MIRA
INFORM REPORT
|
Report Date : |
11.02.2014 |
IDENTIFICATION DETAILS
|
Name : |
ROSINSKI PACKAGING SP. Z O.O. SPOLKA |
|
|
|
|
Registered Office : |
ul. Tadeusza Regera 125 43-382 Bielsko-Biaa |
|
|
|
|
Country : |
Poland |
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|
|
|
Financials (as on) : |
30.09.2013 |
|
|
|
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Date of Incorporation : |
29.11.2013 |
|
|
|
|
Legal Form : |
Limited joint-stock partnership |
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|
|
|
Line of Business : |
Subject is engaged in production of packaging for chemical products and cosmetics (bottles, tubes, containers, caps, plugs) and for food products |
|
|
|
|
No. of Employees : |
221 |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Status : |
Satisfactory |
|
Payment Behaviour : |
No complaints |
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – September 30, 2013
|
Country Name |
Previous Rating (30.06.2013) |
Current Rating (30.09.2013) |
|
Poland |
B1 |
B1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
POLAND - ECONOMIC OVERVIEW
Poland has pursued a policy of economic liberalization since 1990 and Poland's economy was the only one in the European Union to avoid a recession through the 2008-09 economic downturn. Although EU membership and access to EU structural funds have provided a major boost to the economy since 2004, GDP per capita remains significantly below the EU average while unemployment continues to exceed the EU average. The government of Prime Minister Donald TUSK steered the Polish economy through the economic downturn by skillfully managing public finances without stifling economic growth and adopted controversial pension and tax reforms to further shore up public finances. While the Polish economy has performed well over the past five years, growth slowed in 2012, in part due to the ongoing economic difficulties in the euro zone. The key policy challenge is to provide support to the economy through monetary easing, while maintaining the pace of structural fiscal consolidation. Poland's economic performance could improve over the longer term if the country addresses some of the remaining deficiencies in its road and rail infrastructure and its business environment. An inefficient commercial court system, a rigid labor code, red tape, and a burdensome tax system keep the private sector from realizing its full potential
|
Source
: CIA |
EXECUTIVE SUMMARY
ROSINSKI
PACKAGING SP. Z O.O. SPOLKA
|
Full
name: |
ROSINSKI
PACKAGING SP. Z O.O. SPOLKA Komandytowo-Akcyj na |
|
Registered
address: |
ul.
Tadeusza Regera 125 43-382 Bielsko-Biala |
>>
map |
|
070430217 |
|
Phone: |
33
8183382 |
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|
Tax ID |
PL
5470245658 |
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Fax: |
33
8185714 |
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|
488103
KRS |
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E-mail: |
|||
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Website: |
|||
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Other
locations |
YES |
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Company summary
|
Selected
registry data |
>>
more |
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|
Legal
form |
Limited
joint-stock partnership |
Members
of limited joint- |
ROSINSKI >>
Owners |
|
Registration
date: |
29.11.2013 |
stock
partnership |
PACKAGINGsp.
