MIRA INFORM REPORT

 

 

Report Date :

12.02.2014

 

IDENTIFICATION DETAILS

 

Name :

P.T. DIHEN BERSAMA

 

 

Registered Office :

Gedung Wisma Abadi 3rd Floor  Suite 3-C Jalan Kyai Caringin No. 29-31 Petojo Selatan, Gambir Jakarta Pusat, 10160

 

 

Country :

Indonesia

 

 

Date of Incorporation :

08.08.1997

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Trading and Distribution of Stainless Steel Products

 

 

No. of Employees :

28

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 


 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew more than 6% annually in 2010-12. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a fiscal deficit below 3%, and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2013 faces the ongoing challenge of improving Indonesia''s insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of high oil prices

 

Source : CIA


Name of Company

 

P.T. DIHEN BERSAMA

 

 

Address

 

Head Office

Gedung Wisma Abadi 3rd Floor  Suite 3-C

Jalan Kyai Caringin No. 29-31

Petojo Selatan, Gambir

Jakarta Pusat, 10160

Indonesia

Phones            - (62-21) 389 00938, 389 00939

Fax                   - (62-21) 389 00937

E-mail               - sales@dihenbersama.com

Website            - http://www.dihenbersama.com

Building Area     - 4 storey

Office Space      - 100 sq. meters

Region              - Commercial

Status               - Rent

 

Warehouse and Operational Office

Jalan Pangeran Jayakarta No. 66/B6

Jakarta Pusat, 10730

Indonesia

Phones             - (62-21) 659 3339 (Hunting)

Fax                   - (62-21) 628 951

E-mail               - sales@dihenbersama.com

Building Area     - 1 storey

Office Space      - 200 sq. meters

Region              - Commercial

Status               - Owned

 

Date of Incorporation :

8 August 1997

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Law and Human Rights

-  No. C2-12.091 HT.01.01.TH.98

   Dated 25 August 1998

-  No. AHU-33782.AH.01.02.TH.2009

   Dated 17 July 2009

 

 

-  No. AHU-AH.01.10-30026

   Dated 17 July 2009

-  No. AHU-AH.01.10-30026

   Dated 22 July 2013

 

Company Status :

National Private Company

 

Permit by the Government Department :

The Department of Finance

NPWP No. 01.820.233.3-073.000

 

The Department of Industry and Trade

TDP No. 09051636888

Dated 19 November 1998

 

Related Companies :

a.   P.T. OHTORI INDONESIA (Valve Manufacturing)

b.   P.T. PARADISE PERKASA (Holding Company)

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                            : Rp. 10,000,000,000.-

Issued Capital                                  : Rp.   2,500,000,000.-

Paid up Capital                                : Rp.   2,500,000,000.-

 

Shareholders/Owners :

a. Mr. Henry Leo                                                               - Rp. 1,250,000,000.-

    Address : Jl. Griya Mulia Block G No. 3, RT. 007 RW. 020

                    Kelurahan Sunter Agung, Kecamatan Tanjung

                    Priok, Jakarta Utara

                    Indonesia

b. Mr. Teddy Leo                                                              - Rp. 1,250,000,000.-

    Address : Mediterania Block A No. 30, RT. 011 RW. 006

                    Kelurahan papanggo, Kecamatan Tanjung

                    Priok, Jakarta Utara

                    Indonesia

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Trading and Distribution of Stainless Steel Products

 

Production Capacity :

None

 

Total Investment :

None

 

Started Operation :

1998

 

Brand Name :

Dihen Bersama

 

Technical Assistance :

None

 

Number of Employee :

28 persons

 

Marketing Area :

Local       - 100%

 

Main Customer :

Industrial Manufacturing

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. AVESTINDO PERDANA

b. P.T. HECO PERKASA PRATAMA

c. P.T. KAHAJAYA SEMESTA

d. P.T. PRAKARSALANGGENG MAJUBERSAMA

e. Etc.

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

B a n k e r :

P.T. Bank CENTRAL ASIA Tbk

Jalan Pangeran Jayakarta 26 Block A 2-3

Jakarta Pusat

Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2011 – Rp. 52.0 billion

2012 – Rp. 58.0 billion

2013 – Rp. 63.0 billion

 

Net Profit (estimated) :

2011 – Rp. 3.6 billion

2012 – Rp. 4.1 billion

2013 – Rp. 4.4 billion

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

Director                                           - Mr. Teddy Leo

 

Board of Commissioners :

Commissioner                                 - Mr. Henry Leo

 

Signatories :

Director (Mr. Teddy Leo) which must be approved by Board of Commissioner

 

 

CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

Credit Risk :

Average

 

Credit Recommendation :

Credit should be proceeded with monitor

 

Proposed Credit Limit :

Small amount – periodical review

 

 

OVERALL PERFORMANCE

 

P.T. DIHEN BERSAMA (P.T. DB) was set-up in Jakarta on 8 August 1997 with the authorized capital of Rp. 100,000,000 issued capital of Rp. 25,000,000 entirely paid up. The company was founded by Kho Kuan Bin and his son Mr. James Leo both are Indonesian business family of Chinese extraction. The company notary deed had been changed a couple of times and June 2009 the company authorized capital was increased to Rp. 10,000,000,000 issued capital to Rp. 2,500,000,000 fully and paid up. On the same occasion Mr. Kho Kuan Bin withdrew and replaced by Mr. Henry Leo as new shareholder. With this development the composition of its shareholders has been changed to become Mr. Teddy Leo (50%) and his young brother Mr. Henry Leo (50%). Then according to the latest revision of notary deed Mr. Karin Christiana Basoeki, SH., No. 21 dated 11 June 2013 the company board of director and the board of commissioner re-elected to lead and runs of the company’s operation. The deed of amendments was approved by the Ministry of Law and Human Rights in its decision letter No. AHU-AH.01.10-30026 dated July 22, 2013.

