MIRA INFORM REPORT

 

 

Report Date :

15.02.2014

 

IDENTIFICATION DETAILS

 

Name :

JIN JIH BAO AN CO., LTD.

 

 

Registered Office :

No.338, Ho Shing Rd., Qiding Li, Chunan Town, Miaoli County,

 

 

Country :

Taiwan

 

 

Date of Incorporation :

29.11.1984

 

 

Com. Reg. No.:

02927792

 

 

Legal Form :

Joint Stock Company

 

 

Line of Business :

Trading of traditional Chinese medicinal materials

 

 

No. of Employees :

30

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Taiwan

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

TAIWAN - ECONOMIC OVERVIEW

 

Taiwan has a dynamic capitalist economy with gradually decreasing government guidance of investment and foreign trade. Exports, led by electronics, machinery, and petrochemicals have provided the primary impetus for economic development. This heavy dependence on exports exposes the economy to fluctuations in world demand. In 2009, Taiwan's GDP contracted 1.8%, due primarily to a 13.1% year-on-year decline in exports. In 2010 GDP grew 10.7%, as exports returned to the level of previous years, and in 2011, grew 4.0%. In 2012, however, growth fell to 1.3%, because of softening global demand. Taiwan's diplomatic isolation, low birth rate, and rapidly aging population are major long-term challenges. Free trade agreements have proliferated in East Asia over the past several years, but except for the landmark Economic Cooperation Framework Agreement (ECFA) signed with China in June 2010, so far Taiwan has been excluded from this greater economic integration in part because of its diplomatic status. Negotiations continue on such follow-on components of ECFA regarding trade in goods and services. The MA administration has said that the ECFA will serve as a stepping stone toward trade pacts with other key trade partners, which Taiwan subsequently launched with Singapore and New Zealand. Taiwan's Total Fertility rate of just over one child per woman is among the lowest in the world, raising the prospect of future labor shortages, falling domestic demand, and declining tax revenues. Taiwan's population is aging quickly, with the number of people over 65 accounting for 11.2% of the island's total population as of 2012. The island runs a large trade surplus largely because of its surplus with China, and its foreign reserves are the world's fifth largest, behind China, Japan, Saudi Arabia, and Russia. In 2006 China overtook the US to become Taiwan's second-largest source of imports after Japan. China is also the island's number one destination for foreign direct investment. Three financial memorandums of understanding, covering banking, securities, and insurance, took effect in mid-January 2010, opening the island to greater investments from the mainland's financial firms and institutional investors, and providing new opportunities for Taiwan financial firms to operate in China. In August 2012, Taiwan Central Bank signed a memorandum of understanding on cross-Strait currency settlement with its Chinese counterpart. The MOU allows for the direct settlement of Chinese RMB and the New Taiwan dollar across the Strait, which could help develop Taiwan into a local RMB hub. Closer economic links with the mainland bring greater opportunities for the Taiwan economy, but also poses new challenges as the island becomes more economically dependent on China while political differences remain unresolved

 

Source : CIA

 

 

 

 


Company name and address

 

Company Name:

JIN JIH BAO AN CO., LTD.

Supplied Name:

Jin Jih Ban An Co Ltd

Trading Address:

No.338, Ho Shing Rd., Qiding Li, Chunan Town, Miaoli County, Taiwan R.O.C.

Supplied Address:

338 Ho Shing Road, Chunon, Modli

Telephone Number:

+886-3-758-4999

Fax Number:

+886-3-758-4908

Notes: Subject’s exact name and address are as above.

 

 

Company Identification Details

 

Registered Name:

Jin Jih Bao An Co., Ltd.

Registered Address:

No.338, Ho Shing Rd., Qiding Li, Chunan Town, Miaoli County, Taiwan R.O.C.