z o.o. |
|
Activity
since: |
01.01.1994 |
Member
of the representation body |
ROSINSKI >>
Management PACKAGINGsp. z o.o. |
|
Employment |
221
pers. (2013) |
Total
assets (PLN) |
132,44
MLN (09.2013*) |
|
Turnover
(PLN) |
140,97
MLN (09.2013*) |
Equity
(PLN) |
65,95
MLN (09.2013*) |
|
Net
profit (PLN) |
7,20 MLN
(09.2013*) |
Total
liabilities (PLN) |
66,49
MLN (09.2013*) |
|
Gross
margin |
5,67 %
(09.2013*) |
Working
capital (PLN) |
27,15
MLN (09.2013*) |
REGISTRY DATA
Legal form Limited joint-stock partnership (15)
Stat.no. 070430217
Tax ID PL 5470245658
Establishment 01.01.1994 as Partnership (2)
02.07.2001 as General partnership
under name Zakad Produkcji Opakowa Rosiski i S-ka Spka Jawna
(3)
03.06.2003 as Limited liability company
under name Rosiski i S-ka Spka z o.o. Zakad Produkcji Opakowa
(5)
03.12.2007 as Joint Stock Company
under name ROSISKI i S-ka SA Zakad Produkcji Opakowa
(6)
13.11.2013 as Limited joint-stock partnership (15)
29.11.2013 under name Rosinski Packaging Sp. z o.o. Spka Komandytowo-Akcyjna
Registration: 29.11.2013, District Court Bielsko-Biaa, VIII Department, KRS 488103
Data concerning previous registrations:
01.01.1994, Municipal Office Bielsko-Biaa, No. 1545
02.07.2001, District Court Bielsko-Biaa, VIII Department, KRS 24297
27.06.2003, District Court Bielsko-Biaa, VIII Department, KRS 166132
02.01.2008, District Court Bielsko-Biaa, VIII Department, KRS 296285
Main activity production of packaging for chemical products and cosmetics (bottles, tubes, containers, caps, plugs) and for food products
sector code NACE 2007 Branches
(C.22.22.Z) Manufacture of plastic packing goods
(C.22.29.Z) Manufacture of other plastic products
(C.18.1) Printing and related services
(C.20.16.Z) Manufacture of plastics in primary forms
(C.22.21.Z) Manufacture of plastic plates, sheets, tubes and profiles
OWNERS AND MANAGERS
Share capital PLN 3 600 000
Share capital divided into 3600000 shares of PLN 1,00 each
Series of shares
3600000 type Ordinary shares SERIA A
Changes of share capital
- since 02.01.2008 until 29.11.2013 the capital estimated PLN 3 600 000
Changes of initial capital
- since 27.06.2003 until 02.01.2008 the capital estimated PLN 3 600 000
Members of limited jointstock
partnership
General partner
ROSINSKI PACKAGING sp. z o.o., ul. T.Regera 125, 43-382 Bielsko-
Biaa
Registration:
28.10.2013, District Court Bielsko-Biaa, VIII Department, KRS
483233
Shareholders
Micha Pawe Rosiski , personal ID no. (PESEL) 75060710433, ul.
Tadeusza Regera 131, 43-382 Bielsko-Biaa
PLN 1 700,00
33,33%
Andrzej Rosiski , personal ID no. (PESEL) 52031102550, ul.
Szarotki 23A, 43-303 Bielsko-Biaa
PLN 1 700,00
33,33%
Joanna Maria Rosiska , personal ID no. (PESEL) 52041802680, ul.
Szarotki 23A, 43-303 Bielsko-Biaa
PLN 1 700,00
33,33%
list entered to NCR /KRS/ on 28.10.2013
Initial Capital PLN 5 100,00
Management
Micha Pawe Rosiski , personal ID no. (PESEL) 75060710433, ul.
Tadeusza Regera 131, 43-382 Bielsko-Biaa
- president
Marek Bartomiej Pokadnik , personal ID no. (PESEL) 77101411792,
ul. Krakowska 2, 43-512 Bestwina
- member of board of directors
Teresa Anna Szoblik , personal ID no. (PESEL) 61100312789, Biery
162, 43-386 witoszówka
- member of board of directors
Zbigniew Stanisaw Podsiadlik , personal ID no. (PESEL)
54032207036, Kalna, ul. Poudniowa 202, 43-376 Godziszka
- member of board of directors
Representation:
since 28.10.2013
Shareholder Shares Value
Current shareholders list unknown due to lack of obligation
of disclosing such a list in court.
Representation Authority ROSINSKI PACKAGING sp. z o.o.
ul. T.Regera 125, 43-382 Bielsko-Biaa
Representation Authority ROSINSKI PACKAGING sp. z o.o.
ul. T.Regera 125, 43-382 Bielsko-Biaa
Supervisory board Marcin Rosiski
PERSONAL ID NO. (PESEL) 83012103194
Andrzej Rosiski
PERSONAL ID NO. (PESEL) 52031102550
ul. Szarotki 23A, 43-303 Bielsko-Biaa
Joanna Maria Rosiska
PERSONAL ID NO. (PESEL) 52041802680
ul. Szarotki 23A, 43-303 Bielsko-Biaa
BUSINESS LINKS
Shares in other
Companies As at
14.01.2014 there are no shares in other companies
Connections: Andrzej Rosiski
ROSINSKI PACKAGING sp. z o.o.
