MIRA INFORM REPORT

 

 

Report Date :

04.02.2014

 

IDENTIFICATION DETAILS

 

Name :

CARGO PARTNER LOGISTICS INDIA PRIVATE LIMITED 

 

 

Registered Office :

122A, Southern Avenue, 5th Floor, Kolkata – 700029, West Bengal

 

 

Country :

India

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

19.10.2006

 

 

Com. Reg. No.:

21-111583

 

 

Capital Investment / Paid-up Capital :

Rs.181.730 Millions

 

 

CIN No.:

[Company Identification No.]

U63013WB2006FTC111583

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

CALC05768A

 

 

PAN No.:

[Permanent Account No.]

AACCC9129K

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

The Company is engaged in the business of providing freight and other cargo forwarding services.

 

 

No. of Employees :

Information declined by management

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (28)

 

RATING

STATUS

PROPOSED CREDIT LINE

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

 

Maximum Credit Limit :

USD 420000

 

 

Status :

Moderate

 

 

Payment Behaviour :

Usually Correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is a music television network company having a moderate track record.

 

There appears huge loss recorded by the company in the year 2012.

 

However, trade relations are fair. Business is active. Payment terms are slow but correct.

 

The company can be considered for business dealing with some caution.

 

 

NOTES:

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

INDIAN ECONOMIC OVERVIEW

 

The services sector, the largest contributor to India’s GDP, contracted for the sixth consecutive month in December, as orders dipped. However, hiring has risen.  Direct tax collections rose 12.3 % during the April – December period of the current financial year.  The government has decided to retain 100 per cent foreign direct investment in both greenfield (new) and brown field (existing) pharmaceutical companies, despite concerns over genetic drugs going out of production, if multi-national companies take over domestic ones. In M&A deals, a non compete clause would not be allowed, except in special circumstances. The Department of Industrial Policy and Promotion plans to release the next edition of its consolidated foreign direct investment policy document on March 31, incorporating changes made in the past year. DIPP compiles all policies related to India’s FDI regime into a single document to make it easy for investors to understand. 185 million estimated number of mobile internet users in India by June 2014, according to a report by the Internet & Mobile Association of India and IMRB International.  India had 110 million mobile internet users with 25 million in rural areas. $3.77 tn estimated global IT spending in 2014, according to research firm Gartner Inc. The growth forecast for this year is cut to 3.1 %from the earlier estimate of 3.5 %. The spending growth forecast for telecom services – a segment that accounts for more than 40 % at total IT spending – from 1.9 per cent to 1.2 per cent is the main reason for this overall IT cut. A Reserve Bank of India committee has recommended setting up a special category of lenders who would cater to small businesses and households, to expand the number of customers with access to banking services. These banks would focus on providing payment services and deposit products.  Indian banks want the free use of automated teller machines to be capped at five transactions in a month including that of the bank in which the account is active. This follows state government order to banks to install security guards at ATM booths after a woman banker was assaulted in Bangalore. The government is likely to present a vote on Account in mid-February. The annual Economic Survey will be tabled later in Parliament along with the full Budget. A full Budget for 2014/15 is likely to be present in July by the new government formed after the General Election. The government will soon launch an internet spy system, called Netra, to detect malafide messages. Security agency will deploy the system to capture dubious voice traffic on applications such as Skype and Google Talk, as well as tweeters.

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

 

INFORMATION DECLINED BY

 

Name :

Ms. Jesica

Designation :

Office Executives

Contact No.:

91-22-67876000

Date :

03.02.2014

 

 

LOCATIONS

 

Registered Office :

122A, Southern Avenue, 5th Floor, Kolkata – 700029, West Bengal, India

Tel. No.:

91-33-30080660/ 39840755

Fax No.:

91-33-39840660/ 39840757

E-Mail :

vinita.pareek@cargo-partner.com

Website :

http://www.cargo-partner.com

 

 

Branch Office :

129/130/131 1st  Floor, Sahar Cargo Estate, Off J B Nagar, Chakala, Andheri (East), Mumbai – 400099, Maharashtra, India                                                                                                 

Tel. No.:

91-22-67876000

Fax No.:

91-22-28265590

E-Mail :

inbom@cargo-partner.com

 

 

Branch Office :

Located at:

 

