MIRA INFORM REPORT

 

 

Report Date :

17.02.2014

 

IDENTIFICATION DETAILS

 

Name :

INTERNATIONAL DECO LOGISTICS SP. Z O.O.

 

 

Registered Office :

Borek Strzeliński, Ul. Nowowiejska 1, 57-160 Borów

 

 

Country :

Poland

 

 

Financials (as on) :

30.06.2013

 

 

Date of Incorporation :

14.11.2000

 

 

Com. Reg. No.:

KRS 193151

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Engaged in Transport services; Sale of household articles (furniture, bedclothes)

 

 

No. of Employees :

105 (2013)

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Slow but Correct  

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – december 01, 2013

 

Country Name

Previous Rating

(30.09.2013)

Current Rating

(01.12.2013)

Poland

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

Poland ECONOMIC OVERVIEW

 

Poland has pursued a policy of economic liberalization since 1990 and Poland's economy was the only one in the European Union to avoid a recession through the 2008-09 economic downturn. Although EU membership and access to EU structural funds have provided a major boost to the economy since 2004, GDP per capita remains significantly below the EU average while unemployment continues to exceed the EU average. The government of Prime Minister Donald TUSK steered the Polish economy through the economic downturn by skillfully managing public finances without stifling economic growth and adopted controversial pension and tax reforms to further shore up public finances. While the Polish economy has performed well over the past five years, growth slowed in 2012, in part due to the ongoing economic difficulties in the euro zone. The key policy challenge is to provide support to the economy through monetary easing, while maintaining the pace of structural fiscal consolidation. Poland's economic performance could improve over the longer term if the country addresses some of the remaining deficiencies in its road and rail infrastructure and its business environment. An inefficient commercial court system, a rigid labor code, red tape, and a burdensome tax system keep the private sector from realizing its full potential.

 

Source : CIA

Company name & address

 

INTERNATIONAL DECO LOGISTICS Sp. Z o.o.

 

Borek Strzeliński

ul. Nowowiejska 1

57-160 Borów

Phone:             71 3927610

71 3927612

Fax:                  71 3930557

E-mail:              a.kozun@idl.com.pl

 

 

Company summary

 

Legal form                     Limited liability company (5)

Stat.no.                         932290611

Tax ID                           PL 8992393856

Establishment               14.11.2000 (5)

 

Changes of names and addresses

14.11.2000        ul. Powstańców Śląskich 95, 53-332 Wrocław

06.02.2004        Borek Strzeliński, ul. Nowowiejska 1, 57-160 Borów

 

 

Registration:

06.02.2004, District Court Wrocław VI Department, KRS 193151

 

 

Data concerning previous registrations:

13.12.2000, District Court Wrocław, RHB 9998

 

 

Shareholders

BROTHERS F NV, Diabeke 19/B, 9500

Geraardsbergen, Belgium                                   PLN 90 000,00

100,00%

list entered to NCR /KRS/ on 11.04.2011

 

Initial Capital                                                   PLN 90 000,00

Initial capital divided into 900 shares of PLN 100,00 each

 

Management

Alex Frank Flamant , Onkerzelestraat 122, 9500 Geraardsbergen, Belgium - president

 

Proxies:

Remi Van Thielen , Kesselsesteenweg 39C, B-2500 Lier, Belgium- independent proxy


Representation:

To submit statements and sign on behalf of the company:

If numerous managers – Two members of the board of directors jointly

or member of the board of directors with proxy jointly

 

Main activity

Engaged in Transport services; Sale of household articles (furniture, bedclothes)

 

Import                           Thailand, China, France, Hong Kong, Greece, Italy

Export                           Belgium

 

Branches                      NACE 2007:

Wholesale of china and glassware, wallpaper and cleaning materials (G.46.44.Z)

Other supporting transport activities (H.52.2)

Agents involved in the sale of furniture, household goods, hardware and ironmongery (G.46.15.Z)

 

 

