MIRA INFORM REPORT

 

 

Report Date :

08.02.2014

 

IDENTIFICATION DETAILS

 

Name :

ARYA – GROB - UND EINZELHANDELSGESELLSCHAFT MIT BESCHRÄNKTER HAFTUNG

 

 

Registered Office :

Kölner Str. 1 D 65760 Eschborn

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

06.01.2011

 

 

Legal Form :

Private limited company

 

 

Line of Business :

·            Wholesale of clothing

·            Wholesale of food

 

 

No. of Employees :

07

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth in 2006 and 2007 and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 6.5% in 2012. GDP contracted 5.1% in 2009 but grew by 4.2% in 2010, and 3.0% in 2011, before dipping to 0.7% in 2012 - a reflection of low investment spending due to crisis-induced uncertainty and the decreased demand for German exports from recession-stricken periphery countries. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011. In 2012 Germany reached a budget surplus of 0.1%. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. By 2014, the federal government wants to balance its budget. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela Merkel announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production

 

Source : CIA

 

 

 

 


Company name and address

 

ARYA - GROB- UND EINZELHANDELSGESELLSCHAFT MIT BESCHRÄNKTER HAFTUNG

 

 Company Status:          active

Kölner Str. 1

D 65760 Eschborn

Telephone:06196/998380

Telefax:  06196/998366

Homepage: www.fullpowerbodyandco.de

E-mail:   fullpower@fullpowerbodyandco.de

 

 VAT no.:                      DE113826977

 

 

 CONCLUSION

 

 Business relations are permissible.

 

 

Company summary

 

 LEGAL FORM              Private limited company

 Date of foundation:        1982

 Shareholders'

 agreement:                   05.05.1982

 Registered on:              06.01.2011

 Commercial Register:    Local court 60313 Frankfurt

 under:                                       HRB 89865

 

 Share capital:                          EUR             53,000.00

 

 Shareholder:

                      Vijay Kapur

                      Leibnizring 19

                      D 65830 Kriftel

                      born: 10.10.1950

                      Share:             EUR             42,700.00

 Shareholder:

                      Mallika Satia

                      Leibnizring 19

                      D 65830 Kriftel

                      born: 09.08.1984

                      Share:             EUR              5,150.00

 Shareholder:

                      Sonalika Kapur

                      Leibnizring 19

                      D 65830 Kriftel

                      born: 07.06.1988

                      Share:             EUR              5,150.00

 Manager:

                      Vijay Kapur

                      Leibnizring 19

                      D 65830 Kriftel

                      having sole power of representation

                      born: 10.10.1950

                      Profession: Businessman

                      Marital status: married

 Proxy:

                      Sonalika Kapur

                      Leibnizring 19

                      D 65830 Kriftel

                      having sole power of representation

                      born: 07.06.1988

                      Marital status: unknown

 

 Further functions/participations of Vijay Kapur (Manager)

 Shareholder:

                      S.K.L. Lettland Beteiligungs GmbH

                      Harkortstr. 27

                      D 40880 Ratingen

                      Legal form: Private limited company

                      Share capital:     EUR             33,000.00

                      Share:             EUR              3,000.00

                      Registered

                      on:         14.02.2013

                      Reg. data:  40227 Düsseldorf, HRB 69627

 Shareholder:

                      S.K.L. Magnos Beteiligungs GmbH

                      Harkortstr. 27

                      D 40880 Ratingen

                      Legal form: Private limited company

                      Share capital:     EUR             35,000.00

                      Share:             EUR              2,000.00

                      Registered

                      on:         20.02.2013

                      Reg. data:  40227 Düsseldorf, HRB 69662

 

 

 COMPANY HISTORY

 05.05.1982 - 23.03.1983  ARYA - Groß- und

                          Einzelhandelsgesellschaft mit

                          beschränkter Haftung

                          D 60311 Frankfurt

                          Private limited company

 24.03.1983 - 15.07.1992  ARYA - Groß- und

                          Einzelhandelsgesellschaft mit

                          beschränkter Haftung

                          Frankfurter Str. 26-28

                          D 65760 Eschborn

                          Private limited company

 16.07.1992 - 31.03.1997  ARYA - Groß- und

                          Einzelhandelsgesellschaft mit

                          beschränkter Haftung

                          Nordring 30

                          D 65719 Hofheim

                          Private limited company

 01.04.1997 - 20.01.1999  ARYA - Groß- und

                          Einzelhandelsgesellschaft mit

                          beschränkter Haftung

                          West-Höchster Str. 78

                          D 65931 Frankfurt

                          Private limited company

 21.01.1999 - 30.03.2003  ARYA - Groß- und

                          Einzelhandelsgesellschaft mit

                          beschränkter Haftung

                          Höchster Str. 78

                          D 65835 Liederbach

                          Private limited company

 31.03.2003 - 05.01.2011  ARYA - Groß- und

                          Einzelhandelsgesellschaft mit

                          beschränkter Haftung

                          Hessenring 4d

                          D 64546 Mörfelden-Walldorf

                          Private limited company

 

 

 BUSINESS ACTIVITIES

 

 Main industrial sector

 46421   Wholesale of clothing

 

 Secondary industrial sector

 46389   Wholesale of food n.e.c.

 

 

Payment experience:  within agreed terms

 

Negative information: We have no negative information at hand.