·         Delhi

·         Kolkata

·         Panipat

·         Ludhiana

·         Jaipur

·         Bangalore

·         Coimbatore

·         Chennai

·         Tuticorin

·         Ahmedabad

·         Baroda

 

 

DIRECTORS

 

(AS ON 29.05.2013)

 

Name :

Joachim Feiks

Designation :

Director

Address :

Heinrich-Albrecht-Gasse 2/1, Brunn AM Gebirge  Austria 2345

Date of Birth/Age :

31.10.1960

Date of Appointment :

09.05.2011

DIN No.:

03500654

 

 

Name :

Stefan Mag Krauter

Designation :

Director

Address :

Jaegerhausg 21 A- 2340 Moedling Moedling Austria 2340

Date of Birth/Age :

21.02.1955

Date of Appointment :

21.03.2013

DIN No.:

06524359

 

 

Name :

Alena Blahutova

Designation :

Director

Address :

U. Antona Bernolaka, 694/5 Charvastky Grob Slovakia 90025

Date of Birth/Age :

29.01.1963

Date of Appointment :

21.03.2013

DIN No.:

06524370

 

 

Name :

Jaroslav Kypr

Designation :

Additional Director

Address :

Turnianska 30 903 01 Senec Slovenska Republika

Date of Birth/Age :

07.01.1978

Date of Appointment :

11.12.2013

DIN No.:

06739487

Email :

jaroslav.kypr@cargo-partner.com

 

 

KEY EXECUTIVES

 

Name :

Ms. Jesica

Designation :

Office Executives

 

 

Name :

Mrs. Vinita Pareek

Designation :

Secretary

Address :

794, FF Sector – 4 Gurgaon 122001, Haryana India

Date of Birth/Age :

24.05.1982

Date of Appointment :

13.06.2012

PAN No.:

APYPP0300H

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

(AS ON 29.05.2013)

 

Names of Shareholders

 

 

No. of Shares

(Equity)

 

 

 

W-Trans Spedition Gmbh, Austria

 

1

Multi Transport Undlogistik Holding AG, Austria

 

909929

 

 

 

Total

 

 

909930

 

 

Names of Shareholders

 

 

No. of Shares

(Preference)

 

 

 

Multi Transport Undlogistik Holding AG, Austria

 

1959588

 

 

 

Total

 

 

1959588

 

 

(AS ON 30.06.2013)

Equity Shares Break – up

 

Category

 

 

Percentage

 

 

 

Foreign holdings [Foreign institutional investors, Foreign Companies, Foreign Financial Institutions, Non-resident Indian or Overseas corporate bodies or others]

 

100.00

 

 

 

Total

 

 

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

The Company is engaged in the business of providing freight and other cargo forwarding services.

 

 

GENERAL INFORMATION

 

No. of Employees :

Information declined by management

 

 

Bankers :

Not Divulged

 

 

Facilities :

Secured Loans

31.12.2012

31.12.2011

 

 

(Rs. In Millions)

Long Term Borrowings

 

 

Loans taken for Vehicles

1.546

2.082

 

 

 

Short Term Borrowings

 

 

Other Loans and advances

98.806

76.536

 

 

 

Total

 

100.352

78.618

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Ray and Ray

Chartered Accountants

Address :

6, Church Lane, Kolkata – 700001, West Bengal, India

PAN No.:

AADFR8764R

 

 

Holding Company :

·         Multi Transport Und Logistik Holding AG ( w.e.f. 10th December, 2009)

 

 

Fellow Subsidiaries :

