MIRA INFORM REPORT

 

 

Report Date :

10.02.2014

 

IDENTIFICATION DETAILS

 

Name :

SHANN NZ LIMITED

 

 

Registered Office :

14 Saunders Place, Avondale, Auckland, 1026

 

 

Country :

New Zealand

 

 

Date of Incorporation :

26.09.2008

 

 

Com. Reg. No.:

2172137

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Subject is engaged in the Import and wholesale distribution of fabrics, leather and furniture, clothing and sail making materials and related accessories.

 

 

No. of Employees :

5

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

New Zealand

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

NEW ZEALAND - ECONOMIC OVERVIEW

 

Switzerland is a peaceful, prosperous, and modern market economy with low unemployment, a highly skilled labor force, and a per capita GDP among the highest in the world. Switzerland's economy benefits from a highly developed service sector, led by financial services, and a manufacturing industry that specializes in high-technology, knowledge-based production. Its economic and political stability, transparent legal system, exceptional infrastructure, efficient capital markets, and low corporate tax rates also make Switzerland one of the world's most competitive economies. The Swiss have brought their economic practices largely into conformity with the EU's to enhance their international competitiveness, but some trade protectionism remains, particularly for its small agricultural sector. The fate of the Swiss economy is tightly linked to that of its neighbors in the euro zone, which purchases half of all Swiss exports. The global financial crisis of 2008 and resulting economic downturn in 2009 stalled export demand and put Switzerland in a recession. The Swiss National Bank (SNB) during this period effectively implemented a zero-interest rate policy to boost the economy as well as prevent appreciation of the franc, and Switzerland's economy recovered in 2010 with 3.0% growth. The sovereign debt crises currently unfolding in neighboring euro-zone countries pose a significant risk to Switzerland's financial stability and are driving up demand for the Swiss franc by investors seeking a safe-haven currency. The independent SNB has upheld its zero-interest rate policy and conducted major market interventions to prevent further appreciation of the Swiss franc, but parliamentarians have urged it to do more to weaken the currency. The franc's strength has made Swiss exports less competitive and weakened the country's growth outlook; GDP growth fell to 1.9% in 2011 and 0.8% in 2012. Switzerland has also come under increasing pressure from individual neighboring countries, the EU, the US, and international institutions to reform its banking secrecy laws. Consequently, the government agreed to conform to OECD regulations on administrative assistance in tax matters, including tax evasion. The government has renegotiated its double taxation agreements with numerous countries, including the US, to incorporate the OECD standard, and is considering the possibility of imposing taxes on bank deposits held by foreigners. These steps will have a lasting impact on Switzerland's long history of bank secrecy.

 

Source : CIA

 


IDENTIFICATION DETAILS

 

Verified Address

 

Subject name :                          SHANN NZ LIMITED

Business address :                    14 Saunders Place

Town :                                       Avondale

Province :                                  Auckland

Zip/postal code :                        1026

Country :                                   New Zealand

Tel :                                          +64 9 8200780

Fax :                                         +64 9 8200785

Email :                                      info@shann.co.nz

Website :                                  www.shann.co.nz

 

Registered address :                  14 Saunders Place

Town :                                       Avondale

Province :                                  Auckland

Zip/postal code :                        1026

Country :                                   New Zealand

Postal address :                        P.O. Box 84440

Town :                                       Westgate

Province :                                  Auckland

Zip/postal code :                        0657

Country :                                   New Zealand

 

 

SUMMARY DETAILS

 

Executive Summary

 

Date founded or registered :        26/09/2008

Legal form :                               Private Limited Company

Chief executive :                        Martin James O'Shannassy

Issued & paid up capital :           NZD 100

Sales turnover :                          NZD 3,000,000 (Estimated Non-Consolidated 12 months, 31/12/2013)

Line of business :                       Import and wholesale distribution of fabrics, leather and furniture, clothing and sail making materials and related accessories.

