MIRA INFORM REPORT

 

 

Report Date :

01.02.2014

 

IDENTIFICATION DETAILS

 

Name :

SAFNA (PTY) LTD

 

 

Formerly Known As :

ABFARAB DESIGN 3 (PTY) LTD

 

 

Registered Office :

16 Kruis Street, Johannesburg Gauteng

 

 

Country :

South Africa

 

 

Date of Incorporation :

27.07.2001

 

 

Com. Reg. No.:

2001/016584/07

 

 

Legal Form :

Sole Proprietorship

 

 

Line of Business :

Importer and sale of Toyota spares

 

 

No of Employees :

27

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

SOUTH AFRICA - ECONOMIC OVERVIEW

 

South Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors and a stock exchange that is the 15th largest in the world. Even though the country possesses modern infrastructure that support a relatively efficient distribution of goods to major urban centers throughout the region, some components retard growth. The economy began to slow in the second half of 2007 due to an electricity crisis. State power supplier Eskom encountered problems with aging plants and meeting electricity demand necessitating "load-shedding" cuts in 2007 and 2008 to residents and businesses in the major cities. Subsequently, the global financial crisis reduced commodity prices and world demand. GDP fell nearly 2% in 2009 but has recovered since then. Unemployment, poverty, and inequality remain a challenge, with official unemployment at nearly 25% of the work force. Eskom has built two new power stations and installed new power demand management programs to improve power grid reliability. South Africa's economic policy has focused on controlling inflation, however, the country has had significant budget deficits that restrict its ability to deal with pressing economic problems. The current government faces growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

Source : CIA

 


COMPANY NAME

 

SAFNA (PTY) LTD

 

Formerly: ABFARAB DESIGN 3 (PTY) LTD, the name having been changed on 4 October 2001.

 

 

TRADING NAME

 

GEMINI PARTS

 

 

PHYSICAL ADDRESS

 

16 Kruis Street

JOHANNESBURG

Gauteng

 

 

POSTAL ADDRESS

 

P O Box 261048

EXCOM

2023

P O Box 261048

TELEPHONE NUMBER: +27 11 334 3838/1417

 

FAX NUMBER:                +27 11 334 0069

 

 

SHAREHOLDERS

 

A SALEE

M A SALEE

Z SALEE

 

 

ASSOCIATE COMPANIES

 

None

 

 

DIRECTORS

 

A SALEE (son)                                                  ID No. 8305275107089

M A SALEE                                                      ID No. 5704275168088

Z SALEE (wife)                                                  ID No. 6106180133083

 

 

BANKERS

 

STANDARD BANK, Southdale Branch, Branch Code: 00640530, Account Number: 003049000.  It was stated that the subject enjoys overdraft facilities to an extent of R1 000 000, secured by cash on call and policies.  Utilisation of the overdraft is stated to fluctuate.

 

 

DATE REGISTERED

 

27 July 2001

Registration Certificate Number: 2001/016584/07

 

The subject incorporated operations of a previous Sole Proprietorship namely GEMINI PARTS and began trading in 2003.  The latter business was owned by M A SALEE and had been trading since 1983.

 

 

VAT NUMBER

 

4570205619

 

 

TAX NUMBER

 

9209308148

 

 

MAJOR OPERATION

 

Importing and sale of Toyota spares

 

 

MAJOR SUPPLIERS

 

The subject imports most of its supplies and deals locally with:

 

BIDVEST PANALPINA

PARTS INCORPORATED

PARTQUIP

DANNY AUTOMOTIVE

 

 

MAJOR CUSTOMERS OR BUSINESS SECTORS

 

Motor dealers and retailers

 

 

AREA OF DISTRIBUTION AND SELLING

 

South Africa

 

 

EXPORTS

 

Neighbouring countries

 

 

TOTAL EMPLOYEES

 

27

 

 

OTHER PREMISES

 

None

 

 

OWNED OR LEASED

 

The premises are reported to be leased

 

 

AUTHORISED SHARE CAPITAL

 

R1000 divided into 1000 ordinary shares of R1 each

 

ISSUED SHARE CAPITAL

 

R100

 

 

FINANCIALS

 

Full financial information was not forthcoming from respondents at the subject, however, it was stated that the turnover per annum is R15 000 000 being an increase from a turnover of R12 000 000 in 2012.

 

 

AUDITORS

 

BOAKE INC

 

 

YEAR END

 

JUNE

 

 

INSURANCE BROKERS

 

ORCHID INSURANCE BROKERS

 

 

TRADE REFERENCES – AUGUST 2007

 

       PERIOD       HIGHEST       AVERAGE       TERMS     PAYMENT    EXPERIENCE

                          CREDIT           CREDIT                        PATTERN

 

1.    Do not give trade references

 

2.    1995             Declined        R50 000          30 days    30 days        Good

                                                                     2.5%        2.5%

 

3.    10 years       Declined        Declined          30 days    30 days        Very Good

 

4.    10 years       R45 000         Declined          30 days    30 days        Excellent

 

 

TRADE REFERENCES – NOVEMBER 2012

 

      ACCOUNT    HIGHEST       AVERAGE       TERMS        PAYMENT    EXPERIENCE

      OPENED      CREDIT         CREDIT                             PATTERN

 

1.    Jul 1995        Declined        R75 000          30 days       30 days        Very Good

                                                                     2½%

 

2.    Do not give trade references

 

3.    Aug 1991      Declined        Declined          30 days       30 days        Very Good

 

 

TRADE REFERENCES – SEPTEMBER 2013

 

       ACCOUNT   HIGHEST       AVERAGE      TERMS     PAYMENT    EXPERIENCE

       OPENED      CREDIT          CREDIT                         PATTERN

 

1.         1995            Declined         R  50 000-      30 days     30 days        Excellent

                                               R100 000

 

2.         +15 years    Declined         Declined         30 days     30 days        Very Good

                                                                     Less 2.5%

 

3.         +5 years      Declined         Declined         30 days     30 days        Good

 

4.         1991            Declined         Declined         30 days     30 days        Very Good

 

 

CURRENT TRADE REFERENCES

 

       ACCOUNT    HIGHEST       AVERAGE       TERMS        PAYMENT    EXPERIENCE

       OPENED      CREDIT         CREDIT                            PATTERN

 

1.    Aug 1991      Declined        Declined          30 days       30 days        Excellent

 

2.    Awaiting fax trade reference

 

3.    +14 years     Declined        Declined          30 days       30 days        Very Good

                                                                                        Less 2.5%

 

4.    Do not give trade references                     

 

 

COMMENTS

 

This is an established business meeting its commitments timeously.  In the absence of a full payment pattern and an indication of the level of purchases, we are only able to recommend a maximum figure of €15 000 over 30 days.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 62.47

UK Pound

1

Rs. 102.94

Euro

1

Rs. 84.60

 

 

INFORMATION DETAILS

 

Report Prepared by :

DPT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.