NIP 5472148273
ul. T.Regera 125, 43-382 Bielsko-Biaa · shareholder: PLN 1 700,00
Marcin Rosiski
TRANSMISSION DYNAMICS POLAND SPKA Z O.O.
ul. Kunicy Kotajowskiej 17E/5, 31-234 Kraków · shareholder: PLN 3 950,00
Joanna Maria Rosiska
ROSINSKI PACKAGING DUO sp. z o.o.
ul. Regera 131, 43-382 Bielsko-Biaa · shareholder: PLN 4 950,00
· president
ROSINSKI PACKAGING sp. z o.o.
NIP 5472148273
ul. T.Regera 125, 43-382 Bielsko-Biaa · shareholder: PLN 1 700,00
Data concerning connections are valid as at: 14.01.2014.
KEY
KEY BUSINESS FIGURES (RECENT
YEARS)
2013 y/y 2012
y/y 2011
y/y 2010
Employment 221 (-3%) 228
(-5%) 239 (-4%) 250
|
|
01.01.2013 |
y/y |
01.01.2012 |
y/y |
01.01.2011 |
y/y |
01.01.2010 |
|
|
-
30.09.2013* |
-
31.12.2012 |
-
31.12.2011 |
|
-
31.12.2010 |
||
|
Net
sales |
140 974 |
|
142 782 |
(+24%) |
114 365 |
(+22%) |
93 678 |
|
Net
profit |
7 204 |
|
8 340 |
(-6%) |
8 889 |
(+141%) |
3 687 |
|
EBITDA |
18 166 |
|
22 205 |
(+1%) |
21 983 |
(+34%) |
16 370 |
|
EBITDA
in % |
12,89% |
|
15,55% |
(-19%) |
19,22% |
(+10%) |
17,47% |
|
Total
assets |
132 442 |
|
110 866 |
(+20%) |
92 089 |
(+10%) |
83 302 |
|
Equity |
65 952 |
|
58 511 |
(+16%) |
50 171 |
(+21%) |
41 282 |
|
Total
liabilities |
66 490 |
|
52 355 |
(+24%) |
41 918 |
(0%) |
42 020 |
|
Working
capital |
27 146 |
|
24 197 |
(-7%) |
26 165 |
(+48%) |
17 642 |
FURTHER LOCATIONS
Locations: ul. Tadeusza
Locations: ul. Tadeusza Regera 125, 43-382 Bielsko-Biaa (seat)
Phone: 33 8183382
33 8289301
33 8289321
Fax: 33 8185714
E-mail: rosinski@rosinski.com.pl
teresa_szoblik@rosinski.com.pl
Website: www.rosinski-ska.com.pl
ul. Straacka 35, 43-382
Bielsko-Biaa (warehouse)
ADDITIONAL INFORMATION
Real Estate Book value of
buildings as at 31.12.2012 PLN 9 694 809
Book value of lands as at 31.12.2012 PLN 4
197 972
Verification of information on real estate
ownership position through the Real Estate
Register is not
covered by the standard report.
Certificates: ISO 22000:2006
ISO 9001:2008
ISO 14001:2004
Banks
O. w Bielsku-Biaej ul.Plac Bolesawa
Chrobrego 1 (10501070)
pl. Bolesawa Chrobrego 1, 43-300
Bielsko-Biaa
Acc.no.