·         Cargo-partner GmbH, Austria

·         Cargo-partner d.o.o. Beograd, Serbia

·         Cargo-partner CR s.r.o., Czech Republic

·         Cargo-partner LLC, Ukraine

·         Cargo-partner SAS, France

·         Cargo-partner bvba, Belgium

·         Cargo-partner SR s.r.o., Slovakia

·         Cargo-partner Network B.V., Netherlands

·         Cargo-partner Hungaria F. Kft, Hungary

·         Cargo-partner Immoinvest Kft, Hungary

·         Cargo-partner d.o.o., Slovenia

·         Cargo-partner Network Limited, Taiwan

·         Cargo-partner Spedycja Sp.z.o.o., Poland

·         Cargo-partner Logistics (China) Limited, China

·         Cargo-partner GmbH, Germany

·         Cargo-partner Oy, Finland

·         Cargo-partner Asia Pacific Limited, Hong Kong

·         Cargo-partner Logistics Limited, Hong Kong

·         Cargo-partner Expeditii s.r.l., Romania

·         Cargo-partner d.o.o., Bosnia and Herzegovina

·         Cargo-partner EOOD, Bulgaria

·         Cargo-partner d.o.o., Croatia

·         Cargo-partner Logistics Ltd., Thailand

·         Cargo-partner s.r.l., Moldova

·         Cargo-partner Limited, Great Britain

·         OT Overseas Transport Gmbh, Germany

·         ABC European Air and Sea Cargo Distribution Transport Gmbh, Austria

·         ABC European Air and Sea Cargo Distribution Transport, SARL, France

·         ABC European Air and Sea Cargo Distribution Transport s.r.l., Romania

·         ABC European Air and Sea Cargo Distribution Transport Podjetje d.o.o.,Slovenia

·         ABC European Air and Sea Cargo Distribution s.r.o., Slovakia

·         ABC European Air and Sea Cargo d.o.o. Novi sa, Serbia

·         ABC European Air and Sea Cargo Distribution Transport Sp.z.o.o., Poland

·         ABC European Air and Sea Cargo Distribution s.r.o., Czech Republic

·         ABC European Air and Sea Cargo Distribution bvba, Belgium

·         ABC European Air and Sea Cargo Distribution Gmbh, Germany

·         ABC European Air and Sea Cargo Distribution Transport d.o.o., Croatia

·         ABC European Air and Sea Cargo Distribution Hungaria Kft., Hungary

·         ABC Bulgaria EOOD, Bulgaria

·         ABC Ukraine LLC, Ukraine

·         ABC European Air and Sea Cargo Distribution SRL, Moldova

·         ABC European Air and Sea Cargo Distribution B.V., Netherlands

 

 

CAPITAL STRUCTURE

 

(AFTER - 25.05.2013)

 

Authorised Capital : Rs.415.000 Millions

 

Issued, Subscribed & Paid-up Capital : Rs.286.952 Millions

                      

 

(AS ON 25.05.2013)

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

950000

Equity Shares

Rs.100/- each

Rs.95.000 Millions

2050000

Preference Shares

Rs.100/- each

Rs.205.000 Millions

 

 

 

 

 

Total

 

Rs.300.000 Millions

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

909930

Equity Shares

Rs.100/- each

Rs.90.993 Millions

1959588

Preference Shares

Rs.100/- each

Rs.195.959 Millions

 

 

 

 

 

Total

 

Rs.286.952 Millions

 

 

(AS ON 31.12.2012)

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

950000

Equity Shares

Rs.100/- each

Rs.95.000 Millions

2050000

Preference Shares

Rs.100/- each

Rs.205.000 Millions

 

 

 

 

 

Total

 

Rs.300.000 Millions

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

909930

Equity Shares

Rs.100/- each

Rs.90.993 Millions

907374

Preference Shares

Rs.100/- each

Rs.90.737 Millions

 

 

 

 

 

Total

 

Rs.181.730 Millions

 

 

 

 

 

 


 

FINANCIAL DATA

[All figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

 

31.12.2012

31.12.2011

I.        EQUITY AND LIABILITIES

 

 

 

(1)Shareholders' Funds

 

 

 

(a) Share Capital

 

181.730

181.730

(b) Reserves & Surplus

 

(75.633)

20.666

(c) Money received against share warrants

 

0.000

0.000

 

 

 

 

(2) Share Application money pending allotment

 

0.000

0.000

Total Shareholders’ Funds (1)+(2)

 

106.097

202.396

 

 

 

 

(3) Non-Current Liabilities

 

 

 

(a) long-term borrowings

 

1.546

2.082

(b) Deferred tax liabilities (Net)

 

0.000

0.000

(c) Other long term liabilities

 

0.000

0.000

(d) long-term provisions

 

0.000

0.000

Total Non-current Liabilities (3)

 

1.546

2.082

 

 

 

 

(4) Current Liabilities

 

 

 

(a) Short term borrowings

 

98.806

76.536

(b) Trade payables

 

190.184

108.579

(c) Other current liabilities

 

15.064

11.413

(d) Short-term provisions

 