 

P.T. DB has been operating since 1998 dealing with trading, import, stockiest, distribution and supplied of stainless steel products. The merchandise good products are stainless steel coil/plate; stainless steel round bar; stainless steel angle bar; stainless steel pipe seamless/welded and stainless steel fitting wholly imported from Japan, Spain, Germany, South Korea, China and India. The company sells of stainless steel products by using ACERINOX, THYSENKRUPP, COLOMBUS, OUTOKUMPU, NISSIN STEEL, POSCO, VIRAJ Profile, SUMITOMO, TUBACEX, TA CHEN, YEUN CHYAN, TG PRO, SUPERINOX, YHMCO, BKL, KOFCO and METALFAR brands.  Nowadays, markets aren’t just demanding for the sustainability and reliability of supplies, but also the ability to become a solution provider for their business needs. Therefore, P.T. DB is shifting its business focus, which currently aiming to become a business solution company and strategic business partner for its valuable customers. The company has many stocks variety and availability for plates/coils, pipes, round bars, angle bars, and fittings, which it can become one stop services for customers to seek for stainless steel materials. Aligned with the company’s objectives, P.T. DB implements Quality Management System ISO 9001: 2008 since 2007. This quality management system was implemented to ensure that through their business processes will achieve the best customer satisfaction. The whole products supplied to various contractor and fabrications, chemical and petrochemical plants, oleo chemical plants, refinery plants, food and beverages plants, pharmaceutical plants and others in Jakarta and other cities in the country. We observe the operation of P.T. DB has been growing and developing well in the last three years.

 

Generally, demand for stainless steel products for industries in the country had been increasing by 6% on the average per annum in the last five years. In 2012, the global economic downturn still continued. However, Indonesia’s economy continues to show encouraging performance and stability has been well maintained. This can be seen from the results of a study conducted by Bank Indonesia, as generally seen from several indicators that had affected the growth of Indonesia’s economy, which include:

 

(1)     Real GDP growth of 6.2 percent year-on-year in the third quarter. Although this growth rate was slightly lower 6.4% in the second quarter, however, it is the eight quarterly growth record of over 6% in succession,

 

 

 

 

 

(2)     The Rupiah exchange rate depreciated despite its volatility could be maintained at a relatively low level. On average, the Rupiah depreciated by 6.3% (yoy) to Rp9.358 per U.S. dollar from Rp8.768 per U.S. dollar in 2011. Meanwhile, point-to-point, the Rupiah depreciated by 5.91% and closed at Rp. 9.638 per U.S. dollar with a better maintained volatility at the level of 4.3% (annualized). The curbed Rupiah volatility is closely linked to Bank Indonesia policy in stabilizing the exchange rate to keep the Rupiah volatility at low levels,

(3)     The inflation rate remained under control at a low level in the range of 4.5% ± 1%. The controlled inflation is the result of Bank Indonesia policy, supported by the improving policy coordination with the Government.

 

Indonesia’s economic stability and growth is certainly able to encourage national banking business development. Throughout 2012, the national banking intermediation function was increasing as characterized by high credit growth, particularly in the productive sectors. By the end of November 2012, credit growth reached 22.3%. The high credit growth was mainly distributed in the form of investment credit. Investment credit recorded the highest growth at 29.8% (yoy), followed by working capital credit growth by 26.1% (yoy) and consumer loans by 12.1% (yoy). The credit growth was supported by an environment so conducive that Bank Indonesia managed to keep its benchmark interest rate or BI Rate in December 2012 at the level of 5.75 percent. This means BI managed to maintain the BI rate for 11 months from February 2012. The interest rate remained consistent with low inflation pressures and controlled in accordance with the inflation target in 2012 and 2013 at the level of 4.5 plus minus 1 percent. Therefore, bank loan and deposit interest rates decreased during 2012, in line with the decline of money market interest rates.

 

Until this time P.T. DB has not been registered with Indonesian Stock Exchange, so that they had not obliged to announce their financial statement. The management of P.T. DB is very reclusive towards outsiders and rejected to disclose its financial condition We observed that total sales turnover of the company in 2011 amounted to Rp. 52.0 billion rose to Rp. 58.0 billion in 2012 increased to Rp. 63.0 billion in 2013 and projected to go on rising by at least 6% in 2014. The operation in 2013 yielded an estimated net profit of at least Rp. 4.1 billion and the company has an estimated total networth of at least Rp. 10.0 billion. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.  

 

The management of P.T. DB is led by Mr. Teddy Leo (45) a businessman and professional manager with experience in trading, import and distribution of stainless steel products. The company's management is handled by professional staff in the above business. They have wide relations with private businessmen within and outside the country. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia. P.T. DIHEN BERSAMA is sufficiently fairly good for business transaction.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.44

UK Pound

1

Rs.102.48

Euro

1

Rs.84.28

 

 

INFORMATION DETAILS

 

Report Prepared by :

NIS

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.