51105010701000000100138502
FINANCIAL ANALYSIS
|
Liquidity |
01.01.201330.09.2013* |
01.01.201231.12.2012 |
01.01.201131.12.2011 |
01.01.201031.12.2010 |
2013 |
2012 |
2011 |
2010 |
|
Current
ration |
1.55 |
1.70 |
2.13 |
1.91 |
1.60 |
1.45 |
1.45 |
1.39 |
|
Quick
ratio |
1.11 |
1.26 |
1.52 |
1.35 |
1.13 |
0.99 |
0.99 |
0.96 |
|
Cash
ratio |
0.11 |
0.01 |
0.09 |
0.15 |
0.23 |
0.16 |
0.16 |
0.17 |
|
Profitability |
01.01.201330.09.2013* |
01.01.201231.12.2012 |
|
01.01.201131.12.2011 |
01.01.201031.12.2010 |
2013 |
2012 |
2011 |
2010 |
|
Return on sale |
5,16 ■* |
6,06 |
|
7,94 |
4,06 " |
6,23 |
5,44 |
3,75 |
4,38 |
|
Return on assets |
5,44 ~ |
7,52 |
|
9,65 - |
4,43 ~ |
6,10 |
7,12 |
4,80 |
5,69 |
|
Return on equity |
10,92 ~ |
14,25 |
|
17,72 - |
8,93 ~ |
11,38 |
13,46 |
9,35 |
11,23 |
|
EFFECTIVNESS RATIOS |
|
COMPANY |
|
|
SECTOR(C.22.22.Z) |
||||
|
|
01.01.201330.09.2013* |
01.01.201231.12.2012 |
|
01.01.201131.12.2011 |
01.01.201031.12.2010 |
2013 |
2012 |
2011 |
2010 |
|
Debt collection period
(days) short-term receivables x
number of days net sales |
97 * |
114 ■» |
108 * |
93 ■» |
72 |
72 |
73 |
70 |
|
|
Stock turnover (days) stocks x days turnover |
36 ■» |
37 ■» |
43 ■» |
41 * |
37 |
40 |
40 |
38 |
|
|
DEBT RATIOS |
|
COMPANY |
|
SECTOR(C.22.22.Z) |
||||
|
|
01.01.201330.09.2013* |
01.01.201231.12.2012 |
01.01.201131.12.2011 |
01.01.201031.12.2010 |
2013 |
2012 |
2011 |
2010 |
|
Average payables payment
period creditors (liabilities) x
days turnover |
96,62 |
91,72 * |
75,76 ■» |
77,70 * |
83,61 |
91,25 |
92,39 |
93,68 |
|
Debt ratio total debt (liabilities)
total assets |
50,20 |
47,22 ■» |
45,52 ■» |
50,44 ■» |
46,36 |
47,13 |
48,70 |
49,35 |
RATIO COMPARISON
SHEET
(C.22.22.Z)
|
|
2013 |
2012 |
2011 |
|
|
LIQUIDITY |
|
|
|
|
|
Current
ratio (CR) |
WORSE
-3% |
BETTER
+17% |
BETTER
+46% |
|
|
Quick
ratio (QR) |
WORSE
-1% |
BETTER
+27% |
BETTER
+53% |
|
|
Cash
Ratio |
WORSE
-52% |
WORSE
-93% |
WORSE
-43% |
|
|
PROFITABILITY |
|
|
|
|
|
Return
on sale (ROS) |
WORSE
-17% |
BETTER
+11% |
BETTER
+111% |
|
|
Return
on assets (ROA) |
WORSE
-10% |
BETTER
+5% |
BETTER
+101% |
|
|
Return
on equity (ROE) |
WORSE
-4% |
BETTER
+5% |
BETTER
+89% |
|
|
EFFECTIVNESS
RATIOS |
|
|||
|
Debt
collection period (days) |
WORSE
+33% |
WORSE
+58% |
WORSE
+47% |
|
|
Stock
turnover (days) |
BETTER
-1% |
BETTER
-6% |
WORSE
+7% |
|
|
DEBT
RATIOS |
|
|
|
|
|
Average
payables payment period |
WORSE
+15% |
|
BETTER
-18% |
|
|
Debt
ratio |
WORSE
+8% |
|
BETTER
-6% |
|
RATIO
- BASED TREND COMPARISON SHEET (C.22.22.Z)
|
|
2013 |
2012 |
2011 |
|
|
LIQUIDITY |
|
|
|
|
|
Current
ratio (CR) |
WORSE
-200% |
|
BETTER
+266% |
|
|
Quick
ratio (QR) |
WORSE
-207% |
|
BETTER
+466% |
|
|
Cash
Ratio |
BETTER
+42% |