5.022

21.163

Total Current Liabilities (4)

 

309.076

217.691

 

 

 

 

TOTAL

 

416.719

422.169

 

 

 

 

II.      ASSETS

 

 

 

(1) Non-current assets

 

 

 

(a) Fixed Assets

 

 

 

(i) Tangible assets

 

23.686

34.544

(ii) Intangible Assets

 

0.147

0.061

(iii) Capital work-in-progress

 

6.603

0.054

(iv) Intangible assets under development

 

0.000

0.000

(b) Non-current Investments

 

0.075

0.075

(c) Deferred tax assets (net)

 

4.734

3.832

(d)  Long-term Loan and Advances

 

85.063

54.281

(e) Other Non-current assets

 

0.000

0.000

Total Non-Current Assets

 

120.308

92.847

 

 

 

 

(2) Current assets

 

 

 

(a) Current investments

 

0.000

0.000

(b) Inventories

 

0.000

0.000

(c) Trade receivables

 

285.676

258.395

(d) Cash and cash equivalents

 

6.282

15.514

(e) Short-term loans and advances

 

3.499

53.548

(f) Other current assets

 

0.954

1.865

Total Current Assets

 

296.411

329.322

 

 

 

 

TOTAL

 

416.719

422.169

 

 

SOURCES OF FUNDS

 

 

 

31.12.2010

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

 

 

181.730

2] Share Application Money

 

 

0.000

3] Reserves & Surplus

 

 

15.071

4] (Accumulated Losses)

 

 

0.000

NETWORTH

 

 

196.801

LOAN FUNDS

 

 

 

1] Secured Loans

 

 

72.265

2] Unsecured Loans

 

 

0.000

TOTAL BORROWING

 

 

72.265

DEFERRED TAX LIABILITIES

 

 

0.000

 

 

 

 

TOTAL

 

 

269.066

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

 

 

30.940

Capital work-in-progress

 

 

4.601

 

 

 

 

INVESTMENT

 

 

0.075

DEFERREX TAX ASSETS

 

 

2.907

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

 

 

0.000

 

Sundry Debtors

 

 

287.540

 

Cash & Bank Balances

 

 

30.514

 

Other Current Assets

 

 

1.053

 

Loans & Advances

 

 

122.466

Total Current Assets

 

 

441.573

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditor

 

 

173.398

 

Other Current Liabilities

 

 

11.740

 

Provisions

 

 

25.892

Total Current Liabilities

 

 

211.030

Net Current Assets

 

 

230.543

 

 

 

 

MISCELLANEOUS EXPENSES

 

 

0.000

 

 

 

 

TOTAL

 

 

269.066

 

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

 

31.12.2012

31.12.2011

31.12.2010

 

 

SALES

 

 

 

 

 

Income

1343.973

1862.314

1822.419

 

 

Other Income

3.199

7.211

4.053

 

 

TOTAL                                    

1347.172

1869.525

1826.472

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

TOTAL                                    

1444.373

1853.237

1802.325

 

 

 

 

 

 

PROFIT BEFORE TAX  

(97.201)

16.288

24.147

 

 

 

 

 

Less

TAX                                                                 

(0.902)

8.583

9.510

 

 

 

 

 

 

PROFIT AFTER TAX

(96.299)

7.705

14.637

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

20.666

15.070

2.549

 

 

 

 

 

Less

APPROPRIATIONS

 

 

 

 

 

Dividend

--

1.815

1.815

 

 

Tax on Dividend

--

0.294

0.301

 

BALANCE CARRIED TO THE B/S

(75.633)

20.666

15.070

 

 

 

 

 

 

EARNINGS IN FOREIGN CURRENCY

 

 

 

 

 

Freight Income

210.446

374.727

146.556

 

TOTAL EARNINGS

210.446

374.727

146.556

 

 

 

 

 

 

Earnings Per Share (Rs.)

(105.83)

6.15

--

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.12.2012

31.12.2011

31.12.2010

 

PAT / Total Income

(%)

(7.15)

0.41

0.80

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

(7.23)

0.87

1.32

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

(23.98)

3.89

5.11

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

(0.92)

0.08

0.12

 

 

 

 

 

Debt Equity Ratio

(Total Debt/Networth)

 

0.95

0.39

0.37

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

0.96

1.51

2.09

 


 

LOCAL AGENCY FURTHER INFORMATION

 

CURRENT MATURITY OF LONG TERM BORROWINGS DETAIL:

 

Particulars

31.12.2012

31.12.2011

31.12.2010

 

 

(Rs. In Millions)

Current Maturity of Long Term Borrowings

0.536

0.482

NA

 

 

Sr. No.

