MIRA INFORM REPORT

 

 

Report Date :

03.02.2014

 

IDENTIFICATION DETAILS

 

Name :

INGRAM MICRO INDIA LIMITED (w.e.f. 13.05.2009)

 

 

Formerly Known As :

Tech pacific (india) Limited

 

 

Registered Office :

5th Floor, Block B, Godrej IT Park, 02 Godrej Business District, Pirojshanagar, Vikhroli (West), Mumbai – 400 079, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2013

 

 

Date of Incorporation :

05.03.1996

 

 

Com. Reg. No.:

11-136340

 

 

Capital Investment / Paid-up Capital :

Rs.184.928 millions

 

 

CIN No.:

[Company Identification No.]

u72900mh1996plc136340

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

mumt06887G

 

 

PAN No.:

[Permanent Account No.]

aabct1296R

 

 

Legal Form :

A Closely Held Public Limited Liability Company

 

 

Line of Business :

Subject is engaged in the business of distribution of Information Technology Hardware, Software, Mobility, Networking and Security Products.

 

 

No. of Employees :

Information declined by the Management

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba (53)

 

RATING

STATUS

 

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

USD 35238000

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear

 

 

Comments :

Subject is a subsidiary of “Ingram Micro Inc., USA”. It is a well-established company having satisfactory track record.

 

The company has seen a better growth in its operations and net profitability during 2013. Financial position appears to be good.

 

Trade relations are fair. Business is active. Payment terms are regular and as per commitments.

 

The company can be considered good for business dealings at usual trade terms and conditions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

INDIAN ECONOMIC OVERVIEW

 

The services sector, the largest contributor to India’s GDP, contracted for the sixth consecutive month in December, as orders dipped. However, hiring has risen.  Direct tax collections rose 12.3 % during the April – December period of the current financial year.  The government has decided to retain 100 per cent foreign direct investment in both greenfield (new) and brown field (existing) pharmaceutical companies, despite concerns over genetic drugs going out of production, if multi-national companies take over domestic ones. In M&A deals, a non compete clause would not be allowed, except in special circumstances. The Department of Industrial Policy and Promotion plans to release the next edition of its consolidated foreign direct investment policy document on March 31, incorporating changes made in the past year. DIPP compiles all policies related to India’s FDI regime into a single document to make it easy for investors to understand. 185 million estimated number of mobile internet users in India by June 2014, according to a report by the Internet & Mobile Association of India and IMRB International.  India had 110 million mobile internet users with 25 million in rural areas. $3.77 tn estimated global IT spending in 2014, according to research firm Gartner Inc. The growth forecast for this year is cut to 3.1 %from the earlier estimate of 3.5 %. The spending growth forecast for telecom services – a segment that accounts for more than 40 % at total IT spending – from 1.9 per cent to 1.2 per cent is the main reason for this overall IT cut. A Reserve Bank of India committee has recommended setting up a special category of lenders who would cater to small businesses and households, to expand the number of customers with access to banking services. These banks would focus onproviding payment services and deposit products.  Indian banks want the free use of automated teller machines to be capped at five transactions in a month including that of the bank in which the account is active. This follows state government order to banks to install security guards at ATM booths after a woman banker was assaulted in Bangalore. The government is likely to present a vote on Account in mid-February. The annual Economic Survey will be tabled later in Parliament along with the full Budget. A full Budget for 2014/15 is likely to be present in July by the new government formed after the General Election. The government will soon launch an internet spy system, called Netra, to detect malafide messages. Security agency will deploy the system to capture dubious voice traffic on applications such as Skype and Google Talk, as well as tweeters.

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

INFORMATION DECLINED

 

Management non-cooperative

 

(Tel. No.: 91-22-39894645)

 

LOCATIONS

 

Registered Office :

5th Floor, Block B, Godrej IT Park, 02 Godrej Business District, Pirojshanagar, Vikhroli (West), Mumbai – 400 079, Maharashtra, India

Tel. No.:

91-22-67960101/ 67960149/ 39894645/ 67960247

Fax No.:

91-22-67960102/ 67960103/ 39891000/ 30561100/ 39894645/ 30561000

E-Mail :

sunil.j@ingrammicro.co.in

prabhakar.i@ingrammicro.co.in

Website :

http://www.imonline.co.in

Location :

Owned

 

 

Southern Branches :

Located at:

 

