MIRA INFORM REPORT

 

 

Report Date :

08.02.2014

 

IDENTIFICATION DETAILS

 

Name :

VALUE  DIAM  COMPANY  LIMITED

 

 

Registered Office :

Suite  2409,  24th  Floor, Jewelry  Trade Center, 919/311  Silom  Road, Silom,  Bangrak,, Bangkok  10500

 

 

Country :

Thailand

 

 

Date of Incorporation :

08.03.2013

 

 

Com. Reg. No.:

0105556043271

 

 

Legal Form :

Private  Limited  Company

 

 

Line of Business :

engaged  in  importing  and  distributing  of  diamonds,  precious  and semi-precious  stones,  as  well  as  exporting  of  the local  products  for  jewelry  industry.

 

 

No. of Employees :

02

 

RATING & COMMENTS

 

MIRA’s Rating :

NB

 

RATING

STATUS

PROPOSED CREDIT LINE

--

NB

New Business

--

 

Status :

New Company

 

 

Payment Behaviour :

Unknown 

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – december 01, 2013

 

Country Name

Previous Rating

(30.09.2013)

Current Rating

(01.12.2013)

Thailand

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

THAILAND - ECONOMIC OVERVIEW

 

With a well-developed infrastructure, a free-enterprise economy, generally pro-investment policies, and strong export industries, Thailand achieved steady growth due largely to industrial and agriculture exports - mostly electronics, agricultural commodities, automobiles and parts, and processed foods. Thailand is trying to maintain growth by encouraging domestic consumption and public investment to offset weak exports in 2012. Unemployment, at less than 1% of the labor force, stands as one of the lowest levels in the world, which puts upward pressure on wages in some industries. Thailand also attracts nearly 2.5 million migrant workers from neighboring countries. The Thai government is implementing a nation-wide 300 baht ($10) per day minimum wage policy and deploying new tax reforms designed to lower rates on middle-income earners. The Thai economy has weathered internal and external economic shocks in recent years. The global economic severely cut Thailand's exports, with most sectors experiencing double-digit drops. In 2009, the economy contracted 2.3%. However, in 2010, Thailand's economy expanded 7.8%, its fastest pace since 1995, as exports rebounded. In late 2011 growth was interrupted by historic flooding in the industrial areas in Bangkok and its five surrounding provinces, crippling the manufacturing sector. Industry recovered from the second quarter of 2012 onward with GDP growth at 5.5% in 2012. The government has approved flood mitigation projects worth $11.7 billion, which were started in 2012, to prevent similar economic damage, and an additional $75 billion for infrastructure over the next seven years with a plan to start in 2013.

 

Source : CIA


Company name

 

VALUE  DIAM  COMPANY  LIMITED

 

 

SUMMARY

 

BUSINESS  ADDRESS                          :           SUITE  2409,  24th  FLOOR, 

                                                                        JEWELRY  TRADE CENTER,

 919/311  SILOM  ROAD, 

SILOM,  BANGRAK, 

BANGKOK  10500,  THAILAND

TELEPHONE                                         :           [66]   2630-0891

FAX                                                      :           [66]   2630-0891

E-MAIL  ADDRESS                                :           -

REGISTRATION  ADDRESS                  :           SAME  AS  BUSINESS  ADDRESS

 

ESTABLISHED                                     :           2013

REGISTRATION  NO.                           :           0105556043271

TAX  ID  NO.                                         :           3035701263

CAPITAL REGISTERED                         :           BHT.   4,000,000

CAPITAL PAID-UP                                :           BHT.   1,000,000

SHAREHOLDER’S  PROPORTION         :           THAI     :    100%

FISCAL YEAR CLOSING DATE              :           -            

LEGAL  STATUS                                  :           PRIVATE  LIMITED  COMPANY

EXECUTIVE                                          :           MR.  DEVEN  HARSHAD  KUMAR  DOSHI,  INDIAN

                                                                        MANAGING  DIRECTOR           

 

