a) of the Companies Act, 1956.

 

 

FIXED ASSETS

 

v      Leasehold Improvements

v      Furniture and Fixtures

v      Vehicles

v      Plant and Machinery

v      Software

 


 

CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.48

UK Pound

1

Rs.102.95

Euro

1

Rs.84.60

 

 

INFORMATION DETAILS

 

Information Gathered by :

HNA

 

 

Report Prepared by :

ANK

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

4

PAID-UP CAPITAL

1~10

5

OPERATING SCALE

1~10

4

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

4

--PROFITABILIRY

1~10

3

--LIQUIDITY

1~10

3

--LEVERAGE

1~10

4

--RESERVES

1~10

3

--CREDIT LINES

1~10

4

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

YES

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

DEFAULTER

 

 

--RBI

YES/NO

NO

--EPF

YES/NO

NO

TOTAL

 

  34

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

 

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.