MIRA INFORM REPORT

 

 

Report Date :

05.02.2014

 

IDENTIFICATION DETAILS

 

Name :

MEDICAL AND COSMETIC PRODUCTS COMPANY LTD (MCPC)

 

 

Registered Office :

3rd Industrial Area 140, Riyadh 11383 442, Riyadh 11411 Riyadh

 

 

Country :

Saudi Arabia

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

18.12.1994

 

 

Com. Reg. No.:

1010131637, Riyadh

 

 

Legal Form :

Limited Liability Partnership

 

 

Line of Business :

Manufacture of pharmaceutical, medical, sterilising and cosmetic products and  preparations.

 

 

No. of Employees :

550

 

RATING & COMMENTS

 

MIRA’s Rating :

A

 

RATING

STATUS

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 

Maximum Credit Limit :

US$ 2,500,000

Status :

Good

Payment Behaviour :

Regular

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Saudi Arabia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

SAUDI ARABIA - ECONOMIC OVERVIEW

 

Saudi Arabia has an oil-based economy with strong government controls over major economic activities. It possesses about 17% of the world's proven petroleum reserves, ranks as the largest exporter of petroleum, and plays a leading role in OPEC. The petroleum sector accounts for roughly 80% of budget revenues, 45% of GDP, and 90% of export earnings. Saudi Arabia is encouraging the growth of the private sector in order to diversify its economy and to employ more Saudi nationals. Diversification efforts are focusing on power generation, telecommunications, natural gas exploration, and petrochemical sectors. Over 5 million foreign workers play an important role in the Saudi economy, particularly in the oil and service sectors, while Riyadh is struggling to reduce unemployment among its own nationals. Saudi officials are particularly focused on employing its large youth population, which generally lacks the education and technical skills the private sector needs. Riyadh has substantially boosted spending on job training and education, most recently with the opening of the King Abdallah University of Science and Technology - Saudi Arabia's first co-educational university. As part of its effort to attract foreign investment, Saudi Arabia acceded to the WTO in 2005. The government has begun establishing six "economic cities" in different regions of the country to promote foreign investment and plans to spend $373 billion between 2010 and 2014 on social development and infrastructure projects to advance Saudi Arabia''s economic development

 

Source : CIA

 

 

 

 


SUMMARY

 

Company Name                                     : MEDICAL AND COSMETIC PRODUCTS COMPANY LTD (MCPC)

Doing Business As                                : RIYADH PHARMA

Country of Origin                                    : Saudi Arabia

Legal Form                                            : Limited Liability Partnership

Registration Date                                   : 18th December 1994

Commercial Registration Number            : 1010131637, Riyadh

Chamber Membership Number                : 76032

Issued Capital                                        : SR 100,000,000

Paid up Capital                                      : SR 100,000,000

Total Workforce                                     : 550

Activities                                               : Manufacture of pharmaceutical, medical, sterilising and cosmetic products  and preparations.

Financial Condition                                 : Good

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

Recommended Credit Limit                     : US$ 2,500,000

Person Interviewed                                 : Othman Mahmoud, Finance Manager

 

 

 


 

COMPANY NAME

 

MEDICAL AND COSMETIC PRODUCTS COMPANY LTD (MCPC)

 

 

DOING BUSINESS AS

 

RIYADH PHARMA

 

 

ADDRESS

 

Registered & Physical Address

 

Location            : 3rd Industrial Area

PO Box             : 140, Riyadh 11383

  442, Riyadh 11411

Town                 : Riyadh

Country             : Saudi Arabia

 

Telephone         : (966-11) 2650111 / 4414056

Facsimile          : (966-11) 2650505

Email                : info@riyadhpharma.com

 

Premises

 

Subject operates from a large suite of offices, a factory and a warehouse covering an area of 22,000 square metres that are owned and located in an Industrial Area of Riyadh.