Staff employed :                         5 employees

 

 

Company Analysis

 

Country risk :                             Country risk is minimal

Operation trend :                        Operational trend is steady

Management experience :           Management is reasonably experienced

Financial performance :             Financial performance is fair

Organization structure :              Organizational structure is stable

Detrimental :                              No detrimental found

Payment history :                      No payment delays noted

 

 

STATUTORY DETAILS

 

Registry Data

 

Registration date :                      26/09/2008

Legal form :                               Private Limited Company

Registration no                          2172137

Registered authority :                 New Zealand Companies Office

Fiscal/ Tax no :                          9429032565157

Registry status :                        Live/Active

Previous name :                         None reported.

Change of legal form :                 None reported.

 

 

MANAGEMENT / DIRECTORS

 

Key Management

 

Name :                                      Martin James O'Shannassy

Designation :                             Managing Director

Name :                                      Phillipa Peterson

Designation :                             Office & Accounts Manager

 

 

BOARD OF DIRECTORS/ OTHER APPOINTMENTS

 

Appointments

                       

Name :                                      Martin James O'Shannassy

Designation :                             Director

Appointment date :                     26/09/08

Address :                                  Unit 5305, 1-7 Queens Bridge Street

Southbank, VIC 3006

Australia

Biography :                                Born on 23-07-1962 in Richmond, Victoria, Australia.

 

Name :                                      Philip John O'Shannassy

Designation :                             Director

Appointment date :                     26/09/08

Address :                                  172-178 Berringa Road

Park Orchards, VIC 3114

Australia

Biography :                                Born on 02-08-1957 in Melbourne, Victoria, Australia.

 

Staff employed :                         5 employees

 

 

SHARE CAPITAL

 

Composition

 

Authorized Capital :                    NZD 100

No of shares :                            100 Shares

Share par value :                        NZD 1

Issued capital :                          NZD 100

Paid up capital :                         NZD 100

 

 

OWNERSHIP / SHAREHOLDERS

 

How listed :                               Full List

 

Composition

 

Shareholder name :                    SHANN AUSTRALIA PTY LTD

Address :                                  Unit 2, 23 Bell Street

Preston, VIC 3072

Australia

No. of shares :                           100 Shares

% of shares :                             100%

 

 

RELATED COMPANIES & CORPORATE AFFILIATIONS

 

Structure

 

Related companies and corporate

affiliations comments      :                       None reported.

 

 

BANK & MORTGAGES

 

Bank Details

 

Name of bank :                          Westpac New Zealand

Address :                                  New Zealand

Account details :                        Current Account

Comments :                              It is generally not the policy of local banks to provide credit status information to non related parties, however interested parties would be advised to consult first with the Subject if banker's references are required.

 

Mortgages :                               None reported.

 

Legal Fillings

 

Bankruptcy fillings :                    None reported.

Court judgements :                     None reported.

Tax liens :                                 None reported.

Others :                                    None reported.

 

 

FINANCIAL DATA

 

Description

 

Source of financial statement :    Provided by the Subject

Financial statement date :          31/12/13

Type of accounts :                     Estimated key figures

Currency :                                 New Zealand, Dollar (NZD)

Exchange rate :                         1 USD = NZD 1.21 as of 07-02-2014

 

Summarized Financial Information

 

Consolidation type :                   Non Consolidated           Non Consolidated           Non Consolidated

Currency :                                 New Zealand, Dollar       New Zealand, Dollar       New Zealand, Dollar

(NZD)                            (NZD)                            (NZD)

Denomination :                          (x1) One                       (x1) One                        (x1) One

Date of financial year end :          31/12/13                        31/12/12                        31/12/11

Length of accounts :                   12 months                     12 months                     12 months

Sale turnover / Income :             3,000,000                      1,700,000                      1,600,000

Comments :                              The estimated turnover was provided by Ms. Phillipa Peterson.

 

Private Companies in New Zealand are not required to file accounts unless classified as "Large", which at the moment means that two out of three conditions are met:

- The company has a sales turnover of over NZD 20,000,000;

 

- The company has total assets of over NZD 10,000,000;

- The company employs 50 people or more.

The Subject does not meet the criteria of being a large Private Company.

 

 

 

OPERATION DETAILS

 

Main activities :                          The Subject engages in import and wholesale distribution of fabrics, leather and furniture, clothing and sail making materials and related accessories.

