MIRA INFORM REPORT

 

 

Report Date :

05.02.2014

 

IDENTIFICATION DETAILS

 

Name :

INDIAN INSTITUTE OF TROPICAL METEROLOGY

 

 

Registered Office :

Dr. Homi Bhabha Road, Pashan, Pune-411008, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2012

 

 

Date of Foundation :

17.11.1962

 

 

Capital Investment / Paid-up Capital :

Rs.2147.640 Millions

 

 

Legal Form :

Scientific Research Institute

 

 

Line of Business :

To study the fundamental atmospheric problems and understand the mechanism of monsoon, weather systems and climate related processes in the tropical region, particularly over the monsoon region.

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba (45)

 

RATING

STATUS

 

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

Large

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

Usually Correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is the Organization of Scientific Research of the Government of India having satisfactory track record.

 

It is a World Centre of Excellence in Basic Research on the Ocean-Atmosphere Climate System required for improvement of Weather and Climate Forecasts.

 

Business is active. Payment terms are reported to be usually correct.

 

The subject can be considered normal for business dealing at usual trade terms and conditions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 1, 2013

 

Country Name

Previous Rating

(30.09.2013)

Current Rating

(01.12.2013)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDIAN ECONOMIC OVERVIEW

 

The services sector, the largest contributor to India’s GDP, contracted for the sixth consecutive month in December, as orders dipped. However, hiring has risen.  Direct tax collections rose 12.3 % during the April – December period of the current financial year.  The government has decided to retain 100 per cent foreign direct investment in both greenfield (new) and brown field (existing) pharmaceutical companies, despite concerns over genetic drugs going out of production, if multi-national companies take over domestic ones. In M&A deals, a non compete clause would not be allowed, except in special circumstances. The Department of Industrial Policy and Promotion plans to release the next edition of its consolidated foreign direct investment policy document on March 31, incorporating changes made in the past year. DIPP compiles all policies related to India’s FDI regime into a single document to make it easy for investors to understand. 185 million estimated number of mobile internet users in India by June 2014, according to a report by the Internet & Mobile Association of India and IMRB International.  India had 110 million mobile internet users with 25 million in rural areas. $3.77 tn estimated global IT spending in 2014, according to research firm Gartner Inc. The growth forecast for this year is cut to 3.1 %from the earlier estimate of 3.5 %. The spending growth forecast for telecom services – a segment that accounts for more than 40 % at total IT spending – from 1.9 per cent to 1.2 per cent is the main reason for this overall IT cut. A Reserve Bank of India committee has recommended setting up a special category of lenders who would cater to small businesses and households, to expand the number of customers with access to banking services. These banks would focus onproviding payment services and deposit products.  Indian banks want the free use of automated teller machines to be capped at five transactions in a month including that of the bank in which the account is active. This follows state government order to banks to install security guards at ATM booths after a woman banker was assaulted in Bangalore. The government is likely to present a vote on Account in mid-February. The annual Economic Survey will be tabled later in Parliament along with the full Budget. A full Budget for 2014/15 is likely to be present in July by the new government formed after the General Election. The government will soon launch an internet spy system, called Netra, to detect malafide messages. Security agency will deploy the system to capture dubious voice traffic on applications such as Skype and Google Talk, as well as tweeters.

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

 

LOCATIONS

 

Registered Office :

Dr. Homi Bhabha Road, Pashan, Pune-411008, Maharashtra, India

Tel. No.:

91-20-25904200

Fax No.:

91-20-25865142

 

 

MEMBERSHIP

 

Name :

Dr. R.R. Kelkar

Designation :

Chairman cum Director General of Meteorology [Retd.]

Address :

C-7/22, Niranjan Complex, Sus Road, Pashan, Pune-411021, Maharashtra, India

 

 

Name :

Prof. P.R. Pisharoty

Designation :

Former Directors

 

 

Name :

Prof. R. Ananthakrishnan

Designation :

Former Directors

 

 

Name :

Dr. K.R. Saha

Designation :

Former Directors

 

 

Name :

Dr. Bh. V. Ramana Murthy

Designation :

Former Directors

 

 

Name :

Mr. D.R. Sikka

Designation :

Former Directors

 

 

Name :

Prof. R.N. Keshavamurty

Designation :

Former Directors

 

 

Name :

Dr. G.B. Pant

Designation :

Former Directors

 

 

MEMBERS:

Name :

Prof. J. Srinivasan

Senior Professor

Chairman, Mechanical Science Division

Centre for Atmospheric and Oceanic Sciences and Mechanical Engineering Institute of Science

