1. Summary Information

 

 

Country

INDIA

Company Name

UNIMARK REMEDIES LIMITED

Principal Name 1

MR. MEHUL JAYANT PAREKH

Status

MODERATE

Principal Name 2

MR. SANDIP JAYANT PAREKH

 

 

Registration #

11-075373

Street Address

ENTERPRISE CENTRE, 1ST FLOOR, OFF. NEHRU ROAD, VILE PARLE (EAST), MUMBAI – 400 099, MAHARASHTRA

Established Date

01.12.1993

SIC Code

--

Telephone#

91-22-26464769

Business Style 1

MANUFACTURING

Fax #

91-22-67304100

Business Style 2

MARKETING

Homepage

www.unimarkremedies.com

Product Name 1

ACTIVE PHARMACEUTICAL INGREDIENTS

# of employees

500 (APPROXIMATELY)

Product Name 2

ADVANCED INTERMEDIATES

Paid up capital

RS.168,895,250/-

Product Name 3

--

Shareholders

FOREIGN HOLDINGS-45.96%

BODIES CORPORATE-1.33%

DIRECTORS OR RELATIVES OF DIRECTORS-52.64%

OTHERS-0.07%

Banking

DBS BANK LIMITED

Public Limited Corp.

NO

Business Period

20 YEARS

IPO

NO

International Ins.

--

Public Enterprise

NO

Rating

B (34)

Related Company

Relation

Country

Company Name

CEO

SUBSIDIARIES

HONG KONG

UNIMARK REMEDIES HONG KONG LIMITED

--

Note

--

2. Summary Financial Statement

Balance Sheet as of

31.03.2013

(Unit: Indian Rs.)

Assets

Liabilities

Current Assets

3,706,134,000

Current Liabilities

1,778,688,000

Inventories

2,128,752,000

Long-term Liabilities

5,041,175,000

Fixed Assets

3,690,722,000

Other Liabilities

275,122,000

Deferred Assets

0,000

Total Liabilities

 7,094,985,000

Invest& other Assets

3,056,342,000

Retained Earnings

5,318,070,000

 

 

Net Worth

5,486,965,000

Total Assets

12,581,950,000

Total Liab. & Equity

12,581,950,000

 Total Assets

(Previous Year)

11,670,573,000

 

 

P/L Statement as of

31.03.2013

(Unit: Indian Rs.)

Sales/ Total Income

6,830,605,000

Net Profit

283,734,000

Sales (Previous yr)/

6,478,774,000

Net Profit (Prev.yr)

358,623,000

 


MIRA INFORM REPORT

 

 

Report Date :

31.01.2014

 

IDENTIFICATION DETAILS

 

Name :

UNIMARK REMEDIES LIMITED (w.e.f. 03.05.1995)

 

 

Formerly Known As :

UNIMARK REMEDIES PRIVATE LIMITED

 

 

Registered Office :

Enterprise Centre, 1st Floor, Off. Nehru Road, Vile Parle (East), Mumbai – 400 099, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2013

 

 

Date of Incorporation :

01.12.1993

 

 

Com. Reg. No.:

11-075373

 

 

Capital Investment / Paid-up Capital :

Rs.168.895 millions

 

 

CIN No.:

[Company Identification No.]

U23200MH1993PLC075373

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

MUMU03720G

 

 

PAN No.:

[Permanent Account No.]

AAACU0589R

 

 

Legal Form :

A Closely Held Public Limited Liability Company

 

 

Line of Business :

Subject is primarily engaged in the manufacturing of Active Pharmaceutical Ingredients (“APIs”) and Advanced Intermediates, also involved in manufacturing and marketing of formulations.

 

 

No. of Employees :

500 (Approximately)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (34)

 

RATING

STATUS

 

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 21948000

 

 

Status :

Moderate

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Exist

 

 

Comments :

Subject is an established company having moderate track record.

 

There appears some dip in the profits of the company during current year.

 

The rating also takes into consideration the stretched liquidity profile of the company.

 

However, trade relations are reported as fair. Business is active. Payment terms are reported to be slow but correct.

 

The company can be considered for business dealings with some cautions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – December 1, 2013

 

Country Name

Previous Rating

(30.09.2013)

Current Rating

(01.12.2013)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDIAN ECONOMIC OVERVIEW

 

The services sector, the largest contributor to India’s GDP, contracted for the sixth consecutive month in December, as orders dipped. However, hiring has risen.  Direct tax collections rose 12.3 % during the April – December period of the current financial year.  The government has decided to retain 100 per cent foreign direct investment in both greenfield (new) and brown field (existing) pharmaceutical companies, despite concerns over genetic drugs going out of production, if multi-national companies take over domestic ones. In M&A deals, a non compete clause would not be allowed, except in special circumstances. The Department of Industrial Policy and Promotion plans to release the next edition of its consolidated foreign direct investment policy document on March 31, incorporating changes made in the past year. DIPP compiles all policies related to India’s FDI regime into a single document to make it easy for investors to understand. 185 million estimated number of mobile internet users in India by June 2014, according to a report by the Internet & Mobile Association of India and IMRB International.  India had 110 million mobile internet users with 25 million in rural areas. $3.77 tn estimated global IT spending in 2014, according to research firm Gartner Inc. The growth forecast for this year is cut to 3.1 %from the earlier estimate of 3.5 %. The spending growth forecast for telecom services – a segment that accounts for more than 40 % at total IT spending – from 1.9 per cent to 1.2 per cent is the main reason for this overall IT cut. A Reserve Bank of India committee has recommended setting up a special category of lenders who would cater to small businesses and households, to expand the number of customers with access to banking services. These banks would focus onproviding payment services and deposit products.  Indian banks want the free use of automated teller machines to be capped at five transactions in a month including that of the bank in which the account is active. This follows state government order to banks to install security guards at ATM booths after a woman banker was assaulted in Bangalore. The government is likely to present a vote on Account in mid-February. The annual Economic Survey will be tabled later in Parliament along with the full Budget. A full Budget for 2014/15 is likely to be present in July by the new government formed after the General Election. The government will soon launch an internet spy system, called Netra, to detect malafide messages. Security agency will deploy the system to capture dubious voice traffic on applications such as Skype and Google Talk, as well as tweeters.