·         Bangalore

·         Chennai 

·         Cochin

·         Coimbatore

·         Hubli

·         Hyderabad

·         Madurai

·         Pudhucherry

·         Trivandrum

·         Vizag

 

 

Western Branches :

Located at:

 

·         Ahmedabad

·         Vadodara

·         Bhopal

·         Indore

·         Surat

·         Mumbai

·         Nagpur

·         Pune

·         Raipur

·         Goa

 

 

Northern Branches :

Located at:

 

·         Chandigarh

·         NCR - New Delhi

·         New Delhi

·         Dehradun

·         Jaipur

·         Lucknow

·         Ghaziabad (NCR)

·         Gurgoan (NCR)

·         Jammu

·         Parwanoo

·         Ludhiana

 

 

Eastern Branches :

Located at:

 

·         Bhubaneshwar

·         Kolkata

·         Ranchi

·         Guwahati

·         Patna

 

 

Overseas Branch Office :

Located at:

 

·         Singapore

 

 

DIRECTORS

 

AS ON 27.09.2013

 

Name :

Mr. Jaishankar Vaidyanathan Krishnan

Designation :

Senior Vice President and Managing Director

Address :

Flat No.1201, Somerset Hiranandani Gardens, Powai, Mumbai – 400 076, Maharashtra, India

Date of Birth/Age :

20.07.1957

Qualification :

MMM, BE (E&C)

Experience :

36 Years

Date of Appointment :

01.01.2009

PAN No.:

AAMPK4962B

DIN No.:

00101652

 

 

Name :

Mr. Shailendra Narendrakumar Gupta

Designation :

Director    

Address :

3, Tanjong Rhu Road, #12 02, The West Side Blocks, Singapore - 436881

Date of Birth/Age :

17.09.1962

Qualification :

BE (Hons.) Mechanical, Post Graduate Diploma in Management (PGDM)

Date of Appointment :

01.09.2001

DIN No.:

00966943

 

 

Name :

Mr. Stephen John Paine

Designation :

Director    

Address :

Le Grove serviced apartments, M – 206, 32 Orange Grove Road, Singapore – 258354

Date of Birth/Age :

17.01.1958

Qualification :

Member of Institute of Chartered Accountant and Foundation in Accountancy Qualification from University of Kingston, England

Date of Appointment :

05.12.2006

DIN No.:

01025188

 

 

Name :

Mr. Wai Kong NG

Designation :

Director

Address :

BLK-6, Bishan ST. 25, #30-16, Clover By, The Park, Singapore – 573975

Date of Birth/Age :

24.10.1959

Qualification :

P.C.LL (University of Hong Kong), BA in Law (Cambridge, UK), Bachelor of Social Science (University of Hong Kong) and Prof Advocate and Solicitor

Date of Appointment :

30.09.2010

DIN No.:

03130301

 

 

Name :

Mr. Prabhakar Venkatakrishnan Iyer

Designation :

Executive Director and Chief Financial Officer

Address :

Flat No.902, Octavius, Hiranandani Garden, Powai, Mumbai – 400 076, Maharashtra, India

Date of Birth/Age :

09.07.1964

Qualification :

B. Com, FCA, LLB (Gen)

Experience :

27 Years

Date of Appointment :

01.12.2011

PAN No.:

AAAPI2265H

DIN No.:

00116774

E-Mail:

prabhakar.i@ingrammicro.co.in

 

 

Name :

Mr. John Nicholas Soumbasakis

Designation :

Additional Director

Address :

15, Ardmore Park, #26-04 Ardmore Park, Singapore  259959

Date of Birth/Age :

10.01.1970

Date of Appointment :

09.12.2013

DIN No.:

06744864

E-Mail:

john.soumbasakis@ingrammicro.com

 

 

KEY EXECUTIVES

 

Name :

Mr. Sunil Gajanan Joglekar

Designation :

Company Secretary

Address :

F 105, Sumer Castle, LBS Road, Thane (West), Mumbai – 400 601, Maharashtra, India

Date of Birth/Age :

18.12.1964

Date of Appointment :

13.04.2009

PAN No.:

ACNPJ2440C

 

 

Name :

Mr. Sanjay Achawal

Designation :

Senior Director - Sales

Date of Birth/Age :

49 Years

Qualification :

MMS (Marketing), BE (Electronics)

Experience :

24 Years

Date of Appointment :

04.06.1990

 

 

Name :

Mr. Atul Gaur

Designation :

Senior Director - Product Management

Date of Birth/Age :

44 Years

Qualification :

BE (Electronics and Telecommunication Engineering)

Experience :

22 Years

Date of Appointment :

16.07.1992

 

 

MAJOR SHAREHOLDERS

 

AS ON 27.09.2013

 

Names of Shareholders

 

 

No. of Shares

Shailendra Gupta 

 

1

Jaishankar Krishnan

 

1

Sanjay Achawal

 

1

Ingram Micro Asia Limited, Singapore

 

18492710

Ingram Micro Americas Inc., USA (Earlier known as Ingram Micro Asia Holdings, Inc.)