Bangalore-560012, Karnataka, India

 

Dr. M. Sarin

Senior Professor

Department of Planetary and Geosiences Physical Research Laboratory

Navrangpura, Ahmedabad-380009, Gujarat, India

 

Dr. K. Krishnamoorty

Director and Project Director, ARFI and ICARB Space Physics Laboratory

Vikram Sarabhai Space Centre (VSSC, Trivandrum-695022

 

Dr. M. Rajeevan

Scientist/Engineer SG National Atmospheric Research Laboratory

SVU Campus, Post Box 123, Tirupati-517502, Andhra Pradesh, India

 

Dr. A.B. Muzumdar

ADGM (R), India Meteorological Department, Shivajinagar, Pune-411005, Maharashtra, India

 

Prof. B.N. Goswami

Director, Indian Institure of Tropical Meteorology Dr. Homi Bhabha Road, Pashan, Pune-411008, Maharashtra, India

 

Dr. P.C.S. Devara

Scientist ‘G’, Indian Institute of Tropical Meteorology, Dr. Homi Bhabha Road, Pashan, Pune-411008, Maharashtra, India 

 

 

FINANCE COMMITTEE:

Name :

Prof. U.R. Rao

Chairman, Governing Council, IITM, ISRO Head Quarter, Antariksha Bhavan, New BEL Road, Bangalore-560094, Karnataka, India

 

Dr. (Mrs.) Swati Basu

Scientist ‘G’ / Advisor Ministry of Earth Sciences Mahasagar Bhavan, Block No. 12, CGO Complex, Lodhi Road, New Delhi-110003, (Attended 21st Meeting)

 

Dr. (Mrs.) Vasuda Gupta

Director (Est.) Ministry of Earth Sciences, Mahasagar Bhavan, Block No. 12, CGO Complex, Lodhi Road, New Delhi-110003, (Attended 22st Meeting)

 

Mr. R.S. Kaim

Director (Finance), Ministry of Earth Science, Mahasagar Bhavan, Block No. 12, CGO Complex, Lodhi Road, New Delhi-110003

 

Prof. B.N. Goswami

Director, Indian Institute of Tropical Meteorology, Dr. Homi Bhabha Road, Pashan, Pune-411008, Maharashtra, India  [Member Secretary]

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

NOT AVAILABLE

 

 

BUSINESS DETAILS

 

Line of Business :

To study the fundamental atmospheric problems and understand the mechanism of monsoon, weather systems and climate related processes in the tropical region, particularly over the monsoon region.

 

 

GENERAL INFORMATION

 

No. of Employees :

Not Available

 

 

Bankers :

Not Available

 

 

 

Banking Relations :

--

 

 

Auditors :

Not Available

 

 

Institutional Membership :

  1. American Meteorological Society, U.S.A.
  2. Royal Meteorological Society, U.K.
  3. Indian Meteorological Society, New Delhi
  4. Indian Academy of Science for Current Science, Bangalore
  5. Indian Association of Hydrology, Roorkee
  6. National Association of Geographers India, New Delhi
  7. Indian Science Congress, Kolkata
  8. Deccan Geographical Society, Pune
  9. Computer Society of India, Mumbai
  10. Indian Association of Special Libraries and Information Centres, Kolkata 
  11. Indian Meritime Foundation, Pune

 

 

CAPITAL STRUCTURE

 

CORPUS/CAPITAL FUND: RS.2147.640 MILLIONS.

 

 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

PARTICULAR

 

31.03.2012

31.03.2011

CORPUS/CAPITAL FUND AND LIABILITIES

 

 

Corpus/Capital Fund

2147.640

1774.714

Reserves and Surplus

8.066

7.768

Earmarked/Endowment Funds

4.457

24.210

Current Liabilities and Provisions

107.955

46.007

TOTAL

2268.118

1852.699

 

 

 

ASSETS

 

 

Fixed Assets

1648.131

1232.962

Investments – From Earmarked/Endowment Funds

0.000

0.000

Investments – Others

0.000

0.000

Current Assets Loans Advances etc.