 

EXTERNAL AGENCY RATING

 

Rating Agency Name

ICRA

Rating

Long Term Loan: BB+ (Suspended)

Rating Explanation

Moderate risk of default.

Date

December, 2013

 

Reason for suspension: Inability to carryout rating in the absence of requisite information from the company.

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

LOCATIONS

 

Registered Office/ Corporate Office :

Enterprise Centre, 1st Floor, Off. Nehru Road, Vile Parle (East), Mumbai – 400 099, Maharashtra, India

Tel. No.:

91-22-26464769/ 26040361/ 67304153/ 67304000/ 101/100

Fax No.:

91-22-67304100/ 260/ 26463772/ 26007917

E-Mail :

unimark@bom4.vsnl.net.in

legal@unimarkremedies.com

business@unimarkremedies.com

yogeshparikh@unimarkremedies.com

op.singh@unimarkremedies.com

Website :

http://www.unimarkremedies.com

Area :

5000 sq. ft.

Location :

Owned

 

 

Factory 1 :

41, G.I.D.C. Industrial Estate, 1st Phase, District Valsad, Vapi – 396 195, Gujarat, India

Tel. No.:

91-260-2420639/ 40

Fax No.:

91-260-2420161/ 2424390

 

 

Factory 2 :

337, Kerala Nalsarovar Road, Taluka Dholka, Village Bavla, Ahmedabad – 380 220, Gujarat, India

Tel. No.:

91-2714-304100

Fax No.:

91-2714-268381/ 268229

 

 

Factory 3 :

Building No. AP/2-3, Gala No. 1 to 4, Rajlaxmi commercial Complex, Bhiwandi, India

 

 

Godown :

Near Marwell Engineering Works, Koparkhairne, Vashi, Navi Mumbai – 400 705, Maharashtra, India

Tel. No.:

91-22-27687728

 


 

DIRECTORS

 

AS ON 25.10.2012

 

Name :

Mr. Mehul Jayant Parekh

Designation :

Managing Director

Address :

11th Floor, Kamleshwar New Co-operative Housing Society Limited, 40, Tagore Road, Santacruz (West), Mumbai – 400 054, Maharashtra, India

Date of Birth/Age :

26.11.1958

Qualification :

B. Com

Date of Appointment :

01.08.2009

DIN No.:

00026776

PAN No.:

AACPP6247L

 

 

 

Name :

Mr. Sandip Jayant Parekh

Designation :

Whole-Time Director

Address :

A-91-92, SHaligram Apartment, Near Umiya Vijay Society, Behind Satellite Police Station, Ahmedabad – 380 015, Gujarat, India

Date of Birth/Age :

24.01.1968

Qualification :

M. Sc. (Org. Chem.) from IIT, Mumbai

Date of Appointment :

01.08.2009

DIN No.:

00048033

PAN No.:

AACPP6244K

 

 

 

Name :

Mr. Yogesh Navnitlal Parikh

Designation :

Whole-time Director

Address :

C-36, Gujarati Society, 2nd Floor, Vile Parle (East), Mumbai – 400 057, Maharashtra, India

Date of Birth/Age :

03.02.1959

Qualification :

B. Com, F.C.A

Date of Appointment :

01.08.2009

DIN No.:

00048121

PAN No.:

AACPP6250F

 

 

Name :

Mr. Harmander Palsingh Chawla

Designation :

Director

Address :

1022, Sector 44B, Chandigarh – 160 047, India

Date of Birth/Age :

14.04.1940

Qualification :

M. Tech, Ph.D

Date of Appointment :

04.03.2005

DIN No.:

00015627

 

 

 

Name :

Koppisetty Srinivas

Designation :

Director

Address :

Flat No.304, Building No.15, Mhada Residential Complex, Oshiwara, Andheri (West), Mumbai – 400 053, Maharashtra, India

Date of Birth/Age :

17.05.1963

Qualification :

Graduate

Date of Appointment :

25.04.2012

DIN No.:

00514607

 

 

Name :

Mr. Omdutt Behari Tyagi

Designation :

Whole time director

Address :

B-804, Oberoi Woods, Off. Western Express Highway, Goregaon (East), Mumbai – 400 063, Maharashtra, India

Date of Birth/Age :

01.09.1958

Qualification :

M.Sc., Phd.

Date of Appointment :

16.04.2010

DIN No.:

03023105

PAN No.:

AABPT5413D

 

 

Name :

Mr. Ranchhodlal Kesavlal Shah

Designation :

Director

Address :

1601, Somerest, Opposite D-Mart, Hiranandani Gardens, Powai, Mumbai – 400 076, Maharashtra, India

Date of Birth/Age :

08.04.1944

Qualification :

Bachelor of Science in Chemistry from St. Xavier’s College, B. Sc. – Tech Technology of Pharmaceuticals and Fine Chemicals Department of Chemical Technology Bombay University

Date of Appointment :

17.06.2011

DIN No.:

03470002

 

 

Name :

Mr. Shekhar Ramchandra Shanbhag

Designation :

Director

Address :

53, Winged Foot Drive, Manalapan, New Jersey, USA - 07726

Date of Birth/Age :

30.06.1947

Qualification :

MS in Industrial Pharmacy

Date of Appointment :

06.05.2011

DIN No.:

03518366

 

 

Name :

Mr. Vijay Kumar Batra

Designation :

Additional Director

Address :

161, Dayanand Vihar, Vikas Marg Extension, Delhi – 110 092, India 

Date of Birth/Age :

13.03.1947

Date of Appointment :

27.06.2013

DIN No.:

00038275

 

 

Name :

Mr. Sanjeev Anant Gupte

Designation :

Additional Director

Address :

Sumer Castle, E-401, 4th Floor, LBS Marg, Thane (West), Mumbai – 400 601, Maharashtra, India

Date of Birth/Age :

15.04.1962

Date of Appointment :

27.06.2013

DIN No.:

03042650

 

 

 

Name :

Mr. Pradipkumar Pravinchandra Vaishnav

Designation :

Additional Director

Address :

A-9, Model Town CHS, 6th Floor, Gulmohar Cross Road-7, JVPD Scheme, Vile Parle (West), Mumbai – 400 049, Maharashtra, India

Date of Birth/Age :

19.05.1956

Date of Appointment :

27.06.2013

DIN No.:

05234461

 

 

KEY EXECUTIVES

 

Name :

Mr. Mohammad Abdul Nadeem

Designation :

Secretary

Address :

G-402, Plot 8 and 9, Sector 19A, Nerul (East), Navi Mumbai – 400 706, Maharashtra, India

Date of Birth/Age :

07.11.1977

Date of Appointment :

27.06.2011

PAN :

ADTPN5526G

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

AS ON 25.10.2012

 

Note:

Shareholding details file attached.

 

AS ON 25.10.2012

 

Equity Share Breakup

 

Percentage of Holding

Category

 

 

Foreign holdings [Foreign institutional investors, Foreign Companies, Foreign Financial Institutions, Non-resident Indian or Overseas corporate bodies or others]

 

45.96

Bodies corporate

 

1.33

Directors or relatives of directors

 

52.64

Others

 

0.07

Total

 

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Subject is primarily engaged in the manufacturing of Active Pharmaceutical Ingredients (“APIs”) and Advanced Intermediates, also involved in manufacturing and marketing of formulations.

 

 

Products :

Item Code No. (ITC Code)

29224100

Product Description

Bulk drug - Lisinopril

Item Code No. (ITC Code)

29419010

Product Description

Bulk drug - 7 ACCA

Item Code No. (ITC Code)

29411030

Product Description

Bulk drug - Amoxycillin

 

 

PRODUCTION STATUS (AS ON 31.03.2011)

 

Particulars

Unit

Installed Capacity

 

Actual Production

API

Tones

622.74

1637.99

 

Notes:

 

·         Installed capacity represents effective operational capacity calculated on a continuous process basis, based on that year’s product mix.

 

·         Actual production includes production at loan licensee locations and captive consumption

 

GENERAL INFORMATION

 

No. of Employees :

500 (Approximately)

 

 

Bankers :

·         DBS Bank Limited, 221, Fort House, 3rd Floor, D.N. Road, Fort, Mumbai – 400 001, Maharashtra, India

·         State Bank of India, Backbay Reclamation Branch, Raheja Chambers, Free Press Journal Marg,  Nariman Point, Mumbai – 400 021, Maharashtra, India

·         Bank of Baroda

·         Canara Bank

·         Citibank N.A.

·         State Bank of Indore

·         Export-Import Bank of India, Centre One Building, Floor 21, World Trade Centre Complex, Cuffe Parade, Mumbai – 400 005, Maharashtra, INDIA

·         Standard Chartered Bank, 90, M.G. Road, Fort, Mumbai – 400 001, Maharashtra, India

·         The Jammu and Kashmir Bank Limited, 79-A, Mehta House, Bombay Samachar Marg, Fort, Mumbai – 400 001, Maharashtra, India

·         Central Bank of India Limited, M.G. Road Fort, Mumbai – 400 023, Maharashtra, INDIA

·         ICICI Bank Limited

·         IDBI Bank Limited

·         New India Co-Operative Bank Limited, Central Credit Department, Temple View-1, Raheja Township- Malad East, Mumbai – 400 097, Maharashtra, India

·         Standard Chartered Bank, Crescenzo, C/38/39, G-Block, 6th Floor, Behind MCA Club, Bandra (East), Mumbai – 400 051, Maharashtra, India

·         Bank of India, 92/93, Free Press House, 9th Floor, Free Press Journal Marg, 215, Nariman Point, Mumbai – 400 021, Maharashtra, India

·         The Hongkong and Shanghai Banking Corporation Limited, 52/60, Mahatma Gandhi Road, Fort, Mumbai – 400 001, Maharashtra, India

·         Corporation Bank, 301- 302, Eagles Flight, Suren Road, Andheri (East), Mumbai – 400 093, Maharashtra, India

·         Bank of Maharashtra, 301, Suraj Bhavan, S.V. Road, Khar (West), Mumbai - 400 052, Maharashtra, India

·         The Royal Bank of Scotland N.V., Sakhar Bhavan, 7th Floor, Nariman Point, Mumbai – 400 021, Maharashtra, India

·         Barclays Bank PLC, 801/808, Ceejay House, Shivsagar Estate, Dr. Annie Besant Road, Worli, Mumbai – 400 018, Maharashtra, India

 

 

Facilities :

Secured Loans

31.03.2013

(Rs. in Millions)

31.03.2012

(Rs. in Millions)

LONG-TERM BORROWINGS

 

 

Rupee term loans from banks

2108.293

2332.070

SHORT-TERM BORROWINGS

 

 

Loans repayable on demand from banks

2715.331

1770.482

Rupee term loans from others

0.000

0.314

Total

4823.624

4102.866

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Walker, Chandiok and Company

Chartered Accountants

Address :

16th Floor, Tower II, Indiabulls Finance Centre, S.B. Marg, Elphinstone (West), Mumbai – 400 013, Maharashtra, India  

Tel. No.:

91-22-23671623

Fax No.:

91-22-23671624

E-Mail :

mumbai@wcgt.in

PAN No.:

AAAFW4298E

 

 

Subsidiaries :

·         Unimark Remedies Hong Kong Limited, Hong Kong

·         Zen Life Sciences Private Limited, India (CIN No.: U85190MH2008PTC188384)