 

100

Prabhakar V. Iyer

 

1

Atul Gaur

 

1

Blasé Martin D’Souza

 

1

Navneet Singh Bindra

 

1

Total

 

18492817

 

AS ON 27.09.2013

 

Equity Share Breakup

 

Percentage of Holding

Category

 

 

Foreign holdings [Foreign institutional investors, Foreign Companies, Foreign Financial Institutions, Non-resident Indian or Overseas corporate bodies or others]

 

**100.00

 

** Seven shares are held by individuals which is negligible in terms of percentage.

 

BUSINESS DETAILS

 

Line of Business :

Subject is engaged in the business of distribution of Information Technology Hardware, Software, Mobility, Networking and Security Products.

 

 

Products :

Products Description

 

Item Code No.

Computer Systems

84714101.1

Computer Peripherals

847160.05/60.12/60.198/847170.00

Consumables

847330.50/ 847330.99

 

 

GENERAL INFORMATION

 

No. of Employees :

Information declined by the Management

 

 

Bankers :

Central Bank of India, Corporate Finance Branch, 1st Floor, M.S. Road, Fort, Mumbai – 400 023, Maharashtra, India

 

 

Facilities :

--

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Price Waterhouse

Chartered Accountants 

Address :

Lovelock and Lewes, 252, Veer Savarkar Marg, Shivaji Park, Dadar, Mumbai – 400 028, Maharashtra, India

PAN No.:

AAEFP5579P

 

 

Holding Companies :

·         Ingram Micro Inc., United States

·         Ingram Micro Asia Limited, Singapore

·         Ingram Micro Americas Inc., USA (Earlier known as Ingram Micro Asia Holdings, Inc.)

 

 

Subsidiary Company :

Ingram Micro (India) Exports Pte. Limited, Singapore

 

 

Fellow Subsidiary Company :

·         Ingram Micro Pty. Limited

·         Ingram Micro Australia Pty Limited, Australia

·         Ingram Micro NZ Limited, New Zealand

·         Ingram Micro Singapore (South Asia) Pte. Limited, Singapore

·         Ingram Micro Asia Pacific Pte. Limited, Singapore

·         Ingram Micro Malaysia SDN BHD., Malaysia

·         Ingram Micro (Thailand) Limited, Thailand

·         Ingram Micro Lanka (Private) Limited, Sri Lanka

·         Bright Point India Private Limited, India (CIN No.: U74899DL1998PTC094807)

 

CAPITAL STRUCTURE

 

AS ON 27.09.2013

 

Authorised Capital :

No. of Shares

Type

Value

Amount

32000000

Equity Shares

Rs.10/- each

Rs.320.000 millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

18492817

Equity Shares 

Rs.10/- each

Rs.184.928 millions

 

 

 

 

 

AS ON 31.03.2013

 

Authorised Capital :

No. of Shares

Type

Value

Amount

19000000

Equity Shares

Rs.10/- each

Rs.190.000 millions

1300000

Preference Shares

Rs.100/- each

Rs.130.000 millions

 

Total

 

Rs.320.000 millions

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

18492817

Equity Shares 

Rs.10/- each

Rs.184.928 millions

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2013

31.03.2012

31.03.2011

I.        EQUITY AND LIABILITIES

 

 

 

(1) Shareholders' Funds

 

 

 

(a) Share Capital

184.928

184.928

184.928

(b) Reserves & Surplus

8624.609

7450.327

6415.505

(c) Money received against share warrants

0.000

0.000

0.000

 

 

 

 

(2) Share Application money pending allotment

0.000

0.000

0.000

Total Shareholders’ Funds (1) + (2)

8809.537

7635.255

6600.433

 

 

 

 

(3) Non-Current Liabilities

 

 

 

(a) Long-term borrowings

0.000

0.000

0.000

(b) Deferred tax liabilities (Net)