619.987

619.737

Miscellaneous Expenditure

0.000

0.000

TOTAL

2268.118

1852.699

 

 


PROFIT & LOSS ACCOUNT

 

PARTICULAR

 

31.03.2012

31.03.2011

INCOME

 

 

Income From Sales/Services

 

 

Grants/Subsidizer

489.600

315.100

Fees/Subscriptions

0.000

0.000

Income from Investments (Income on Invest from Earmarked/Endow. Funds Transferred to Funds)

 

 

Interest Earned

29.039

25.645

Other Income

3.216

4.311

Increase/(Decrease) in Stock of Finished Goods and Work in Progress

0.000

0.000

TOTAL [A]

521.855

345.056

 

 

 

EXPENDITURE

 

 

Establishment Expenses

226.734

189.937

Expenditure on Schemes Interest

366.266

248.650

Depreciation

74.728

56.782

TOTAL  [B]

667.728

495.369

 

 

 

BALANCE BEING SURPLUS/ (DEFICIT) CARRIED TO CORPUS/CAPITAL FUND [A – B]

(145.873)

(150.313)

 

 

LOCAL AGENCY FURTHER INFORMATION

 

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

No

8]

No. of employees

No

9]

Name of person contacted

No

10]

Designation of contact person

No

11]

Turnover of firm for last two years

Yes

12]

Profitability for last two years

Yes

13]

Reasons for variation <> 20%

--

14]

Estimation for coming financial year

No

15]

Capital in the business

Yes

16]

Details of sister concerns

No

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

No

20]

Export / Import details (if applicable)

No

21]

Market information

--

22]

Litigations that the firm / promoter involved in

--

23]

Banking Details

No

24]

Banking facility details

No

25]

Conduct of the banking account

--

26]

Buyer visit details

--

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

No

30]

Major Shareholders, if available

No

31]

PAN of Proprietor/Partner/Director, if available

No

32]

Date of Birth of Proprietor/Partner/Director, if available

No

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

No

 

 

DEVELOPMENT AND IMPROVEMENT OF A SYSTEM FOR SEASONAL PREDICTION OF MONSOON

 

(DEPUTY CHIEF PROJECT SCIENTIST: DR. SURYACHANDRA RAO)

 

 The seasonal prediction of the Indian summer monsoon rainfall (ISMR) is very important for India, especially for planning strategies towards management of agricultural production and water resources. The seasonal prediction of the monsoon by dynamical models is based on the fact that the slowly varying boundary conditions like sea surface temperature (SST), soil moisture, snow cover etc. exert significant influence on atmospheric development on seasonal time-scales in the tropics. Although the seasonal mean monsoon seems to be potentially predictable, atmospheric GCM simulations have not shown enough skill in capturing the inter-annual variations in the monsoon rainfall. Indian Summer Monsoon has limited potential predictability. It has also been recognized that ocean-atmosphere coupling is crucial in determining the potential predictability of the monsoon. Therefore, a coupled ocean-atmosphere climate model will be required for predicting the monsoon. It is essential to develop and improve a system of fully coupled ocean-atmosphere-land modeling system for dynamical prediction of the seasonal mean monsoon rainfall. IITM will develop such a system and transfer it to the India Meteorological Department (IMD). Once fully developed, the system will give lot of spin-off in science, e.g., one should be able to study the role of air-sea interactions on monsoon variability and predictability in more details.

 

Recent studies have demonstrated the possibility of achieving improved skills in simulating the seasonal mean monsoon rainfall by using ocean-atmosphere coupled models. This improvement appears to result from more accurate representation of the coupled interactions between the Indian monsoon and the tropical oceans. During 11th Five Year Plan period, IITM scientists have setup an ocean-atmosphere coupled model on its IBM P6 575 (Prithvi) High Performance Computing (HPC) system and made long period free runs as well as hindcast (retrospective) experiments to test the model with set of initial conditions (e.g., with ensembles of atmospheric and oceanic initial conditions). The model outputs have been analyzed and its performance for simulating ISMR was examined. Certain biases in model simulations have been identified and efforts are being made to reduce these model biases. In addition to the research efforts on the coupled model, IITM has provided, for the first time in India, reliable experimental coupled dynamical monsoon prediction to IMD for further dissemination to general public. Certain modifications (e.g., better physical parameterizations and better representation of air-sea interaction processes, higher resolution) need to be incorporated for making this model better suitable for their region, that can lead to enhanced model skill of simulating ISMR. IITM proposes to develop the system with the following objectives:

 

·         To develop an Indian model based on CFS coupled model. (It will also be a part of national Indian Monsoon mission)

 

·         To implement Assimilation Modules at IITM and to start experimental assimilation of ocean and atmospheric data.

 

·         To carry out research for better understanding of monsoon coupled ocean-land-atmosphere interactions using observational datasets and diagnostics of coupled ocean – atmosphere model.