|
WORSE
-500% |
|
|
PROFITABILITY |
|
|
|
|
|
Return
on sale (ROS) |
WORSE
-213% |
WORSE
-211% |
BETTER
+715% |
|
|
Return
on assets (ROA) |
WORSE
-103% |
WORSE
-191% |
BETTER
+686% |
|
|
Return
on equity (ROE) |
WORSE
-60% |
WORSE
-184% |
BETTER
+567% |
|
|
EFFECTIVNESS
RATIOS |
|
|||
|
Debt
collection period (days) |
BETTER
-6574% |
WORSE
+642% |
WORSE
+418% |
|
|
Stock
turnover (days) |
WORSE
+63% |
BETTER
-1703% |
BETTER
-3% |
|
|
DEBT
RATIOS |
|
|
|
|
|
Average
payables payment period |
WORSE
+164% |
WORSE
+1500% |
BETTER
-50% |
|
|
Debt
ratio |
WORSE
+487% |
WORSE +208% |
BETTER
-656% |
|
partial accounting period
Sector ratios according to Central Statistical Office (GUS)
The above is based on simplifying assumption that the
following means a "BETTER" result:
|
LIQUIDITY |
EFFECTIVNESS
RATIOS |
|
-Current
ratio (CR) |
-Debt
collection period (days) |
|
-Quick
ratio (QR) |
-Stock
turnover (days) |
|
-Cash
Ratio |
DEBT
RATIOS |
|
PROFITABILITY |
-Average
payables payment period |
|
-Return
on sale (ROS) |
-Debt
ratio |
|
-Return
on assets (ROA) |
|
|
-Return
on equity (ROE) |
|
Financial statements
|
Source of
financial data |
Subject |
Subject |
Monitor
Polski B |
Subject |
||||
|
Statement |
F01 |
annual |
annual |
annual |
||||
|
Personal
balance sheet as at(ths.PLN) |
30.09.2013 |
share |
31.12.2012 |
share |
31.12.2011 |
share |
31.12.2010 |
share |
|
-A. Fixed assets |
55
892 |
(42%) |
52
206 |
(47%) |
42
671 |
(46%) |
46
340 |
(56%) |
|
- I.
Intangible assets |
|
|
8 |
|
47 |
(0.1%) |
154 |
(0.2%) |
|
- 3. Other intangible assets |
|
|
8 |
|
47 |
(
0.1%) |
154 |
(
0.2%) |
|
- II.
Tangible assets |
|
|
51 180 |
(46%) |
41 998 |
(46%) |
45 516 |
(55%) |
|
- 1. Fixed goods |
|
|
46 974 |
(
42%) |
40 971 |
(
45%) |
44 389 |
( 53%) |
|
- a) land |
|
|
4 198 |
|
1 033 |
|
1 033 |
|
|
- b) buildings, premises,
facilities |
|
|
9 695 |
|
10 103 |
|
10 327 |
|
|
- c) machinery and equipment |
|
|
30 867 |
|
27 275 |
|
29 779 |
|
|
- d) fleet of motor vehicles |
|
|
1 544 |
|
1 610 |
|
2 145 |
|
|
- e) other fixed goods |
|
|
671 |
|
950 |
|
1 105 |
|
|
- 2. Fixed goods under construction |
|
|
3 577 |
(3%) |
869 |
(
0.9%) |
1 127 |
( 1%) |
|
- 3. Prepayments for fixed goods
under construction |
|
|
629 |
(0.6%) |
157 |
(
0.2%) |
|
|
|
- V. Long-term prepayments and accrued
income |
|
|
1 017 |
(0.9%) |
627 |
(0.7%) |
670 |
(0.8%) |
|
- 1. Deferred tax assets |
|
|
1 017 |
(
0.9%) |
627 |
(
0.7%) |
669 |
(
0.8%) |
|
- 2. Other prepayments |
|
|
0 |
|
0 |
|
1 |
|
|
-B. Current
assets |
76 550 |
(58%) |
58
661 |
(53%) |
49
417 |
(54%) |
36
962 |
(44%) |
|
- I. Stock |
18 890 |
(14%) |
14 276 |
(1
3%) |
13 431 |
(15%) |
10 392 |
(13%) |
|
- 1. Raw materials |
9 497 |
(
7%) |