0.000

0.000

0.000

(c) Other long term liabilities

0.000

0.000

0.000

(d) Long-term provisions

135.169

84.036

69.520

Total Non-current Liabilities (3)

135.169

84.036

69.520

 

 

 

 

(4) Current Liabilities

 

 

 

(a) Short term borrowings

3456.668

2425.296

2758.398

(b) Trade payables

13432.582

12355.214

9322.969

(c) Other current liabilities

944.084

725.121

772.743

(d) Short-term provisions

170.938

27.591

14.542

Total Current Liabilities (4)

18004.272

15533.222

12868.652

 

 

 

 

TOTAL

26948.978

23252.513

19538.605

 

 

 

 

II.      ASSETS

 

 

 

(1) Non-current assets

 

 

 

(a) Fixed Assets

 

 

 

(i) Tangible assets

83.455

84.367

29.970

(ii) Intangible Assets

0.000

0.000

0.000

(iii) Capital work-in-progress

0.286

0.000

0.000

(iv) Intangible assets under development

0.000

0.000

0.000

(b) Non-current Investments

1.168

1.168

1.168

(c) Deferred tax assets (net)

254.151

187.384

181.348

(d)  Long-term Loan and Advances

297.382

241.829

153.213

(e) Other Non-current assets

48.839

2.608

0.000

Total Non-Current Assets

685.281

517.356

365.699

 

 

 

 

(2) Current assets

 

 

 

(a) Current investments

0.000

0.000

0.000

(b) Inventories

10142.946

8339.576

7056.269

(c) Trade receivables

12267.958

10867.600

9149.195

(d) Cash and cash equivalents

1078.456

812.065

522.522

(e) Short-term loans and advances

1733.351

1610.545

1270.187

(f) Other current assets

1040.986

1105.371

1174.733

Total Current Assets

26263.697

22735.157

19172.906

 

 

 

 

TOTAL

26948.978

23252.513

19538.605

 

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2013

31.03.2012

31.03.2011

 

SALES

 

 

 

 

 

Income

121083.755

95451.008

83846.236

 

 

Other Income

405.801

299.793

272.270

 

 

TOTAL                                     (A)

121489.556

95750.801

84118.506

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Purchases of stock-in-trade

118178.423

92812.455

82014.695

 

 

Changes in inventories of finished goods, work-in-progress and stock-in-trade

(1803.369)

(1283.307)

(1418.783)

 

 

Employee benefit expense

926.890

740.338

637.829

 

 

Other expenses

2072.867

1617.182

1241.826

 

 

TOTAL                                     (B)

119374.811

93886.668

82475.567

 

 

 

 

 

 

PROFIT/ (LOSS) BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)      (C)

2114.745

1864.133

1642.939

 

 

 

 

 

Less

FINANCIAL EXPENSES                         (D)

368.128

294.066

291.444

 

 

 

 

 

 

PROFIT/ (LOSS)  BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                                (E)

1746.617

1570.067

1351.495

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                     (F)

34.102

21.281

18.340

 

 

 

 

 

 

PROFIT/ (LOSS) BEFORE TAX (E-F)                  (G)           

1712.515

1548.786

1333.155

 

 

 

 

 

Less

TAX                                                                  (H)

538.233

513.964

480.217

 

 

 

 

 

 

PROFIT/ (LOSS) AFTER TAX (G-H)                    (I)

1174.282

1034.822

852.938

 

 

 

 

 

 

EARNINGS IN FOREIGN CURRENCY

 

 

 

 

 

FOB value of exports

0.000

21.137

24.462

 

 

Sales - Overseas Branch

10648.919

5606.681

1386.953

 

 

Rebate (Netted off against Cost of Sales)

393.261

368.811

386.483

 

 

IT Charges

145.465

75.239

24.047

 

 

Service Fees and Expenses charged to Wholly Owned Subsidiary

0.000

0.000

44.005

 

TOTAL EARNINGS

11187.645

6071.868

1865.950

 

 

 

 

 

 

IMPORTS

 

 

 

 

 

Traded Goods (Excluding import of Overseas Branch)

15139.302

20305.282

23200.777

 

TOTAL IMPORTS

15139.302

20305.282

23200.777

 

 

 

 

 

 

Earnings/ (Loss) Per Share (Rs.)