·         Unimark Remedies S.R.O, Czech Republic

·         Onkology Kombine Private Limited, India (formerly known as Zen Oncology Private Limited) (CIN No.: U24100MH2009PTC194712)

 

 

Associate :

KDL Biotech Limited, India (CIN No.: L24230MH1986PLC040603)

 

 

Entities in which directors of the Company are able to exercise control or have significant influence :

·         Orchid Enterprises, India

·         Syngergia Sciences Private Limited

 

 

 

 

 

 

 

CAPITAL STRUCTURE

 

AS ON 31.03.2013

 

Authorised Capital :

No. of Shares

Type

Value

Amount

20000000

Equity Shares

Rs.10/- each

Rs.200.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

16889525

Equity Shares

Rs.10/- each

Rs.168.895 millions

 

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

 

31.03.2013

31.03.2012

I.        EQUITY AND LIABILITIES

 

 

 

(1) Shareholders' Funds

 

 

 

(a) Share Capital

 

168.895

168.895

(b) Reserves & Surplus

 

5318.070

5034.339

(c) Money received against share warrants

 

0.000

0.000

 

 

 

 

(2) Share Application money pending allotment

 

0.000

0.000

Total Shareholders’ Funds (1) + (2)

 

5486.965

5203.234

 

 

 

 

(3) Non-Current Liabilities

 

 

 

(a) Long-term borrowings

 

2138.293

2367.070

(b) Deferred tax liabilities (Net)

 

252.956

337.721

(c) Other long term liabilities

 

13.926

14.426

(d) Long-term provisions

 

20.509

23.832

Total Non-current Liabilities (3)

 

2425.684

2743.049

 

 

 

 

(4) Current Liabilities

 

 

 

(a) Short term borrowings

 

2902.882

1775.796

(b) Trade payables

 

697.341

1038.319

(c) Other current liabilities

 

1067.421

907.909

(d) Short-term provisions

 

1.657

2.266

Total Current Liabilities (4)

 

4669.301

3724.290

 

 

 

 

TOTAL

 

12581.950

11670.573

 

 

 

 

II.      ASSETS

 

 

 

(1) Non-current assets

 

 

 

(a) Fixed Assets

 

 

 

(i) Tangible assets

 

3631.450

3769.277

(ii) Intangible Assets

 

59.272

118.665

(iii) Capital work-in-progress

 

1078.336

801.997

(iv) Intangible assets under development or work-in-progress

 

1847.071

1305.214

(b) Non-current Investments

 

130.935

130.934

(c) Deferred tax assets (net)

 

0.000

0.000

(d)  Long-term Loan and Advances

 

315.065

287.719

(e) Other Non-current assets

 

33.472

32.853

Total Non-Current Assets

 

7095.601

6446.659

 

 

 

 

(2) Current assets

 

 

 

(a) Current investments

 

0.000

0.000

(b) Inventories

 

2128.752

2001.068

(c) Trade receivables

 

2391.843

1886.496

(d) Cash and cash equivalents

 

111.713

395.956

(e) Short-term loans and advances

 

599.343

598.433

(f) Other current assets

 

254.698

341.961

Total Current Assets

 

5486.349

5223.914

 

 

 

 

TOTAL

 

12581.950

11670.573

 

 

SOURCES OF FUNDS

 

 

 

31.03.2011

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

 

 

129.934

2] Share Application Money

 

 

0.000

3] Reserves & Surplus

 

 

3251.824

4] (Accumulated Losses)

 

 

0.000

NETWORTH

 

 

3381.758

LOAN FUNDS

 

 

 

1] Secured Loans

 

 

4016.070

2] Unsecured Loans

 

 

348.617

TOTAL BORROWING

 

 

4364.687

DEFERRED TAX LIABILITIES

 

 

484.159

Other Liabilities (Deferred Credit)

 

 

23.218

 

 

 

 

TOTAL

 

 

8253.822

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

 

 

3945.723

Capital work-in-progress

 

 

1260.962

 

 

 

 

INVESTMENT

 

 

130.883

DEFERRED TAX ASSETS

 

 

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

 
 
1390.125

 

Sundry Debtors

 
 
1964.454

 

Cash & Bank Balances

 
 
40.787

 

Other Current Assets

 
 
0.000

 

Loans & Advances

 
 
695.636

Total Current Assets

 
 
4091.002

Less : CURRENT LIABILITIES & PROVISIONS

 
 

 

 

Sundry Creditors

 
 
1007.415

 

Other Current Liabilities

 
 
147.422

 

Provisions

 
 
19.911

Total Current Liabilities

 
 
1174.748

Net Current Assets

 
 
2916.254

 

 

 

 

MISCELLANEOUS EXPENSES

 

 

0.000

 

 

 

 

TOTAL

 

 

8253.822

 

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

 

31.03.2013

31.03.2012

31.03.2011

 

SALES

 

 

 

 

 

Revenue from operations

6830.605

6478.774

6201.606

 

 

Other Income

43.042

48.974

28.747

 

 

TOTAL                                     (A)

6873.647

6527.748

6230.353

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Cost of materials consumed

4099.203

3796.731

--

 

 

Purchases of stock-in-trade

512.801

959.726

--

 

 

Changes in inventories of finished goods, work-in-progress and stock-in-trade

23.555

(527.181)

--

 

 

Employee benefit expense

331.554

389.003

371.349

 

 

Other expenses

818.988

987.417

--

 

 

Consumption Materials Changed Inventories 

--

--

3860.335

 

 

Manufacturing Services Costs 

--

--

604.746

 

 

Administration, Selling and Others  Expenses

--

--

367.516

 

 

Research and Development Expenses

--

--

54.846

 

 

TOTAL                                     (B)

5786.101

5605.696

5258.792

 

 

 

 

 

Less

PROFIT / (LOSS) BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)      (C)

