MIRA INFORM REPORT

 

 

Report Date :

04.02.2014

 

IDENTIFICATION DETAILS

 

Name :

PINSTRUCTURE LTD.

 

 

Registered Office :

Unit 50, Enfield Industrial Estate, Redditch, B97 6DE

 

 

Country :

United Kingdom

 

 

Financials (as on) :

31.01.2013

 

 

Date of Incorporation :

17.08.1981

 

 

Com. Reg. No.:

01580637

 

 

Legal Form :

Private Parent

 

 

LINE OF BUSINESS :

·         MANUFACTURE OF WIRE PRODUCTS, CHAIN AND SPRINGS

·         MANUFACTURING OF OTHER FABRICATED WIRE PRODUCT

·         MANUFACTURE OF OTHER FABRICATED METAL PRODUCTS

 

 

No. of Employees :

25

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

United Kingdom

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

UNITED KINGDOM - ECONOMIC OVERVIEW

 

The UK, a leading trading power and financial center, is the second largest economy in Europe after Germany. Over the past two decades, the government has greatly reduced public ownership and contained the growth of social welfare programs. Agriculture is intensive, highly mechanized, and efficient by European standards, producing about 60% of food needs with less than 2% of the labor force. The UK has large coal, natural gas, and oil resources, but its oil and natural gas reserves are declining and the UK became a net importer of energy in 2005. Services, particularly banking, insurance, and business services, account by far for the largest proportion of GDP while industry continues to decline in importance. After emerging from recession in 1992, Britain's economy enjoyed the longest period of expansion on record during which time growth outpaced most of Western Europe. In 2008, however, the global financial crisis hit the economy particularly hard, due to the importance of its financial sector. Sharply declining home prices, high consumer debt, and the global economic slowdown compounded Britain's economic problems, pushing the economy into recession in the latter half of 2008 and prompting the then BROWN (Labour) government to implement a number of measures to stimulate the economy and stabilize the financial markets; these include nationalizing parts of the banking system, temporarily cutting taxes, suspending public sector borrowing rules, and moving forward public spending on capital projects. Facing burgeoning public deficits and debt levels, in 2010 the CAMERON-led coalition government (between Conservatives and Liberal Democrats) initiated a five-year austerity program, which aimed to lower London's budget deficit from over 10% of GDP in 2010 to nearly 1% by 2015. In November 2011, Chancellor of the Exchequer George OSBORNE announced additional austerity measures through 2017 because of slower-than-expected economic growth and the impact of the euro-zone debt crisis. The CAMERON government raised the value added tax from 17.5% to 20% in 2011. It has pledged to reduce the corporation tax rate to 21% by 2014. The Bank of England (BoE) implemented an asset purchase program of up to £375 billion (approximately $605 billion) as of December 2012. During times of economic crisis, the BoE coordinates interest rate moves with the European Central Bank, but Britain remains outside the European Economic and Monetary Union (EMU). In 2012, weak consumer spending and subdued business investment weighed on the economy. GDP fell 0.1%, and the budget deficit remained stubbornly high at 7.7% of GDP. Public debt continued to increase.

 

Source : CIA

 



Company name & address

PINSTRUCTURE LTD.                                                                                                                               

 

 

Unit 50

Enfield Industrial Estate

 

Redditch, B97 6DE

United Kingdom

(Trading Address)
Registered Address

Map

 

Tel:

0152767999

Fax:

0152766557

 

www.pinstructure.com

 

Employees:

25

Company Type:

Private Parent

Corporate Family:

2 Companies

 

 

Quoted Status:

Non-quoted Company

Incorporation Date:

17-Aug-1981

Auditor:

Rigbey Harrison

Financials in:

 

 

Fiscal Year End:

31-Jan-2013

Reporting Currency:

British Pound Sterling

Annual Sales:

NA

Total Assets:

2.9

 

 

Business Description

 

 

Manufacture fasteners, screw, chains

 

 

Industry

     

 

Industry

Metal Products Manufacturing

ANZSIC 2006:

2291 - Spring and Wire Product Manufacturing

ISIC Rev 4:

2599 - Manufacture of other fabricated metal products n.e.c.