Date of Foundation:

1984-11-29

Registration Number:

02927792

Registry:

MOEA Central Office

Registered Capital:

NTD 60,000,000 (USD 1,974,000)

(As of 2014.02, 1 NTD = 0.0329 USD)

Paid-up Capital:

NTD 60,000,000 (USD 1,974,000)

Legal Representatives:

Canming Lin

Legal Form:

Joint Stock Company

Principal Activities:

Trading of traditional Chinese medicinal materials

Staff:

About 30 Employees

Listed at Stock Exchange:

No

Date of Last Annual Return:

2013-08-30

 

 

History

 

Subject was incorporated on 1984-11-29 with registered number 02927792 as Joint Stock Company in Taiwan.

 

 

Shareholders

 

Name

Subscription Shares

Canming Lin

268,000            

 

Xinying Lin

 

20,000

 

Meili Chen

160,000

Tingning Lin

20,000

 

The information above is that of subject’s major shareholders.

 

 

Subsidiaries & Branches

 

Subject did not introduce whether it has any subsidiaries or branches, from other source we can not obtain the relevant information, either.

 

 

Personnel Information

 

Core Management

 

Directors

1

Name

Canming Lin

Position

Board Chairman

2

Name

Xinying Lin

Position

Director

3

Name

Meili Chen

Position

Director

4

Name

Tingning Lin

Position

Supervisor

 

Personnel Structure

 

Total Employees

About 30 Employees

 

 

 

 

 

 

 

Operation Information

 

Offices & Factories

 

 

Headquarters

Add

No.338, Ho Shing Rd., Qiding Li, Chunan Town, Miaoli County, Taiwan R.O.C.

 

Production Information

 

Subject is a trader of traditional Chinese medicinal materials without any production activities.

 

Purchase Information

 

The registered activities of subject:

 

Details

1

Buying and selling, wholesale and import and export business of Chinese medicine and grass medicine.

2

Manufacturing, buying and selling, wholesale and import and export business of drink, health food, snack, gruel, etc.

3

Section, milling, processing, manufacturing, buying and selling, import and export of Chinese medicine.

4

Processing, buying and selling, import and export of manioc (Brown powder particle) and corn flour.

5

Manufacturing and processing of semen coicis, lotus seed, black and white pepper, gordon euryale seed, white nuts cassia, cassia twig piece, cortex phellodendri piece, seasoning spices and related spices.

6

Manufacturing, buying and selling, import and export of other products.

 

Subject imports traditional Chinese medicinal materials from Southeast Asia.

 

Sales Information

 

Subject is engaged in sale of traditional Chinese medicinal materials, etc.

Subject’s sales region is mainly in Taiwan domestic market.

The general delivery lead time of subject is about 35 days.

Subject’s main customers are drugstores, clinics and hospitals, etc.

 

Import and export right:

Import right

Yes

Export right

Yes  

 


 

Settlements

 

Purchase

 

Domestic Purchase

 

Subject has little domestic purchase.

 

Foreign Purchase

Product

Terms

Proportion

Traditional Chinese medicinal materials

L/C, T/T, etc

100%

 

Sales

 

Domestic Markets (Taiwan)

Product

Terms

Proportion

Traditional Chinese medicinal materials

Cash, etc.

100%

 

Export

 

Subject has little export.

 

 

Bankers

 

Name

Bank of Taiwan

 

 

Public Record

 

Mortgage

 

1

Case Type:

Chattel Mortgage

Certificate No.:

033906

Debtor Name:

Jin Jih Bao An Co., Ltd.

Document Number:

310415

Date of Registration:

1989-07-26

Date of Alteration:

1989-07-26

Status:

Paid off

2

Case Type:

Chattel Mortgage

Certificate No.:

035908

Debtor Name:

Jin Jih Bao An Co., Ltd.

Document Number:

199454

Date of Registration:

1990-07-12

Date of Alteration:

1990-07-12

Status:

Paid off

 

Lawsuit

 

Up to date of reporting, no existing or latent litigation of the subject has been found.

 

 

Interview Details

 

Name

Mr. Lu

Position

Manager

Department

Sales

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.28

UK Pound

1

Rs.103.67

Euro

1

Rs.85.18

 

 

INFORMATION DETAILS

 

Report Prepared by :

NIS

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.