MIRA INFORM REPORT

 

 

Report Date :

13.02.2014

 

IDENTIFICATION DETAILS

 

Name :

CHEUNG HING CORPORATION LTD.

 

 

Registered Office :

4/F., Wai Hing Building, 146 Prince Edward Road West, Kowloon

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

30.04.1999

 

 

Com. Reg. No.:

30059702

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer, Exporter and Wholesaler of all kinds of wood, timber

 

 

No. of Employees :

3

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Small company

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Hong Kong

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

HONG KONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong levies excise duties on only four commodities, namely: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, it again faces a possible slowdown as exports to the Euro zone and US slump. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 9.1% of total system deposits in Hong Kong by the end of 2012, an increase of 59% from the previous year. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's exports by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Growth slowed to 5% in 2011, and less than 2% in 2012. Credit expansion and tight housing supply conditions caused Hong Kong property prices to rise rapidly and inflation to rise 4.1% in 2012. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983.

 

Source : CIA

 


Company name & address

 

CHEUNG HING CORPORATION LTD.

 

ADDRESS:       4/F., Wai Hing Building, 146 Prince Edward Road West, Kowloon, Hong Kong.

 

PHONE:            852-2381 2547,  2380 7112

 

FAX:                 852-2397 1790

 

E-MAIL:            chtimber@netvigator.com

 

 

MANAGEMENT

 

Managing Director:  Mr. Cheng Pui Chung

 

 

SUMMARY

 

Incorporated on:             30th April, 1999.

 

Organization:                 Private Limited Company.

 

Capital: Nominal:           HK$10,000,000.00

 

Issued:                          HK$10,000,000.00

 

Business Category:        Importer, Exporter and Wholesaler.

 

Employees:                   3.

 

Main Dealing Banker:     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:           Satisfactory.


Company name

 

CHEUNG  HING  CORPORATION  LTD.

 

 

ADDRESS

 

Registered Head Office:-

4/F., Wai Hing Building, 146 Prince Edward Road West, Kowloon, Hong Kong.

 

Associated Company or Organization:-

Cheung Hing & Co., Hong Kong.

Cheung Hing Resources Co. Ltd., Hong Kong.

Cheung Hing Timber Co. Ltd., Hong Kong.  [Dissolved]

Thai Sawat Import & Export Co. Ltd., Thailand.

Thai Timber Merchant Association, Thailand.

 

 

BUSINESS REGISTRATION NUMBER

 

30059702

 

 

COMPANY FILE NUMBER 

 

0673982

 

 

MANAGEMENT

 

Managing Director:                                 Mr. Cheng Pui Chung

Shipping Clerk & Contact Person:           Ms. Cherie Chow

 

 

CAPITAL

 

Nominal Share Capital: HK$10,000,000.00

 

(Divided into 10,000,000 shares of HK$1.00 each)

 

Issued Share Capital: HK$10,000,000.00

 

SHAREHOLDERS

 

(As per registry dated 30-04-2013)

Name

 

No. of shares

TEH Choo Ngang

 

3,200,000

CHENG Pui Chung

 

1,900,000

CHENG Pui Chee  (Alias Apipatana Chetta)

 

3,000,000

Apipatana Marut

 

1,900,000

 

 

–––––––––

 

Total:

10,000,000

========

 

 

DIRECTORS  

 

(As per registry dated 30-04-2013)

Name

(Nationality)

 

Address

CHENG Pui Chung

4/F., 146 Prince Edward Road, Kowloon, Hong Kong.

 

CHENG Pui Chee

4/F., 146 Prince Edward Road, Kowloon, Hong Kong.

 

TEH Choo Ngang

10C, 16/F., Lai Wan Road, Kowloon, Hong Kong.

 

 

SECRETARY 

 

CHENG Pui Chung  (As per registry dated 30-04-2013)

 

 

HISTORY

 

The subject was incorporated on 30th April, 1999 as a private limited liability company under the Hong Kong Companies Ordinance.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer, Exporter and Wholesaler.

 

Lines:                           All kinds of wood, timber

 

Employees:                   3.

Commodities Imported:   Myanmar, Vietnam, Pauper New Guinea, Thailand, Southeast Asia

 

Markets:                       Hong Kong, China, Japan, South Korea, Taiwan, other Asian countries

 

Terms/Sales:                 As per contracted.

 

Terms/Buying:                Various terms.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital:               HK$10,000,000.00

 

(Divided into 10,000,000 shares of HK$1.00 each)

 

Issued Share Capital:                 HK$10,000,000.00

 

Mortgage or Charge (since2007):  (See attachment)

 

Profit or Loss:                            Making a small profit every year.