Employment                  2009: 148 employees

2010: 140 employees

2011: 107 employees

2012: 105 employees

2013: 105 employees

 

Turnover                        01.07.2008 - 30.06.2009 PLN 85 087 693,69

01.07.2009 - 30.06.2010 PLN 74 642 277,51

01.07.2010 - 30.06.2011 PLN 80 106 037,68

01.07.2011 - 30.06.2012 PLN 88 488 682,73

01.07.2012 - 30.06.2013 PLN 81 158 735,37

 

Financial statements

 

Source of financial data          Court                Court                Monitor Polski B          Court

annual                         annual                         annual                                     annual

 

Personal balance sheet as at 30.06.2013         30.06.2012        30.06.2011                    30.06.2010

 

(Amount in PLN)

-A. Fixed assets...................... 13 335 212,88    13 429 861,52    13 837 374,48                14 354 749,99

- I. Intangible assets.............      24 604,01          31  712,81         17 387,99

- 3. Other intangible assets....... 24 604,01          31 712,81          17 387,99

- II. Tangible assets...............     12 922 565,38    13 114 346,56    13 581 189,22                14 081 769,65

- 1. Fixed goods...................      12 917 565,38    13 109 346,56    13 577 689,22                14 081 769,65

- a) land........................                        364 114,00        364 114,00        364 114,00                    364 114,00

- b) buildings, premises,

facilities..............                      11 964 445,12   12 328 205,44    12 605 431,48                12 965 355,28

- c) machinery and equipment....197 618,72         194 949,66        256 452,72                    329 227,90


- d) fleet of motor vehicles.....      302 634,79        39 084,24          68 494,04                      46 887,45

- e) other fixed goods...........       88 752,75          182 993,22        283 196,98                    376 185,02

- 2. Fixed goods under

construction..................                        5 000,00            5 000,00            3 500,00

-V. Long-term prepayments and

accrued income......................   388 043,49       283 802,15        238 797,27                    272 980,34

- 1. Deferred tax assets............. 388 043,49        283 802,15        238 797,27                    272 980,34

-B. Current assets.................... 63 787 741,47   59 150 993,10    55 093 851,42                59 415 528,78

- I. Stock.........................          13 948 276,80 18 795 317,92      19 777 926,67                18 413 151,66

- 1. Raw materials.................                                                     17 016 481,19

- 4. Goods for re-sale.............     12 387 815,16 16 598 161,04      2 761 445,48                 15 478 787,28

- 5. Advance payments ............. 1 560 461,64     2 197 156,88                                         2 934 364,38

- II. Short-term receivables......... 49 521 831,27 39 945 802,26      35 005 486,15                40 728 410,79

- 1. Receivables from affiliated

companies.............................   47 867 605,25    38 886 778,56    33 149 338,49                38 935 069,44

- a) Due to deliveries and

services with payment period      47 867 605,25    38 886 778,56    33 149 338,49                38 935 069,44

- - up to 12 months............         47 867 605,25    38 886 778,56    33 149 338,49                38 935 069,44

- 2. Other receivables ............    1 654 226,02     1 059 023,70     1 856 147,66                 1 793 341,35

- a) Due to deliveries and

services with payment period:....373 444,98         258 057,91        426 473,26                    408 675,98

- - up to 12 months............         373 444,98                                426 473,26                    408 675,98

- b) Due to taxes, subsidies,

insurances, duties, etc.............  1 280 781,04     790 953,60        1 406 113,00                 1 378 721,57

- c) Other.......................                                   10 012,19          23 561,40                      5 943,80

- III. Short term investments........ 38 236,40         123 086,20        25 430,48                      5 426,84

- 1. Short-term financial assets... 38 236,40         123 086,20        25 430,48                      5 426,84

- c) cash and other liquid

assets................................      38 236,40         123 086,20        25 430,48                      5 426,84

- - cash in hand and on bank

account...............................      38 236,40         123 086,20

-IV. Short-term prepayments and

accrued income........................ 279 397,00       286 786,72        285 008,12                    268 539,49