 

·         To improve prediction skill for both summer (SW) and winter (NE) monsoon over Indian region by improving the parameterization schemes of the model and replacing different modules in the system.

 

·         To transfer the model to IMD for operational forecast of Indian monsoon.

 

·         To develop Multi-Model Ensemble (MME) system for monsoon predictice.

 

DEVELOPMENT AND IMPROVEMENT OF A SYSTEM FOR EXTENDED RANGE PREDICTION OF ACTIVE/ BREAK SPELLS

 

(DEPUTY CHIEF PROJECT SCIENTIST: DR. A.K. SAHAI)

 

Indian summer monsoon season has periods of active (above normal rainfall) and break (below normal rainfall) epochs. Frequent or prolonged breaks lead to drought conditions. The long breaks in critical growth periods of agricultural crops lead to substantially reduced yield. Poor rice production in India during 1972, 1979 and 1987 appear to be due to such long breaks. Prediction of monsoon active and break spells, two to three weeks in advance, therefore assumes great importance for agricultural planning (sowing, harvesting, etc.) and water management. Hence, there is a need for development of techniques based on statistical and dynamical methods for the forecasting of active/break periods in ensuing monsoon season in the extended range time scale.

 

IITM has developed an empirical system to predict the active and break spells 3-4 weeks in advance and n transferred the model to IMD for issuing operational forecasts. The model is being in use at IMD for issuing operational forecasts since 2010 and the model predictions are reliable. IITM further proposes to use a fully coupled dynamical system for predicting the active/break spells of summer monsoon rainfall with the following objectives:

 

·         To develop new empirical techniques and improve the existing empirical models for improving the prediction skills of active and break phases of monsoon.

 

·         To implement, evaluate, validate and improve the forecast skills of Coupled Climate Forecast System (CFS) for extended range forecast.

 

·         To design, employ and test the cloud “super parameterization” concept in the CFS model.

 

·         To carry out basic research to understand complex atmospheric/oceanic processes, model parameterization schemes to improve the forecast skills using global and regional dynamical models.

 

·         To disseminate forecast in real time using both empirical and dynamical models.

 

·         To develop dedicated manpower to take up research challenges to improve quality of forecast.

 

PROCESSES CONTROLLING THE SURFACE TEMPERATURE SIGNATURE OF THE MADDEN–JULIAN OSCILLATION IN THE THERMOCLINE RIDGE OF THE INDIAN OCEAN

 

During boreal winter, there is a prominent maximum of intraseasonal sea-surface temperature (SST) variability associated with the Madden–Julian Oscillation (MJO) along a Thermocline Ridge located in the southwestern Indian Ocean (5°S–10°S, 60°E–90°E; TRIO region). There is an ongoing debate about the relative importance of air-sea heat fluxes and oceanic processes in driving this intraseasonal SST variability. Furthermore, various studies have suggested that interannual variability of the oceanic structure in the TRIO region could modulate the amplitude of the MJO-driven SST response. In this study, they use observations and ocean general circulation model (OGCM) experiments to quantify these two effects over the 1997–2006 period. Observational analysis indicates that Ekman pumping does not contribute significantly (on average) to intraseasonal SST variability. It is, however, difficult to quantify the relative contribution of net heat fluxes and entrainment to SST intraseasonal variability from observations alone. They therefore use a suite of OGCM experiments to isolate the impacts of each process. During 1997–2006, wind stress contributed on average only about 20% of the intraseasonal SST variability (averaged over the TRIO region), while heat fluxes contributed about 70%, with forcing by shortwave radiation (75%) dominating the other flux components (25%). This estimate is consistent with an independent air-sea flux product, which indicates that shortwave radiation contributes 68% of intraseasonal heat flux variability. The time scale of the heat-flux perturbation, in addition to its amplitude, is also important in controlling the intraseasonal SST signature, with longer periods favouring a larger response. There are also strong year-to-year variations in the respective role of heat fluxes and wind stress. Of the five strong cooling events identified in both observations and the model (two in 1999 and one in 2000, 2001 and 2002), intraseasonal-wind stress dominates the SST signature during 2001 and contributes significantly during 2000. Interannual variations of the subsurface thermal structure associated with the Indian Ocean Dipole or El Nińo/La Nińa events modulate the MJO-driven SST signature only moderately (by up to 30%), mainly by changing the temperature of water entrained into the mixed layer. The primary factor that controls year-to-year changes in the amplitude of TRIO, intraseasonal SST anomalies is hence the characteristics of intraseasonal surface flux perturbations, rather than changes in the underlying oceanic state.

