MIRA INFORM REPORT

 

 

Report Date :

08.02.2014

 

IDENTIFICATION DETAILS

 

Name :

GOEBEL GMBH

 

 

Registered Office :

Goebelstr. 21, D 64293 Darmstadt

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

10.10.2000

 

 

Com. Reg. No.:

HRB 8060

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

·         Manufacturers of web-fed printing machines for the printing and converting industry especially for high security printing such as bank notes, stamps or tax labels and packaging products

·         Subject specializes in providing web-fed printing machines as a full integrated solution.

 

 

No. of Employees :

40

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Moderate

 

 

Payment Behaviour :

Delayed

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – december 01, 2013

 

Country Name

Previous Rating

(30.09.2013)

Current Rating

(01.12.2013)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


GermanY ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth in 2006 and 2007 and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 6.5% in 2012. GDP contracted 5.1% in 2009 but grew by 4.2% in 2010, and 3.0% in 2011, before dipping to 0.7% in 2012 - a reflection of low investment spending due to crisis-induced uncertainty and the decreased demand for German exports from recession-stricken periphery countries. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011. In 2012 Germany reached a budget surplus of 0.1%. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. By 2014, the federal government wants to balance its budget. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela Merkel announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production

 

Source : CIA

 

 

 

 

 


Company name & address

 

Goebel GmbH

 

Goebelstr. 21

D 64293 Darmstadt

Telephone:        06151/90680

Telefax:             06151/9068200

Homepage:        www.goebel-gm.com

E-mail:              info@goebel-gm.com

 

 

VAT no

 

DE813129664

 

 

Company Status

 

active

 

 

CONCLUSION

 

We cannot give an opinion as to the granting of a credit in this particular case. Business relations require suitable securities.

 

 

Synthesis

 

LEGAL FORM               Private limited company

Date of foundation:         10.10.2000

Shareholders'

agreement:                    10.10.2000

Registered on:               09.02.2001

Commercial Register:     Local court 64283 Darmstadt

under:                                       HRB 8060

Share capital:                 EUR            500,000.00

 

 


Shareholder

 

Goebel Capital GmbH

CH  Baar

Legal form: Other legal form

Share:             EUR            500,000.00

Reg. data: 56068 Koblenz,

 

Manager

 

Dr. Felix Berg

Berliner Str. 23a

D 64404 Bickenbach

having sole power of representation

born: 11.04.1959

Marital status: married

 

Proxy

 

Robert Besken

D 64823 Groß-Umstadt

having sole power of representation

born: 09.05.1965

 

 

Further functions/participations of Dr. Felix Berg (Manager)

 

 Shareholder:

                      print-ing GmbH

                      Berliner Str. 23a

                      D 64404 Bickenbach

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Share:             EUR             25,000.00

                      Registered

                      on:         20.05.2005

                      Reg. data:  64283 Darmstadt, HRB 9494

 Manager:

                      TMF Goebel GmbH

                      Goebelstr. 21

                      D 64293 Darmstadt

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Registered

                      on:         10.12.2004

                      Reg. data:  64283 Darmstadt, HRB 9336

 Manager:

                      print-ing GmbH

                      Berliner Str. 23a

                      D 64404 Bickenbach

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Registered

                      on:         20.05.2005

                      Reg. data:  64283 Darmstadt, HRB 9494

 

 

COMPANY HISTORY

 

 10.10.2000 - 16.01.2006  Goebel Graphic Machines GmbH

                          Goebelstr. 21

                          D 64293 Darmstadt

                          Private limited company

 16.01.2006 - 21.07.2009  Drent Goebel GmbH

                          Goebelstr. 21

                          D 64293 Darmstadt

                          Private limited company

 

 

BUSINESS ACTIVITIES

 

·         Manufacturers of web-fed printing machines for the printing and converting industry especially for high security printing such as bank notes, stamps or tax labels and packaging products

·         Subject specializes in providing web-fed printing machines as a full integrated solution.

 

 

FINANCIAL INFORMATION

 

Payment experience:     not within the set period

 

Negative information:      Negative information is known to us.

 

Balance sheet year:       2012

 

Debt collection:

Amount             last entry:

1                      02.10.2013

EUR                 1,073.61

 

 


REAL ESTATE

 

Type of ownership:         Tenant

Address                        Goebelstr. 21

                                    D 64293 Darmstadt

 

Land register documents were not available.

 

 

BANKERS

 

COMMERZBANK, 64218 DARMSTADT

Sort. code: 50840005, Account no.: 1480441

BIC: COBADEFF508

 

 

FINANCIAL FIGURES

 

 Turnover:            2012              *EUR          5,400,000.00

                      2013              *EUR          5,400,000.00

 Profit:              2012               EUR         -1,783,654.00

 further business figures:

 Equipment:                             *EUR            320,000.00

 Ac/ts receivable:                       EUR          1,171,959.00

 Liabilities:                            EUR         11,038,167.00

 Employees:                                                     40

 

 The business figures marked with an asterisk are estimates based  on average values in the line of business.