 

Branch Offices

 

     Location                                                                                           Description

 

·       Olaya District                                                                                    Office premises

Riyadh

Tel: (966-1) 4026150 / 4655075 / 4652354

Fax: (966-1) 4026150

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Dr Waleed Amin Abdul Fattah Al Kayyali                                            Managing Partner

 

·       Dr Hussain Abdul Razzaq Al Jazaeri                                                   Partner

 

·       Dr Nedal Hosari                                                                                 General Manager

 

·       Dr Khalid Al Fahidi                                                                            Assistant General Manager

 

·       Othman Mahmoud                                                                             Finance Manager

 

·       Mohamed Yousef                                                                              Assistant Finance Manager

 

·       Yasser Fawazi                                                                                  Commercial Manager

 

·       Abdul Hakim Atoun                                                                           Purchasing Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 15/07/1415 Hijri (corresponding to 18th December 1994)

 

Legal Form                  : Limited Liability Partnership

 

Commercial Reg. No.  : 1010131637, Riyadh

 

Chamber Member No. : 76032

 

Issued Capital              : SR 100,000,000

 

Paid up Capital            : SR 100,000,000

 

Name of Partner (s)                                                                    Percentage

 

·       Dr Waleed Amin Abdul Fattah Al Kayyali                                     95%

 

·       Dr Hussain Abdul Razzaq Al Jazaeri                                              5%           

 

 

AFFILIATED COMPANIES

 

·       Al Haya Medical Co (AMCO)

Prince Abdul Malik Bin Marwan Street

Olaya District

PO Box: 442

Riyadh 11411

Tel: (966-1) 4655075

Fax: (966-1) 4652354

 

·       Pharmaceutical Solution Industries Limited (PSI)

Street 203, Road 208

Second Industrial Estate

PO Box: 17476

Jeddah 21484

Tel: (966-2) 6361383 / 6380020

Fax: (966-2) 6379460

 

·       National Advanced Systems Co Ltd (NASCO)

Pepsi Cola Street

Malaz District

PO Box: 50009

Riyadh 11523

Tel: (966-1) 4771307

Fax: (966-1) 4774913

 

·       United Arab Motors Co Ltd

Malaz District

PO Box: 58310

Riyadh 11494

Tel: (966-1) 4791101

Fax: (966-1) 4767895

 

 

OPERATIONS

 

Activities: Engaged in the manufacture of pharmaceutical, medical, sterilising and cosmetic products and

preparations. The product range includes syrups, therapeutic tablets, anti-inflammatory and anti-hypertensive capsules, instrument cleaners and sterilising solutions, skin cleanser and medicated anti-bacterial hand washes, surgical scrubs, general antiseptic solutions, as well as floor care detergents.

 

The sole distributor of its products is Al Haya Medical Co (AMCO).

 

Production Capacity:   Tablets              665,000,000 per annum

                                    Capsules           500,000,000 per annum

Shampoos           10,000,000 units per annum

Skin Lotion          10,000,000 units per annum

                                    Oral Drops           10,000,000 units per annum

                                    Eye Drops             7,500,000 units per annum

                                    Eye Ointments      6,000,000 units per annum

                                    Detergents            2,500,000 units per annum

                                    Antiseptics            2,500,000 units per annum

 

Import Countries: United Kingdom, Germany, Italy and France.

 

Brand Names: RIYADH PHARMA, SMITH & NEPHEW, MERCK and JANSSEN CILAG

 

Operating Trend: Steady

 

Subject has a workforce of approximately 550 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Saudi Riyals (SR)

 

                                                Year Ending 31/12/12                 Year Ending 31/12/13:

 

Total Sales                                SR 217,000,000             SR 221,000,000

 

Local sources consider subject’s financial condition to be Good.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       National Commercial Bank

Airport Road

PO Box: 2800

Riyadh 11461

Tel: (966-11) 4772281

Fax: (966-11) 4730322

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

Date of transaction                  March 1999                              April 2003

Credit amount                            200,000                         142,000

Amount overdue             0                                              0

Payment terms                          60 days                                     60 days

Payment Method                       Letters of Credit                         Letters of Credit

Paying record                            No Complaints                           No Complaints

Currency                                   Pounds Sterling                         Euros

 

 


CREDIT RATING

 

Recommended credit limit:                 US$ 2,500,000

 

 

GENERAL COMMENTS

 

Medical And Cosmetic Products Company Ltd (MCPC) is a leading manufacturer in Saudi Arabia of pharmaceutical, medical, sterilising and cosmetic products and preparations.

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.68

UK Pound

1

Rs.101.98

Euro

1

Rs.84.78

 

 

INFORMATION DETAILS

 

Report Prepared by :

NIS

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.