 

Response of cellulose oxygen isotope values of teak trees in differing monsoon environments to monsoon rainfall

Results of interannual variations in cellulose oxygen isotopic composition (δ18O) of four teak (Tectona grandis L.F.) trees (one from western India, two from central India and one from southern India) are presented. Cellulose δ18O of teak trees from western and central India show a significant positive correlation with the amount of rainfall, which is contrary to expectation. They propose that this correlation is caused by longer duration of the growing season in years of higher rainfall. Teak from southern India shows a significant negative correlation with the amount of rainfall and this relationship is used to reconstruct rainfall back to A.D. 1743, extending the existing regional and local rainfall by 70 and 128 years, respectively. The reconstructed series reveals higher rainfall for the period 1743–1830 than for the later periods.

 

TREE-RING VARIATION IN TEAK (TECTONA GRANDIS L.) FROM ALLAPALLI, MAHARASHTRA IN RELATION TO MOISTURE AND PALMER DROUGHT SEVERITY INDEX, INDIA

 

They developed a ring-width chronology of teak (Tectona grandis L.) from a moisture stressed area in Maharashtra, India. Bootstrapped correlation analysis indicated that moisture index (MI) and Palmer Drought Severity Index (PDSI) showed better performance rather than same year rainfall over the region. Tree-ring variations were most correlated positively with PDSI during different seasons compared with MI. Significant strong positive correlation with MI, and negative association with temperature and potential evapotranspiration (PET) were found during previous and current year post-monsoon (ON). This study shows that the moisture availability during the post-monsoon of the previous year has a significant role in the development of annual growth rings. The reconstructed previous year post-monsoon (−ON) moisture index for the period 1866–1996 indicates 3.5 and 29.3 years periodicities.

 

CENTRE FOR CLIMATE CHANGE RESEARCH

 

Climate Change is being recognized as a major threat to present day society because of its adverse impacts on ecosystem, agricultural productivity, water resources, socio-economy and sustainability in a global as well as regional basis, it was recognized that there are important science issues that need to be addressed, and also that the present efforts in India to deal with climate change issue are not only inadequate but also lack integration and networking. In order to discuss these issues in a forum of national experts and policy makers a Brainstorming Workshop on “National Program on Climate Change Research” was organized by the Ministry of Earth Sciences, New Delhi on 1st June 2007. The Workshop was addressed by the Honorable Minister for Science and Technology and Earth Sciences and attended by senior scientists, policy makers, and representatives from Ministry of Environment and Forests, Department of Science and Technology, Indian Agricultural Research Institute (IARI), The Energy and Resources Institute (TERI) and other scientific institutions. Establishment of a dedicated centre for undertaking research on science aspects of Climate Change at IITM, Pune was strongly endorsed by the panelists and participants of this Brainstorming Workshop. Consequent upon the recommendation, a proposal for a Centre for Climate Change Research was submitted to the Ministry of Earth Sciences. The proposal received approval on 7th January 2009 under the Program on Global and Regional Climate Change as one of the schemes of the 11th Five Year Plan.

 

OBJECTIVES:

  • Development of a coupled modelling system for Climate Change Studies
  • Incorporation of extensive field campaign observations to improve model physics
  • Generation of an ensemble of high-resolution regional climate change scenarios using RCMs
  • Development of a Climate Change Data Archive and Retrieval system
  • Assessment of Climate Change on Indian Monsoon climate; India's water resources, agriculture etc.
  • Projection of expected future changes in different components of monsoon system (onset, depressions, ISOs etc.) as well as extremes in rainfall and temperature
  • Tailoring the climate model simulations for impact assessment by different groups in India and other countries in the region
  • Assessing the Impacts of dynamic vegetation and interactive carbon cycle on the projected future monsoon rainfall
  • Palaeoclimate reconstruction, palaeoanalogues for understanding processes responsible for present Climate Change and to provide direction for future projections

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 

 

 

 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.68

UK Pound

1

Rs.101.97

Euro

1

Rs.84.78

 

 

INFORMATION DETAILS

 

Report Prepared by :

TPT


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

5

PAID-UP CAPITAL

1~10

6

OPERATING SCALE

1~10

5

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

5

--PROFITABILIRY

1~10

4

--LIQUIDITY

1~10

5

--LEVERAGE

1~10

5

--RESERVES

1~10

5

--CREDIT LINES

1~10

5

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

NO

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

NO

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

--RBI

YES/NO

NO

--EPF

YES/NO

NO

TOTAL

 

45

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

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NB

                                       New Business

 

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PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.