-D. Total assets...................... 77 122 954,35    72 580 854,62    68 931 225,90                73 770 278,77

-A. Shareholders' equity............-628 660,02     -880 669,91       586 229,71                    524 876,06

- I. Basic share capital...........     90 000,00          90 000,00          90 000,00                      90 000,00

- IV. Statutory reserve capital..... 496 229,71        496 229,71        434 876,06                    87 148,21

- VII. Profit (loss) carried forward.-1 466 899,62

- VIII. Net profit (loss)............      252 009,89        -1 466 899,62    61 353,65                      347 727,85

-B. Liabilities and reserves for

liabilities...........................       77 751 614,37   73 461 524,53    68 344 996,19                73 245 402,71

- I. Reserves for liabilities......      412 352,56        368 465,88        192 842,79                    134 190,90

- 1. Deferred income tax reserves 16 604,56

- 2. Reserves for pensions and

similar social payments............. 233 282,12        368 465,88        192 842,79                    134 190,90

- - short-term...................          233 282,12        368 465,88        192 842,79                    134 190,90

- 3. Other reserves................     162 465,88

- - short-term...................          162 465,88

-II. Long-term liabilities...........     56 042 820,42    57 667 691,46    55 625 536,18                43 426 366,73


- 1. Due affiliated companies...... 42 267 333,52    41 604 404,58    38 922 422,57                40 476 741,96

- 2. Other liabilities...............      13 775 486,90    16 063 286,88    16 703 113,61                2 949 624,77

- a) Loans.........................         13 642 756,37                            16 703 113,61                2 949 624,77

- c) Other financial liabilities...     132 730,53       

-III. Short-term liabilities..........    21 296 441,39    15 425 367,19    12 526 617,22                29 684 845,08

- 1. Due to affiliated companies...660 114,34                                240 340,86                    17 064,11

- a) Due to deliveries and

services with payment period:.........                    240 340,86                                            17 064,11

- - up to 12 months..............                               240 340,86                                            17 064,11

- 2. Other liabilities...............      20 636 327,05    15 185 026,33    12 526 617,22                29 667 780,97

- a) Loans.........................         2 390 757,41     1 790 768,71     1 675 328,78                 16 661 229,26

- c) Other financial liabilities...     82 166,68

- d)Due to deliveries and

services with payment period:.....17 021 487,05    12 317 348,15    9 866 135,61                 12 063 185,41

- - up to 12 months..............       17 021 487,05    12 317 348,15    9 866 135,61                 12 063 185,41

- g) Due to taxes, subsidies,

insurances, duties, etc...............799 962,06        725 747,81        657 497,26                    586 507,88

- h) Due to salaries...............      288 688,17        330 321,62        303 978,21                    325 900,02

- i) Other.........................          53 265,68          20 840,04          23 677,36                      30 958,40

-IV. Accruals and deferred income....                   0,00

 

-D. Total liabilities................. 77 122 954,35    72 580 854,62    68 931 225,90                73 770 278,77

 

 

Source of financial data          Court                Court                Monitor Polski B          Court

annual                         annual                         annual                                     annual

individual

PROFIT AND LOSS ACCOUNT 01.07.2012-        01.07.2011-       01.07.2010-                   01.07.2009-

30.06.2013        30.06.2012        30.06.2011                    30.06.2010       

(amount in PLN)

-A. Income from sales and

similar.....                                81 158 735,37    88 488 682,73    80 106 037,68                74 642 277,51

- - including related companies...80 024 599,36    87 105 957,78    79 065 029,63                73 943 253,01

- I. Net income on sales...........   4 211 062,15     4 489 051,14     8 689 774,10                 7 795 692,89

- IV. Income from sales of goods

and materials.........................    76 947 673,22    83 999 631,59    71 416 263,58                66 846 584,62

-B. Operational costs................80 250 352,79   86 966 782,93    79 525 278,98                75 317 343,34