NO.  OF  STAFF                                   :           2

LINES  OF  BUSINESS                          :           DIAMONDS,  PRECIOUS  AND  SEMI-PRECIOUS

                                                                        STONES

                                                                        IMPORTER,  DISTRIBUTOR  AND  EXPORTER

                                   

                                     

CORPORATE PROFILE

 

OPERATING  TREND                            :           EARLY  STAGE                       

PRESENT  SITUATION                          :           OPERATING  NORMALLY                     

REPUTATION                                       :           -

MANAGEMENT  STANDARD                 :           -          

 

 

 

 


HISTORY

 

The  subject  was  established  on  March  8,  2013 as  a  private  limited  company  under  the  registered name VALUE  DIAM  COMPANY  LIMITED by Thai groups,  with  the  business  objective  to import and  distribute  diamonds, precious  and  semi-precious  stones  for  jewelry  industry.  It  currently  employs   2  staff.  

 

The  subject’s  registered  address  is  Suite 2409,  24th  Floor,  Jewelry  Trade  Center,  919/311 Silom Road, Silom,  Bangrak,  Bangkok  10500,  and  this  is  the  subject’s  current  operation  address.  

 

 

THE  BOARD  OF  DIRECTOR

 

     Name

 

Nationality

Age

 

 

 

 

Mr. Deven  Harshad  Kumar  Doshi

 

Indian

47

 

 

AUTHORIZED PERSON

 

The  above  director   signs  on  behalf  of  the  subject  with  company’s  affixed.

 

MANAGEMENT

 

Mr.  Deven  Harshad  Kumar  Doshi   is  the  Managing  Director.

He  is  Indian  nationality  with  the  age  of  47 years  old.  

 

 

BUSINESS OPERATIONS

 

The  subject  is  engaged  in  importing  and  distributing  of  diamonds,  precious  and semi-precious  stones,  as  well  as  exporting  of  the local  products  for  jewelry  industry.

 

PURCHASE

Its  products  are  purchased  from  suppliers  both  domestic  and  overseas,  mainly  in  India  and  Hong  Kong.

 

SALES  [LOCAL]

100%  of  the  international  products  is  sold  locally  to  wholesalers,  manufacturers  and  end-users.

 

EXPORT

100%  of  the  local  products  is  exported  to  India.


SUBSIDIARY  AND  AFFILIATED  COMPANY

The  subject  is  not  found  to  have  any  subsidiary  or  affiliated  company  here  in  Thailand.

 

LITIGATION

 

Bankruptcy  and  Receivership

There  are  no  litigation  on  bankruptcy  and  receivership  cases  filed  against  the  subject  found  at  Legal  Execution  Department  for  the  past  five  years.

 

Others

There  are  no  legal  suits  filed  against  the  subject for  the  past  two  years.

 

CREDIT  

Sales  are  by  cash  or  on  the  credits  term  of  30-60  days.

Local  bills  are  paid  by  cash  or  on  the  credits  term  of  30-60  days.

Imports  are  by  T/T  on  negotiated  terms.

Exports  are  against  T/T.

 

BANKING

The  banker’s  name  was  not  disclosed.

 

EMPLOYMENT

The  subject  currently  employs  2  staff.  

 

LOCATION  DETAILS

The  premise  is  rented for  administrative  office  at  the  heading  address.  Premise  is  located  in  a  prime  commercial  area.

 

COMMENT

Subject  was  established in  March  2013  as  an  importer  and  distributor of  diamond,  precious  and  semi  precious  stones,  as  well  as  exporter  of  jewelry products  to  India.   It  is  still  in  early  stage,  while  its  first  year  operation  was  disclosed  at  low  level  that  was  due  to  market  stagnancy  and  shrinking  consumer  spending.