 

The Subject products are used by manufacturers of sails, furniture, bedding, blinds, curtains, footwear and clothing products.

 

Product & services :                   Industrial Fabrics

Furnishing Fabrics

Upholstery Leathers

Fasteners

Accessories

Adhesives

Cardboard & Backtacking

Clips & Joiners

Nails & Staples

Needles & Thread

Springs & Wire

Glues, Silicone & Adhesive Sprays

Tools

Machinery

Cardboard & Backtacking

Foam & Cushions

Furniture accessories

Zip

Sailcloth

Sailmaking hardware

 

Purchases

 

International :                             Australia, United States, Germany, China

 

Sales

 

Local :                                      Yes

International :                             Fiji

 

Property & Assets

 

Premises :                                The Subject operates from the verified heading address consisting of a warehouse and an administrative office.

Branches :                                None reported.

 

 


SUMMARIZED COUNTRY RISK

 

Gross Domestic Products (GDP) & Economic Overview

 

Central bank :                                        Reserve Bank of New Zealand

Reserve of foreign exchange & gold :       US$ 20.562 billion

Gross domestic product - GDP :             US$ 180.548 billion

GPP (Purchasing power parity) :             126.628 billion of International dollars

GDP per capita - current prices :             US$ 40,454

GDP - composition by sector :                agriculture: 4.7%

industry: 24%

services: 71.3%

Inflation :                                               2009: 2.1%

2010: 2.3%

2011: 4%

Unemployment rate :                              2009: 6.1%

2010: 6.5%

2011: 6.5%

Public debt:                                           2009: 26.1%

(General Government gross debt as         2010: 32.3%

a % GDP)                                             2011: 37%

Government bond ratings :                      Standard & Poor's: AA+/Stable/A-1+

Moody's rating: Aaa

Moody's outlook: STA

Market value of publicly traded:               US$67.061 billion

Shares

Largest companies in the country :          Westpac Limited, Transpower, Fletcher Building Limited, National Bank of New Zealand, Fonterra Co-Operative Group Ltd, Air New Zealand Limited,

The Warehouse Group Limited, Progressive Enterprises Ltd

 

 

Trade & Competitiveness Overview

 

Total exports :                                       US$33.24 billion

Exports commodities :                           Dairy products, meat, wood and wood products, fish, machinery

Total imports :                                       US$31.11 billion

Imports commodities :                            Machinery and equipment, vehicles and aircraft, petroleum, electronics, textiles, plastics

Export - major partners :                         Australia 22%, US 11.5%, Japan 9.2%, China 5.3%, UK 4.6%

Import - major partners :                         Australia 20.7%, China 13.4%, US 9.7%, Japan 9.5%, Singapore 4.9%,

Germany 4.7%

FDI Inflows :                                          2008: US$4,598 million

2009: US$-1,293 million

2010: US$561 million

FDI Outflows :                                        2008: US$462 million

2009: US$-308 million

2010: US$589 million

Best countries for doing business :          3 out of 183 countries

Global competitiveness ranking :             25 (ranking by country on a basis of 142, the first is the best)

 

Country and Population Overview

 

Total population :                                   4.37 million

Total area :                                            270,467 km2

Capital :                                                Wellington

Currency :                                             New Zealand dollars (NZD)

Internet users as % of total:                    83%

population

 

 

PAYMENT HISTORY

 

Purchase Term

 

International :                                         Telegraphic transfer, D/P, Prepayment, Credit 30-90 days

 

Sales Term

 

Local :                                                  Bank transfer, D/P, Prepayment, Credit 30-90 days

International :                                         Telegraphic transfer, Prepayment, Credit 30-90 days

 

Trade Reference/ Payment

Behaviour

 

Comments :                                          As local and international trade references were not supplied, the Subject's payment track record history cannot be appropriately determined but based on our research, payments are believed to be met without delay.

 

Investigation Note

 

Sources :                                              Interviews and material provided by the Subject

             :                                              Other official and local business sources


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.32

UK Pound

1

Rs.101.78

Euro

1

Rs.84.68

 

 

INFORMATION DETAILS

 

Report Prepared by :

NNA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.