5 929 |
(5%) |
7 915 |
(
9%) |
5 279 |
( 6%) |
|
- 2. Semi-finished products and work-in-progress |
1 428 |
(
1%) |
1 041 |
(
0.9%) |
221 |
(
0.2%) |
200 |
(
0.2%) |
|
- 3. Finished products |
6 716 |
(5%) |
7 213 |
(7%) |
5 265 |
(
6%) |
4 875 |
( 6%) |
|
- 4. Goods for re-sale |
1 249 |
(0.9%) |
93 |
(
0.1 %) |
29 |
|
38 |
|
|
- II. Short-term receivables |
49 651 |
(38%) |
43 055 |
(39%) |
33 337 |
(36%) |
23 230 |
(28%) |
|
- 2. Other receivables |
49 651 |
(38%) |
43 055 |
(
39%) |
33 337 |
(
36%) |
23 230 |
( 28%) |
|
- a) Due to deliveries and services
with payment period: |
47 742 |
|
42 210 |
|
33 289 |
|
22 689 |
|
|
- - up to 12 months |
|
|
42 210 |
|
|
|
22 689 |
|
|
- b) Due to taxes, subsidies,
insurances, duties, etc |
1 183 |
|
845 |
|
|
|
504 |
|
|
- c) Other |
|
|
|
|
48 |
|
37 |
|
|
- III. Short term investments |
5 234 |
(4%) |
240 |
(0.2%) |
2 055 |
(2%) |
2 912 |
(4%) |
|
- 1. Short-term financial assets |
5 234 |
(
4%) |
240 |
(
0.2%) |
2 055 |
(2%) |
2 912 |
( 4%) |
|
- c) cash and other liquid
assets |
5 234 |
|
240 |
|
2 055 |
|
2 912 |
|
|
- - cash in hand and
on bank account |
|
240 |
|
2 055 |
|
2 912 |
|
|
|
- IV. Short-term prepayments and accrued
income |
2 775 |
(2%) |
1 089 |
(1%) |
594 |
(0.6%) |
428 |
(0.5%) |
|
-D. Total assets |
132 442 |
(100%) |
110
866 |
(100%) |
92
089 |
(100%) |
83 302 |
(100%) |
|
|
|
|||||||||
|
Statement |
F01 |
annual |
annual |
annual |
|||||
|
Personal balance sheet as at(ths.PLN) |
30.09.2013 |
share |
31.12.2012 |
share |
31.12.2011 |
share |
31.12.2010 |
share |
|
|
-A. Shareholders'
equity |
65 952 |
(50%) |
58
511 |
(53%) |
50
171 |
(55%) |
41 282 |
(50%) |
|
|
-
I. |
Basic
share capital |
|
|
3 600 |
(3%) |
3 600 |
(4%) |
3 600 |
(4%) |
|
-
IV. |
Statutory
reserve capital |
|
|
1 200 |
(1%) |
1 200 |
(1%) |
1 200 |
(1%) |
|
-
VI. |
Other
reserve capital |
|
|
45 371 |
(41%) |
36 482 |
(40%) |
32 795 |
(39%) |
|
- VIII. Net profit (loss) |
7 204 |
(5%) |
8 340 |
(8%) |
8 889 |
(10%) |
3 687 |
(4%) |
|
|
-B. Liabilities
and reserves for liabilities |
66 490 |
(50%) |
52
355 |
(47%) |
41
918 |
(46%) |
42 020 |
(50%) |
|
|
-
I. |
Reserves
for liabilities |
2 054 |
(2%) |
1 660 |
(2%) |
1 215 |
(1%) |
1 262 |
(2%) |
|
- |
1.
Deferred income tax reserves |
|
|
1 022 |
(
0.9%) |
627 |
(
0.7%) |
747 |
(
0.9%) |
|
- |
2.
Reserves for pensions and similar social payments |
|
|
629 |
(
0.6%) |
579 |
(
0.6%) |
502 |
(
0.6%) |
|
- |
- long-term |
|
|
209 |
|
238 |
|
256 |
|
|
- |
- short-term |
|
|
420 |
|
341 |
|
246 |
|
|
- |
3.
Other reserves |
|
|
9 |
|
8 |
|
13 |
|
|
- |
- short-term |
|
|
9 |
|
8 |
|
13 |
|
|
-
II. |
Long-term
liabilities |
10 471 |
(8%) |
10 533 |
(1
0%) |
10 203 |
(11%) |
12 600 |
(15%) |
|
- |
2.
