MIRA INFORM REPORT

 

 

Report Date :

04.02.2014

 

IDENTIFICATION DETAILS

 

Name :

PHARMACHEM LABORATORIES (PTY) LTD

 

 

Registered Office :

482 Barolong Street, Icon Industrial Park, Sunderland Ridge, Centurion, Gauteng

 

 

Country :

South Africa

 

 

Date of Incorporation :

21.11.2012

 

 

Com. Reg. No.:

2012/206966/07.

 

 

Legal Form :

Private Company

 

 

Line of Business :

Manufacturers of pharmaceuticals, including tablets, capsules, liquid preparations, ointments and creams and granules in sachets. 

 

 

No. of Employees :

08

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Recently commenced its business activity

Payment Behaviour :

Unknown 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – december 01, 2013

 

Country Name

Previous Rating

(30.09.2013)

Current Rating

(01.12.2013)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

South Africa ECONOMIC OVERVIEW

 

South Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors and a stock exchange that is the 15th largest in the world. Even though the country possesses modern infrastructure that support a relatively efficient distribution of goods to major urban centers throughout the region, some components retard growth. The economy began to slow in the second half of 2007 due to an electricity crisis. State power supplier Eskom encountered problems with aging plants and meeting electricity demand necessitating "load-shedding" cuts in 2007 and 2008 to residents and businesses in the major cities. Subsequently, the global financial crisis reduced commodity prices and world demand. GDP fell nearly 2% in 2009 but has recovered since then. Unemployment, poverty, and inequality remain a challenge, with official unemployment at nearly 25% of the work force. State power supplier Eskom has built two new power stations and installed new power demand management programs to improve power grid reliability. South Africa's economic policy has focused on controlling inflation, however, the country has had significant budget deficits that restrict its ability to deal with pressing economic problems. The current government faces growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

Source : CIA

COMPANY NAMe

 

PHARMACHEM LABORATORIES (PTY) LTD

 

 

PHYSICAL ADDRESS

 

482 Barolong Street

Icon Industrial Park

SUNDERLAND RIDGE

Centurion

Gauteng

 

 

POSTAL ADDRESS

 

Private Bag X12

PRETORIA WEST

0117

 

TELEPHONE NUMBER: +27 12 940 1237

FAX NUMBER:              +27 86 510 7978

 

 

SHAREHOLDERS

 

·         B A CARRIM

S MOODLEY

I MOHAMED

A BERA

W MPOFU

 

 

ASSOCIATE COMPANIES

 

PHARMACHEM PARMACEUTICALS (PTY) LTD

(Registration Certificate Number: 2006/033994/07)

 


DIRECTORS

 

B A CARRIM                                                     ID No.   5803075183089

S MOODLEY                                                     ID No.   6504155180081

I MOHAMED                                                     ID No.   6608235224080

A BERA                                                                        ID No.   7805015212082

W MPOFU                                                        Ppt No. BN003412

 

 

BANKERS

 

FIRST NATIONAL BANK, Laudium Branch.  Further information on banking facilities was not forthcoming from the respondent.

 

 

DATE REGISTERED

 

21 November 2012

Registration Certificate Number:  2012/206966/07

 

The subject commenced trading in January 2014 when it took over some of the operations of PHARMACHEM PHARMACEUTICALS (PTY) LTD.

 

 

VAT NUMBER    

 

4340262031

 

 

BEE STATUS      

 

Level 3 contributor

 

 

MAJOR OPERATION

 

Manufacturers of pharmaceuticals, including tablets, capsules, liquid preparations, ointments and creams and granules in sachets.  The main brand being PHARMACHEM.

 


MAJOR SUPPLIERS

 

It was established that the subject recently acquired credit facilities with:

 

·         SIYEZA FINE CHEMICALS

BNI POLY CONTAINERS

NEW AGE PLASTICS

 

It was stated by the respondent that although the credit facilities have been provided the subject has not made any purchases as yet due to the large volume of stock transferred from PHARMACHEM PHARMACEUTICALS (PTY) LTD.

 

 

MAJOR CUSTOMERS OR BUSINESS SECTORS

 

Pharmaceuticals, retailers and wholesalers

 

 

AREA OF DISTRIBUTION AND SELLING   

 

South Africa

 

 

EXPORTS

 

None

 

           

TOTAL EMPLOYEES

 

8

 

 

OTHER PREMISES

 

None

 

OWNED OR LEASED

 

The premises are reported to be leased

FINANCIALS

 

Full financial information was not forthcoming from respondents at the subject and outside authorities were unable to assist in this regard.

 

AUDITORS    

 

A MOOSA AND COMPANY

 

 

FINANCIAL YEAR END

 

FEBRUARY

 

 

INSURANCE BROKERS

 

SOLID INSURANCE BROKERS

 

 

CURRENT TRADE REFERENCES

 

NOT APPLICABLE

 

           

COMMENTS

 

This is a very new business which has recently taken over some of the operations of an established business.  In view of the infancy of the subject, it is suggested that dealings be on a letter of credit or secured basis until a payment pattern is established.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.69

UK Pound

1

Rs.102.97

Euro

1

Rs.84.58

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.