 

 

BALANCE SHEETS

 

 Balance sheet ratios 01.01.2012 - 31.12.2012

 Equity ratio [%]:                -41.68

 Liquidity ratio:                   0.11

 Return on total capital [%]:     -20.01

 Balance sheet grade:                5.0

 

 Balance sheet ratios 01.01.2011 - 31.12.2011

 Equity ratio [%]:                -19.24

 Liquidity ratio:                   0.08

 Return on total capital [%]:      -9.58

 Balance sheet grade:                5.0

 

 Balance sheet ratios 01.01.2010 - 31.12.2010

 Equity ratio [%]:                -16.95

 Liquidity ratio:                   0.27

 Return on total capital [%]:     -11.40

 Balance sheet grade:                5.0

 

 Balance sheet ratios 01.01.2009 - 31.12.2009

 Equity ratio [%]:                 -7.35

 Liquidity ratio:                   0.97

 Return on total capital [%]:     -19.54

 Balance sheet grade:                4.8

 

Equity ratio

The equity ratio indicates the portion of the equity as compared

to the total capital. The higher the equity ratio, the better the

economic stability (solvency) and thus the financial autonomy of

a company.

 

Liquidity ratio

The liquidity ratio shows the proportion between adjusted

receivables and net liabilities. The higher the ratio, the lower

the company's financial dependancy from external creditors.

 

Return on total capital

The return on total capital shows the efficiency and return on

the total capital employed in the company. The higher the return

on total capital, the more economically does the company work

with the invested capital.

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2012 - 31.12.2012

 

 ASSETS                                  EUR         12,632,052.00

  Fixed assets                           EUR            243,886.00

   Intangible assets                     EUR            156,902.00

    Other / unspecified intangible assetsEUR            156,902.00

   Tangible assets                       EUR             85,961.00

    Other / unspecified tangible assets  EUR             85,961.00

   Financial assets                      EUR              1,023.00

    Other / unspecified financial assets EUR              1,023.00

  Current assets                         EUR          8,705,562.00

   Stocks                                EUR          7,180,418.00

    Other / unspecified stocks           EUR          7,180,418.00

   Accounts receivable                   EUR          1,171,959.00

    Trade debtors                        EUR            849,229.00

    Other debtors and assets             EUR            322,730.00

   Liquid means                          EUR            353,185.00

  Remaining other assets                 EUR          3,682,604.00

   Accruals (assets)                     EUR             44,657.00

   Deficit not covered by shareholders'

   equity                                EUR          3,637,947.00

 

 LIABILITIES                             EUR         12,632,052.00

  Shareholders' equity                   EUR                  0.00

   Capital                               EUR            500,000.00

    Subscribed capital (share capital)   EUR            500,000.00

   Balance sheet profit/loss (+/-)       EUR         -4,137,947.00

    Profit / loss brought forward        EUR         -2,354,293.00

    Annual surplus / annual deficit      EUR         -1,783,654.00

   Other shareholders' equity (+/-)      EUR          3,637,947.00

    Deficit not covered by shareholders'

    equity                               EUR          3,637,947.00

  Provisions                             EUR          1,593,885.00

   Pension provisions and comparable

   provisions                            EUR             62,528.00

   Other / unspecified provisions        EUR          1,531,357.00

  Liabilities                            EUR         11,038,167.00

   Other liabilities                     EUR         11,038,167.00

    Trade creditors (for IAS incl. bills

    of exchange)                         EUR          2,762,847.00

    Liabilities from received advance

    payments                             EUR          5,652,941.00

    Liabililties due to related companiesEUR          1,685,000.00

    Unspecified other liabilities        EUR            937,379.00

     thereof liabilities from tax /

     financial authorities               EUR             36,905.00

     thereof liabilities from social

     security                            EUR             42,187.00

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2011 - 31.12.2011

 

 ASSETS                                  EUR         11,881,033.00

  Fixed assets                           EUR            187,008.00

   Intangible assets                     EUR            126,381.00

    Other / unspecified intangible assetsEUR            126,381.00

   Tangible assets                       EUR             59,604.00

    Other / unspecified tangible assets  EUR             59,604.00

   Financial assets                      EUR              1,023.00

    Other / unspecified financial assets EUR              1,023.00

  Current assets                         EUR          9,832,783.00

   Stocks                                EUR          8,811,233.00

   Accounts receivable                   EUR            779,897.00

    Trade debtors                        EUR            435,463.00

    Other debtors and assets             EUR            344,434.00

   Liquid means                          EUR            241,653.00

  Remaining other assets                 EUR          1,861,241.00

   Accruals (assets)                     EUR              6,948.00

   Deficit not covered by shareholders'

   equity                                EUR          1,854,293.00

  Difference assets / liabilities        EUR                  1.00

 

 LIABILITIES                             EUR         11,881,033.00

  Shareholders' equity                   EUR                  0.00

   Capital                               EUR            500,000.00

    Subscribed capital (share capital)   EUR            500,000.00

   Balance sheet profit/loss (+/-)       EUR         -2,354,293.00

    Profit / loss brought forward        EUR         -1,400,207.00

    Annual surplus / annual deficit      EUR           -954,086.00

   Other shareholders' equity (+/-)      EUR          1,854,293.00

    Deficit not covered by shareholders'

    equity                               EUR          1,854,293.00

  Provisions                             EUR          1,923,149.00

   Pension provisions and comparable

   provisions                            EUR             51,529.00

   Provisions for taxes                  EUR            981,127.00

   Other / unspecified provisions        EUR            890,493.00

  Liabilities                            EUR          9,957,884.00

   Other liabilities                     EUR          9,957,884.00

    Trade creditors (for IAS incl. bills

    of exchange)                         EUR          2,536,486.00

    Liabilities from received advance

    payments                             EUR          5,504,560.00

    Liabililties due to related companiesEUR          1,685,000.00

    Unspecified other liabilities        EUR            231,838.00

     thereof liabilities from tax /

     financial authorities               EUR             36,905.00

     thereof liabilities from social

     security                            EUR             42,187.00


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.32

UK Pound

1

Rs.101.78

Euro

1

Rs.84.68

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.