Other liabilities |
|
|
10 533 |
(
1 0%) |
10 203 |
(
11%) |
12 600 |
( 15%) |
|
- |
a) Loans |
|
|
7 532 |
|
9 039 |
|
11 633 |
|
|
- |
d) Other |
|
|
3 001 |
|
1 164 |
|
966 |
|
|
- III. Short-term liabilities |
49 404 |
(37%) |
34 464 |
(31%) |
23 252 |
(25%) |
19 319 |
(23%) |
|
|
- |
2.
Other liabilities |
|
|
34 352 |
(
31%) |
23 149 |
(
25%) |
19 213 |
( 23%) |
|
- |
a) Loans |
4 785 |
|
4 990 |
|
4 065 |
|
3 078 |
|
|
- |
d)Due to deliveries and services with payment period: |
36 086 |
|
23 388 |
|
15 332 |
|
12 129 |
|
|
- |
- up to 12 months |
|
|
23 388 |
|
15 332 |
|
12 129 |
|
|
- |
e) Advances received |
120 |
|
37 |
|
|
|
36 |
|
|
- |
g) Due to taxes, subsidies, insurances, duties, etc |
2 131 |
|
2 083 |
|
1 544 |
|
1 124 |
|
|
- |
h) Due to salaries |
769 |
|
757 |
|
735 |
|
704 |
|
|
- |
i) Other |
|
|
3 096 |
|
1 473 |
|
2 142 |
|
|
- |
3.
Special funds |
|
|
112 |
(
0.1 %) |
103 |
(
0.1%) |
107 |
(
0.1%) |
|
-
IV. |
Accruals
and deferred income |
4 561 |
(3%) |
5 699 |
(5%) |
7 247 |
(8%) |
8 840 |
(11%) |
|
- |
2.
Other accruals |
|
|
5 699 |
(5%) |
7 247 |
(8%) |
8 840 |
( 11%) |
|
- |
- long-term |
|
|
4 242 |
|
5 699 |
|
7 249 |
|
|
- |
- short-term |
|
|
1 457 |
|
1 548 |
|
1 591 |
|
|
-D. Total
liabilities |
132 442 |
(100%) |
110
866 |
(100%) |
92
089 |
(100%) |
83 302 |
(100%) |
|
|
Source of financial data |
Subject |
Subject |
Monitor Polski B |
Subject |
|||
|
Statement |
F01 |
annual |
annual |
annual |
|||
|
individual
PROFIT AND LOSS ACCOUNT (ths.PLN) |
01.01.201330.09.2013 |
|
01.01.201231.12.2012 |
|
01.01.201131.12.2011 |
|
01.01.201031.12.2010 |
|
-A. Income from
sales and similar |
140
974 |
(-1%) |
142
782 |
(+25%) |
114
365 |
(+22%) |
93 678 |
|
- I.
Net income on sales |
97 253 |
(-6%) |
103 061 |
(+7%) |
96 175 |
(+12%) |
86 033 |
|
- II.
Change in value of stock ( +, -) |
-110 |
(-104%) |
2 768 |
(+572%) |
412 |
(-66%) |
1 206 |
|
- III. Sales of goods for own use |
1 496 |
(-40%) |
2 492 |
(+29%) |
1 934 |
(+13%) |
1 717 |
|
- IV.
Income from sales of goods and materials |
42 335 |
(+23%) |
34 461 |
(+118%) |
15 843 |
(+236%) |
4 722 |
|
-B. Operational
costs |
132
985 |
(0%) |
132
778 |
(+26%) |
105
011 |
(+18%) |
89 162 |
|
- I. Depreciation |
8 655 |
(-17%) |
10 377 |
(+4%) |
9 954 |
(-1%) |
10 023 |
|
- II. Materials and energy |
58 030 |
(-9%) |
63 802 |
(+1
3%) |
56 526 |
(+11%) |
50 781 |
|
- III. Third party services |
10 439 |
(+25%) |
8 331 |
(+23%) |
6 754 |
(-12%) |
7 638 |
|
- IV. Taxes and duties |
1 220 |
(-15%) |
1 431 |
(+1
5%) |
1 241 |
(-3%) |
1 285 |
|
- V.