1087.546

922.052

971.561

 

 

 

 

 

Less

FINANCIAL EXPENSES                         (D)

577.391

405.040

370.518

 

 

 

 

 

 

PROFIT / (LOSS) BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                                (E)

510.155

517.012

601.043

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                     (F)

311.186

304.828

278.602

 

 

 

 

 

 

PROFIT / (LOSS) BEFORE TAX (E-F)                 (G)

198.969

212.184

322.441

 

 

 

 

 

Less

TAX                                                                  (H)

(84.765)

(146.439)

57.718

 

 

 

 

 

 

PROFIT / (LOSS) AFTER TAX (G-H)                  (I)

283.734

358.623

264.723

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

617.087

408.464

393.741

 

 

 

 

 

Less

APPROPRIATIONS

 

 

 

 

 

Transfer to General Reserve

150.000

150.000

250.000

 

BALANCE CARRIED TO THE B/S

750.821

617.087

408.464

 

 

 

 

 

 

EARNINGS IN FOREIGN CURRENCY

2085.127

2681.886

2090.605

 

 

 

 

 

 

Earnings / (Loss) Per Share (Rs.)

16.80

21.71

20.37

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2013

31.03.2012

31.03.2011

PAT / Total Income

(%)

4.13

5.49

4.25

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

2.91

3.28

5.20

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

2.09

2.25

4.01

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.04

0.04

0.10

 

 

 

 

 

Debt Equity Ratio

(Total Debt/Networth)

 

0.92

0.80

1.29

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

1.17

1.40

3.48

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

Yes

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

Yes

9]

Name of person contacted

No

10]

Designation of contact person

No

11]

Turnover of firm for last three years

Yes

12]

Profitability for last three years

Yes

13]

Reasons for variation <> 20%

--

14]

Estimation for coming financial year

No

15]

Capital in the business

Yes

16]

Details of sister concerns

Yes

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

No

20]

Export / Import details (if applicable)

No

21]

Market information

--

22]

Litigations that the firm / promoter involved in

Yes

23]

Banking Details

Yes

24]

Banking facility details

Yes

25]

Conduct of the banking account

--

26]

Buyer visit details

--

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

Yes

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

Yes

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

Yes

 

LITIGATION DETAILS:

 

Case Details

 

Bench:-Bombay

 

Lodging No.:-

ITXAL/287/2013

Filing Date:-

18/02/2013

Reg. No.:-

ITXA/1151/2013

Reg. Date:-

23/05/2013

Petitioner:-

The Commissioner of Income Tax

Respondent:-

Unimark Remedies Limited

Petn. Adv.:-

Tejveer Singh

Resp. Adv.:-

Sudhakar Lakhani

District:-

MUMBAI

Bench:-

DIVISION

Status:-

Admitted (Unready)

Category:-

Tax Appeals

Last Date:-

19/03/2013

Stage:-

For Direction

Last Coram:-

Hon'ble Shri Justice J.P. Devadhar

Hon'ble Shri Justice M.S. Sanklecha

Act :-

Income Tax Act, 1961

Under Section:-

260A

 

 

INDEX OF CHARGES:

 

S.No.

Charge ID

Date of Charge Creation/Modification

Charge amount secured

Charge Holder

Address

Service Request Number (SRN)

1

10415530

04/05/2013 *

120,000,000.00

BANK OF INDIA

92/93, FREE PRESS HOUSE, 9TH FLOOR, FREE PRESS JOURNAL MARG, 215, NARIMAN POINT, MUMBAI, MAHARASHTRA - 400021, INDIA

B78399441

2

10415825

04/05/2013 *

440,000,000.00

BANK OF INDIA

92-93, FREE PRESS HOUSE, 9TH FLOOR, FREE PRESS JOURNAL MARG, 215 NARIMAN POINT, MUMBAI, MAHARASHTRA - 400021, INDIA

B78399177

3

10384628

04/05/2013 *

180,000,000.00

CENTRAL BANK OF INDIA LIMITED

M G ROAD FORT, MUMBAI, MUMBAI, MAHARASHTRA - 4000
23, INDIA

B78398815

4

10384627

04/05/2013 *

380,000,000.00

CENTRAL BANK OF INDIA

M G ROAD, FORT, MUMBAI, MAHARASHTRA - 400023, INDIA

B78398450

5

10376320

04/05/2013 *

250,000,000.00

NEW INDIA CO-OPERATIVE BANK LIMITED

CENTRAL CREDIT DEPARTMENT, TEMPLE VIEW-1, RAHEJA
TOWNSHIP- MALAD EAST, MUMBAI, MAHARASHTRA - 400097, INDIA

B77999803

6

10325574

29/12/2011 *

200,000,000.00

ICICI BANK LIMITED

LANDMARKRACE COURCE CIRCLE, ALKAPURI, BARODA, GUJARAT - 390015, INDIA

B29410826

7

10287967

03/05/2011

350,000,000.00

BANK OF BARODA

CORPORATE FINANCIAL SERVICES BRANCH, 10/12, 4TH FLOOR, MUMBAI SAMACHAR MARG, FORT, MUMBAI, MAHARASHTRA - 400023, INDIA

B13346515

8

10277484

29/12/2011 *

900,000,000.00

ICICI BANK LIMITED

LANDMARKRACE COURCE CIRCLE, ALKAPURI, BARODA, GUJARAT - 390015, INDIA

B29293628

9

10277523

29/12/2011 *

250,000,000.00

THE JAMMU AND KASHMIR BANK LIMITED

79A, MEHTA HOUSE, BOMBAY SAMACHAR MARG, FORT, MUMBAI, MAHARASHTRA - 400001, INDIA

B30470587

10

10278530

04/05/2013 *

320,000,000.00

CORPORATION BANK

301- 302, EAGLES FLIGHT, SUREN ROAD, ANDHERI (EAST), MUMBAI, MAHARASHTRA - 400093, INDIA

B78259645

11

10278532

29/12/2011 *

400,000,000.00

CORPORATION BANK

301-302, THE EAGLE'S FLIGHT, SUREN ROAD, OFF. AND
HERI KURLA ROAD, ANDHERI (EAST), MUMBAI, MUMBAI, MAHARASHTRA - 400093, INDIA