 

FINANCIAL INFORMATION

 

The  capital  was  registered  at  Bht. 4,000,000  divided  into 40,000  shares  of  Bht. 100    each,  with  the  capital  paid-up  at  Bht.  1,000,000  or  40,000  shares  @  Bht.  25  each.

 

THE  SHAREHOLDERS  LISTED  WERE  :  [as  at  March  7,  2013  at  Bht. 1,000,000  of  capitalization]

       NAME

HOLDING

%

 

 

 

Ms. Suntaree  Klinsang

Nationality:  Thai

Address     :  90  Moo  11,  T. Nongkradone,  A. Muang,

                     Nakornsawan 

20,000

50.00

Ms. Patthita  Wadkien

Nationality:  Thai

Address     :  201/17  Moo  1,  Tharaeng,  Bangkhen,

                     Bangkok 

10,000

25.00

Mr. Bootham  Seehabutr

Nationality:  Thai

Address     :  88  Moo  7,  T. Talunglek,  A. Muang,

                     Buriram

10,000

25.00

 

Total  Shareholders  :   3

 

Share  Structure  [as  at  March 7,  2013]

Nationality

Shareholders

No. of  Share

% Shares

 

 

 

 

Thai

3

40,000

100.00

Foreign

-

-

-

 

Total

 

3

 

40,000

 

100.00

 

NAME  OF  AUDITOR  &  CERTIFIED  PUBLIC  ACCOUNTANT  NO. :

None

 

Note:

Due  to  the  subject  was  established  in  2013,  therefore  financial  statement  was  not yet available.


 

DIAMOND INDUSTRY – INDIA

 

-            From time immemorial, India is well known in the world as the birthplace for diamonds.  It is difficult to trace the origin of diamonds but history says that in the remote past, diamonds were mined only in India. Diamond production in India can be traced back to almost 8th Century B.C.  India, in fact, remained undisputed leader till 18th Century when Brazilian fields were discovered in 1725 followed by emergence of S. Africa, Russia and Australia.

-            The achievement of the Indian diamond industry was possible only due to combination of the manufacturing skills of the Indian workforce and the untiring and unflagging efforts of the Indian diamantaires, supported by progressive Government policies.

-            The area of study of family owned diamond businesses derives its importance from the huge conglomerate of family run organizations which operate in the diamond industry since many generations.

-            Some of the basic traits of family run business enterprises include spirit of entrepreneurship, mutual trust lowers transaction costs, small, nimble and quick to react, information as a source of advantage and philanthropy.

-            Family owned diamond businesses need to improve on many fronts including higher standard of corporate governance, long-term performance – focused strategies, modern management and technology.

-            Utmost caution is to be exercised while dealing with some medium and large diamond traders which are usually engaged in fictitious import – export, inter-company transactions, financially assisted by banks. In the process, several public sector banks lost several hundred million rupees. They mostly diverted borrowed money for diamond business into real estate and capital markets.

-            Excerpts from Times of India dated 30th October 2010 is as under –

 

-            Gem & Jewellery Export Promotion Council in its statistical data has shown the export of polished diamonds to have increase by 28 % in February 2013. Compared to $ 1.4 bn worth of polished diamond export in February, 2012, India exported $ 1.84 billion worth of polished diamonds in February 2013. A senior executive of GJEPC said, “Export of cut and polished diamonds started falling month-wise after the imposition of 2 % of import duty on the polished diamonds. But February, 2013 has given a new ray of hope to the industry as the export of polished diamonds has actually increased by 28 %. It means the industry  is on the track of recovery and round tripping of diamonds has stopped completely.” Demand has started coming from the US, the UK, Japan and China. India’s polished diamond export is expected to cross $ 21 bn in 2013-14.

 

-            The banking sector has started exercising restraint while following prudent risk management norms when lending money to gems and jewellery sector. This follows the implementation of Basel III accord – a global voluntary regulatory standard on bank capital adequacy, stress testing and market liquidity.

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.32

UK Pound

1

Rs.101.78

Euro

1

Rs.84.68

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.