Salaries and wages |
9 995 |
(-22%) |
12 792 |
(+1%) |
12 692 |
(+2%) |
12 437 |
|
- VI.
Social security |
2 224 |
(-22%) |
2 851 |
(+8%) |
2 631 |
(+1%) |
2 607 |
|
- VII. Other |
457 |
(-26%) |
616 |
(+1
3%) |
545 |
(+9%) |
500 |
|
- VIII.Costs of goods and materials sold |
41 965 |
(+29%) |
32 577 |
(+122%) |
14 668 |
(+277%) |
3 892 |
|
-C. Profit on
sale |
7
989 |
(-20%) |
10 004 |
(+7%) |
9 355 |
(+107%) |
4 516 |
|
-D. Other
operating incomes |
1
818 |
(-16%) |
2 163 |
(-30%) |
3 072 |
(+27%) |
2 413 |
|
- I.
Incomes from disposal non-financial assets |
200 |
(+40%) |
143 |
(-87%) |
1 136 |
(+286%) |
294 |
|
- II. Subsidies |
1 139 |
(-26%) |
1 548 |
(-4%) |
1 607 |
(+11%) |
1 443 |
|
- III. Other operating incomes |
479 |
(+1
%) |
472 |
(+43%) |
329 |
(-51%) |
676 |
|
-E. Other
operating costs |
296 |
(-12%) |
338 |
(-15%) |
397 |
(-32%) |
581 |
|
- II. Goodwill revaluation |
27 |
(+50%) |
18 |
(-86%) |
128 |
|
|
|
- III. Other operating costs |
269 |
(-16%) |
320 |
(+1
9%) |
270 |
(-54%) |
581 |
|
-F. Profit on
operating activities |
9
511 |
(-20%) |
11 828 |
(-2%) |
12 029 |
(+90%) |
6 347 |
|
-G. Financial
incomes |
333 |
(+2675%) |
12 |
(-95%) |
253 |
(+837%) |
27 |
|
- II. Interest received |
18 |
(+50%) |
12 |
(-66%) |
35 |
(+30%) |
27 |
|
- V. Other |
315 |
|
|
|
218 |
|
|
|
-H. Financial
costs |
895 |
(-39%) |
1 469 |
(+18%) |
1 250 |
(-28%) |
1 731 |
|
- I. Interest |
895 |
(-33%) |
1 339 |
(+7%) |
1 250 |
(-13%) |
1 445 |
|
- - related companies |
365 |
|
|
|
|
|
|
|
- IV. Other |
|
|
130 |
|
|
|
286 |
|
-I. Profit on
economic activity |
8
949 |
(-14%) |
10 371 |
(-6%) |
11 033 |
(+138%) |
4 643 |
|
-K. Gross profit |
8
949 |
(-14%) |
10 371 |
(-6%) |
11 033 |
(+138%) |
4 643 |
|
-L. Corporation
tax |
1
745 |
(-14%) |
2 031 |
(-5%) |
2 143 |
(+124%) |
956 |
|
- a) current part |
1 785 |
|
|
|
|
|
|
|
- b) deferred part |
-40 |
|
|
|
|
|
|
Auditor
|
Balance
sheet as at 31.12.2011 "AUDYT" Krystyna Buzikiewicz KANCELARIA
BIEGLEGO REWIDENTA, ul. Slupska 3, 43-305 Bielsko-Biala |
No. 3043 |
|
Expert
auditor Buzikiewicz Krystyna |
No. 9333 |
|
Balance
sheet as at 31.12.2010 "AUDYT" Krystyna Buzikiewicz KANCELARIA
BIEGLEGO REWIDENTA, ul. Slupska 3, 43-305 Bielsko-Biala |
No. 3043 |
|
Expert
auditor Buzikiewicz Krystyna |
No. 9333 |
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.62.19 |
|
|
1 |
Rs.102.14 |
|
Euro |
1 |
Rs.84.74 |
INFORMATION DETAILS
|
Report Prepared
by : |
NIS |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall
operation is considered normal. Capable to meet normal commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
-- |
NB |
New Business |
-- |
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.