NACE Rev 2:

2593 - Manufacture of wire products, chain and springs

NAICS 2012:

332618 - Other Fabricated Wire Product Manufacturing

UK SIC 2007:

2593 - Manufacture of wire products, chain and springs

US SIC 1987:

3496 - Miscellaneous Fabricated Wire Products

 

 

Key Executives   

 

Name

Title

Lynn Hadley

Accounts Manager

Charlotte Lee Neale

Director, Secretary

Ronald Gordon Tracey

Director

Mathew Christopher Tracey

Director

 Financial Summary

 

FYE: 31-Jan-2013

USD (mil)

Key Figures

 

Current Assets

2.24

Fixed Assets

0.67

Total Liabilities

0.59

Net Worth

2.30

 

Key Ratios

 

Current Ratio

3.79

Acid Test

2.41

 

Registered No.(UK): 01580637

 

1 - Profit & Loss Item Exchange Rate: USD 1 = GBP 0.6294872

2 - Balance Sheet Item Exchange Rate: USD 1 = GBP 0.6332317

 

 

Corporate Overview

 

Location
Unit 50
Enfield Industrial Estate
Redditch, B97 6DE
Worcestershire County
United Kingdom

 

Tel:

0152767999

Fax:

0152766557

 

www.pinstructure.com

Sales GBP(mil):

NA

Assets GBP(mil):

1.8

Employees:

25

Fiscal Year End:

31-Jan-2013

 

 

 

Industry:

Miscellaneous Fabricated Products

Registered Address:
Unit 50
Enfield Industrial Estate
Redditch, B97 6DE
United Kingdom

 

Incorporation Date:

17-Aug-1981

Company Type:

Private Parent

Quoted Status:

Not Quoted

Previous Name:

Redditch Auction And Salerooms Ltd.

Registered No.(UK):

01580637

 

Director:

Mathew Christopher Tracey

 

 

Industry Codes

 

ANZSIC 2006 Codes:

2291

-

Spring and Wire Product Manufacturing

 

ISIC Rev 4 Codes:

2599

-

Manufacture of other fabricated metal products n.e.c.

 

NACE Rev 2 Codes:

2593

-

Manufacture of wire products, chain and springs

 

NAICS 2012 Codes:

332618

-

Other Fabricated Wire Product Manufacturing

 

US SIC 1987:

3496

-

Miscellaneous Fabricated Wire Products

 

UK SIC 2007:

2593

-

Manufacture of wire products, chain and springs

 

 

Business Description

 

Manufacture fasteners, screw, chains

 

More Business Descriptions

Steel springs, except wire

Engineering Services

 

Financial Data

 

Financials in:

GBP(mil)

 

Assets:

1.8

Current Assets:

1.4

 

Fixed Assets:

0.4

 

Long Term Debt:

0.0

 

Total Liabilities:

0.4

 

Issued Capital:

0.0

 

Working Capital:

1.0

 

Net Worth:

1.5

 

 

 

Date of Financial Data:

31-Jan-2013

 

1 Year Growth

NA

 

 

Key Corporate Relationships

 

Auditor:

Rigbey Harrison

 

Auditor:

Rigbey Harrison, Rigbey Harrison

 

Auditor History

Rigbey Harrison

31-Jan-2013

Rigbey Harrison

31-Jan-2012

Rigbey Harrison

31-Jan-2011

Rigbey Harrison

31-Jan-2010

Rigbey Harrsion

31-Jan-2009

 

 

 

 

 

Corporate Family

 

Total Corporate Family Members: 2

 

Company Name

Company Type

Location

Country

Industry

Sales
(USD mil)

Employees

Pinstructure Ltd.