 


 

BALANCE SHEET YEAR:  2012

 

 

 REAL ESTATE

 

 Type of ownership:        Tenant

 Address                       Kölner Str. 1

                                    D 65760 Eschborn

 

 Land register documents were not available.

 

 

 BANKERS

 

 Principal bank

 FRANKFURTER VOLKSBANK, FRANKFURT AM MAIN

 Sort. code: 50190000, BIC: FFVBDEFFXXX

 

 

 FINANCIAL FIGURES

 

 Turnover:                      2013              *EUR          1,318,000.00

 Profit:                           2012               EUR           -130,267.00

 further business figures:

 Equipment:                                           *EUR             60,500.00

 Ac/ts receivable:                                               EUR            528,435.00

 Liabilities:                                             EUR            173,322.00

 Employees:                                                                              7

 

 The business figures marked with an asterisk are estimates based

  on average values in the line of business.

 

 

 BALANCE SHEETS

 

 Balance sheet ratios     01.01.2012  - 31.12.2012

 Equity ratio [%]:                        74.78

 Liquidity ratio:                            10.00

 Return on total capital [%]:        -7.75

 

 Balance sheet ratios     01.01.2011  - 31.12.2011

 Equity ratio [%]:                        77.29

 Liquidity ratio:                           10.00

 Return on total capital [%]:        -8.95

 

 Balance sheet ratios     01.01.2010  - 31.12.2010

 Equity ratio [%]:                        82.50

 Liquidity ratio:                           10.00

 Return on total capital [%]:       3.00

 

 Balance sheet ratios     01.01.2009  - 31.12.2009

 Equity ratio [%]:                        68.52

 Liquidity ratio:                           10.00

 Return on total capital [%]:         -20.81

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

 

TYPE OF BALANCE SHEET:   COMPANY BALANCE SHEET

 

Financial year:                        01.01.2012 - 31.12.2012

 

ASSETS                                  EUR          1,680,102.77

Fixed assets                             EUR             18,709.84

Tangible assets                         EUR             18,709.84

Current assets                           EUR          1,652,202.93

Stocks                                      EUR            123,500.00

Accounts receivable                    EUR            528,434.58

Liquid means                             EUR          1,000,268.35

Remaining other assets              EUR              9,190.00

Accruals (assets)                       EUR              9,190.00

 

LIABILITIES                               EUR          1,680,102.77

Shareholders' equity                   EUR          1,256,376.01

Capital                                      EUR             53,000.00

Subscribed capital (share capital)EUR             53,000.00

Reserves                                   EUR             24,274.41

Capital reserves                         EUR             24,274.41

Balance sheet profit/loss (+/-)     EUR          1,179,101.60

Profit / loss brought forward        EUR          1,309,368.81

Annual surplus / annual deficit    EUR           -130,267.21

Provisions                                 EUR            250,405.00

Liabilities                                   EUR            173,321.76

 

 

Type of balance sheet:             Company balance sheet

 

Financial year:                        01.01.2011 - 31.12.2011

 

ASSETS                                  EUR          1,794,122.32

Fixed assets                             EUR             27,612.11

Tangible assets                         EUR             27,612.11

Other / unspecified tangible

 assets                                     EUR             27,612.11

Current assets                           EUR          1,766,510.21

Stocks                                      EUR             88,230.00

Finished goods / work in

progress                                    EUR             88,230.00

Accounts receivable                   EUR            621,916.50

Other debtors and assets           EUR            621,916.50

Liquid means                             EUR          1,056,363.71

 

LIABILITIES                               EUR          1,794,122.32

Shareholders' equity                   EUR          1,386,643.22

Capital                                      EUR             53,000.00

Subscribed capital

(share capital)                            EUR             53,000.00

Reserves                                   EUR             24,274.41

Capital reserves                          EUR             24,274.41

Balance sheet profit/loss (+/-)     EUR          1,309,368.81

Profit / loss brought forward        EUR          1,470,025.10

Annual surplus / annual deficit    EUR           -160,656.29

Provisions                                 EUR            225,714.00

Liabilities                                   EUR            181,765.10

Other liabilities                           EUR            181,765.10

Unspecified other liabilities          EUR            181,765.10


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.32

UK Pound

1

Rs.101.78

Euro

1

Rs.84.68

 

 

INFORMATION DETAILS

 

Report Prepared by :

NIS

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.