B29286465

12

10270141

27/01/2011

350,000,000.00

BANK OF BARODA

CORPORATE FINANCIAL SERVICES FORT BRANCH, 10/12,
4TH FLOOR, MUMBAI SAMACHAR MARG, FORT, MUMBAI, MAHARASHTRA - 400023, INDIA

B06214415

13

10256985

27/01/2011 *

100,000,000.00

IDBI BANK LIMITED

SPECIALISED CORPORATE, 47, OPUS CENTRE, GROUND FLOOR,
OPPOSITE TUNGA PARADISE HOTEL, MIDC, ANDHERI (EAST), MUMBAI, MAHARASHTRA - 400093, INDIA

B06178743

14

10256982

27/01/2011 *

150,000,000.00

IDBI BANK LIMITED

SPECIALISED CORPORATE,47, OPUS CENTRE, GROUND FLOOR,
OPPOOSITE TUNGA PARADISE HOTEL, MIDC, ANDHERI (EAST), MUMBAI, MAHARASHTRA - 400093, INDIA

B06178214

15

10248453

27/01/2011 *

120,000,000.00

EXPORT-IMPORT BANK OF INDIA

CENTRE ONE BUILDING, FLOOR 21, WORLD TRADE CENTRE,
COMPLEX, CUFFE PARADE, MUMBAI, MAHARASHTRA - 400005, INDIA

B06398077

16

10224775

27/01/2011 *

240,000,000.00

EXPORT-IMPORT BANK OF INDIA

CENTRE ONE BUILDING, FLOOR 21, WORLD TRADE CENTRE,
COMPLEX, CUFFE PARADE, MUMBAI, MAHARASHTRA - 400005, INDIA

B06397640

17

10176412

29/09/2009 *

808,080,000.00

THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED

LEVEL 10, HSBC MAIN BUILDING, 1 QUEEN'S ROAD CENTRAL, HONGKONG, - 9999999, HONG KONG

A70331483

18

10144308

28/09/2010 *

690,000,000.00

DBS BANK LIMITED

221, FORT HOUSE, 3RD FLOOR, D.N. ROAD, FORT, MUMBAI, MAHARASHTRA - 400001, INDIA

B37738457

19

10141701

04/05/2013 *

200,000,000.00

THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED

52/60, MAHATMA GANDHI ROAD, FORT, MUMBAI, MAHARASHTRA - 400001, INDIA

B78381423

20

10101693

04/05/2013 *

313,000,000.00

STANDARD CHARTERED BANK

CRESCENZO, C/38/39, G-BLOCK, 6TH FLOOR, BEHIND MC
A CLUB, BANDRA EAST, MUMBAI, MAHARASHTRA - 400051,
INDIA

B78399490

21

10092376

01/06/2011 *

100,000,000.00

EXPORT-IMPORT BANK OF INDIA

CENTRE ONE BUILDING, FLOOR 21, WORLD TRADE CENTRE,
COMPLEX, CUFFE PARADE, MUMBAI, MAHARASHTRA - 400005, INDIA

B14868350

22

10090508

04/05/2013 *

447,000,000.00

BANK OF MAHARASHTRA

301, SURAJ BHAVAN, S V ROAD, KHAR WESY, MUMBAI, MAHARASHTRA - 400052, INDIA

B78210630

23

10049603

15/10/2008 *

420,000,000.00

THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED

BIRLA HOUSE, 25 BARAKHAMBA ROAD, NEW DELHI, DELHI
- 110001, INDIA

A49761505

24

10050722

15/10/2008 *

420,000,000.00

THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED

BIRLA HOUSE, 25 BARAKHAMBA ROAD, NEW DELHI, DELHI
- 110001, INDIA

A49760291

25

90164479

06/07/2012 *

290,000,000.00

EXPORT-IMPORT BANK OF INDIA

CENTRE ONE BUILDING, FLOOR 21, WORLD TRADE CENTRE,
COMPLEX, CUFFE PARADE, MUMBAI, MAHARASHTRA - 400005, INDIA

B56864432

26

90166825

27/01/2011 *

450,000,000.00

STATE BANK OF INDIA

BACKBAY RECLAMATION BRANCH, RAHEJA CHAMBERS, FREE PRESS JOURNAL MARG, NARIMAN POINT, MUMBAI, MAHARASHTRA - 400021, INDIA

B06400824

27

90164398

27/01/2011 *

210,000,000.00

STATE BANK OFTRAVANCORE

12-115, TULSIANI CHAMBERS, 1ST FLOOR, WEST WING,
212, NARIMAN POINT, MUMBAI, MAHARASHTRA - 400021, INDIA

B06274666

28

90165489

16/06/2004 *

62,500,000.00

THE HONGKONG AND SHAGAI BANKING CORPORATION LIMITED

ECE HOUSE, 228; KASTURBA GANDHI MARG, NEW DELHI,
DELHI, INDIA

-

29

90165477

21/03/2003 *

90,000,000.00

STATE BANK OF INDORE

214; D.N. ROAD, FORT, MUMBAI, MAHARASHTRA, INDIA

-

30

90166762

08/10/2003 *

90,000,000.00

STATE BANK OF INDORE

214; D.N. ROAD, FORT, MUMBAI, MAHARASHTRA, INDIA

-

31

80058757

29/04/2002

798,000.00

BANK OF BARODA

SANTACRUZ ( W) BRANCH, MUMBAI, MAHARASHTRA - 40005
4, INDIA

-

32

90164223

08/10/2003 *

69,500,000.00

CANARA BANK

TARNARIND LANE, 8/10 CALCOT HOUSE, MUMBAI, MAHARASHTRA, INDIA

-

33

90164094

03/05/2011 *

250,000,000.00

BANK OF BARODA

CORPORATE FINANCIAL SERVICES BRANCH,, 10/12, 4TH
FLOOR, MUMBAI SAMACHAR MARG, FORT, MUMBAI, MAHARASHTRA - 400023, INDIA

B13348461

34

90164082

30/09/2002 *

130,000,000.00

ICICI LIMITED

ICICI TOWER, BANDRA KURLA COMPLEX, MUMBAI, MAHARASHTRA, INDIA

-

35

90165388

18/05/2001 *

130,000,000.00

ICICI LIMITED

ICICI TOWER, BANDRA KURLA COMPLEX, MUMBAI, MAHARASHTRA, INDIA

-

36

90165381

12/03/2009 *

410,000,000.00

CITI BANK N.A.

CITI TOWER, 61, DR. S.S.ROAD, MUMBAI, MAHARASHTRA
- 400012, INDIA

A58138926

37

90163563

07/07/1997

327,000.00

THE SARASWAT CO-OP. BANK LIMITED

CENTRAL ADMINISTRTIVE OFFICE, APSARA CIENMA BUILD
ING .;GRANT ROAD, MUMBAI, MAHARASHTRA - 400007, INDIA

-

38

90163370

28/07/1999 *

10,000,000.00

SIDBI

10/10 MADAN MOHAN MALVIYA MARG, LUCKNOW, UTTAR PRADESH, INDIA

-

39

90163265

28/11/1995

3,000,000.00

BANK OF MAHARASTRA

KHAR ROAD BRANCH, BOMBAY, MAHARASHTRA - 400052, INDIA

-

 