Parent

Redditch

United Kingdom

Metal Products Manufacturing

 

25

Abbey Clamps Ltd

Subsidiary

Redditch

United Kingdom

Miscellaneous Professional Services

 

20

 

 

Executives Report

 

Board of Directors

 

 

Name

Title

Function

 

Charlotte Lee Neale

 

Director, Secretary

Director/Board Member

 

Age: 37

 

Mathew Christopher Tracey

 

Director

Director/Board Member

 

 

Age: 39

 

Ronald Gordon Tracey

 

Director

Director/Board Member

 

 

Age: 86

 

 

Executives

 

 

Name

Title

Function

 

Charlotte Lee Neale

 

Director, Secretary

Company Secretary

 

Age: 37

 

Lynn Hadley

 

Accounts Manager

Accounting Executive

 

 

 

 

 



Directors and Shareholders Report

 

Main Office Address:
Unit 50
Enfield Industrial Estate
Redditch
United Kingdom B97 6DE

Tel: 0152767999
Fax: 0152766557
URL: http://www.pinstructure.com

Annual Return Date: 30 Apr 2013
Total Issued Capital (GBP 000): 20

 

Individual Directors

 

Name

Status

DOB

Filed Address

Appointment Date

Resignation Date

Summary of Directorships

 

Ronald Gordon
Tracey

Current

28 Jan 1928

Holt Farm, Holberrow Green,
Redditch, Worcestershire B96 6SF

01 Mar 1984

NA

Current:3
Previous:0
Disqualifications:0

 

Charlotte Lee
Neale

Current

05 May 1976

Unit 50, Enfield Industrial Estate,
Redditch, Worcestershire B97 6DE

08 May 2001

NA

Current:4
Previous:0
Disqualifications:0

 

Mathew Christopher
Tracey

Current

17 Apr 1974

Unit 50, Enfield Industrial Estate,
Redditch, Worcestershire B97 6DE

08 May 2001

NA

Current:3
Previous:0
Disqualifications:0

 

John Alan
Wheeler

Previous

12 Jul 1921

2 Marlbrook Lane, Marlbrook,
Bromsgrove, Worcestershire B60 1HN

30 Apr 1991

26 Aug 1999

Current:0
Previous:3
Disqualifications:0

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporate Directors

 

There are no corporate directors for this company.

 

 

Individual Secretaries

 

Name

Status

DOB

Filed Address

Appointment Date

Resignation Date

Summary of Directorships

 

Charlotte Lee
Neale

Current

05 May 1976

Unit 50, Enfield Industrial Estate,
Redditch, Worcestershire B97 6DE

24 Apr 2002

NA

Current:4
Previous:0
Disqualifications:0

 

Janet Esme
Leason

Previous

NA

Holt Cottage, Holberrow Green,
Redditch, Worcestershire B96 6EF

30 Apr 1991

24 Apr 2002

Current:0
Previous:1
Disqualifications:0

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporate Secretaries

 

There are no corporate secretaries for this company.

 

 

Individual Shareholders

 

Name

Share Details
(As Reported)

Share Type

# of Shares

Share Price (GBP)

Share Value (GBP)

% of Total Shares

Charlotte Lee Neale

50 Non,Voting Redeemable Ordinary GBP 1.00

Non,Voting Redeemable Ordinary

50

1.00

50.00

0.25

Matthew Christopher Tracey

50 Non,Voting Redeemable Ordinary GBP 1.00

Non,Voting Redeemable Ordinary

50

1.00

50.00

0.25

R J Tracey

25 Ordinary GBP 1.00

Ordinary

25

1.00

25.00

0.12

The Aaron Trust

19975 Ordinary GBP 1.00

Ordinary

19,975

1.00

19,975.00

99.38

 

 

 

 

 

 

 

 

Corporate Shareholders

 

There are no corporate shareholders for this company.

 

 

 

Annual Profit & Loss

 

Financials in: USD (mil)

Except for share items (millions) and per share items (actual units)

 

Financial Glossary

 

 

 

 

 

 

 

 

 

 

31-Jan-2013

31-Jan-2012

31-Jan-2011

31-Jan-2010

31-Jan-2009

Period Length

52 Weeks

52 Weeks

52 Weeks

52 Weeks

52 Weeks

Filed Currency

GBP

GBP

GBP

GBP

GBP

Exchange Rate (Period Average)

0.629487

0.624696

0.648787

0.635292

0.558389

Consolidated

No

No

No

No

No

 

 

 

 

 

 

Depreciation

0.0

0.1

0.0

0.0

0.0

 

 

Annual Balance Sheet

 

Financials in: USD (mil)

 

Financial Glossary

 

 

 

 