- I. Depreciation..................       572 501,09        562 294,73       569 075,19                    668 232,82

- II. Materials and energy.......... 2 371 394,76       2 200 626,48     2 126 768,85                 2 596 842,71

- III. Third party services..........    7 905 842,29     10 107 131,60    8 740 225,82                 9 120 141,32

- IV. Taxes and duties.............. 505 801,43         491 190,89        472 289,21                    444 548,34

- V. Salaries and wages............ 4 836 020,99      5 076 622,65     4 154 324,21                 4 258 906,14

- VI. Social security............... 1 552 566,72         1 564 298,81     1 394 912,43                 1 365 929,86

- VII. Other.........................     305 022,91          186 745,98        134 727,29                    129 964,81

- VIII.Costs of goods and

Materials sold......................... 62 201 202,60     66 777 871,79    61 932 955,98                56 732 777,34

-C. Profit on sale.................... 908 382,58         1 521 899,80     580 758,70

-C. Loss on sale......................                                                                                                 675 065,83


-D. Other operating incomes  809 247,22          230 587,84        700 976,01                    431 781,50

- I. Incomes from disposal

non-financial assets..........                                 7 259,77            47 658,20

- III. Other operating incomes.... 809 247,22         223 328,07        653 317,81                    431 781,50

-E. Other operating costs........ 240 723,61        321 300,49        686 429,71                    383 568,02

- III. Other operating costs......... 240 723,61         321 300,49        686 429,71                    383 568,02

-F. Profit on operating activities 1 476 906,19  1 431 187,15      595 305,00

-F. Loss on operating activities......                                                                              626 852,35

-G. Financial incomes................. 445,39          5 099,46            621 900,82                    1 889 278,63

- II. Interest received.............      445,39              1 669,90            906,40                          1 031,70

- V. Other.........................         3 429,56            620 994,42        1 888                            246,93

-H. Financial costs................... 1 312 978,47     2 948 191,11     1 121 669,10                 1 037 153,76

- I. Interest......................           878 424,08        1 131 950,68     1 029 139,84                 1 021 996,44

- IV. Other.........................        434 554,39        1 816 240,43     92 529,26                      15 157,32

-I. Profit on economic activity..164 373,11                                95 536,72                     225 272,52

-I. Loss on economic activity...                        1 511 904,50

-K. Gross profit......................   164 373,11                                95 536,72                      225 272,52

-K. Gross loss........................                           1 511 904,50

-L. Corporation tax................... -87 636,78       -45 004,88         34 183,07                      -122 455,33

-N. Net profit........................    252 009,89                                61 353,65                      347 727,85

-N. Net loss..........................                             1 466 899,62

 

AUDITOR

 

Balance sheet as at 30.06.2013

BAKER TILLY Poland Assurance Sp. z o.o, Warszawa ul.

Hrubieszowska 2                                                                                   No. 3790

 

Balance sheet as at 30.06.2012

BAKER TILLY POLAND AUDIT Sp. z o.o., ul. Hrubieszowska

2, 01-209 Warszawa                                                                              No. 1898

Expert auditor Wolfgang Stanclik                                                             No. 8615

 

Balance sheet as at 30.06.2011

BAKER TILLY POLAND AUDIT Sp. z o.o., ul. Hrubieszowska

2, 01-209 Warszawa                                                                              No. 1898

Expert auditor Wolfgang Stanclik No. 8615

 

Balance sheet as at 30.06.2010

BAKER TILLY POLAND AUDIT Sp. z o.o., ul. Hrubieszowska

2, 01-209 Warszawa                                                                              No. 1898

Expert auditor Wolfgang Stanclik No. 8615

 


Ratios

 

Ratios

01.07.2012-

30.06.2013

 

01.07.2011

-30.06.2012

01.07.2010-

30.06.2011

01.07.2009-

30.06.2010

 

Current ratio

3,00

3,83

4,40

2,00

 