* Date of charge modification

 

Unsecured Loans

31.03.2013

(Rs. in Millions)

31.03.2012

(Rs. in Millions)

LONG-TERM BORROWINGS

 

 

Rupee term loans from others

30.000

35.000

SHORT-TERM BORROWINGS

 

 

Loans repayable on demand from banks

177.551

0.000

Rupee term loans from others

10.000

5.000

Total

217.551

40.000

 

 

Note:

The registered office of the company has been shifted from 19, Crystal, 1st Floor, Juhu Road, Santacruz (West), Mumbai – 400 054, Maharashtra, India to the present address w.e.f. 28.06.2011.

 

 

NATURE OF OPERATIONS:

 

Unimark Remedies Limited (‘Unimark” or “the Company”), a public limited company was incorporated on 1 December 1993. The Company is primarily engaged in the manufacturing of Active Pharmaceutical Ingredients (“APIs”) and Advanced Intermediates. The Company has developed skills in the areas of process research and development, process chemistry, handling complex chemical reactions and expertise in marketing of APIs and speciality intermediates both globally and within India. The Company currently operates two fully US FDA approved manufacturing units at Bavla near Ahmedabad, and at Vapi both in the state of Gujarat, India. At both these units the Company also has state of the art research and development facilities.

 

The Company is also involved in manufacturing and marketing of formulations in the Indian market and also exports such formulations in other unregulated markets.

 

The Company’s registered office is at 101, Enterprise Centre, off Nehru Road, Vile Parle East, Mumbai - 400 099 Maharashtra, India.

 

Key Financial Highlights

- Net sales grew by Rs.351.831 millions during FY 2012-13, from Rs.6478.774 millions, FY 2011-12

- Earnings before Interest Tax, Depreciation and Amortization (EBITDA) grew by 15.82% to Rs.1087.546 millions during FY 2012-13, from Rs.922.052 millions in FY 2011-12

- Net profits down by 1.38% to Rs.283.734 millions during FY 2012-13, as compared to Rs.358.623 millions FY 2011-12.

 

Profit and Loss Highlights

- Material cost has been increased by 2.59% to Net Sales. In FY 2012-13 material cost is Rs.4635.559 millions which is 67.86% of Net Sales.

During FY 2011-12 material cost was Rs.4229.276 millions which is 65.28% of Net Sales. The material cost was increased due to increase in Price and foreign exchange.

- Personnel cost decreased by Rs.57.496 millions to 1.15% of Net Sales, at Rs.331.554 millions. During FY 2012-13, as against Rs.389.003 millions for FY 2011-12.

- Manufacturing and Other Expenses decreased by Rs.134.560 millions to 11.19% of Net Sales at Rs.764.533 millions during the FY 2012-13 as against Rs.899.093 millions during, FY 2011-12.

- Revenue Expenditure on R&D stands at Rs.76.980 millions amounting to 1.12 % of Net Sales during FY 2012-13, as against Rs.39.207 millions amounting to 0.69% of Net Sales during FY 2011-12.

 

Balance Sheet Highlights

 

Capital Expenditure stands at Rs.929.581 millions during the year.

 

INDUSTRY OVERVIEW

 

Indian Pharmaceutical Industry is playing a key role in promoting and sustaining development in the vital field of medicines. A number of Indian pharmaceutical companies adhere to highest quality standards are approved by regulatory authorities in USA and UK. Pharmaceutical Industry in India is one of the largest and most advanced among the developing countries. It provides employment to millions and ensures that essential drugs at affordable prices are available to the vast population of India and Manufacturers are now free to produce any drug duly approved by the Drug Control Authority. Indian pharmaceutical industry got a major boost with the signing of General Agreement on Tariffs and Trade in January 2005 with which India began recognizing global patents. In India 15 prominent contract research organizations (CROs) offer efficient R&D on a low-cost basis. Thirty five per cent of business is in the field of new drug discovery and the rest 65 per cent of business is in the clinical trials arena. India offers a huge cost advantage in the clinical trials domain compared to Western countries. Indian pharma companies are vying for the branded generic drug space to register their global presence. The Indian Pharmaceutical industry meets approximately 95% of the country’s pharmaceutical needs. The present turnover of the Indian Pharma Industry is approximately $ 9.0 billion of which the share of exports is 40%.Globally it ranks 4th in terms of volume with a share of 8% in the world pharmaceutical market. In terms of value, it ranks 14th. Key therapeutic segments of Indian pharmaceutical industry include anti-infective, gastrointestinal and cardio-vascular.