 

Condition:                                  Keeping in a satisfactory condition.

 

Facilities:                                  Making rather active use of general banking facilities.

 

Payment:                                  So far so good.

 

Commercial Morality:                 Satisfactory.

 

Bankers:-

The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

Dah Sing Bank Ltd., Hong Kong.

Industrial & Commercial Bank of China (Asia) Ltd., Hong Kong.

KBC Bank N.V., Hong Kong Branch, Hong Kong.

Oversea-Chinese Banking Corporation Ltd., Hong Kong Branch, Hong Kong.

 

Standing:                                  Small.

 

 

GENERAL

 

Having issued 10 million ordinary shares of HK$1.00 each, Cheung Hing Corporation Ltd. is jointly owned by Mr. Teh Choo Ngang, holding 32% interests; Mr. Cheng Pui Chung, holding 19%; Ms. Cheng Pui Chee, 30%; Mr. Apipatana Marut, 19%.  The former three are also the directors of the subject.

The subject’s registered address is in a private building located at 4/F., Wai Hing Building, 146 Prince Edward Road West, Kowloon, Hong Kong.  This is the residence of Cheng Pui Chung and Cheng Pui Chee.

The subject is trading in the following commodities:-

Santalum Album Wood, Hoover, Cherry Veneer, Rough Wood, Crude Wood, Sawn Wood, Finger-Joint Panel, other Wood Materials, etc.

Products are imported from Myanmar, Vietnam, Pauper New Guinea, Thailand, etc.  Prime markets are Hong Kong, China, Japan, South Korea, Taiwan, the other Asian countries, etc.

The subject had an associated company Cheung Hing & Co. located at its operating address.  Now, the registered address of this firm has moved to the operating address of a commercial service provider.

The subject also has had an associated company in Thailand known as Thai Sawat Import & Export Co. Ltd. [Sawat].  Sawat is also a timber and wood trader.  This firm is jointly operated by Cheng Pui Chee (alias Apipatana Chetta) and Apipatana Marut.  The latter is a Thai.  He is a director of Thai Timber Merchant Association of Thailand.  Sawat imports timber from the subject.  Sawat is one of the largest timber traders in Thailand.

Ms. Cheng Pui Chee (alias Apipatana Chetta) and Apipatana Marut seem to be a couple.  Cheng is a Chinese but has got the nationality of Thailand.

The business of the subject is rather active.  Regular suppliers and customers have been maintained.  History in Hong Kong is over fourteen years.

The subject is fully supported by Sawat.

On the whole, consider the subject good for normal business engagements.

 

 

MORTGAGE OR CHARGE

 

(Since 2007)

 

Date

Particulars

Amount

17-01-2007

Instrument:        Charge of Cash and Security Agreement

Property:

All moneys in any currency now or at any time hereafter standing to the credit of the Depositor’s current, savings or deposit accounts whether in local or foreign currency deposit account No. 539338 which shall include any renewals thereof whether by way of extension, replacement or substitution (whether bearing the same or different account numbers together with interest accrued or to be accrued thereon & all additions thereto as continuing security for the payment and discharge of the Secured Obligations

Mortgagee:        Oversea-Chinese Banking Corporation Ltd., Hong Kong Branch.

All moneys & liability

19-03-2007

Instrument:        Security over Deposit in respect of Obligations of the Depositor

Property:

By way of first fixed charge to the Chargee the account No. 861060027545 & all deposits form time to time therein which expression includes all and every deposit & any currency into which such sums may from time to time be converted

Mortgagee:        Industrial & Commercial Bank of China (Asia) Ltd., Hong Kong.

All monies & liabilities

03-12-2008

Instrument:        General Collateral Agreement

Property:

1.         The Customer assigns to the Bank the Assigned Assets.

2.         The Customer charges the Deposit to the Bank

3.         The Customer charges the Securities & Pledged Goods to the Bank

Mortgagee:        Dah Sing Bank Ltd., Hong Kong.

General banking  facilities granted to the company

20-04-2009

Instrument:        Charge Over Deposit/Securities (2-Parties)

Property:

Charged Assets Deposit & Securities, Account No. 385-185822-085, include any assets accepted by the Bank form time to time in addition to or in substitution of any existing charged Assets in accordance with the provisions of this charge

Mortgagee:        Hang Seng Bank Ltd., Hong Kong.

To secure owing all monies in any currency by the company to Hang Seng Bank Ltd. at any time, actually or contingently, in any capacity, alone or jointly with any other person

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.13

UK Pound

1

Rs.102.25

Euro

1

Rs.84.72

 

 

INFORMATION DETAILS

 

Report Prepared by :

NNA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.