31-Jan-2013

31-Jan-2012

31-Jan-2011

31-Jan-2010

31-Jan-2009

Filed Currency

GBP

GBP

GBP

GBP

GBP

Exchange Rate

0.633232

0.637517

0.624317

0.624064

0.717437

Consolidated

No

No

No

No

No

 

 

 

 

 

 

Total Tangible Fixed Assets

0.4

0.5

0.4

0.4

0.3

Intangible Assets

0.0

0.0

0.0

0.0

0.0

Investments

0.2

0.2

0.2

0.2

0.3

Total Fixed Assets

0.7

0.7

0.6

0.6

0.7

Total Stocks Work In Progress

0.8

0.8

0.7

0.6

0.6

Total Debtors

0.8

0.8

1.1

0.6

0.7

Cash and Equivalents

0.6

0.6

0.2

0.3

0.1

Other Current Assets

0.0

0.0

0.0

0.2

0.0

Total Current Assets

2.2

2.2

2.0

1.7

1.4

Total Assets

2.9

3.0

2.6

2.3

2.1

Other Current Liabilities

0.6

0.7

0.5

0.3

0.3

Total Current Liabilities

0.6

0.7

0.5

0.3

0.3

Group Loans (Long Term Liability)

0.0

-

0.0

0.0

0.0

Director Loans (Long Term Liability)

0.0

-

0.0

0.0

0.0

Hire Purchase (Long Term Liability)

0.0

-

0.0

0.0

0.0

Leasing (Long Term Liability)

0.0

-

0.0

0.0

0.0

Total Hire Purchase Loans (Long Term Liability)

0.0

-

0.0

0.0

0.0

Other Long Term Loans

0.0

-

0.0

0.0

0.0

Accruals/Deferred Income (Long Term Liability)

0.0

-

0.0

0.0

0.0

Other Long Term Liabilities

0.0

0.0

0.0

0.0

0.0

Total Long Term Liabilities

0.0

0.0

0.0

0.0

0.0

Deferred Taxation

-

0.0

-

-

-

Other Provisions

0.0

0.0

0.0

0.0

0.0

Total Provisions

0.0

0.0

0.0

0.0

0.0

Issued Capital

0.0

0.0

0.0

0.0

0.0

Share Premium Accounts

0.0

0.0

0.0

0.0

0.0

Revaluation Reserve

0.0

0.0

0.0

0.0

0.0

Retained Earnings

2.3

2.2

2.1

1.9

1.7

Other Reserves

0.0

0.0

0.0

0.0

0.0

Minority Interests (Balance Sheet)

0.0

0.0

0.0

0.0

0.0

Total Shareholders Funds

2.3

2.2

2.1

2.0

1.8

Net Worth

2.3

2.2

2.1

2.0

1.8

 

 

Annual Cash Flows


Financials in: USD (mil)

 

Financial Glossary

 

 

 

 

31-Jan-2013

31-Jan-2012

31-Jan-2011

31-Jan-2010

31-Jan-2009

Period Length

52 Weeks

52 Weeks

52 Weeks

52 Weeks

52 Weeks

Filed Currency

GBP

GBP

GBP

GBP

GBP

Exchange Rate (Period Average)

0.629487

0.624696

0.648787

0.635292

0.558389

Consolidated

No

No

No

No

No


Annual Ratios

 

Financials in: USD (mil)

 

 

 

 

31-Jan-2013

31-Jan-2012

31-Jan-2011

31-Jan-2010

31-Jan-2009

Period Length

52 Weeks

52 Weeks

52 Weeks

52 Weeks

52 Weeks

Filed Currency

GBP

GBP

GBP

GBP

GBP

Exchange Rate

0.633232

0.637517

0.624317

0.624064

0.717437

Consolidated

No

No

No

No

No

 

 

 

 

 

 

Current Ratio

3.79

3.04

3.92

5.01

4.17

Liquidity Ratio

2.41

1.95

2.50

3.13

2.32

Equity Gearing

79.20%

74.12%

80.27%

84.91%

83.15%

 

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.69

UK Pound

1

Rs.102.97

Euro

1

Rs.84.58

 

 

INFORMATION DETAILS

 

Report Prepared by :

NNA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.