Quick ratio

2,33

2,60

2,80

1,37

 

Immediate ratio

 

0,01

 

 

 

Return on sale

0,31

-1,66

0,08

0,47

 

Return on assets

0,33

-2,02

0,09

0,47

 

Return on equity

 

 

10,47

66,25

 

Average trade debtors' days

222,72

165,22

159,50

199,16

 

Average stock turnover's days

62,73

77,74

90,12

90,04

 

average payables payment period

95,78

63,80

57,08

145,16

 

Total indebtedness ratio

100,82

101,21

99,15

99,29

 

 

While rating the company, it is advisable
to take into consideration information about the branch  , the company is acting in

(G.46.90.Z - NACE 2007), as at :

30.09.2013

31.12.2012

31.12.2011

31.12.2010

31.12.2009

Current ratio............................

0,92

1,25

1,01

1,39

1,56

Quick ratio..............................

0,79

1,12

0,87

0,69

0,78

Immediate ratio..........................

0,05

0,37

0,13

0,08

0,08

Return on sale...........................

-3,80

-2,31

0,59

0,70

2,68

Return on assets.........................

-1,78

-1,32

0,39

1,25

4,51

Return on equity.........................

-4,62

-3,16

1,25

3,47

9,86

Average trade debtors' days..............

93,70

109,75

114,30

61,43

64,53

Average stock turnover's days............

37,19

40,60

39,08

68,81

71,26

average payables payment period..........

285,93

334,16

323,12

99,50

92,70

Total indebtedness ratio.................

61,41

58,20

684,89

64,03

54,21

Percent share in the examinated group
of companies with net profit.............

82,40

88,90

77,80

88,90

85,70

Sales/revenue per employee in th. PLN....

680,56

764,17

784,56

432,05

408,48

Average sales/revenue per company in
th. PLN..................................

105 166,94

115 516,72

116 986,83

55 078,07

58 733,71

 

according to the Central Statistical Office

 

Locations:                                 seat:

Borek Strzeliński, ul. Nowowiejska 1, 57-160 Borów

Phone:                                      71 3927610

71 3927611

71 3927612

Fax:                                          71 3927620

71 3930557

E-mail:                                      a.kozun@idl.com.pl

biuro@idl.com.pl

 

Real Estate                               Borek Strzeliński, ul. Nowowiejska 1, 57-160 Borów

built-up land of area 67 600 sq.m.

 

Real estate charged by mortgage

 

Book value of buildings as at 30.06.2013 PLN 11 964 445,12

 

Book value of lands as at 30.06.2013 PLN 364 114,00

Verification of information on real estate

ownership position through the Real Estate

 

Register is not covered by the standard

report.

 

Shares in other companies

As at 22.01.2014 there are no shares in other companies.

 

Connections:

Remi Van Thielen

 

- AXIS sp. z o.o., ,ul. Kręta 14, 56-410 Dobroszyce

· shareholder: PLN 50 000,00 (100,00%)

· president

 

- „AVAX” sp. z o.o. NIP 8942489637, Borek Strzeliński,

ul. Nowowiejska 1, 57-160 Borów

· shareholder: PLN 50 000,00 (100,00%)

· president

 

Alex Frank Flamant

Connections have not been determined due to no possibility

of identification of the persons or subjects which appear

in the company

.

Data concerning connections are valid as at: 22.01.2014.


General information

The subject has not decided to cooperate in elaboration of this report yet.

 

Banks

BNP PARIBAS BANK POLSKA SA O. we Wrocławiu ul. Ruska 20/21 (16001156)

ul. Ruska 20/21, 50-079 Wrocław

Acc.no. 83160011560004060634814001

 

Payment Manner

Payment delays cannot be excluded.

Credit capability Business connections should not be refused, credits require security

 

Due to:

- Negative equity capital

- high level of the debt ratio

- Unsettled losses from previous years


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.28

UK Pound

1

Rs.103.67

Euro

1

Rs.85.18

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.