Check List by Info Agents

Available in Report

 (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

No

9]

Name of person contacted

Yes

10]

Designation of contact person

Yes

11]

Turnover of firm for last three years

Yes

12]

Profitability for last three years

Yes

13]

Reasons for variation <> 20%

-----

14]

Estimation for coming financial year

No

15]

Capital in the business

Yes

16]

Details of sister concerns

Yes

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

No

20]

Export / Import details (if applicable)

No

21]

Market information

-----

22]

Litigations that the firm / promoter involved in

-----

23]

Banking Details

No

24]

Banking facility details

Yes

25]

Conduct of the banking account

-----

26]

Buyer visit details

-----

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

Yes

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

No

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

No

 

 

NOTE:

 

The Registered office of the company has been shifted from 5B, Express Tower, 42A, Shakespeare Sarani, Kolkata – 700017, West Bengal, India, to the present address w.e.f. 13.06.2012.

 

 

BUSINESS PERFORMANCE

 

The year 2012 was a difficult year for the organization. The Company experienced high rate of attrition. However with change in leadership, the company came across successfully this difficult phase and successfully hired qualified and professional personnel at all key positions to take the company to next level. There was sharp drop in turnover of Rs.518 million (of 27%) as we lost major business in the last quarter of 2011.

 

However, with the vision of growth the company moved forward and got associated with multinational clients like Nestle India Private Limited, Baxter India Private Limited, Cipla Limited, etc. as the business associates.

 

As due to loss of major business of Hero Motors, TNT and substantial amount of provision of Doubt Debt in 2012 along with major changes at Key level of management there was substantial increase in cost including FIS Cost resulting an accumulated losses of Rs.96 million

 

In the year 2012 we handle 2713 tons in Air Export, 1288 tons in Air Imports, 3018 Teus in Sea Import and 7942 Teus in Sea Export.

 

 

FUTURE PROSPECTS

 

Cargo Partner, India over the last three years was largely dependent on the Air Export product and heavily dependent on mainly three customers on a PAN INDIA basis contributing to this line of business. From Q3 of 2011 up to end of 2011 these accounts were lost or margins heavily eroded. Therefore, there was a huge erosion in Gross Profit in the year 2012, which was needed to be made up from other lines of business.

 

Corrective measures have been put in place to induct adequate sales personnel at all locations.

 

In 2013, they have expended their line of business in customer clearance and are operative on their own license and also they have signed up contract with Hindustan Coca Cola Beverages Private Limited, Lanco Solar Energy Private Limited and also got custom clearance from our existing customers.

 

Despite these challenges the anticipated growth in Gross Profit in 2013 is expected to be 14% over previous year.

 

 

CONTINGENT LIABILITIES

 

a. Claims against the company not acknowledged as debts Rs.29.263 millions (Previous Year Rs. NIL)

 

b. Guarantee issued by a bank to a Government agency on behalf of the Company (against lien on Company’s Fixed Deposit of Rs.0.115 Million (Previous Year Rs.0.155 Million) is Rs.0.115 Million (Previous Year Rs.0.155 Million)

 

 

INDEX OF CHARGES: NO CHARGES EXIST FOR COMPANY

 

 

FIXED ASSETS:

 

·         Building

·         Furniture and Fixtures

·         Vehicles

·         Office Equipment

 

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 

 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.48

UK Pound

1

Rs.102.95

Euro

1

Rs.84.60

 

 

INFORMATION DETAILS

 

Information Gathered by :

NYA

 

 

Report Prepared by :

NIT

 

 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

3

PAID-UP CAPITAL

1~10

4

OPERATING SCALE

1~10

3

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

4

--PROFITABILIRY

1~10

3

--LIQUIDITY

1~10

3

--LEVERAGE

1~10

3

--RESERVES

1~10

3

--CREDIT LINES

1~10

2

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

DEFAULTER

 

 

--RBI

YES/NO

NO

--EPF

YES/NO

NO

TOTAL

 

28

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.