63.50

55.96

46.12

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2013

31.03.2012

31.03.2011

PAT / Total Income

(%)

0.97

1.08

1.01

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

1.41

1.62

1.59

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

6.45

6.72

6.89

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.19

0.20

0.20

 

 

 

 

 

Debt Equity Ratio

(Total Debt/Networth)

 

0.39

0.32

0.42

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

1.46

1.46

1.49

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Details of Current Maturities of Long Term Debt: Not Available

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

No

9]

Name of person contacted

No

10]

Designation of contact person

No

11]

Turnover of firm for last three years

Yes

12]

Profitability for last three years

Yes

13]

Reasons for variation <> 20%

-----

14]

Estimation for coming financial year

No

15]

Capital in the business

Yes

16]

Details of sister concerns

Yes

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

No

20]

Export / Import details (if applicable)

No

21]

Market information

-----

22]

Litigations that the firm / promoter involved in

-----

23]

Banking Details

Yes

24]

Banking facility details

Yes

25]

Conduct of the banking account

-----

26]

Buyer visit details

-----

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

Yes

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

Yes

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

No

 

 

Unsecured Loans

31.03.2013

(Rs. in Millions)

31.03.2012

(Rs. in Millions)

SHORT-TERM BORROWINGS

 

 

Working capital loans from banks

3456.668

2425.296

Total

3456.668

2425.296

 

 

 

 

Notes:

·         The registered office of the company has been shifted from Gate No.1A, Godrej Industries Complex, Pirojshangar, Eastern Express Highway, Vikhroli (East), Mumbai – 400 079, Maharashtra, India to the present address w.e.f. 01.02.2012.

·         No Charges Exist for Company.

 

CORPORATE INFORMATION:

 

Subject is engaged in the business of distribution of Information Technology hardware, software, mobility, networking and security products. The Company is a public limited company having it’s registered office in Mumbai with branches across the country and an overseas branch in Singapore.

 

FUTURE OUTLOOK:

 

The business and economic environment in the country continues to be a cause of some concern for their business. Manufacturing growth has slowed considerably and inflation and the current account deficit have adversely affected the Indian Rupee as well as the investment climate in the country. Considering the state of the economy they expect the demand for the products distributed by the company, to be subdued, in the Corporate, Enterprise and Government sectors. The consumer market has, however, demonstrated remarkable resilience and the demand for smartphones and consumer PCs continues to grow. This trend is further aided by the fact that the brands distributed by the company are gaining share in the market. They expect this demand to continue.

 

WHOLLY OWNED SUBSIDIARY:

 

During the year, Ingram Micro (India) Exports Pte. Limited, the wholly owned subsidiary company is non-functional since most of the business is conducted by Ingram Micro India Limited Singapore Branch. During the year, the Company has formed wholly owned subsidiary in the name of Ingram Micro Mobility Solutions Limited (IMMSL). The said IMMSL was formed on November 8, 2012 and Certificate of Commencement of Business was received on January 3, 2013.

 

CONTINGENT LIABILITIES:

 

Particulars

31.03.2013

(Rs. in Millions)

31.03.2012

(Rs. in Millions)

Claims against the Company not acknowledged as debt *

48.985

53.483

Guarantees given by the Company’s Bankers

43.787

13.944

Guarantee issued to Bank

35.458

29.922

Sales tax demands disputed by the Company *

684.761

522.791

Custom duty tax matters disputed by the Company *

70.188

13.557

Service tax matters disputed by Company *

4.734

0.000

Income and Wealth Tax demands disputed by the Company *

24.411

24.441

Total

912.324

658.138

 

*The timing and amount of cash flows, if any that may arise from the above matters will be determined only on settlement of the cases.

 

 

FIXED ASSETS:

 

Tangible Assets

·         Furniture and Fixtures

·         Vehicles

·         Office Equipment

·         Computer Equipments

·         Leasehold Improvements

Intangible Assets

·         Goodwill

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 

 

 

 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.48

UK Pound

1

Rs.102.95

Euro

1

Rs.84.60

 

 

INFORMATION DETAILS

 

Information Gathered by :

PDT

 

 

Report Prepared by :

SMN


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

5

PAID-UP CAPITAL

1~10

6

OPERATING SCALE

1~10

6

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

6

--PROFITABILIRY

1~10

6

--LIQUIDITY

1~10

6

--LEVERAGE

1~10

6

--RESERVES

1~10

6

--CREDIT LINES

1~10

6

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

DEFAULTER

 

 

--RBI

YES/NO

NO

--EPF

YES/NO

NO

TOTAL

 

53

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.