 

India’s pharmaceutical companies can also operate at much lower profit margins that their Western counterparts. Today, India produces some of the cheapest drugs in the world, especially because labor costs are 50 to 55% cheaper than in the West. Industry experts indicate that infrastructure costs are 40 % lower and fixed cost is estimated to be 12% to 20% less that in the United States and Western Europe. Consequently, India can produce bulk drugs that cost 60% less that in the West and can open a production plant in India 40% cheaper than in developed countries.

 

Operations Review

During the year, the Company achieved a turnover of Rs.6830.605 millions as against Rs.6478.774 millions during the previous year. Other income earned (mainly interest income) during the year stood at Rs.43.042 millions as against Rs.48.974 millions in the previous year. Earnings per share is Rs.16.80 per share as against Rs.21.71 per share last year. Exports constituted 30.66% of the net turnover.

 

Operational Highlights

- Regulatory markets API sales (including US and Europe) fall by Rs.156.631 millions during FY 2012-13, down from Rs.752.784 millions, FY 2011-12). The Regulatory Markets contributed 8.73% of the Net Sales of the Company.

- Net Sales for Indian business increase by 11.06% as compared to that of the previous year.

- Net Sales for Middle Asia and African was down by Rs.474.388 millions as compared to corresponding Sales figure for the previous year.

 

Operational Summary

- Active Pharmaceutical Ingredients:

Till date, for the regulated markets, the Company has filed 38 Drug Master File (DMF) with US FDA. At present, out of that 21 products are commercially accessed by the Formulators.

- Drug Products (Formulations):

- The Company is quite aggressive and implementing the things as per planned strategies by filing its own ANDAs (Abbreviated New Drug Applications) for US market and Market Authorisation for European markets. Till date, the Company has filed 8 ANDAs into various therapeutic segments for US markets (including 4 through Joint Venture Partners), 26 marketing authorization for European markets (13 countries) and 2 ANDS (Abbreviated New Drug Submissions) for Canadian market.

- Para IV Filing on NCE-1 date – the Company is ready with 2 “First to File P-IV” ANDAs to be filed on opening date with US FDA by which the Company will be eligible for 180 days exclusivity marketing rights for those products.

- Domestic Market: In Domestic market, the company has already launched 110 products and 35 products expected to be launched by March 2013.

- ROW Market: The Company is also active in rest of the world market segment which includes countries like Sri Lanka, Senegal, Angola, Burundi, Benin, Nigeria etc.

 

With all the above efforts, the Company is in the process of transforming itself to a Dosage manufacturing company from currently Active Pharmaceutical Ingredient Company.

 

FIXED ASSETS:

Tangible Assets

·         Land

·         Building

·         Plant and Machinery

·         Computers

·         Electrical Incubation

·         Furniture and Fixtures

·         Office Equipments

·         Vehicle

·         R&D Equipment

·         R&D Building

Intangible Assets

·         Technical Know-how

·         Product Development


WEBSITE DETAILS:

 

NEWS:

 

RS 5K-CR PROPOSALS SENT TO CDR CELL IN AUG, JUST 3 CASES CLEARED IN JULY

 

September 03 2013

 

Loans worth Rs.51690.000 millions were referred to the corporate debt restructuring (CDR) cell in August compared with over Rs.155000.000 millions loans referred in July, a banker with direct knowledge of the development said on Monday.

 

In the July-September period last year, about 33 cases worth Rs.189070.000 millions had been referred to the cell.

 

Of the 12 cases referred to the cell, the larger ones are AMR India (Rs.13300.000 millions), Hanjer Biotech (Rs.7860.000 millions) and Unimark Remedies (Rs.4770.000 millions). The number of restructured loans approved by the cell in August were not available right away. The cell had approved only three cases, worth Rs.12750.000 millions, for restructuring in July, the banker said.

 

In FY13 alone, the cell had approved restructuring for 106 accounts worth Rs.764790.000 millions. The pace for restructuring does not seem to be slowing down this year either. In the April-June period this year, the cell had approved loans worth Rs.212660.000 millions for restructuring. According to estimates given by eight large banks, over Rs.250000.000 millions cases will come up for restructuring by September 30.

 

Bankers meet every month to take stock of development in each company admitted to CDR cell and whether they should be approved or not. According to analysts, the banking system could take a collective hit of an estimated Rs.130000.000-150000.000 millions on bottomline in next two years due to tough restructuring guidelines issued by Reserve Bank of India (RBI).

 

In the final guidelines announced in May, RBI had raised the provisioning requirement for all new restructured loans to 5% starting June. This was higher than the earlier requirement of 2.75%. For all standard restructured assets, the provisioning requirement will be raised to 5% by 31 March 2016, in a calliberated manner.

 

Moreover, the level of promoter sacrifice has also been raised to a minimum of 20% of bank sacrifice or 2% of the restructured loan amount, whichever is higher.

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 

 

 

 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.73

UK Pound

1

Rs.103.87

Euro

1

Rs.85.61

 

 

INFORMATION DETAILS

 

Report Prepared by :

SMN


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

4

PAID-UP CAPITAL

1~10

4

OPERATING SCALE

1~10

4

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

4

--PROFITABILIRY

1~10

3

--LIQUIDITY

1~10

4

--LEVERAGE

1~10

4

--RESERVES

1~10

4

--CREDIT LINES

1~10

3

--MARGINS

-5~5

-

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

YES

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

DEFAULTERS

 

 

--RBI

YES/NO

NO

--EPF

YES/NO

NO

TOTAL

 

34

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

 

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